Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance prices for a Saturn Vue are $920 every 12 months including full coverage. Comprehensive costs around $150, collision insurance costs $160, and liability insurance costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $1,962. Teen drivers receive the highest rates at up to $3,732 a year.
Average premium for full coverage: $920
Rate estimates for individual coverage type:
Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Vue models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the cheapest price of $504 for just liability insurance to the much higher price of $1,962 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples highlight why everyone should compare rates for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Saturn Vue insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $570
- Drivers who choose higher $1,000 deductibles will pay about $72 every year
- The average price for a 40-year-old driver using $500 deductibles is $920
- Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,050
- High risk drivers with multiple violations and an at-fault accident could pay at least $1,962
- The cost to insure a teen driver for full coverage can be $3,732 a year
Car insurance rates for a Saturn Vue can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles could save up to $210 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $3,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,100 to $1,600 extra per year, depending on your age. Saturn Vue insurance for high-risk drivers can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates
Where you live makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,310 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $832 | -$88 | -9.6% |
| Alaska | $704 | -$216 | -23.5% |
| Arizona | $762 | -$158 | -17.2% |
| Arkansas | $920 | -$0 | 0.0% |
| California | $1,046 | $126 | 13.7% |
| Colorado | $876 | -$44 | -4.8% |
| Connecticut | $946 | $26 | 2.8% |
| Delaware | $1,040 | $120 | 13.0% |
| Florida | $1,148 | $228 | 24.8% |
| Georgia | $846 | -$74 | -8.0% |
| Hawaii | $660 | -$260 | -28.3% |
| Idaho | $622 | -$298 | -32.4% |
| Illinois | $684 | -$236 | -25.7% |
| Indiana | $690 | -$230 | -25.0% |
| Iowa | $620 | -$300 | -32.6% |
| Kansas | $874 | -$46 | -5.0% |
| Kentucky | $1,254 | $334 | 36.3% |
| Louisiana | $1,360 | $440 | 47.8% |
| Maine | $566 | -$354 | -38.5% |
| Maryland | $758 | -$162 | -17.6% |
| Massachusetts | $736 | -$184 | -20.0% |
| Michigan | $1,596 | $676 | 73.5% |
| Minnesota | $770 | -$150 | -16.3% |
| Mississippi | $1,100 | $180 | 19.6% |
| Missouri | $814 | -$106 | -11.5% |
| Montana | $984 | $64 | 7.0% |
| Nebraska | $726 | -$194 | -21.1% |
| Nevada | $1,102 | $182 | 19.8% |
| New Hampshire | $662 | -$258 | -28.0% |
| New Jersey | $1,028 | $108 | 11.7% |
| New Mexico | $812 | -$108 | -11.7% |
| New York | $968 | $48 | 5.2% |
| North Carolina | $530 | -$390 | -42.4% |
| North Dakota | $752 | -$168 | -18.3% |
| Ohio | $636 | -$284 | -30.9% |
| Oklahoma | $944 | $24 | 2.6% |
| Oregon | $842 | -$78 | -8.5% |
| Pennsylvania | $876 | -$44 | -4.8% |
| Rhode Island | $1,226 | $306 | 33.3% |
| South Carolina | $832 | -$88 | -9.6% |
| South Dakota | $774 | -$146 | -15.9% |
| Tennessee | $804 | -$116 | -12.6% |
| Texas | $1,108 | $188 | 20.4% |
| Utah | $680 | -$240 | -26.1% |
| Vermont | $628 | -$292 | -31.7% |
| Virginia | $550 | -$370 | -40.2% |
| Washington | $710 | -$210 | -22.8% |
| West Virginia | $842 | -$78 | -8.5% |
| Wisconsin | $636 | -$284 | -30.9% |
| Wyoming | $820 | -$100 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $886 | $74 |
| Saturn Vue XR 2WD | $904 | $75 |
| Saturn Vue XR-L 2WD | $920 | $77 |
| Saturn Vue XR AWD | $934 | $78 |
| Saturn Vue XR-L AWD | $950 | $79 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $160 | $190 | $474 | $982 |
| 2008 Saturn Vue | $154 | $170 | $468 | $950 |
| 2007 Saturn Vue | $152 | $166 | $460 | $936 |
| 2006 Saturn Vue | $150 | $160 | $452 | $920 |
| 2005 Saturn Vue | $138 | $152 | $446 | $894 |
| 2004 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Saturn Vue Insurance
Saving money on Saturn Vue insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following list is a brief review of the coverage data covered above.
- You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $200 each year
- Drivers age 16 to 20 are the costliest to insure, as much as $311 per month if the policy includes full coverage
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,040 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,732 |
| 20 | $2,084 |
| 30 | $928 |
| 40 | $920 |
| 50 | $842 |
| 60 | $824 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,050 |
| $250 | $992 |
| $500 | $920 |
| $1,000 | $848 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $920 |
| 50/100 | $1,040 |
| 100/300 | $1,153 |
| 250/500 | $1,447 |
| 100 CSL | $1,086 |
| 300 CSL | $1,334 |
| 500 CSL | $1,515 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $3,316 |
| 30 | $1,970 |
| 40 | $1,962 |
| 50 | $1,876 |
| 60 | $1,858 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $61 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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