Scion tC Insurance Rates

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Cheapest 2007 Scion tC Insurance Rates in 2025

Are you overwhelmed by the wide range of insurance coverage choices? Lot's of other consumers are too. Drivers have so many options available that it can easily become a lot of work to find better rates. Choosing the best insurance company for you is easy if you know what you're doing. Basically, every driver who shops for auto insurance will most likely be able to find lower rates. But consume...

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UPDATED: Jun 6, 2023

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Estimated auto insurance rates for a Scion tC are $1,088 annually including full coverage. Comprehensive costs around $132, collision insurance costs $198, and liability costs $558. A liability-only policy costs as little as $624 a year, and high-risk insurance costs around $2,346. Teenage drivers pay the most at up to $4,552 a year.

Average premium for full coverage: $1,088

Premium estimates for type of coverage:

Comprehensive $132
Collision $198
Liability $558

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all tC models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Scion tC range from as cheap as $624 for just liability coverage to the much higher price of $2,346 for a driver who has had serious violations or accidents.

Liability Only $624
Full Coverage $1,088
High Risk $2,346

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

Rural Areas $816
Small Cities $1,142
Large Cities $1,469

These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Scion tC insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $671
  • Drivers who choose higher $1,000 deductibles will pay about $76 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,088
  • Using pricier low deductibles for comprehensive and collision insurance will cost $1,232
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,346
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $4,552 a year

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing Scion tC insurance rates range from $671 to $4,552 for full coverage

Auto insurance prices for a Scion tC also have a wide range based on the model of your tC, your driving characteristics, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,300 to $1,900 in extra premium annually, depending on your age. Scion tC insurance for high-risk drivers can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $220 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $502 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $982 -$106 -9.7%
Alaska $832 -$256 -23.5%
Arizona $900 -$188 -17.3%
Arkansas $1,088 -$0 0.0%
California $1,238 $150 13.8%
Colorado $1,040 -$48 -4.4%
Connecticut $1,116 $28 2.6%
Delaware $1,230 $142 13.1%
Florida $1,358 $270 24.8%
Georgia $1,004 -$84 -7.7%
Hawaii $780 -$308 -28.3%
Idaho $736 -$352 -32.4%
Illinois $810 -$278 -25.6%
Indiana $820 -$268 -24.6%
Iowa $736 -$352 -32.4%
Kansas $1,030 -$58 -5.3%
Kentucky $1,482 $394 36.2%
Louisiana $1,608 $520 47.8%
Maine $670 -$418 -38.4%
Maryland $896 -$192 -17.6%
Massachusetts $866 -$222 -20.4%
Michigan $1,886 $798 73.3%
Minnesota $910 -$178 -16.4%
Mississippi $1,302 $214 19.7%
Missouri $964 -$124 -11.4%
Montana $1,170 $82 7.5%
Nebraska $856 -$232 -21.3%
Nevada $1,304 $216 19.9%
New Hampshire $780 -$308 -28.3%
New Jersey $1,214 $126 11.6%
New Mexico $962 -$126 -11.6%
New York $1,142 $54 5.0%
North Carolina $626 -$462 -42.5%
North Dakota $892 -$196 -18.0%
Ohio $750 -$338 -31.1%
Oklahoma $1,116 $28 2.6%
Oregon $996 -$92 -8.5%
Pennsylvania $1,038 -$50 -4.6%
Rhode Island $1,450 $362 33.3%
South Carolina $984 -$104 -9.6%
South Dakota $918 -$170 -15.6%
Tennessee $950 -$138 -12.7%
Texas $1,308 $220 20.2%
Utah $806 -$282 -25.9%
Vermont $744 -$344 -31.6%
Virginia $648 -$440 -40.4%
Washington $842 -$246 -22.6%
West Virginia $996 -$92 -8.5%
Wisconsin $752 -$336 -30.9%
Wyoming $968 -$120 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city
Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $198 $382 $580 $1,360
2014 Scion tC $194 $356 $592 $1,342
2011 Scion tC $162 $274 $592 $1,228
2009 Scion tC $148 $224 $586 $1,158
2008 Scion tC $146 $218 $574 $1,138
2007 Scion tC $144 $208 $564 $1,116
2006 Scion tC $132 $198 $558 $1,088

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Scion tC Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, refrain from filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a summary of the ideas that were illustrated above.

  • Youthful drivers are expensive to insure, with the cost nearing $379 per month if full coverage is included
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,260 more every year than a low-risk driver
  • Increasing policy deductibles could save up to $225 each year
  • You may be able to save up to $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,552
20 $2,516
30 $1,094
40 $1,088
50 $1,000
60 $980

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,166
$500 $1,088
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,088
50/100 $1,200
100/300 $1,339
250/500 $1,702
100 CSL $1,255
300 CSL $1,562
500 CSL $1,786

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,384
20 $4,006
30 $2,356
40 $2,346
50 $2,250
60 $2,224

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $60
Homeowner $20
5-yr Accident Free $63
5-yr Claim Free $67
Paid in Full/EFT $37
Advance Quote $46
Online Quote $71
Total Discounts $417
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

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