Toyota Venza Insurance Rates

Estimated insurance prices for a Toyota Venza are $1,182 every 12 months for full coverage insurance. Comprehensive costs an estimated $214 each year, collision costs $350, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,554. Teenage drivers pay the most at $4,612 a year or more.

Average premium for full coverage: $1,182

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Venza models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why all drivers should get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save approximately $130 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,182
• Using low deductibles for comp and collision coverage increases the price to $1,428
• Drivers who are prone to accidents and violations could pay up to $2,554 or more
• An auto insurance policy to insure a teenage driver can cost as much as $4,612 each year

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Auto insurance prices for a Toyota Venza also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $380 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Toyota Venza insurance rates. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Toyota Venza Insurance

Finding better rates on auto insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief summary of the data covered above.

• Consumers who want an increased level of liability coverage will pay an extra $510 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• It is possible to save approximately $140 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $384 per month if comprehensive and collision insurance is included