Toyota Venza Insurance Rates

Estimated insurance rates for a Toyota Venza are $1,228 a year including full coverage. Comprehensive costs approximately $230 a year, collision costs $380, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,654. Teen drivers pay the most at $4,754 a year or more.

Average premium for full coverage: $1,228

Premium estimates by type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Venza trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why it is important to compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Toyota Venza insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $720
• Drivers who choose higher $1,000 deductibles will pay $1,088 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,228
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,494
• High risk drivers with multiple violations and an at-fault accident could pay around $2,654 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,754 a year

View Chart as Image

Insurance prices for a Toyota Venza also have a wide range based on your driving characteristics, the model of your Venza, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Venza insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,750 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $410 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Toyota Venza Insurance

Finding better rates on Toyota Venza insurance not only requires being a good driver, but also maintaining good credit, refrain from filing small claims, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a quick rundown of the information covered above.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $396 per month for full coverage
• Increasing policy deductibles can save around $400 each year
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,430 more per year than a safer driver
• Drivers who purchase an increased level of liability coverage will pay about $510 per year to go from 30/60 bodily injury limits to 250/500 limits