Scion tC Insurance Rates

U.S. average auto insurance rates for a Scion tC are $1,068 annually for full coverage insurance. Comprehensive costs around $126 each year, collision insurance costs $188, and liability is estimated at $554. A policy with just liability insurance costs approximately $620 a year, and coverage for high-risk drivers costs around $2,300. Teenage drivers pay the highest rates at up to $4,478 a year.

Average premium for full coverage: $1,068

Price estimates for individual coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and tC models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Scion tC insurance rates for additional coverage choices and driver risks.

• The best discount rate is $661
• Choosing higher $1,000 deductibles can save about $72 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,068
• Using low deductibles for comp and collision coverage will cost $1,206
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,300
• The price with full coverage for a 16-year-old driver can be $4,478 each year

View Chart as Image

Insurance prices for a Scion tC are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers ranges from 40% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $210 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $498 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Scion tC insurance prices. A good driver about age 40 could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,440 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Affordable Scion tC Insurance

Getting lower rates on insurance for a Scion tC takes having a good driving record, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief review of the ideas that were covered in the charts and tables above.

• Drivers age 20 and younger pay higher prices, as much as $373 a month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,230 more every year to buy Scion tC insurance
• Increasing physical damage deductibles could save up to $200 each year
• It is possible to save up to $110 per year just by quoting online in advance