Saturn Vue Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Saturn Vue are $894 every 12 months with full coverage. Comprehensive insurance costs on average $138 each year, collision insurance costs $152, and liability costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs $1,912 or more. 16-year-old drivers receive the highest rates at up to $3,662 a year.

Average premium for full coverage: $894

Rate estimates by individual coverage type:

Comprehensive $138
Collision $152
Liability $446

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Vue models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $500 for minimum levels of liability insurance to a high rate of $1,912 for a driver who requires high-risk insurance.

Liability Only $500
Full Coverage $894
High Risk $1,912

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have more infrequent collision claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $671
Small Cities $939
Large Cities $1,207

These examples demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Saturn Vue insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $554
  • Using higher $1,000 deductibles will save around $68 annually
  • The average price for a 40-year-old driver with $500 deductibles is $894
  • Buying low deductibles for physical damage coverage costs an extra $122 annually
  • High-risk insureds with multiple tickets or accidents could pay upwards of $1,912
  • The cost to insure a 16-year-old driver may cost $3,662 or more

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing Saturn Vue insurance prices range from $554 to $3,662 for full coverage

Auto insurance rates for a Saturn Vue can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Vue.

Opting for high physical damage deductibles could cut rates by as much as $190 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $402 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $900 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,100 to $1,500 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 41% to 137% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $650 a year in states like New Hampshire, Ohio, and Utah, or at least $1,210 on average in Florida, Michigan, and New York.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $808 -$86 -9.6%
Alaska $686 -$208 -23.3%
Arizona $742 -$152 -17.0%
Arkansas $894 -$0 0.0%
California $1,018 $124 13.9%
Colorado $852 -$42 -4.7%
Connecticut $920 $26 2.9%
Delaware $1,014 $120 13.4%
Florida $1,120 $226 25.3%
Georgia $824 -$70 -7.8%
Hawaii $640 -$254 -28.4%
Idaho $602 -$292 -32.7%
Illinois $664 -$230 -25.7%
Indiana $672 -$222 -24.8%
Iowa $602 -$292 -32.7%
Kansas $850 -$44 -4.9%
Kentucky $1,220 $326 36.5%
Louisiana $1,324 $430 48.1%
Maine $552 -$342 -38.3%
Maryland $736 -$158 -17.7%
Massachusetts $716 -$178 -19.9%
Michigan $1,552 $658 73.6%
Minnesota $746 -$148 -16.6%
Mississippi $1,072 $178 19.9%
Missouri $792 -$102 -11.4%
Montana $960 $66 7.4%
Nebraska $706 -$188 -21.0%
Nevada $1,072 $178 19.9%
New Hampshire $644 -$250 -28.0%
New Jersey $1,002 $108 12.1%
New Mexico $792 -$102 -11.4%
New York $942 $48 5.4%
North Carolina $516 -$378 -42.3%
North Dakota $732 -$162 -18.1%
Ohio $616 -$278 -31.1%
Oklahoma $918 $24 2.7%
Oregon $818 -$76 -8.5%
Pennsylvania $852 -$42 -4.7%
Rhode Island $1,192 $298 33.3%
South Carolina $810 -$84 -9.4%
South Dakota $754 -$140 -15.7%
Tennessee $782 -$112 -12.5%
Texas $1,078 $184 20.6%
Utah $662 -$232 -26.0%
Vermont $614 -$280 -31.3%
Virginia $534 -$360 -40.3%
Washington $690 -$204 -22.8%
West Virginia $818 -$76 -8.5%
Wisconsin $618 -$276 -30.9%
Wyoming $796 -$98 -11.0%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $862 $72
Saturn Vue XR 2WD $878 $73
Saturn Vue XR-L 2WD $894 $75
Saturn Vue XR AWD $906 $76
Saturn Vue XR-L AWD $922 $77

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $154 $170 $468 $950
2008 Saturn Vue $152 $166 $460 $936
2007 Saturn Vue $150 $160 $452 $920
2006 Saturn Vue $138 $152 $446 $894
2005 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Saturn Vue Insurance

Saving money on insurance for a Saturn Vue requires having a good driving record, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the concepts that were covered in the charts and tables above.

  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,020 more each year to buy Saturn Vue insurance
  • Drivers age 20 and younger are charged the highest rates, with premiums as much as $305 per month if comprehensive and collision insurance is included
  • You may be able to save as much as $100 per year just by quoting online in advance
  • Increasing deductibles could save as much as $200 each year
  • You may be able to save as much as $100 per year just by quoting online in advance

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,662
20 $2,034
30 $902
40 $894
50 $822
60 $804

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,016
$250 $960
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $1,011
100/300 $1,123
250/500 $1,413
100 CSL $1,056
300 CSL $1,301
500 CSL $1,480

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,134
20 $3,238
30 $1,920
40 $1,912
50 $1,828
60 $1,810

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $51
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $340
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles