Saturn Vue Insurance Rates

The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs an estimated $132, collision costs $144, and liability coverage costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 each year
• The average price for a good driver age 40 who has $500 deductibles is $876
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $994
• High-risk insureds who are prone to accidents and violations could pay up to $1,874 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $3,604 a year

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Car insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Using high physical damage deductibles could save up to $190 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 127% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

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Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Saturn Vue Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and not having any coverage lapses. Make time to compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a brief summary of the information touched on in this article.

• It is possible to save approximately $90 per year simply by shopping early and online
• 16 to 18-year-old drivers have the highest car insurance rates, possibly costing $300 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,000 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay an extra $490 annually to go from a 30/60 limit to a 250/500 level