Saturn Vue Insurance Rates

U.S. average auto insurance rates for a Saturn Vue are $894 annually for full coverage insurance. Comprehensive costs an estimated $138 a year, collision insurance costs $152, and liability coverage costs $446. A policy with just liability insurance costs as little as $500 a year, and coverage for high-risk drivers costs around $1,912. Teens pay the highest rates at up to $3,662 a year.

Average premium for full coverage: $894

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Vue trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $554
• Drivers who choose higher $1,000 deductibles will pay approximately $826 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $894
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,016
• High-risk insureds with serious driving violations could pay up to $1,912
• The price with full coverage for a teenage driver can cost as much as $3,662 a year

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Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can cost around 41% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $190 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,210 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Saturn Vue Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the data covered in the above illustrations.

• Consumers who want increased levels of liability coverage will pay approximately $490 annually to go from a low limit to higher 250/500 limits
• It is possible to save approximately $100 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $200 each year
• Drivers age 20 and younger are charged the highest prices, as much as $305 a month including comprehensive and collision insurance