Scion tC Insurance Rates

U.S. average insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive costs approximately $126 a year, collision costs $188, and liability coverage costs around $554. Buying just liability costs as low as $620 a year, with insurance for high-risk drivers costing around $2,300. Teenage drivers pay the highest rates at $4,478 a year or more.

Average premium for full coverage: $1,068

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and tC trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above show why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Scion tC insurance rates for additional coverage and risk scenarios.

• The best discount rate is $661
• Using higher $1,000 deductibles will save $996 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,068
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,206
• Higher-risk drivers who are prone to accidents and violations could pay around $2,300 or more
• The price that insures a teenage driver can cost $4,478 or more

View Chart as Image

Insurance prices for a Scion tC are also quite variable based on the trim level of your tC, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be around 40% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,520 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $210 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $498 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different.

How to Find Cheap Scion tC Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices at least once a year by getting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a brief summary of the primary concepts that were touched on in this article.

• Drivers can save around $110 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,230 more per year to insure a Scion tC
• Increasing physical damage deductibles can save approximately $200 each year
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $373 a month if comprehensive and collision insurance is included