Scion tC Insurance Rates

The average auto insurance rates for a Scion tC are $1,068 annually with full coverage. Comprehensive costs around $126 each year, collision insurance costs $188, and liability is estimated at $554. Liability-only insurance costs approximately $620 a year, and high-risk driver insurance costs around $2,300. Teen drivers cost the most to insure at up to $4,478 a year.

Average premium for full coverage: $1,068

Policy rates for type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and tC models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion tC insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $661
• Choosing higher $1,000 deductibles can save about $72 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,068
• Choosing low deductibles for comp and collision coverage will cost $1,206
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,300
• Policy cost with full coverage for a teen driver can be $4,478 each year

View Chart as Image

Auto insurance rates for a Scion tC also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 40% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $210 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $498 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy Cheap Scion tC Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $110 per year just by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,230 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $200 each year
• Youthful drivers are expensive to insure, as much as $373 each month if full coverage is included