Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive insurance costs around $132 a year, collision insurance costs $144, and liability costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs $1,874 or more. Teen drivers cost the most to insure at up to $3,604 a year.

Average premium for full coverage: $876

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Saturn Vue insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save about $812 every year
• The estimated price for a good driver age 40 using $500 deductibles is $876
• Choosing low $100 deductibles for physical damage coverage will cost an additional $118 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $1,874
• Policy cost that insures a 16-year-old driver can be $3,604 or more

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be from 42% to 127% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,250 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $190 annually, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue requires being a low-risk driver, having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a brief review of the material that was illustrated above.

• Insureds who may need more liability coverage will pay about $490 per year to increase from a 30/60 limit to the 250/500 level
• Teen drivers are the costliest to insure, with premiums being up to $300 each month if full coverage is purchased
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,000 more every year to insure their Vue
• Increasing comprehensive and collision deductibles can save approximately $175 each year