Scion tC Insurance Rates

The average insurance prices for a Scion tC are $1,068 every 12 months with full coverage. Comprehensive insurance costs an estimated $126, collision insurance costs $188, and liability costs $554. Buying just liability costs as little as $620 a year, and insurance for high-risk drivers costs $2,300 or more. Teenage drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all tC models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why everyone should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Scion tC insurance rates for other coverage scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $72 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,068
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $138 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,300
• Policy cost to insure a teen driver for full coverage can cost as much as $4,478 a year

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Insurance rates for a Scion tC also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $210 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $498 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra every year, depending on your age. Scion tC insurance for high-risk drivers can cost as much as 40% to 135% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,440 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Scion tC Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the car insurance concepts covered above.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,230 more annually than a low-risk driver
• You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $200 each year
• Policyholders who want more liability protection will pay an extra $610 every year to go from a 30/60 limit to a 250/500 level