Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive insurance costs around $132, collision costs $144, and liability insurance is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing $1,874 or more. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

The examples above illustrate why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The best discount rate is $546
• Raising to $1,000 deductibles will save about $64 each year
• The average rate for a good driver age 40 using $500 deductibles is $876
• Using pricier low deductibles will cost an extra $118 a year
• Higher-risk drivers who are prone to accidents and violations could pay at least $1,874 or more
• Policy cost for full coverage for a teen driver for full coverage can be $3,604

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

Your home state also has a big influence on Saturn Vue insurance rates. A middle-age driver might find rates as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $190 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,000 to $1,500 additional every year, depending on your age. Saturn Vue insurance for high-risk drivers is expensive and can cost anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Vue Insurance

Finding cheaper rates on Saturn Vue insurance consists of avoiding accidents and claims, having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to compare rates at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the concepts that were presented in the illustrations above.

• High-risk drivers with DUI or reckless driving convictions may pay on average $1,000 more every year to insure a Saturn Vue
• Drivers under the age of 20 are charged the highest rates, possibly costing $300 each month including comprehensive and collision insurance
• It is possible to save up to $90 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $175 each year
• It is possible to save up to $90 per year simply by quoting online well ahead of the renewal date