Saturn Vue Insurance Rates

Estimated insurance rates for a Saturn Vue are $876 a year for full coverage. Comprehensive costs around $132, collision costs $144, and liability coverage costs around $442. A policy with only liability insurance costs as low as $496 a year, with a high-risk policy costing around $1,874. Teen drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $876

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different Vue trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save about $64 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $876
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $994
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,874 or more
• An auto insurance policy that insures a teenage driver with full coverage can be $3,604 or more

View Chart as Image

Car insurance prices for a Saturn Vue also have a wide range based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,000 to $1,500 extra annually, depending on your age. High-risk driver insurance can be around 42% to 127% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see prices as low as $580 a year in states like Idaho, Maine, and Iowa, or as much as $1,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $190 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Vue Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Shop around every time your policy renews by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a review of the information covered above.

• Drivers can save up to $90 per year simply by shopping early and online
• Youthful drivers are the costliest to insure, as much as $300 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $175 each year
• Drivers who have several accidents or serious violations pay on average $1,000 more every year than a low-risk driver
• Consumers who may need more liability protection will pay about $490 each year to increase from 30/60 bodily injury limits to the 250/500 level