Saturn Vue XR-L 2WD Insurance Rates

The average insurance prices for a Saturn Vue XR-L 2WD are $1,356 every 12 months with full coverage. Comprehensive costs around $326, collision costs $508, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $2,904. Teenage drivers cost the most to insure at $4,948 a year or more.

Annual premium for full coverage: $1,356

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Saturn Vue XR-L 2WD also range considerably based on liability limits and deductibles, your driving record, and the actual cash value of your Vue.

Using high physical damage deductibles could save up to $560 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Saturn Vue XR-L 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

The chart above shows Saturn Vue XR-L 2WD insurance rates for different coverage choices and risks. The cheapest discount rate is $791. Drivers who use higher $1,000 deductibles will pay $1,166. The average rate for a driver age 40 with no violations using $500 deductibles is $1,356. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,722. Drivers with multiple violations and accidents could be charged around $2,904. The price for full coverage insurance for a 16-year-old driver is $4,948.

View Chart as Image