Saturn Vue Insurance Rates

U.S. average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive insurance costs approximately $132, collision insurance costs $144, and liability insurance is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs $1,874 or more. Teenage drivers pay the highest rates at up to $3,604 a year.

Average premium for full coverage: $876

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Vue trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Saturn Vue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save $64 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $876
• Using more expensive low deductibles will cost an additional $118 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,874
• The price that insures a teen driver with full coverage can cost $3,604

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Insurance prices for a Saturn Vue are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,500 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

The state you live in also has a big influence on Saturn Vue insurance rates. A middle-age driver might find prices as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $190 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Vue Insurance

Getting lower rates on Saturn Vue insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and consideration of higher deductibles. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a quick rundown of the data covered above.

• Drivers who purchase increased liability limits will pay an extra $490 per year to raise from a low limit to the 250/500 level
• You may be able to save around $90 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $175 each year
• Drivers under the age of 20 are the costliest to insure, possibly costing $300 a month if comprehensive and collision insurance is included