Saturn Vue Insurance Rates
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UPDATED: May 20, 2022
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Estimated insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs an estimated $132, collision insurance costs $144, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $1,874. 16-year-old drivers pay the most at up to $3,604 a year.
Average premium for full coverage: $876
Premium estimates broken down by type of coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Vue trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Saturn Vue range from the cheapest price of $496 for just the minimum liability insurance to a much higher rate of $1,874 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.
These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Saturn Vue insurance rates for other coverage scenarios.
- The best full coverage rate is $546
- Using higher $1,000 deductibles will save approximately $64 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $876
- Buying more expensive low deductibles for physical damage coverage increases the price to $994
- Drivers with multiple tickets or accidents could pay up to $1,874
- An auto insurance policy to insure a teen driver with full coverage can cost as much as $3,604 or more
Insurance prices for a Saturn Vue also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles could cut prices by as much as $190 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $3,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,000 to $1,500 extra annually, depending on your age. High-risk driver insurance can be as much as 42% to 127% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,190 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Saturn Vue XE 2WD||$846||$71|
|Saturn Vue XR 2WD||$860||$72|
|Saturn Vue XR-L 2WD||$876||$73|
|Saturn Vue XR AWD||$890||$74|
|Saturn Vue XR-L AWD||$906||$76|
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Saturn Vue||$170||$210||$474||$1,012|
|2008 Saturn Vue||$160||$190||$474||$982|
|2007 Saturn Vue||$154||$170||$468||$950|
|2006 Saturn Vue||$152||$166||$460||$936|
|2005 Saturn Vue||$150||$160||$452||$920|
|2004 Saturn Vue||$138||$152||$446||$894|
|2003 Saturn Vue||$132||$144||$442||$876|
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Saturn Vue Insurance
Finding better rates on car insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The items below are a brief review of the coverage data presented in the illustrations above.
- It is possible to save approximately $90 per year just by shopping early and online
- Increasing policy deductibles could save as much as $175 each year
- Teen drivers are charged the highest prices, with premiums being up to $300 per month if they have full coverage
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,000 more annually to insure their Vue
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$49|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$29|
Discounts are estimated and may not be available from every company or in every state.
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