Scion tC Insurance Rates

The average insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive insurance costs on average $126 a year, collision insurance costs $188, and liability is estimated at $554. Buying just liability costs approximately $620 a year, and insurance for high-risk drivers costs $2,300 or more. Teen drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and tC trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location impacts car insurance rates.

The examples above show why it is important to get quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Scion tC insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $661
• Choosing higher $1,000 deductibles can save around $996 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,068
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $138 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,300
• Policy cost that insures a 16-year-old driver may cost $4,478 each year

View Chart as Image

Insurance rates for a Scion tC also range considerably based on the trim level of your tC, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges from 40% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $210 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $498 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Scion tC Insurance

Finding cheaper rates on insurance for a Scion tC takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Shop around once a year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a quick review of the data that was touched on above.

• Drivers can save as much as $110 per year just by quoting early and online
• Insureds who require more liability protection will pay about $610 each year to raise limits from a 30/60 limit to the 250/500 level
• Youthful drivers pay the highest rates, costing up to $373 each month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,230 more each year than a low-risk driver