Saturn Vue Insurance Rates

U.S. average insurance rates for a Saturn Vue are $876 a year with full coverage. Comprehensive costs an estimated $132, collision costs $144, and liability costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing around $1,874. Teen drivers pay the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different Vue trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location impacts insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Saturn Vue insurance rates for other coverage scenarios.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save approximately $64 annually
• The average rate for the average middle-age driver who has $500 deductibles is $876
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $994
• High-risk insureds with multiple violations and an at-fault accident could pay up to $1,874 or more
• The price for full coverage for a 16-year-old driver with full coverage can cost as much as $3,604 or more

View Chart as Image

Insurance prices for a Saturn Vue are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $3,600 a year. View Rates by Age

The state you live in has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,190 on average in New York, Michigan, and Florida.

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Choosing high deductibles could cut prices by as much as $190 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,000 to $1,500 extra each year, depending on your age. High-risk driver insurance can be from 42% to 127% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Vue Insurance

Getting lower rates on insurance for a Saturn Vue requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief summary of the primary concepts that were touched on above.

• You may be able to save approximately $90 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,000 more annually to insure their Vue
• Increasing physical damage deductibles can save around $175 each year
• Teen drivers are charged the highest prices, costing up to $300 a month for full coverage