Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually for full coverage insurance. Comprehensive costs an estimated $132, collision costs $144, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing around $1,874. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Using higher $1,000 deductibles will save approximately $64 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $876
• Selecting pricier low deductibles for physical damage coverage will cost $994
• Drivers with serious driving violations could pay up to $1,874 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $3,604 or more

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,000 to $1,500 extra every year, depending on your age. Saturn Vue insurance for high-risk drivers can be as much as 42% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $190 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Saturn Vue Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit score, being claim-free, and not having any coverage lapses. Set aside time to shop around at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the concepts that were raised in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,000 more annually than a safer driver
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $300 each month if comprehensive and collision insurance is included
• It is possible to save approximately $90 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $175 each year
• It is possible to save approximately $90 per year simply by quoting online well ahead of the renewal date