Saturn Vue Insurance Rates

U.S. average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive costs an estimated $132 each year, collision costs $144, and liability insurance costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $1,874. Teenage drivers pay the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Vue models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save approximately $64 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $876
• Using low deductibles for physical damage coverage bumps up the cost to $994
• Drivers who are prone to accidents and violations could pay up to $1,874 or more
• The price that insures a teen driver can cost as much as $3,604 or more

View Chart as Image

Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,000 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age

The state you live in has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $190 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Saturn Vue Insurance

Getting lower rates on Saturn Vue insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Compare prices at least once a year by getting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a condensed summary of the primary concepts that were presented in the illustrations above.

• It is possible to save approximately $90 per year simply by quoting online in advance
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,000 more annually to insure a Saturn Vue
• Increasing physical damage deductibles can save approximately $175 each year
• Drivers under the age of 20 are expensive to insure, as much as $300 a month if comprehensive and collision insurance is included