Scion tC Insurance Rates

Estimated insurance rates for a Scion tC are $1,068 a year for full coverage. Comprehensive costs an estimated $126, collision insurance costs $188, and liability coverage costs $554. A liability-only policy costs as little as $620 a year, and high-risk insurance costs around $2,300. Teenage drivers pay the most at up to $4,478 a year.

Average premium for full coverage: $1,068

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all tC models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

These rate differences show why everyone should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Scion tC insurance rates for other coverage scenarios.

• The best discount rate is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $72 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,068
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,206
• High-risk insureds who are prone to accidents and violations could pay up to $2,300
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,478 a year

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Auto insurance prices for a Scion tC also have a wide range based on your driving characteristics, the trim level of your tC, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,520 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $210 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $498 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,300 to $1,800 in extra premium annually, depending on your age. Scion tC insurance for high-risk drivers can cost around 40% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Scion tC Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the data covered in the charts and tables above.

• Consumers who want more liability protection will pay an extra $610 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers can save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $200 each year
• Youthful drivers are the costliest to insure, as much as $373 per month if they have full coverage