Scion tC Insurance Rates
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UPDATED: Jun 27, 2022
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Estimated insurance prices for a Scion tC are $1,158 every 12 months with full coverage. Comprehensive insurance costs approximately $148 a year, collision costs $224, and liability insurance is $586. A liability-only policy costs around $646 a year, with high-risk insurance costing $2,500 or more. Teen drivers pay the most at $4,806 a year or more.
Average premium for full coverage: $1,158
Premium estimates by type of coverage:
Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and tC trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Scion tC go from the cheapest price of $646 for minimum levels of liability insurance to a high of $2,500 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance prices.
These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Scion tC insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $708
- Raising to $1,000 deductibles will save $1,072 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,158
- Choosing low $100 deductibles costs an extra $162 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,500 or more
- An auto insurance policy to insure a teen driver can cost $4,806
Auto insurance prices for a Scion tC also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your tC.
Choosing high deductibles can reduce prices by up to $250 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $528 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates
Where you choose to live also has a big influence on Scion tC insurance rates. A middle-age driver might find prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,046 | -$112 | -9.7% |
| Alaska | $888 | -$270 | -23.3% |
| Arizona | $958 | -$200 | -17.3% |
| Arkansas | $1,158 | -$0 | 0.0% |
| California | $1,318 | $160 | 13.8% |
| Colorado | $1,106 | -$52 | -4.5% |
| Connecticut | $1,188 | $30 | 2.6% |
| Delaware | $1,310 | $152 | 13.1% |
| Florida | $1,444 | $286 | 24.7% |
| Georgia | $1,066 | -$92 | -7.9% |
| Hawaii | $828 | -$330 | -28.5% |
| Idaho | $784 | -$374 | -32.3% |
| Illinois | $860 | -$298 | -25.7% |
| Indiana | $872 | -$286 | -24.7% |
| Iowa | $784 | -$374 | -32.3% |
| Kansas | $1,096 | -$62 | -5.4% |
| Kentucky | $1,578 | $420 | 36.3% |
| Louisiana | $1,714 | $556 | 48.0% |
| Maine | $716 | -$442 | -38.2% |
| Maryland | $954 | -$204 | -17.6% |
| Massachusetts | $922 | -$236 | -20.4% |
| Michigan | $2,008 | $850 | 73.4% |
| Minnesota | $968 | -$190 | -16.4% |
| Mississippi | $1,386 | $228 | 19.7% |
| Missouri | $1,026 | -$132 | -11.4% |
| Montana | $1,244 | $86 | 7.4% |
| Nebraska | $910 | -$248 | -21.4% |
| Nevada | $1,386 | $228 | 19.7% |
| New Hampshire | $832 | -$326 | -28.2% |
| New Jersey | $1,292 | $134 | 11.6% |
| New Mexico | $1,024 | -$134 | -11.6% |
| New York | $1,216 | $58 | 5.0% |
| North Carolina | $666 | -$492 | -42.5% |
| North Dakota | $950 | -$208 | -18.0% |
| Ohio | $798 | -$360 | -31.1% |
| Oklahoma | $1,188 | $30 | 2.6% |
| Oregon | $1,060 | -$98 | -8.5% |
| Pennsylvania | $1,104 | -$54 | -4.7% |
| Rhode Island | $1,544 | $386 | 33.3% |
| South Carolina | $1,046 | -$112 | -9.7% |
| South Dakota | $974 | -$184 | -15.9% |
| Tennessee | $1,012 | -$146 | -12.6% |
| Texas | $1,394 | $236 | 20.4% |
| Utah | $858 | -$300 | -25.9% |
| Vermont | $790 | -$368 | -31.8% |
| Virginia | $692 | -$466 | -40.2% |
| Washington | $892 | -$266 | -23.0% |
| West Virginia | $1,062 | -$96 | -8.3% |
| Wisconsin | $800 | -$358 | -30.9% |
| Wyoming | $1,032 | -$126 | -10.9% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $220 | $442 | $574 | $1,436 |
| 2014 Scion tC | $206 | $408 | $574 | $1,388 |
| 2011 Scion tC | $180 | $330 | $592 | $1,302 |
| 2009 Scion tC | $162 | $274 | $592 | $1,228 |
| 2008 Scion tC | $152 | $250 | $592 | $1,194 |
| 2007 Scion tC | $148 | $224 | $586 | $1,158 |
| 2006 Scion tC | $146 | $218 | $574 | $1,138 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Scion tC Insurance
Finding better rates on Scion tC insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and not having any coverage lapses. Take the time to comparison shop once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The points below are a recap of the data that was touched on in the above illustrations.
- You may be able to save around $130 per year simply by quoting early and online
- Drivers who purchase increased liability limits will pay about $650 every year to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $401 per month if comprehensive and collision insurance is included
- High-risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year to insure a Scion tC
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,806 |
| 20 | $2,672 |
| 30 | $1,166 |
| 40 | $1,158 |
| 50 | $1,062 |
| 60 | $1,040 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,320 |
| $250 | $1,246 |
| $500 | $1,158 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,158 |
| 50/100 | $1,275 |
| 100/300 | $1,422 |
| 250/500 | $1,803 |
| 100 CSL | $1,334 |
| 300 CSL | $1,656 |
| 500 CSL | $1,891 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,752 |
| 20 | $4,262 |
| 30 | $2,512 |
| 40 | $2,500 |
| 50 | $2,396 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $64 |
| Homeowner | $21 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $40 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $450 |
Discounts are estimated and may not be available from every company or in every state.
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