Scion tC Insurance Rates

U.S. average insurance rates for a Scion tC are $1,088 a year including full coverage. Comprehensive costs an estimated $132 a year, collision insurance costs $198, and liability costs $558. Buying just liability costs as little as $624 a year, and insurance for high-risk drivers costs around $2,346. 16-year-old drivers pay the highest rates at up to $4,552 a year.

Average premium for full coverage: $1,088

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and tC trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Scion tC insurance rates for other coverage scenarios.

• The best full coverage rate is $671
• Drivers who choose higher $1,000 deductibles will pay approximately $1,012 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,088
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,232
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,346
• The price that insures a teen driver can cost as much as $4,552 a year

View Chart as Image

Insurance prices for a Scion tC are also quite variable based on the trim level of your tC, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,300 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

The state you live in makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $220 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $502 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Scion tC Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop at least once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following items are a quick review of the primary concepts that were illustrated above.

• You may be able to save approximately $120 per year just by quoting early and online
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,260 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $225 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $379 a month if comprehensive and collision insurance is included