Scion tC Insurance Rates

Average insurance rates for a Scion tC are $1,068 a year for full coverage insurance. Comprehensive costs an estimated $126, collision insurance costs $188, and liability coverage is $554. Buying just liability costs around $620 a year, and insurance for high-risk drivers costs around $2,300. 16-year-old drivers receive the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all tC models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Scion tC insurance rates for other coverage scenarios.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save approximately $72 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,068
• Buying pricier low deductibles will increase the cost to $1,206
• Unlucky drivers with multiple tickets or accidents could pay up to $2,300
• The cost for full coverage for a teenage driver for full coverage can cost as much as $4,478

View Chart as Image

Auto insurance rates for a Scion tC can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Where you live also has a big influence on Scion tC insurance rates. A middle-age driver might find rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $210 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $498 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,300 to $1,800 in extra premium per year, depending on your age. Scion tC insurance for high-risk drivers is expensive and can cost around 40% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Scion tC Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a recap of the ideas that were covered above.

• Drivers under the age of 20 are the costliest to insure, costing up to $373 per month if they have full coverage
• Drivers that have major violations or accidents pay on average $1,230 more annually to insure a Scion tC
• Increasing deductibles can save around $200 each year
• It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date