Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average insurance prices for a Saturn Vue are $920 every 12 months for full coverage. Comprehensive insurance costs an estimated $150, collision insurance costs $160, and liability is estimated at $452. A policy with just liability insurance costs approximately $504 a year, and coverage for high-risk drivers costs $1,962 or more. 16-year-old drivers pay the highest rates at up to $3,732 a year.
Average premium for full coverage: $920
Price estimates broken down by individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Vue models.
Price Range from Low to High
For a driver in their 40's, Saturn Vue insurance prices range from the cheapest price of $504 for the bare minimum liability coverage to the much higher price of $1,962 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than congested cities. The example below illustrates how location helps determine insurance prices.
The ranges above show why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Saturn Vue insurance rates for other coverage scenarios.
- The best full coverage rate is $570
- Choosing higher $1,000 deductibles can save approximately $72 a year
- The average price for the average middle-age driver who has $500 deductibles is $920
- Buying pricier low deductibles for comp and collision coverage costs an extra $130 annually
- Higher-risk drivers with multiple tickets or accidents could pay up to $1,962
- The price to insure a 16-year-old driver for full coverage can cost as much as $3,732 each year
Insurance prices for a Saturn Vue are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Opting for high physical damage deductibles can save as much as $210 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as low as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $3,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,100 to $1,600 extra each year, depending on your age. Saturn Vue insurance for high-risk drivers ranges from 43% to 133% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or at least $1,310 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $704 | -$216 | -23.5% |
| Arizona | $762 | -$158 | -17.2% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,046 | $126 | 13.7% |
| Colorado | $876 | -$44 | -4.8% |
| Connecticut | $946 | $26 | 2.8% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,148 | $228 | 24.8% |
| Georgia | $846 | -$74 | -8.0% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $684 | -$236 | -25.7% |
| Indiana | $690 | -$230 | -25.0% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $874 | -$46 | -5.0% |
| Kentucky | $1,254 | $334 | 36.3% |
| Louisiana | $1,360 | $440 | 47.8% |
| Maine | $566 | -$354 | -38.5% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $736 | -$184 | -20.0% |
| Michigan | $1,596 | $676 | 73.5% |
| Minnesota | $770 | -$150 | -16.3% |
| Mississippi | $1,100 | $180 | 19.6% |
| Missouri | $814 | -$106 | -11.5% |
| Montana | $984 | $64 | 7.0% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $812 | -$108 | -11.7% |
| New York | $968 | $48 | 5.2% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $752 | -$168 | -18.3% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $876 | -$44 | -4.8% |
| Rhode Island | $1,226 | $306 | 33.3% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $774 | -$146 | -15.9% |
| Tennessee | $804 | -$116 | -12.6% |
| Texas | $1,108 | $188 | 20.4% |
| Utah | $680 | -$240 | -26.1% |
| Vermont | $628 | -$292 | -31.7% |
| Virginia | $550 | -$370 | -40.2% |
| Washington | $710 | -$210 | -22.8% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $636 | -$284 | -30.9% |
| Wyoming | $820 | -$100 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $886 | $74 |
| Saturn Vue XR 2WD | $904 | $75 |
| Saturn Vue XR-L 2WD | $920 | $77 |
| Saturn Vue XR AWD | $934 | $78 |
| Saturn Vue XR-L AWD | $950 | $79 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $160 | $190 | $474 | $982 |
| 2008 Saturn Vue | $154 | $170 | $468 | $950 |
| 2007 Saturn Vue | $152 | $166 | $460 | $936 |
| 2006 Saturn Vue | $150 | $160 | $452 | $920 |
| 2005 Saturn Vue | $138 | $152 | $446 | $894 |
| 2004 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Saturn Vue Insurance
Getting lower rates on insurance for a Saturn Vue takes avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a summary of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,040 more annually for car insurance
- Teenagers are charged the highest prices, with premiums as much as $311 a month if they have full coverage
- Drivers can save approximately $100 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $200 each year
- Drivers can save approximately $100 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,732 |
| 20 | $2,084 |
| 30 | $928 |
| 40 | $920 |
| 50 | $842 |
| 60 | $824 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,050 |
| $250 | $992 |
| $500 | $920 |
| $1,000 | $848 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,040 |
| 100/300 | $1,153 |
| 250/500 | $1,447 |
| 100 CSL | $1,086 |
| 300 CSL | $1,334 |
| 500 CSL | $1,515 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $3,316 |
| 30 | $1,970 |
| 40 | $1,962 |
| 50 | $1,876 |
| 60 | $1,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $61 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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