Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,138 a year for full coverage. Comprehensive costs around $146, collision insurance costs $218, and liability costs $574. Buying just liability costs as little as $638 a year, and insurance for high-risk drivers costs around $2,460. Teen drivers receive the highest rates at up to $4,730 a year.

Average premium for full coverage: $1,138

Rate estimates for individual coverage type:

Rates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all tC models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas. The example below illustrates the effect of location on auto insurance rates.

These examples show why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Scion tC insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $697
• Drivers who choose higher $1,000 deductibles will pay about $84 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,138
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,298
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,460
• The cost for full coverage for a teen driver for full coverage can be $4,730 a year

View Chart as Image

Auto insurance rates for a Scion tC can also vary considerably based on your driver profile, the trim level of your tC, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

Where you live makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $250 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $516 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 in extra premium per year, depending on your age. Scion tC insurance for high-risk drivers can cost as much as 42% to 137% more than average. View High Risk Driver Rates

How to Find Cheaper Scion tC Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and possibly raising deductibles. Take the time to shop around at least every two years by requesting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a summary of the information that was covered in this article.

• Increasing deductibles can save around $250 each year
• Drivers can save up to $120 per year just by quoting online well ahead of the renewal date
• Policyholders who may need higher liability limits will pay about $630 each year to go from a minimum limit to 250/500 limits
• Teens are expensive to insure, costing as high as $394 per month if they have full coverage
• Higher risk drivers that have multiple accidents or serious violations may be required to pay an average of $1,320 more every year for tC insurance