Toyota Venza Insurance Rates

U.S. average insurance rates for a Toyota Venza are $1,228 a year with full coverage. Comprehensive insurance costs approximately $230 a year, collision costs $380, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $2,654 or more. Teenage drivers pay the highest rates at $4,754 a year or more.

Average premium for full coverage: $1,228

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Venza trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Toyota Venza insurance rates for additional coverage and risk scenarios.

• The best discount rate is $720
• Raising to $1,000 deductibles will save $1,088 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,228
• Using low $100 deductibles will cost an extra $266 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,654 or more
• The price for full coverage for a teen driver can cost $4,754

View Chart as Image

Insurance prices for a Toyota Venza are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in also has a big influence on Toyota Venza insurance prices. A middle-age driver might find prices as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Venza Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around once a year by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief recap of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting early and online
• Policyholders who purchase an increased level of liability coverage will pay an extra $510 every year to raise from a low limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, costing up to $396 a month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations pay on average $1,430 more per year than a safer driver