Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average auto insurance rates for a Saturn Vue are $894 annually for full coverage insurance. Comprehensive insurance costs around $138 a year, collision costs $152, and liability costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing $1,912 or more. Teens pay the highest rates at $3,662 a year or more.
Average premium for full coverage: $894
Price estimates for individual coverage:
Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Vue trim levels.
Price Range from Low to High
For a 40-year-old driver, Saturn Vue insurance prices go from as cheap as $500 for just the minimum liability insurance to a high of $1,912 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can make a big difference on car insurance rates. Areas with sparse population have fewer physical damage claims than cities with more traffic congestion.
The diagram below illustrates how your location can change auto insurance rates.
The ranges above illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Saturn Vue insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $554
- Drivers who choose higher $1,000 deductibles will pay about $826 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $894
- Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $122 annually
- Drivers with serious driving violations could pay at least $1,912 or more
- The price with full coverage for a 16-year-old driver can be $3,662 a year
Car insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $3,600 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 137% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $190 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,210 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $808 | -$86 | -9.6% |
| Alaska | $686 | -$208 | -23.3% |
| Arizona | $742 | -$152 | -17.0% |
| Arkansas | $894 | -$0 | 0.0% |
| California | $1,018 | $124 | 13.9% |
| Colorado | $852 | -$42 | -4.7% |
| Connecticut | $920 | $26 | 2.9% |
| Delaware | $1,014 | $120 | 13.4% |
| Florida | $1,120 | $226 | 25.3% |
| Georgia | $824 | -$70 | -7.8% |
| Hawaii | $640 | -$254 | -28.4% |
| Idaho | $602 | -$292 | -32.7% |
| Illinois | $664 | -$230 | -25.7% |
| Indiana | $672 | -$222 | -24.8% |
| Iowa | $602 | -$292 | -32.7% |
| Kansas | $850 | -$44 | -4.9% |
| Kentucky | $1,220 | $326 | 36.5% |
| Louisiana | $1,324 | $430 | 48.1% |
| Maine | $552 | -$342 | -38.3% |
| Maryland | $736 | -$158 | -17.7% |
| Massachusetts | $716 | -$178 | -19.9% |
| Michigan | $1,552 | $658 | 73.6% |
| Minnesota | $746 | -$148 | -16.6% |
| Mississippi | $1,072 | $178 | 19.9% |
| Missouri | $792 | -$102 | -11.4% |
| Montana | $960 | $66 | 7.4% |
| Nebraska | $706 | -$188 | -21.0% |
| Nevada | $1,072 | $178 | 19.9% |
| New Hampshire | $644 | -$250 | -28.0% |
| New Jersey | $1,002 | $108 | 12.1% |
| New Mexico | $792 | -$102 | -11.4% |
| New York | $942 | $48 | 5.4% |
| North Carolina | $516 | -$378 | -42.3% |
| North Dakota | $732 | -$162 | -18.1% |
| Ohio | $616 | -$278 | -31.1% |
| Oklahoma | $918 | $24 | 2.7% |
| Oregon | $818 | -$76 | -8.5% |
| Pennsylvania | $852 | -$42 | -4.7% |
| Rhode Island | $1,192 | $298 | 33.3% |
| South Carolina | $810 | -$84 | -9.4% |
| South Dakota | $754 | -$140 | -15.7% |
| Tennessee | $782 | -$112 | -12.5% |
| Texas | $1,078 | $184 | 20.6% |
| Utah | $662 | -$232 | -26.0% |
| Vermont | $614 | -$280 | -31.3% |
| Virginia | $534 | -$360 | -40.3% |
| Washington | $690 | -$204 | -22.8% |
| West Virginia | $818 | -$76 | -8.5% |
| Wisconsin | $618 | -$276 | -30.9% |
| Wyoming | $796 | -$98 | -11.0% |
Since prices can be so different, the only way to figure out your exact price is to get quotes from multiple companies. Every company calculates prices differently, so rate quotes may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $862 | $72 |
| Saturn Vue XR 2WD | $878 | $73 |
| Saturn Vue XR-L 2WD | $894 | $75 |
| Saturn Vue XR AWD | $906 | $76 |
| Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $154 | $170 | $468 | $950 |
| 2008 Saturn Vue | $152 | $166 | $460 | $936 |
| 2007 Saturn Vue | $150 | $160 | $452 | $920 |
| 2006 Saturn Vue | $138 | $152 | $446 | $894 |
| 2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Saturn Vue Insurance
Getting lower rates on insurance for a Saturn Vue not only requires having a decent driving record, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following items are a recap of the ideas that were illustrated above.
- 16 to 18-year-old drivers are the costliest to insure, as much as $305 a month if comprehensive and collision insurance is included
- Drivers considered higher risk that have major violations or accidents pay on average $1,020 more every year than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $200 each year
- It is possible to save up to $100 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,662 |
| 20 | $2,034 |
| 30 | $902 |
| 40 | $894 |
| 50 | $822 |
| 60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,016 |
| $250 | $960 |
| $500 | $894 |
| $1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $894 |
| 50/100 | $1,011 |
| 100/300 | $1,123 |
| 250/500 | $1,413 |
| 100 CSL | $1,056 |
| 300 CSL | $1,301 |
| 500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,134 |
| 20 | $3,238 |
| 30 | $1,920 |
| 40 | $1,912 |
| 50 | $1,828 |
| 60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $30 |
| Advance Quote | $37 |
| Online Quote | $59 |
| Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
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