Toyota Venza AWD 4-Dr Insurance Rates

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The average auto insurance rates for a Toyota Venza AWD 4-Dr are $1,420 annually for full coverage insurance. Comprehensive insurance costs on average $326, collision costs $572, and liability insurance costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $3,060 or more. Teen drivers cost the most to insure at $5,194 a year or more.

Annual premium for full coverage: $1,420

Policy rates by type of coverage:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Venza Trim Level

For a driver in their 40's, Toyota Venza AWD 4-Dr insurance rates go from as cheap as $430 for liability-only coverage to the much higher price of $3,060 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

These price differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Toyota Venza AWD 4-Dr also range considerably based on the model year, your risk profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Toyota Venza AWD 4-Dr insurance for high-risk drivers can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Toyota Venza AWD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be varied between companies.

View Chart as Image

Toyota Venza AWD 4-Dr insurance cost comparison chart
Column chart showing Toyota Venza AWD 4-Dr insurance prices range from $818 to $5,194 for full coverage

The chart estimates Toyota Venza AWD 4-Dr insurance prices for different situations. The lowest price with discounts is $818. Drivers who choose higher $1,000 deductibles will pay about $1,216. The average price for a 40-year-old male driver using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,816. High risk drivers could be charged around $3,060. The rate for full coverage for a teen driver is $5,194.

Toyota Venza AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

Toyota Venza AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Toyota Venza AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Toyota Venza AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Toyota Venza AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Venza AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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