Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance rates for a Scion tC are $1,116 a year for full coverage insurance. Comprehensive costs on average $144, collision insurance costs $208, and liability costs around $564. Liability-only insurance costs as low as $628 a year, and high-risk driver insurance costs around $2,404. 16-year-old drivers pay the highest rates at up to $4,636 a year.
Average premium for full coverage: $1,116
Price estimates by individual coverage:
These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different tC trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Scion tC insurance prices range from the low end price of $628 for just the minimum liability insurance to a much higher rate of $2,404 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Scion tC insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $687
- Using higher $1,000 deductibles will save around $82 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,116
- Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,268
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,404
- The price that insures a 16-year-old driver with full coverage may cost $4,636 or more
Car insurance prices for a Scion tC are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can be from 41% to 130% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age
The state you live in has a huge impact on Scion tC insurance prices. A driver around age 40 might see prices as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,500 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,008 | -$108 | -9.7% |
| Alaska | $854 | -$262 | -23.5% |
| Arizona | $924 | -$192 | -17.2% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,064 | -$52 | -4.7% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,390 | $274 | 24.6% |
| Georgia | $1,026 | -$90 | -8.1% |
| Hawaii | $798 | -$318 | -28.5% |
| Idaho | $758 | -$358 | -32.1% |
| Illinois | $830 | -$286 | -25.6% |
| Indiana | $842 | -$274 | -24.6% |
| Iowa | $752 | -$364 | -32.6% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,520 | $404 | 36.2% |
| Louisiana | $1,650 | $534 | 47.8% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $888 | -$228 | -20.4% |
| Michigan | $1,934 | $818 | 73.3% |
| Minnesota | $932 | -$184 | -16.5% |
| Mississippi | $1,336 | $220 | 19.7% |
| Missouri | $990 | -$126 | -11.3% |
| Montana | $1,198 | $82 | 7.3% |
| Nebraska | $876 | -$240 | -21.5% |
| Nevada | $1,336 | $220 | 19.7% |
| New Hampshire | $802 | -$314 | -28.1% |
| New Jersey | $1,246 | $130 | 11.6% |
| New Mexico | $986 | -$130 | -11.6% |
| New York | $1,172 | $56 | 5.0% |
| North Carolina | $640 | -$476 | -42.7% |
| North Dakota | $914 | -$202 | -18.1% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,142 | $26 | 2.3% |
| Oregon | $1,022 | -$94 | -8.4% |
| Pennsylvania | $1,062 | -$54 | -4.8% |
| Rhode Island | $1,486 | $370 | 33.2% |
| South Carolina | $1,008 | -$108 | -9.7% |
| South Dakota | $940 | -$176 | -15.8% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,024 | -$92 | -8.2% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $240 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $507 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $206 | $408 | $574 | $1,388 |
| 2014 Scion tC | $198 | $382 | $580 | $1,360 |
| 2011 Scion tC | $174 | $300 | $596 | $1,270 |
| 2009 Scion tC | $152 | $250 | $592 | $1,194 |
| 2008 Scion tC | $148 | $224 | $586 | $1,158 |
| 2007 Scion tC | $146 | $218 | $574 | $1,138 |
| 2006 Scion tC | $144 | $208 | $564 | $1,116 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Scion tC Insurance
Getting lower rates on insurance for a Scion tC requires having a good driving record, having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop every time your policy renews by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The next list is a brief summary of the information touched on in the above illustrations.
- It is possible to save as much as $120 per year just by shopping early and online
- Drivers age 20 and younger are expensive to insure, as much as $386 a month if full coverage is purchased
- Increasing physical damage deductibles can save approximately $225 each year
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,290 more each year to buy Scion tC insurance
- Insureds who require increased levels of liability coverage will pay around $620 annually to increase from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,636 |
| 20 | $2,572 |
| 30 | $1,124 |
| 40 | $1,116 |
| 50 | $1,024 |
| 60 | $1,002 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,268 |
| $250 | $1,198 |
| $500 | $1,116 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,229 |
| 100/300 | $1,370 |
| 250/500 | $1,736 |
| 100 CSL | $1,285 |
| 300 CSL | $1,595 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,506 |
| 20 | $4,096 |
| 30 | $2,416 |
| 40 | $2,404 |
| 50 | $2,304 |
| 60 | $2,276 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $61 |
| Homeowner | $20 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $38 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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