Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,088 a year including full coverage. Comprehensive insurance costs an estimated $132 a year, collision insurance costs $198, and liability coverage costs $558. A liability-only policy costs as little as $624 a year, and high-risk insurance costs $2,346 or more. Teen drivers pay the most at up to $4,552 a year.

Average premium for full coverage: $1,088

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and tC trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Scion tC insurance rates for other coverage scenarios.

• The lowest rate with discounts is $671
• Drivers who choose higher $1,000 deductibles will pay approximately $1,012 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,088
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $144 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,346
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,552 a year

View Chart as Image

Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the model of your tC, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $220 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $502 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than average. View High Risk Driver Rates

How to Find Low Cost Scion tC Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having good credit, refrain from filing small claims, and consideration of higher deductibles. Spend time shopping around at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the primary concepts that were touched on above.

• You may be able to save approximately $120 per year just by quoting early and online
• Drivers who have several accidents or serious violations may pay on average $1,260 more annually than a low-risk driver
• Increasing policy deductibles can save around $225 each year
• Youthful drivers are the costliest to insure, with the cost nearing $379 per month if they have full coverage