Scion tC Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Estimated insurance rates for a Scion tC are $1,088 a year for full coverage. Comprehensive insurance costs around $132, collision costs $198, and liability is $558. A liability-only policy costs around $624 a year, with high-risk insurance costing $2,346 or more. Teen drivers pay the most at $4,552 a year or more.

Average premium for full coverage: $1,088

Premium estimates for type of coverage:

Comprehensive $132
Collision $198
Liability $558

Rates are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different tC trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Scion tC go from as low as $624 for basic liability insurance to a much higher rate of $2,346 for high-risk insurance.

Liability Only $624
Full Coverage $1,088
High Risk $2,346

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $816
Small Cities $1,142
Large Cities $1,469

These rate differences show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Scion tC insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $671
  • Raising to $1,000 deductibles will save about $76 a year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,088
  • Choosing more expensive low deductibles will cost an extra $144 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $2,346 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can be $4,552

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing full coverage Scion tC insurance prices range from $671 to $4,552

Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the trim level of your tC, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Scion tC insurance prices. A middle-age driver might find prices as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $982 -$106 -9.7%
Alaska $832 -$256 -23.5%
Arizona $900 -$188 -17.3%
Arkansas $1,088 -$0 0.0%
California $1,238 $150 13.8%
Colorado $1,040 -$48 -4.4%
Connecticut $1,116 $28 2.6%
Delaware $1,230 $142 13.1%
Florida $1,358 $270 24.8%
Georgia $1,004 -$84 -7.7%
Hawaii $780 -$308 -28.3%
Idaho $736 -$352 -32.4%
Illinois $810 -$278 -25.6%
Indiana $820 -$268 -24.6%
Iowa $736 -$352 -32.4%
Kansas $1,030 -$58 -5.3%
Kentucky $1,482 $394 36.2%
Louisiana $1,608 $520 47.8%
Maine $670 -$418 -38.4%
Maryland $896 -$192 -17.6%
Massachusetts $866 -$222 -20.4%
Michigan $1,886 $798 73.3%
Minnesota $910 -$178 -16.4%
Mississippi $1,302 $214 19.7%
Missouri $964 -$124 -11.4%
Montana $1,170 $82 7.5%
Nebraska $856 -$232 -21.3%
Nevada $1,304 $216 19.9%
New Hampshire $780 -$308 -28.3%
New Jersey $1,214 $126 11.6%
New Mexico $962 -$126 -11.6%
New York $1,142 $54 5.0%
North Carolina $626 -$462 -42.5%
North Dakota $892 -$196 -18.0%
Ohio $750 -$338 -31.1%
Oklahoma $1,116 $28 2.6%
Oregon $996 -$92 -8.5%
Pennsylvania $1,038 -$50 -4.6%
Rhode Island $1,450 $362 33.3%
South Carolina $984 -$104 -9.6%
South Dakota $918 -$170 -15.6%
Tennessee $950 -$138 -12.7%
Texas $1,308 $220 20.2%
Utah $806 -$282 -25.9%
Vermont $744 -$344 -31.6%
Virginia $648 -$440 -40.4%
Washington $842 -$246 -22.6%
West Virginia $996 -$92 -8.5%
Wisconsin $752 -$336 -30.9%
Wyoming $968 -$120 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $220 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $502 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $198 $382 $580 $1,360
2014 Scion tC $194 $356 $592 $1,342
2011 Scion tC $162 $274 $592 $1,228
2009 Scion tC $148 $224 $586 $1,158
2008 Scion tC $146 $218 $574 $1,138
2007 Scion tC $144 $208 $564 $1,116
2006 Scion tC $132 $198 $558 $1,088

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Scion tC Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a quick review of the material that was presented in the illustrations above.

  • Policyholders who may need higher liability limits will pay about $610 each year to raise from 30/60 bodily injury limits to 250/500 limits
  • Teens are expensive to insure, as much as $379 per month if they have full coverage
  • Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,260 more every year for tC insurance
  • Increasing policy deductibles can save around $225 each year

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,552
20 $2,516
30 $1,094
40 $1,088
50 $1,000
60 $980

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,166
$500 $1,088
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,088
50/100 $1,200
100/300 $1,339
250/500 $1,702
100 CSL $1,255
300 CSL $1,562
500 CSL $1,786

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,384
20 $4,006
30 $2,356
40 $2,346
50 $2,250
60 $2,224

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $60
Homeowner $20
5-yr Accident Free $63
5-yr Claim Free $67
Paid in Full/EFT $37
Advance Quote $46
Online Quote $71
Total Discounts $417
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

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