Saturn Vue Insurance Rates

U.S. average auto insurance rates for a Saturn Vue are $876 annually with full coverage. Comprehensive costs approximately $132, collision costs $144, and liability coverage is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing around $1,874. Teens pay the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Price estimates by individual coverage:

Estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Vue trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save $64 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $876
• Selecting more expensive low deductibles for comp and collision coverage will cost $994
• Drivers with serious driving violations could pay around $1,874 or more
• The price with full coverage for a teenage driver with full coverage can cost $3,604 each year

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Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,000 to $1,500 additional each year, depending on your age. High-risk driver insurance ranges around 42% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,190 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see how they stack up. Each auto insurer calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Saturn Vue Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a review of the material that was touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay approximately $490 every year to raise limits from a low limit to higher 250/500 limits
• Teens are the costliest to insure, costing up to $300 a month if they have full coverage
• Drivers who have several accidents or serious violations may pay on average $1,000 more per year for Vue insurance
• Increasing physical damage deductibles could save up to $175 each year