Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive costs an estimated $132, collision costs $144, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $1,874. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save approximately $64 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $876
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $994
• Higher-risk drivers with serious driving violations could pay up to $1,874 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $3,604 each year

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance ranges from 42% to 127% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each auto insurer calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue takes being a good driver, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare rates every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a condensed summary of the information touched on above.

• You may be able to save approximately $90 per year simply by shopping early and online
• Drivers age 16 to 20 have the highest car insurance rates, with premiums being up to $300 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,000 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay approximately $490 per year to raise limits from a 30/60 limit to the 250/500 level