Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance prices for a Scion tC are $1,116 every 12 months with full coverage. Comprehensive costs approximately $144, collision costs $208, and liability costs around $564. Liability-only insurance costs as low as $628 a year, with high-risk driver insurance costing around $2,404. Teenage drivers pay the highest rates at $4,636 a year or more.
Average premium for full coverage: $1,116
Price estimates by individual coverage:
These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different tC trim levels.
Price Range from Low to High
For an average driver, Scion tC insurance prices go from the cheapest price of $628 for basic liability insurance to a much higher rate of $2,404 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.
The price range example below illustrates the effect of geographic area on auto insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Scion tC insurance rates for additional coverage and risk scenarios.
- The best discount rate is $687
- Using higher $1,000 deductibles will save $82 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $1,116
- Using more expensive low deductibles for physical damage coverage increases the price to $1,268
- High-risk insureds who are prone to accidents and violations could pay around $2,404 or more
- The price to insure a 16-year-old driver with full coverage can cost $4,636 or more
Car insurance prices for a Scion tC are also quite variable based on deductibles and policy limits, your driving record, and the model of your tC.
Using high physical damage deductibles could cut prices by as much as $240 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $507 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can be from 41% to 130% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Scion tC insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,500 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,008 | -$108 | -9.7% |
| Alaska | $854 | -$262 | -23.5% |
| Arizona | $924 | -$192 | -17.2% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,064 | -$52 | -4.7% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,390 | $274 | 24.6% |
| Georgia | $1,026 | -$90 | -8.1% |
| Hawaii | $798 | -$318 | -28.5% |
| Idaho | $758 | -$358 | -32.1% |
| Illinois | $830 | -$286 | -25.6% |
| Indiana | $842 | -$274 | -24.6% |
| Iowa | $752 | -$364 | -32.6% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,520 | $404 | 36.2% |
| Louisiana | $1,650 | $534 | 47.8% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $888 | -$228 | -20.4% |
| Michigan | $1,934 | $818 | 73.3% |
| Minnesota | $932 | -$184 | -16.5% |
| Mississippi | $1,336 | $220 | 19.7% |
| Missouri | $990 | -$126 | -11.3% |
| Montana | $1,198 | $82 | 7.3% |
| Nebraska | $876 | -$240 | -21.5% |
| Nevada | $1,336 | $220 | 19.7% |
| New Hampshire | $802 | -$314 | -28.1% |
| New Jersey | $1,246 | $130 | 11.6% |
| New Mexico | $986 | -$130 | -11.6% |
| New York | $1,172 | $56 | 5.0% |
| North Carolina | $640 | -$476 | -42.7% |
| North Dakota | $914 | -$202 | -18.1% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,142 | $26 | 2.3% |
| Oregon | $1,022 | -$94 | -8.4% |
| Pennsylvania | $1,062 | -$54 | -4.8% |
| Rhode Island | $1,486 | $370 | 33.2% |
| South Carolina | $1,008 | -$108 | -9.7% |
| South Dakota | $940 | -$176 | -15.8% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,024 | -$92 | -8.2% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $206 | $408 | $574 | $1,388 |
| 2014 Scion tC | $198 | $382 | $580 | $1,360 |
| 2011 Scion tC | $174 | $300 | $596 | $1,270 |
| 2009 Scion tC | $152 | $250 | $592 | $1,194 |
| 2008 Scion tC | $148 | $224 | $586 | $1,158 |
| 2007 Scion tC | $146 | $218 | $574 | $1,138 |
| 2006 Scion tC | $144 | $208 | $564 | $1,116 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Scion tC Insurance
Getting lower rates on insurance for a Scion tC requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to compare rates every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following is a brief summary of the ideas that were covered in the above illustrations.
- Teens pay the highest auto insurance prices, costing up to $386 a month if the policy includes full coverage
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,290 more per year for tC insurance
- Increasing physical damage deductibles could save as much as $225 each year
- You may be able to save around $120 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,636 |
| 20 | $2,572 |
| 30 | $1,124 |
| 40 | $1,116 |
| 50 | $1,024 |
| 60 | $1,002 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,268 |
| $250 | $1,198 |
| $500 | $1,116 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,229 |
| 100/300 | $1,370 |
| 250/500 | $1,736 |
| 100 CSL | $1,285 |
| 300 CSL | $1,595 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,506 |
| 20 | $4,096 |
| 30 | $2,416 |
| 40 | $2,404 |
| 50 | $2,304 |
| 60 | $2,276 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $61 |
| Homeowner | $20 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $38 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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