Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive costs around $126, collision insurance costs $188, and liability is $554. A policy with only liability insurance costs around $620 a year, and a high-risk policy costs around $2,300. Teen drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates for type of coverage:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why everyone should compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Scion tC insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Raising to $1,000 deductibles will save about $72 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,068
• Choosing pricier low deductibles will increase the cost to $1,206
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,300
• An auto insurance policy for full coverage for a teen driver for full coverage can be $4,478

View Chart as Image

Car insurance prices for a Scion tC also have a wide range based on your driving characteristics, the trim level of your tC, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Scion tC insurance prices. A middle-age driver might find prices as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $210 every year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra annually, depending on your age. Scion tC insurance for high-risk drivers is expensive and can cost as much as 40% to 135% more than average. View High Risk Driver Rates

How to Find the Cheapest Scion tC Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a recap of the data that was covered above.

• Drivers can save up to $110 per year just by quoting online well ahead of the renewal date
• Policyholders who may need higher levels of liability will pay about $610 each year to raise from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers are the costliest to insure, as much as $373 per month if full coverage is included
• Higher risk drivers that have major violations or accidents may be required to pay an average of $1,230 more every year for auto insurance