Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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The average auto insurance rates for a Saturn Vue are $894 annually including full coverage. Comprehensive costs on average $138 each year, collision costs $152, and liability insurance is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing around $1,912. 16-year-old drivers cost the most to insure at $3,662 a year or more.
Average premium for full coverage: $894
Policy rates by type of insurance:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Vue models.
Price Range Variability
Using a 40-year-old driver as an example, Saturn Vue insurance rates go from as cheap as $500 for the bare minimum liability coverage to a high rate of $1,912 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.
The graphic below illustrates how rural and urban location affects car insurance rates.
The examples above highlight why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Saturn Vue insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $554
- Choosing higher $1,000 deductibles can save around $68 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $894
- Buying low deductibles for comp and collision coverage will cost $1,016
- High-risk insureds with multiple tickets or accidents could pay upwards of $1,912 or more
- Policy cost with full coverage for a teen driver may cost $3,662 each year
Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,600 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 137% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $190 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,280 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $808 | -$86 | -9.6% |
| Alaska | $686 | -$208 | -23.3% |
| Arizona | $742 | -$152 | -17.0% |
| Arkansas | $894 | -$0 | 0.0% |
| California | $1,018 | $124 | 13.9% |
| Colorado | $852 | -$42 | -4.7% |
| Connecticut | $920 | $26 | 2.9% |
| Delaware | $1,014 | $120 | 13.4% |
| Florida | $1,120 | $226 | 25.3% |
| Georgia | $824 | -$70 | -7.8% |
| Hawaii | $640 | -$254 | -28.4% |
| Idaho | $602 | -$292 | -32.7% |
| Illinois | $664 | -$230 | -25.7% |
| Indiana | $672 | -$222 | -24.8% |
| Iowa | $602 | -$292 | -32.7% |
| Kansas | $850 | -$44 | -4.9% |
| Kentucky | $1,220 | $326 | 36.5% |
| Louisiana | $1,324 | $430 | 48.1% |
| Maine | $552 | -$342 | -38.3% |
| Maryland | $736 | -$158 | -17.7% |
| Massachusetts | $716 | -$178 | -19.9% |
| Michigan | $1,552 | $658 | 73.6% |
| Minnesota | $746 | -$148 | -16.6% |
| Mississippi | $1,072 | $178 | 19.9% |
| Missouri | $792 | -$102 | -11.4% |
| Montana | $960 | $66 | 7.4% |
| Nebraska | $706 | -$188 | -21.0% |
| Nevada | $1,072 | $178 | 19.9% |
| New Hampshire | $644 | -$250 | -28.0% |
| New Jersey | $1,002 | $108 | 12.1% |
| New Mexico | $792 | -$102 | -11.4% |
| New York | $942 | $48 | 5.4% |
| North Carolina | $516 | -$378 | -42.3% |
| North Dakota | $732 | -$162 | -18.1% |
| Ohio | $616 | -$278 | -31.1% |
| Oklahoma | $918 | $24 | 2.7% |
| Oregon | $818 | -$76 | -8.5% |
| Pennsylvania | $852 | -$42 | -4.7% |
| Rhode Island | $1,192 | $298 | 33.3% |
| South Carolina | $810 | -$84 | -9.4% |
| South Dakota | $754 | -$140 | -15.7% |
| Tennessee | $782 | -$112 | -12.5% |
| Texas | $1,078 | $184 | 20.6% |
| Utah | $662 | -$232 | -26.0% |
| Vermont | $614 | -$280 | -31.3% |
| Virginia | $534 | -$360 | -40.3% |
| Washington | $690 | -$204 | -22.8% |
| West Virginia | $818 | -$76 | -8.5% |
| Wisconsin | $618 | -$276 | -30.9% |
| Wyoming | $796 | -$98 | -11.0% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $862 | $72 |
| Saturn Vue XR 2WD | $878 | $73 |
| Saturn Vue XR-L 2WD | $894 | $75 |
| Saturn Vue XR AWD | $906 | $76 |
| Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $154 | $170 | $468 | $950 |
| 2008 Saturn Vue | $152 | $166 | $460 | $936 |
| 2007 Saturn Vue | $150 | $160 | $452 | $920 |
| 2006 Saturn Vue | $138 | $152 | $446 | $894 |
| 2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Saturn Vue Insurance
Finding cheaper rates on Saturn Vue insurance takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a brief summary of the ideas that were raised in the charts and tables above.
- Drivers age 16 to 20 pay the highest rates, with premiums being up to $305 each month including comprehensive and collision insurance
- High-risk drivers that tend to have accidents or serious violations pay on average $1,020 more each year than a safer driver
- Increasing comprehensive and collision deductibles could save up to $200 each year
- You may be able to save as much as $100 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,662 |
| 20 | $2,034 |
| 30 | $902 |
| 40 | $894 |
| 50 | $822 |
| 60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,016 |
| $250 | $960 |
| $500 | $894 |
| $1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $894 |
| 50/100 | $1,011 |
| 100/300 | $1,123 |
| 250/500 | $1,413 |
| 100 CSL | $1,056 |
| 300 CSL | $1,301 |
| 500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,134 |
| 20 | $3,238 |
| 30 | $1,920 |
| 40 | $1,912 |
| 50 | $1,828 |
| 60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $30 |
| Advance Quote | $37 |
| Online Quote | $59 |
| Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
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