Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually including full coverage. Comprehensive costs on average $132, collision costs $144, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save around $64 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $876
• Using pricier low deductibles will cost $994
• At-risk drivers who are prone to accidents and violations could pay upwards of $1,874 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $3,604

View Chart as Image

Auto insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,000 to $1,500 in extra premium every year, depending on your age. Saturn Vue insurance for high-risk drivers is expensive and can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $190 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Saturn Vue insurance prices. A middle-age driver might find rates as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,250 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Saturn Vue Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a summary of the material that was covered in the charts and tables above.

• Policyholders who require more liability coverage will pay an extra $490 per year to raise from a 30/60 limit to higher 250/500 limits
• Teen drivers are charged the highest rates, with premiums being up to $300 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations pay on average $1,000 more each year to insure their Vue
• Increasing comprehensive and collision deductibles could save up to $175 each year