Scion tC Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
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Estimated auto insurance rates for a Scion tC are $1,088 annually for full coverage. Comprehensive insurance costs around $132 a year, collision costs $198, and liability coverage costs around $558. A policy with only liability insurance costs as low as $624 a year, with a high-risk policy costing $2,346 or more. Teen drivers pay the most at $4,552 a year or more.
Average premium for full coverage: $1,088
Premium estimates for type of coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and tC trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Scion tC go from as cheap as $624 for minimum levels of liability insurance to a high of $2,346 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Scion tC insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $671
- Using higher $1,000 deductibles will save about $1,012 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,088
- Choosing low $100 deductibles for physical damage coverage costs an additional $144 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,346 or more
- An auto insurance policy with full coverage for a teenage driver can be $4,552 or more
Car insurance prices for a Scion tC also have a wide range based on the model of your tC, your driver profile, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $220 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $502 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Scion tC insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $982 | -$106 | -9.7% |
| Alaska | $832 | -$256 | -23.5% |
| Arizona | $900 | -$188 | -17.3% |
| Arkansas | $1,088 | -$0 | 0.0% |
| California | $1,238 | $150 | 13.8% |
| Colorado | $1,040 | -$48 | -4.4% |
| Connecticut | $1,116 | $28 | 2.6% |
| Delaware | $1,230 | $142 | 13.1% |
| Florida | $1,358 | $270 | 24.8% |
| Georgia | $1,004 | -$84 | -7.7% |
| Hawaii | $780 | -$308 | -28.3% |
| Idaho | $736 | -$352 | -32.4% |
| Illinois | $810 | -$278 | -25.6% |
| Indiana | $820 | -$268 | -24.6% |
| Iowa | $736 | -$352 | -32.4% |
| Kansas | $1,030 | -$58 | -5.3% |
| Kentucky | $1,482 | $394 | 36.2% |
| Louisiana | $1,608 | $520 | 47.8% |
| Maine | $670 | -$418 | -38.4% |
| Maryland | $896 | -$192 | -17.6% |
| Massachusetts | $866 | -$222 | -20.4% |
| Michigan | $1,886 | $798 | 73.3% |
| Minnesota | $910 | -$178 | -16.4% |
| Mississippi | $1,302 | $214 | 19.7% |
| Missouri | $964 | -$124 | -11.4% |
| Montana | $1,170 | $82 | 7.5% |
| Nebraska | $856 | -$232 | -21.3% |
| Nevada | $1,304 | $216 | 19.9% |
| New Hampshire | $780 | -$308 | -28.3% |
| New Jersey | $1,214 | $126 | 11.6% |
| New Mexico | $962 | -$126 | -11.6% |
| New York | $1,142 | $54 | 5.0% |
| North Carolina | $626 | -$462 | -42.5% |
| North Dakota | $892 | -$196 | -18.0% |
| Ohio | $750 | -$338 | -31.1% |
| Oklahoma | $1,116 | $28 | 2.6% |
| Oregon | $996 | -$92 | -8.5% |
| Pennsylvania | $1,038 | -$50 | -4.6% |
| Rhode Island | $1,450 | $362 | 33.3% |
| South Carolina | $984 | -$104 | -9.6% |
| South Dakota | $918 | -$170 | -15.6% |
| Tennessee | $950 | -$138 | -12.7% |
| Texas | $1,308 | $220 | 20.2% |
| Utah | $806 | -$282 | -25.9% |
| Vermont | $744 | -$344 | -31.6% |
| Virginia | $648 | -$440 | -40.4% |
| Washington | $842 | -$246 | -22.6% |
| West Virginia | $996 | -$92 | -8.5% |
| Wisconsin | $752 | -$336 | -30.9% |
| Wyoming | $968 | -$120 | -11.0% |
With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $198 | $382 | $580 | $1,360 |
| 2014 Scion tC | $194 | $356 | $592 | $1,342 |
| 2011 Scion tC | $162 | $274 | $592 | $1,228 |
| 2009 Scion tC | $148 | $224 | $586 | $1,158 |
| 2008 Scion tC | $146 | $218 | $574 | $1,138 |
| 2007 Scion tC | $144 | $208 | $564 | $1,116 |
| 2006 Scion tC | $132 | $198 | $558 | $1,088 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Scion tC Insurance
Finding better rates on auto insurance requires being a good driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every year by getting quotes from direct carriers, and also from local independent and exclusive agents.
The following list is a quick rundown of the coverage data covered in the above illustrations.
- Drivers can save up to $120 per year simply by quoting early and online
- Increasing policy deductibles could save up to $225 each year
- Drivers age 16 to 20 are the costliest to insure, as much as $379 per month if comprehensive and collision insurance is included
- Drivers with reckless driving or DUI convictions pay an average of $1,260 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,552 |
| 20 | $2,516 |
| 30 | $1,094 |
| 40 | $1,088 |
| 50 | $1,000 |
| 60 | $980 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,232 |
| $250 | $1,166 |
| $500 | $1,088 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,088 |
| 50/100 | $1,200 |
| 100/300 | $1,339 |
| 250/500 | $1,702 |
| 100 CSL | $1,255 |
| 300 CSL | $1,562 |
| 500 CSL | $1,786 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,384 |
| 20 | $4,006 |
| 30 | $2,356 |
| 40 | $2,346 |
| 50 | $2,250 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $60 |
| Homeowner | $20 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $37 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $417 |
Discounts are estimated and may not be available from every company or in every state.
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