Saturn Vue Insurance Rates

U.S. average insurance rates for a Saturn Vue are $894 a year with full coverage. Comprehensive insurance costs an estimated $138 each year, collision costs $152, and liability costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing $1,912 or more. Teenage drivers pay the highest rates at $3,662 a year or more.

Average premium for full coverage: $894

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Vue models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $554
• Drivers who choose higher $1,000 deductibles will pay approximately $68 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $894
• Using low deductibles for comprehensive and collision insurance will cost an additional $122 annually
• Drivers who are prone to accidents and violations could pay up to $1,912 or more
• The price that insures a 16-year-old driver can cost as much as $3,662 a year

View Chart as Image

Car insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,100 to $1,500 extra each year, depending on your age. Insurance for high-risk drivers can cost from 41% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $3,600 a year. View Rates by Age

The state you live in makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $190 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Saturn Vue Insurance

Getting lower rates on insurance for a Saturn Vue not only requires having a decent driving record, but also having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a condensed summary of the ideas that were touched on in this article.

• 16 to 18-year-old drivers have the highest car insurance prices, costing up to $305 a month if full coverage is purchased
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,020 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $200 each year
• You may be able to save approximately $100 per year simply by quoting online in advance