Saturn Vue Insurance Rates

The average insurance prices for a Saturn Vue are $894 every 12 months for full coverage. Comprehensive costs an estimated $138 a year, collision costs $152, and liability coverage costs $446. A liability-only policy costs as little as $500 a year, with high-risk insurance costing around $1,912. 16-year-old drivers cost the most to insure at $3,662 a year or more.

Average premium for full coverage: $894

Policy rates broken down by type of insurance:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities.

The diagram below illustrates the difference location can make on insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.

• The best full coverage rate is $554
• Drivers who choose higher $1,000 deductibles will pay approximately $826 a year
• The average price for a good driver age 40 who has $500 deductibles is $894
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,016
• High-risk insureds with multiple tickets or accidents could pay up to $1,912 or more
• Policy cost to insure a teenage driver can cost as much as $3,662 a year

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $190 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can cost around 41% to 137% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or at least $1,280 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes and see how they stack up. Every company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Saturn Vue Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Make time to compare rates every time your policy renews by obtaining price quotes from direct carriers, and also from several local insurance agents.

The next list is a review of the information touched on in this article.

• Drivers can save approximately $100 per year simply by quoting early and online
• Drivers age 20 and younger have the highest car insurance rates, costing up to $305 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $200 each year
• Drivers who have several accidents or serious violations pay on average $1,020 more annually to buy Saturn Vue insurance
• Consumers who want increased levels of liability coverage will pay around $490 each year to go from a 30/60 limit to a 250/500 level