Saturn Vue Insurance Rates

Estimated insurance rates for a Saturn Vue are $876 a year with full coverage. Comprehensive insurance costs on average $132 each year, collision costs $144, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing $1,874 or more. Teenage drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $876

Premium estimates by type of coverage:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Vue models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

These rate differences demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay around $64 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $876
• Using low deductibles for comprehensive and collision insurance will cost an extra $118 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $1,874 or more
• An auto insurance policy for full coverage for a teen driver may cost $3,604 a year

View Chart as Image

Insurance prices for a Saturn Vue also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $630 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,190 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $190 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,000 to $1,500 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Vue Insurance

Finding better rates on Saturn Vue insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Take the time to comparison shop every year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $90 per year simply by quoting online in advance
• Increasing policy deductibles can save around $175 each year
• Teens pay higher prices, possibly costing $300 per month including comprehensive and collision insurance
• High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,000 more each year for Vue insurance