Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage. Comprehensive insurance costs approximately $132 a year, collision insurance costs $144, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs $1,874 or more. Teenage drivers cost the most to insure at up to $3,604 a year.

Average premium for full coverage: $876

Policy rates by type of insurance:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The examples above show why it is important to compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Saturn Vue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay $812 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $876
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $118 annually
• Drivers who are prone to accidents and violations could pay around $1,874
• Policy cost that insures a 16-year-old driver can cost $3,604 a year

View Chart as Image

Auto insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $190 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every other policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The points below are a recap of the ideas that were touched on above.

• Drivers under the age of 20 have the highest car insurance rates, costing up to $300 each month if the policy includes full coverage
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,000 more per year to insure a Saturn Vue
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers can save around $90 per year just by quoting early and online