Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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Average auto insurance rates for a Saturn Vue are $894 annually with full coverage. Comprehensive insurance costs on average $138, collision insurance costs $152, and liability costs $446. Buying just liability costs as little as $500 a year, and insurance for high-risk drivers costs $1,912 or more. 16-year-old drivers receive the highest rates at up to $3,662 a year.
Average premium for full coverage: $894
Rate estimates by individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Vue models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $500 for just liability coverage to the much higher price of $1,912 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.
These examples demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Saturn Vue insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $554
- Drivers who choose higher $1,000 deductibles will pay around $68 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $894
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $122 annually
- Drivers with multiple tickets or accidents could pay upwards of $1,912
- The cost with full coverage for a 16-year-old driver for full coverage may cost $3,662 a year
Auto insurance rates for a Saturn Vue can also vary considerably based on the trim level of your Vue, your driving record, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $3,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,500 in extra premium per year, depending on your age. Saturn Vue insurance for high-risk drivers can cost from 41% to 137% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $190 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $402 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $650 a year in states like New Hampshire, Ohio, and Utah, or at least $1,210 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $808 | -$86 | -9.6% |
| Alaska | $686 | -$208 | -23.3% |
| Arizona | $742 | -$152 | -17.0% |
| Arkansas | $894 | -$0 | 0.0% |
| California | $1,018 | $124 | 13.9% |
| Colorado | $852 | -$42 | -4.7% |
| Connecticut | $920 | $26 | 2.9% |
| Delaware | $1,014 | $120 | 13.4% |
| Florida | $1,120 | $226 | 25.3% |
| Georgia | $824 | -$70 | -7.8% |
| Hawaii | $640 | -$254 | -28.4% |
| Idaho | $602 | -$292 | -32.7% |
| Illinois | $664 | -$230 | -25.7% |
| Indiana | $672 | -$222 | -24.8% |
| Iowa | $602 | -$292 | -32.7% |
| Kansas | $850 | -$44 | -4.9% |
| Kentucky | $1,220 | $326 | 36.5% |
| Louisiana | $1,324 | $430 | 48.1% |
| Maine | $552 | -$342 | -38.3% |
| Maryland | $736 | -$158 | -17.7% |
| Massachusetts | $716 | -$178 | -19.9% |
| Michigan | $1,552 | $658 | 73.6% |
| Minnesota | $746 | -$148 | -16.6% |
| Mississippi | $1,072 | $178 | 19.9% |
| Missouri | $792 | -$102 | -11.4% |
| Montana | $960 | $66 | 7.4% |
| Nebraska | $706 | -$188 | -21.0% |
| Nevada | $1,072 | $178 | 19.9% |
| New Hampshire | $644 | -$250 | -28.0% |
| New Jersey | $1,002 | $108 | 12.1% |
| New Mexico | $792 | -$102 | -11.4% |
| New York | $942 | $48 | 5.4% |
| North Carolina | $516 | -$378 | -42.3% |
| North Dakota | $732 | -$162 | -18.1% |
| Ohio | $616 | -$278 | -31.1% |
| Oklahoma | $918 | $24 | 2.7% |
| Oregon | $818 | -$76 | -8.5% |
| Pennsylvania | $852 | -$42 | -4.7% |
| Rhode Island | $1,192 | $298 | 33.3% |
| South Carolina | $810 | -$84 | -9.4% |
| South Dakota | $754 | -$140 | -15.7% |
| Tennessee | $782 | -$112 | -12.5% |
| Texas | $1,078 | $184 | 20.6% |
| Utah | $662 | -$232 | -26.0% |
| Vermont | $614 | -$280 | -31.3% |
| Virginia | $534 | -$360 | -40.3% |
| Washington | $690 | -$204 | -22.8% |
| West Virginia | $818 | -$76 | -8.5% |
| Wisconsin | $618 | -$276 | -30.9% |
| Wyoming | $796 | -$98 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $862 | $72 |
| Saturn Vue XR 2WD | $878 | $73 |
| Saturn Vue XR-L 2WD | $894 | $75 |
| Saturn Vue XR AWD | $906 | $76 |
| Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $154 | $170 | $468 | $950 |
| 2008 Saturn Vue | $152 | $166 | $460 | $936 |
| 2007 Saturn Vue | $150 | $160 | $452 | $920 |
| 2006 Saturn Vue | $138 | $152 | $446 | $894 |
| 2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Saturn Vue Insurance
Saving money on insurance for a Saturn Vue not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following items are a summary of the data covered above.
- Insureds who require additional liability coverage will pay around $490 every year to go from a minimum limit to higher 250/500 limits
- You may be able to save as much as $100 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $200 each year
- 16 to 18-year-old drivers are charged the highest rates, with premiums as much as $305 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,662 |
| 20 | $2,034 |
| 30 | $902 |
| 40 | $894 |
| 50 | $822 |
| 60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,016 |
| $250 | $960 |
| $500 | $894 |
| $1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $894 |
| 50/100 | $1,011 |
| 100/300 | $1,123 |
| 250/500 | $1,413 |
| 100 CSL | $1,056 |
| 300 CSL | $1,301 |
| 500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,134 |
| 20 | $3,238 |
| 30 | $1,920 |
| 40 | $1,912 |
| 50 | $1,828 |
| 60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $30 |
| Advance Quote | $37 |
| Online Quote | $59 |
| Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
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