Saturn Vue Insurance Rates

U.S. average auto insurance rates for a Saturn Vue are $894 annually for full coverage. Comprehensive costs around $138, collision costs $152, and liability costs $446. A policy with just liability insurance costs as little as $500 a year, with coverage for high-risk drivers costing around $1,912. Teenage drivers pay the highest rates at $3,662 a year or more.

Average premium for full coverage: $894

Price estimates for individual coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Vue trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The best discount rate is $554
• Drivers who choose higher $1,000 deductibles will pay about $68 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $894
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,016
• Drivers who are prone to accidents and violations could pay at least $1,912 or more
• The price with full coverage for a 16-year-old driver with full coverage can be $3,662 a year

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Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance can cost from 41% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $190 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,280 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to compare prices from multiple companies. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Saturn Vue Insurance

Getting lower rates on insurance for a Saturn Vue not only requires being safe and accident-free, but also having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $100 per year simply by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,020 more every year than a low-risk driver
• Increasing physical damage deductibles could save up to $200 each year
• Youthful drivers pay higher prices, with premiums as much as $305 a month including comprehensive and collision insurance