Scion tC Insurance Rates

The average insurance prices for a Scion tC are $1,068 every 12 months with full coverage. Comprehensive insurance costs around $126, collision insurance costs $188, and liability costs $554. Liability-only insurance costs as little as $620 a year, and high-risk driver insurance costs $2,300 or more. Teen drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different tC trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion tC insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Drivers who choose higher $1,000 deductibles will pay about $72 annually
• The average price for a good driver age 40 using $500 deductibles is $1,068
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $138 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,300
• Policy cost to insure a 16-year-old driver with full coverage can be $4,478 a year

View Chart as Image

Auto insurance rates for a Scion tC also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles could save up to $210 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $498 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can cost from 40% to 135% more than average. View High Risk Driver Rates

Your home state makes a big difference in Scion tC insurance prices. A 40-year-old driver could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Cheap Scion tC Insurance

Finding cheaper rates on insurance for a Scion tC not only requires being a good driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct companies, and also from several local insurance agents.

The following list is a quick review of the data touched on in the above illustrations.

• Insureds who may need an increased level of liability coverage will pay about $610 every year to go from a 30/60 limit to a 250/500 level
• You may be able to save up to $110 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $200 each year
• Drivers age 16 to 20 are expensive to insure, as much as $373 each month if comprehensive and collision insurance is included