Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,116 a year for full coverage. Comprehensive insurance costs on average $144 each year, collision insurance costs $208, and liability coverage costs $564. A liability-only policy costs as little as $628 a year, and high-risk insurance costs $2,404 or more. Teenage drivers pay the most at up to $4,636 a year.

Average premium for full coverage: $1,116

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The best discount rate is $687
• Drivers who choose higher $1,000 deductibles will pay around $82 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,116
• Using low deductibles for comprehensive and collision insurance will cost an extra $152 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,404
• An auto insurance policy for full coverage for a teenage driver may cost $4,636 a year

View Chart as Image

Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the trim level of your tC, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,590 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $240 a year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $507 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 41% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Scion tC Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The points below are a recap of the material that was covered in the above illustrations.

• Consumers who require increased liability limits will pay an extra $620 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 are charged the highest prices, as much as $386 per month if they have full coverage
• Drivers that have major violations or accidents will pay on average $1,290 more each year to insure a Scion tC
• Increasing policy deductibles can save around $225 each year