Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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Estimated insurance rates for a Scion tC are $1,088 a year for full coverage. Comprehensive insurance costs around $132, collision costs $198, and liability is $558. A liability-only policy costs around $624 a year, with high-risk insurance costing $2,346 or more. Teen drivers pay the most at $4,552 a year or more.
Average premium for full coverage: $1,088
Premium estimates for type of coverage:
Rates are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different tC trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Scion tC go from as low as $624 for basic liability insurance to a much higher rate of $2,346 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates how geographic area affects auto insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Scion tC insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $671
- Raising to $1,000 deductibles will save about $76 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,088
- Choosing more expensive low deductibles will cost an extra $144 every year
- At-risk drivers with multiple violations and an at-fault accident could pay at least $2,346 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can be $4,552
Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the trim level of your tC, and deductibles and policy limits.
An older driver with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age
Where you choose to live also has a big influence on Scion tC insurance prices. A middle-age driver might find prices as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $982 | -$106 | -9.7% |
Alaska | $832 | -$256 | -23.5% |
Arizona | $900 | -$188 | -17.3% |
Arkansas | $1,088 | -$0 | 0.0% |
California | $1,238 | $150 | 13.8% |
Colorado | $1,040 | -$48 | -4.4% |
Connecticut | $1,116 | $28 | 2.6% |
Delaware | $1,230 | $142 | 13.1% |
Florida | $1,358 | $270 | 24.8% |
Georgia | $1,004 | -$84 | -7.7% |
Hawaii | $780 | -$308 | -28.3% |
Idaho | $736 | -$352 | -32.4% |
Illinois | $810 | -$278 | -25.6% |
Indiana | $820 | -$268 | -24.6% |
Iowa | $736 | -$352 | -32.4% |
Kansas | $1,030 | -$58 | -5.3% |
Kentucky | $1,482 | $394 | 36.2% |
Louisiana | $1,608 | $520 | 47.8% |
Maine | $670 | -$418 | -38.4% |
Maryland | $896 | -$192 | -17.6% |
Massachusetts | $866 | -$222 | -20.4% |
Michigan | $1,886 | $798 | 73.3% |
Minnesota | $910 | -$178 | -16.4% |
Mississippi | $1,302 | $214 | 19.7% |
Missouri | $964 | -$124 | -11.4% |
Montana | $1,170 | $82 | 7.5% |
Nebraska | $856 | -$232 | -21.3% |
Nevada | $1,304 | $216 | 19.9% |
New Hampshire | $780 | -$308 | -28.3% |
New Jersey | $1,214 | $126 | 11.6% |
New Mexico | $962 | -$126 | -11.6% |
New York | $1,142 | $54 | 5.0% |
North Carolina | $626 | -$462 | -42.5% |
North Dakota | $892 | -$196 | -18.0% |
Ohio | $750 | -$338 | -31.1% |
Oklahoma | $1,116 | $28 | 2.6% |
Oregon | $996 | -$92 | -8.5% |
Pennsylvania | $1,038 | -$50 | -4.6% |
Rhode Island | $1,450 | $362 | 33.3% |
South Carolina | $984 | -$104 | -9.6% |
South Dakota | $918 | -$170 | -15.6% |
Tennessee | $950 | -$138 | -12.7% |
Texas | $1,308 | $220 | 20.2% |
Utah | $806 | -$282 | -25.9% |
Vermont | $744 | -$344 | -31.6% |
Virginia | $648 | -$440 | -40.4% |
Washington | $842 | -$246 | -22.6% |
West Virginia | $996 | -$92 | -8.5% |
Wisconsin | $752 | -$336 | -30.9% |
Wyoming | $968 | -$120 | -11.0% |
Choosing high deductibles can reduce prices by up to $220 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $502 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to know your exact price is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2015 Scion tC | $198 | $382 | $580 | $1,360 |
2014 Scion tC | $194 | $356 | $592 | $1,342 |
2011 Scion tC | $162 | $274 | $592 | $1,228 |
2009 Scion tC | $148 | $224 | $586 | $1,158 |
2008 Scion tC | $146 | $218 | $574 | $1,138 |
2007 Scion tC | $144 | $208 | $564 | $1,116 |
2006 Scion tC | $132 | $198 | $558 | $1,088 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Scion tC Insurance
Finding better rates on car insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following is a quick review of the material that was presented in the illustrations above.
- Policyholders who may need higher liability limits will pay about $610 each year to raise from 30/60 bodily injury limits to 250/500 limits
- Teens are expensive to insure, as much as $379 per month if they have full coverage
- Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,260 more every year for tC insurance
- Increasing policy deductibles can save around $225 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,552 |
20 | $2,516 |
30 | $1,094 |
40 | $1,088 |
50 | $1,000 |
60 | $980 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,232 |
$250 | $1,166 |
$500 | $1,088 |
$1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,088 |
50/100 | $1,200 |
100/300 | $1,339 |
250/500 | $1,702 |
100 CSL | $1,255 |
300 CSL | $1,562 |
500 CSL | $1,786 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,384 |
20 | $4,006 |
30 | $2,356 |
40 | $2,346 |
50 | $2,250 |
60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $53 |
Multi-vehicle | $60 |
Homeowner | $20 |
5-yr Accident Free | $63 |
5-yr Claim Free | $67 |
Paid in Full/EFT | $37 |
Advance Quote | $46 |
Online Quote | $71 |
Total Discounts | $417 |
Discounts are estimated and may not be available from every company or in every state.
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