Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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Estimated auto insurance rates for a Saturn Vue are $920 annually with full coverage. Comprehensive costs on average $150 each year, collision costs $160, and liability coverage is $452. A liability-only policy costs around $504 a year, with high-risk insurance costing around $1,962. Teen drivers pay the most at $3,732 a year or more.
Average premium for full coverage: $920
Premium estimates by type of coverage:
These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Vue models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Saturn Vue go from as cheap as $504 for basic liability insurance to a high rate of $1,962 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than larger metro areas.
The graphic below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Saturn Vue insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $570
- Raising to $1,000 deductibles will save around $72 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $920
- Choosing low deductibles will cost $1,050
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $1,962 or more
- An auto insurance policy with full coverage for a teenage driver may cost $3,732
Auto insurance prices for a Saturn Vue also have a wide range based on the model of your Vue, your driving record, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $3,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $210 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Saturn Vue insurance rates. A middle-age driver might find prices as low as $660 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,240 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $704 | -$216 | -23.5% |
| Arizona | $762 | -$158 | -17.2% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,046 | $126 | 13.7% |
| Colorado | $876 | -$44 | -4.8% |
| Connecticut | $946 | $26 | 2.8% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,148 | $228 | 24.8% |
| Georgia | $846 | -$74 | -8.0% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $684 | -$236 | -25.7% |
| Indiana | $690 | -$230 | -25.0% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $874 | -$46 | -5.0% |
| Kentucky | $1,254 | $334 | 36.3% |
| Louisiana | $1,360 | $440 | 47.8% |
| Maine | $566 | -$354 | -38.5% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $736 | -$184 | -20.0% |
| Michigan | $1,596 | $676 | 73.5% |
| Minnesota | $770 | -$150 | -16.3% |
| Mississippi | $1,100 | $180 | 19.6% |
| Missouri | $814 | -$106 | -11.5% |
| Montana | $984 | $64 | 7.0% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $812 | -$108 | -11.7% |
| New York | $968 | $48 | 5.2% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $752 | -$168 | -18.3% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $876 | -$44 | -4.8% |
| Rhode Island | $1,226 | $306 | 33.3% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $774 | -$146 | -15.9% |
| Tennessee | $804 | -$116 | -12.6% |
| Texas | $1,108 | $188 | 20.4% |
| Utah | $680 | -$240 | -26.1% |
| Vermont | $628 | -$292 | -31.7% |
| Virginia | $550 | -$370 | -40.2% |
| Washington | $710 | -$210 | -22.8% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $636 | -$284 | -30.9% |
| Wyoming | $820 | -$100 | -10.9% |
With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $886 | $74 |
| Saturn Vue XR 2WD | $904 | $75 |
| Saturn Vue XR-L 2WD | $920 | $77 |
| Saturn Vue XR AWD | $934 | $78 |
| Saturn Vue XR-L AWD | $950 | $79 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $160 | $190 | $474 | $982 |
| 2008 Saturn Vue | $154 | $170 | $468 | $950 |
| 2007 Saturn Vue | $152 | $166 | $460 | $936 |
| 2006 Saturn Vue | $150 | $160 | $452 | $920 |
| 2005 Saturn Vue | $138 | $152 | $446 | $894 |
| 2004 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Saturn Vue Insurance
Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every time your policy renews by requesting rates from direct companies, and also from local independent and exclusive agents.
The items below are a brief summary of the information covered in the above illustrations.
- You may be able to save as much as $100 per year simply by quoting online in advance
- Teen drivers are charged the highest prices, possibly costing $311 per month if full coverage is included
- Increasing policy deductibles could save up to $200 each year
- Drivers that tend to have accidents or serious violations pay an average of $1,040 more each year to insure their Vue
- Consumers who require more liability coverage will pay about $500 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,732 |
| 20 | $2,084 |
| 30 | $928 |
| 40 | $920 |
| 50 | $842 |
| 60 | $824 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,050 |
| $250 | $992 |
| $500 | $920 |
| $1,000 | $848 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,040 |
| 100/300 | $1,153 |
| 250/500 | $1,447 |
| 100 CSL | $1,086 |
| 300 CSL | $1,334 |
| 500 CSL | $1,515 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $3,316 |
| 30 | $1,970 |
| 40 | $1,962 |
| 50 | $1,876 |
| 60 | $1,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $61 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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