Scion tC Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Average insurance rates for a Scion tC are $1,138 a year for full coverage. Comprehensive costs around $146, collision insurance costs $218, and liability costs $574. Buying just liability costs as little as $638 a year, and insurance for high-risk drivers costs around $2,460. Teen drivers receive the highest rates at up to $4,730 a year.

Average premium for full coverage: $1,138

Rate estimates for individual coverage type:

Comprehensive $146
Collision $218
Liability $574

Rates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all tC models.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from as low as $638 for minimum levels of liability insurance to the much higher price of $2,460 for a high risk driver.

Liability Only $638
Full Coverage $1,138
High Risk $2,460

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas. The example below illustrates the effect of location on auto insurance rates.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

These examples show why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Scion tC insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $697
  • Drivers who choose higher $1,000 deductibles will pay about $84 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,138
  • Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,298
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,460
  • The cost for full coverage for a teen driver for full coverage can be $4,730 a year

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing Scion tC insurance rates range from $697 to $4,730 for full coverage

Auto insurance rates for a Scion tC can also vary considerably based on your driver profile, the trim level of your tC, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

Where you live makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,620 on average in Michigan, Louisiana, and New York.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $944 -$194 -17.0%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,086 -$52 -4.6%
Connecticut $1,168 $30 2.6%
Delaware $1,288 $150 13.2%
Florida $1,422 $284 25.0%
Georgia $1,050 -$88 -7.7%
Hawaii $816 -$322 -28.3%
Idaho $772 -$366 -32.2%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $770 -$368 -32.3%
Kansas $1,080 -$58 -5.1%
Kentucky $1,550 $412 36.2%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $938 -$200 -17.6%
Massachusetts $908 -$230 -20.2%
Michigan $1,974 $836 73.5%
Minnesota $954 -$184 -16.2%
Mississippi $1,362 $224 19.7%
Missouri $1,010 -$128 -11.2%
Montana $1,224 $86 7.6%
Nebraska $894 -$244 -21.4%
Nevada $1,364 $226 19.9%
New Hampshire $818 -$320 -28.1%
New Jersey $1,270 $132 11.6%
New Mexico $1,008 -$130 -11.4%
New York $1,198 $60 5.3%
North Carolina $654 -$484 -42.5%
North Dakota $934 -$204 -17.9%
Ohio $784 -$354 -31.1%
Oklahoma $1,168 $30 2.6%
Oregon $1,042 -$96 -8.4%
Pennsylvania $1,084 -$54 -4.7%
Rhode Island $1,518 $380 33.4%
South Carolina $1,030 -$108 -9.5%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,372 $234 20.6%
Utah $844 -$294 -25.8%
Vermont $778 -$360 -31.6%
Virginia $682 -$456 -40.1%
Washington $878 -$260 -22.8%
West Virginia $1,044 -$94 -8.3%
Wisconsin $788 -$350 -30.8%
Wyoming $1,014 -$124 -10.9%

View Chart as Image

Scion tC insurance rates by U.S. city

Choosing high deductibles could save up to $250 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $516 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 in extra premium per year, depending on your age. Scion tC insurance for high-risk drivers can cost as much as 42% to 137% more than average. View High Risk Driver Rates

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $206 $408 $574 $1,388
2014 Scion tC $198 $382 $580 $1,360
2011 Scion tC $174 $300 $596 $1,270
2009 Scion tC $152 $250 $592 $1,194
2008 Scion tC $148 $224 $586 $1,158
2007 Scion tC $146 $218 $574 $1,138
2006 Scion tC $144 $208 $564 $1,116

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Scion tC Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and possibly raising deductibles. Take the time to shop around at least every two years by requesting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $250 each year
  • Drivers can save up to $120 per year just by quoting online well ahead of the renewal date
  • Policyholders who may need higher liability limits will pay about $630 each year to go from a minimum limit to 250/500 limits
  • Teens are expensive to insure, costing as high as $394 per month if they have full coverage
  • Higher risk drivers that have multiple accidents or serious violations may be required to pay an average of $1,320 more every year for tC insurance

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,730
20 $2,630
30 $1,148
40 $1,138
50 $1,046
60 $1,024

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,226
$500 $1,138
$1,000 $1,054

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,253
100/300 $1,396
250/500 $1,769
100 CSL $1,310
300 CSL $1,626
500 CSL $1,856

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,646
20 $4,192
30 $2,472
40 $2,460
50 $2,356
60 $2,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $153

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $63
Homeowner $21
5-yr Accident Free $67
5-yr Claim Free $71
Paid in Full/EFT $39
Advance Quote $49
Online Quote $75
Total Discounts $441
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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