Saturn Vue Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 20, 2022

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Estimated insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs an estimated $132, collision insurance costs $144, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $1,874. 16-year-old drivers pay the most at up to $3,604 a year.

Average premium for full coverage: $876

Premium estimates broken down by type of coverage:

Comprehensive $132
Collision $144
Liability $442

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Vue trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Saturn Vue range from the cheapest price of $496 for just the minimum liability insurance to a much higher rate of $1,874 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $876
High Risk $1,874

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $657
Small Cities $920
Large Cities $1,183

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Saturn Vue insurance rates for other coverage scenarios.

  • The best full coverage rate is $546
  • Using higher $1,000 deductibles will save approximately $64 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $876
  • Buying more expensive low deductibles for physical damage coverage increases the price to $994
  • Drivers with multiple tickets or accidents could pay up to $1,874
  • An auto insurance policy to insure a teen driver with full coverage can cost as much as $3,604 or more

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing Saturn Vue insurance rates range from $546 to $3,604 for full coverage

Insurance prices for a Saturn Vue also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $190 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,000 to $1,500 extra annually, depending on your age. High-risk driver insurance can be as much as 42% to 127% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,190 on average in Florida, New York, and Michigan.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $794 -$82 -9.4%
Alaska $674 -$202 -23.1%
Arizona $730 -$146 -16.7%
Arkansas $876 -$0 0.0%
California $998 $122 13.9%
Colorado $838 -$38 -4.3%
Connecticut $902 $26 3.0%
Delaware $992 $116 13.2%
Florida $1,098 $222 25.3%
Georgia $808 -$68 -7.8%
Hawaii $630 -$246 -28.1%
Idaho $594 -$282 -32.2%
Illinois $652 -$224 -25.6%
Indiana $660 -$216 -24.7%
Iowa $590 -$286 -32.6%
Kansas $834 -$42 -4.8%
Kentucky $1,196 $320 36.5%
Louisiana $1,298 $422 48.2%
Maine $540 -$336 -38.4%
Maryland $724 -$152 -17.4%
Massachusetts $702 -$174 -19.9%
Michigan $1,524 $648 74.0%
Minnesota $732 -$144 -16.4%
Mississippi $1,050 $174 19.9%
Missouri $778 -$98 -11.2%
Montana $942 $66 7.5%
Nebraska $692 -$184 -21.0%
Nevada $1,050 $174 19.9%
New Hampshire $632 -$244 -27.9%
New Jersey $980 $104 11.9%
New Mexico $778 -$98 -11.2%
New York $926 $50 5.7%
North Carolina $504 -$372 -42.5%
North Dakota $718 -$158 -18.0%
Ohio $608 -$268 -30.6%
Oklahoma $902 $26 3.0%
Oregon $804 -$72 -8.2%
Pennsylvania $836 -$40 -4.6%
Rhode Island $1,170 $294 33.6%
South Carolina $794 -$82 -9.4%
South Dakota $742 -$134 -15.3%
Tennessee $770 -$106 -12.1%
Texas $1,056 $180 20.5%
Utah $650 -$226 -25.8%
Vermont $600 -$276 -31.5%
Virginia $526 -$350 -40.0%
Washington $678 -$198 -22.6%
West Virginia $804 -$72 -8.2%
Wisconsin $608 -$268 -30.6%
Wyoming $782 -$94 -10.7%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $846 $71
Saturn Vue XR 2WD $860 $72
Saturn Vue XR-L 2WD $876 $73
Saturn Vue XR AWD $890 $74
Saturn Vue XR-L AWD $906 $76

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $170 $210 $474 $1,012
2008 Saturn Vue $160 $190 $474 $982
2007 Saturn Vue $154 $170 $468 $950
2006 Saturn Vue $152 $166 $460 $936
2005 Saturn Vue $150 $160 $452 $920
2004 Saturn Vue $138 $152 $446 $894
2003 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Saturn Vue Insurance

Finding better rates on car insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the coverage data presented in the illustrations above.

  • It is possible to save approximately $90 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $175 each year
  • Teen drivers are charged the highest prices, with premiums being up to $300 per month if they have full coverage
  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,000 more annually to insure their Vue

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $1,996
30 $886
40 $876
50 $806
60 $788

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $940
$500 $876
$1,000 $812

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $876
50/100 $994
100/300 $1,105
250/500 $1,392
100 CSL $1,039
300 CSL $1,282
500 CSL $1,459

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,048
20 $3,176
30 $1,882
40 $1,874
50 $1,794
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $29
Advance Quote $36
Online Quote $57
Total Discounts $330
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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