Toyota Venza Insurance Rates

The average insurance rates for a Toyota Venza are $1,182 a year including full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $350, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,554. Teenage drivers cost the most to insure at up to $4,612 a year.

Average premium for full coverage: $1,182

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Venza models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay approximately $130 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,182
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,428
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,554
• Policy cost that insures a teen driver can cost as much as $4,612 a year

View Chart as Image

Insurance rates for a Toyota Venza also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Your home state makes a big difference in Toyota Venza insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $380 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Venza Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices every other policy renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief summary of the ideas that were covered above.

• Teens are expensive to insure, with premiums being up to $384 each month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,370 more annually for Venza insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save approximately $140 per year just by quoting online in advance