Scion tC Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 27, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Scion tC are $1,158 every 12 months with full coverage. Comprehensive insurance costs approximately $148 a year, collision costs $224, and liability insurance is $586. A liability-only policy costs around $646 a year, with high-risk insurance costing $2,500 or more. Teen drivers pay the most at $4,806 a year or more.

Average premium for full coverage: $1,158

Premium estimates by type of coverage:

Comprehensive $148
Collision $224
Liability $586

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and tC trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Scion tC go from the cheapest price of $646 for minimum levels of liability insurance to a high of $2,500 for a driver that may need high-risk insurance.

Liability Only $646
Full Coverage $1,158
High Risk $2,500

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $869
Small Cities $1,216
Large Cities $1,563

These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Scion tC insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $708
  • Raising to $1,000 deductibles will save $1,072 annually
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,158
  • Choosing low $100 deductibles costs an extra $162 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,500 or more
  • An auto insurance policy to insure a teen driver can cost $4,806

Auto insurance prices for a Scion tC also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your tC.

Choosing high deductibles can reduce prices by up to $250 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $528 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Scion tC insurance rates. A middle-age driver might find prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,046 -$112 -9.7%
Alaska $888 -$270 -23.3%
Arizona $958 -$200 -17.3%
Arkansas $1,158 -$0 0.0%
California $1,318 $160 13.8%
Colorado $1,106 -$52 -4.5%
Connecticut $1,188 $30 2.6%
Delaware $1,310 $152 13.1%
Florida $1,444 $286 24.7%
Georgia $1,066 -$92 -7.9%
Hawaii $828 -$330 -28.5%
Idaho $784 -$374 -32.3%
Illinois $860 -$298 -25.7%
Indiana $872 -$286 -24.7%
Iowa $784 -$374 -32.3%
Kansas $1,096 -$62 -5.4%
Kentucky $1,578 $420 36.3%
Louisiana $1,714 $556 48.0%
Maine $716 -$442 -38.2%
Maryland $954 -$204 -17.6%
Massachusetts $922 -$236 -20.4%
Michigan $2,008 $850 73.4%
Minnesota $968 -$190 -16.4%
Mississippi $1,386 $228 19.7%
Missouri $1,026 -$132 -11.4%
Montana $1,244 $86 7.4%
Nebraska $910 -$248 -21.4%
Nevada $1,386 $228 19.7%
New Hampshire $832 -$326 -28.2%
New Jersey $1,292 $134 11.6%
New Mexico $1,024 -$134 -11.6%
New York $1,216 $58 5.0%
North Carolina $666 -$492 -42.5%
North Dakota $950 -$208 -18.0%
Ohio $798 -$360 -31.1%
Oklahoma $1,188 $30 2.6%
Oregon $1,060 -$98 -8.5%
Pennsylvania $1,104 -$54 -4.7%
Rhode Island $1,544 $386 33.3%
South Carolina $1,046 -$112 -9.7%
South Dakota $974 -$184 -15.9%
Tennessee $1,012 -$146 -12.6%
Texas $1,394 $236 20.4%
Utah $858 -$300 -25.9%
Vermont $790 -$368 -31.8%
Virginia $692 -$466 -40.2%
Washington $892 -$266 -23.0%
West Virginia $1,062 -$96 -8.3%
Wisconsin $800 -$358 -30.9%
Wyoming $1,032 -$126 -10.9%

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $220 $442 $574 $1,436
2014 Scion tC $206 $408 $574 $1,388
2011 Scion tC $180 $330 $592 $1,302
2009 Scion tC $162 $274 $592 $1,228
2008 Scion tC $152 $250 $592 $1,194
2007 Scion tC $148 $224 $586 $1,158
2006 Scion tC $146 $218 $574 $1,138

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Scion tC Insurance

Finding better rates on Scion tC insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and not having any coverage lapses. Take the time to comparison shop once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The points below are a recap of the data that was touched on in the above illustrations.

  • You may be able to save around $130 per year simply by quoting early and online
  • Drivers who purchase increased liability limits will pay about $650 every year to raise from 30/60 bodily injury limits to a 250/500 level
  • Drivers under the age of 20 have the highest car insurance prices, possibly costing $401 per month if comprehensive and collision insurance is included
  • High-risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year to insure a Scion tC

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,806
20 $2,672
30 $1,166
40 $1,158
50 $1,062
60 $1,040

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,320
$250 $1,246
$500 $1,158
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,158
50/100 $1,275
100/300 $1,422
250/500 $1,803
100 CSL $1,334
300 CSL $1,656
500 CSL $1,891

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,752
20 $4,262
30 $2,512
40 $2,500
50 $2,396
60 $2,370

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $64
Homeowner $21
5-yr Accident Free $69
5-yr Claim Free $72
Paid in Full/EFT $40
Advance Quote $50
Online Quote $77
Total Discounts $450
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles