Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage. Comprehensive insurance costs an estimated $132, collision costs $144, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,874 or more. Teen drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.

The example below illustrates the difference location can make on insurance prices.

The examples above show why everyone should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.

• The lowest rate with discounts is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $876
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $118 annually
• Drivers with multiple violations and an at-fault accident could pay up to $1,874 or more
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $3,604 a year

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on the model of your Vue, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,000 to $1,500 extra every year, depending on your age. Saturn Vue insurance for high-risk drivers can cost from 42% to 127% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or as much as $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $190 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires being a low-risk driver, but also having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Shop around every couple of years by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a brief summary of the material that was touched on in this article.

• Insureds who want more liability coverage will pay about $490 each year to go from a 30/60 limit to the 250/500 level
• Teen drivers have the highest car insurance rates, costing up to $300 each month if full coverage is purchased
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,000 more annually to insure their Vue
• Increasing comprehensive and collision deductibles can save approximately $175 each year