Toyota Venza Insurance Rates

U.S. average insurance prices for a Toyota Venza are $1,182 every 12 months for full coverage insurance. Comprehensive costs on average $214 a year, collision costs $350, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,554. Teenage drivers pay the highest rates at $4,612 a year or more.

Average premium for full coverage: $1,182

Price estimates by individual coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Venza trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Toyota Venza insurance rates for different risk profiles and scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save around $1,052 each year
• The average price for the average middle-age driver with $500 deductibles is $1,182
• Using low $100 deductibles for comp and collision coverage increases the price to $1,428
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,554 or more
• The price to insure a teen driver may cost $4,612 each year

View Chart as Image

Car insurance prices for a Toyota Venza are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Venza.

Using high physical damage deductibles can save as much as $380 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Toyota Venza insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Venza Insurance

Getting lower rates on Toyota Venza insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a recap of the information presented in the illustrations above.

• It is possible to save as much as $140 per year simply by quoting early and online
• Youthful drivers are expensive to insure, as much as $384 a month if the policy includes full coverage
• Increasing physical damage deductibles could save as much as $375 each year
• High-risk drivers that have major violations or accidents pay on average $1,370 more each year than a low-risk driver
• Drivers who require more liability protection will pay an extra $510 annually to raise limits from a low limit to a 250/500 level