Saturn Vue Insurance Rates

Average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive costs an estimated $132, collision costs $144, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $1,874. Teens receive the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Vue trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Using higher $1,000 deductibles will save approximately $64 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $876
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $994
• Higher-risk drivers with serious driving violations could pay up to $1,874 or more
• The cost that insures a teenage driver with full coverage can cost as much as $3,604 or more

View Chart as Image

Auto insurance rates for a Saturn Vue can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,000 to $1,500 in extra premium per year, depending on your age. High-risk driver insurance can be around 42% to 127% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $800 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $3,600 a year. View Rates by Age

Where you live has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $190 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Saturn Vue Insurance

Saving money on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief recap of the car insurance concepts covered in the above illustrations.

• Drivers who tend to receive serious violations may have to pay on average $1,000 more annually for Vue insurance
• It is possible to save approximately $90 per year simply by shopping early and online
• Increasing deductibles can save approximately $175 each year
• Consumers who want higher liability limits will pay approximately $490 annually to increase from a minimum limit to the 250/500 level