Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive costs an estimated $132, collision costs $144, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 every year
• The average rate for a good driver age 40 who has $500 deductibles is $876
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $994
• Drivers who are prone to accidents and violations could pay up to $1,874 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $3,604 a year

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on your risk profile, the model of your Vue, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $190 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a summary of the data touched on in this article.

• Insureds who want additional liability coverage will pay an extra $490 per year to go from a 30/60 limit to 250/500 limits
• You may be able to save approximately $90 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $300 each month if full coverage is included