Saturn Vue XE 2WD Insurance Rates

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Average insurance rates for a Saturn Vue XE 2WD are $1,266 a year including full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $446, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,702 or more. Teenage drivers receive the highest rates at up to $4,658 a year.

Annual premium for full coverage: $1,266

Rate estimates by type of coverage:

Comprehensive $298
Collision $446
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

For an average driver, prices range from the low end price of $430 for basic liability insurance to the much higher price of $2,702 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,266
High Risk $2,702

These differences highlight why everyone should compare rates using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Saturn Vue XE 2WD can also vary considerably based on the replacement cost of your Vue, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,000 extra per year, depending on your age. Saturn Vue XE 2WD insurance for high-risk drivers can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you live makes a big difference in Saturn Vue XE 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $500 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes can be significantly different.

View Chart as Image

Saturn Vue XE 2WD insurance cost comparison chart
Column chart showing Saturn Vue XE 2WD insurance prices range from $745 to $4,658 for full coverage

The chart above shows average Saturn Vue XE 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $745. Drivers who use higher $1,000 deductibles will pay $1,098. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,266. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,590. Drivers with multiple violations and accidents could be charged as much as $2,702. The rate for full coverage for a teenager is $4,658.

Saturn Vue XE 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,210 -$56 -4.4%
Connecticut $1,302 $36 2.8%
Delaware $1,434 $168 13.3%
Florida $1,584 $318 25.1%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $856 -$410 -32.4%
Illinois $942 -$324 -25.6%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,728 $462 36.5%
Louisiana $1,872 $606 47.9%
Maine $780 -$486 -38.4%
Maryland $1,044 -$222 -17.5%
Massachusetts $1,012 -$254 -20.1%
Michigan $2,198 $932 73.6%
Minnesota $1,058 -$208 -16.4%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $998 -$268 -21.2%
Nevada $1,518 $252 19.9%
New Hampshire $912 -$354 -28.0%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $730 -$536 -42.3%
North Dakota $1,036 -$230 -18.2%
Ohio $874 -$392 -31.0%
Oklahoma $1,300 $34 2.7%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,110 -$156 -12.3%
Texas $1,526 $260 20.5%
Utah $940 -$326 -25.8%
Vermont $866 -$400 -31.6%
Virginia $758 -$508 -40.1%
Washington $978 -$288 -22.7%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,128 -$138 -10.9%

View Chart as Image

Saturn Vue XE 2WD insurance rates by U.S. city

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Rates by Driver Age

Saturn Vue XE 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,876
30 $1,318
40 $1,266
50 $1,154
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue XE 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,590
$250 $1,442
$500 $1,266
$1,000 $1,098

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue XE 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,339
100/300 $1,430
250/500 $1,666
100 CSL $1,375
300 CSL $1,575
500 CSL $1,721

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue XE 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,626
20 $4,558
30 $2,760
40 $2,702
50 $2,578
60 $2,550

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $168

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $89
5-yr Claim Free $80
Paid in Full/EFT $56
Advance Quote $60
Online Quote $89
Total Discounts $521
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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