Saturn Outlook Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Estimated insurance rates for a Saturn Outlook are $1,026 a year with full coverage. Comprehensive insurance costs an estimated $180 each year, collision costs $214, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,198 or more. Teen drivers pay the most at $4,096 a year or more.

Average premium for full coverage: $1,026

Premium estimates broken down by type of coverage:

Comprehensive $180
Collision $214
Liability $474

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Outlook models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Saturn Outlook go from as low as $522 for a discount liability-only rate to a high rate of $2,198 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,026
High Risk $2,198

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $770
Small Cities $1,077
Large Cities $1,385

These rate differences demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Saturn Outlook insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $625
  • Raising to $1,000 deductibles will save approximately $92 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,026
  • Choosing low deductibles will cost an extra $168 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,198 or more
  • An auto insurance policy for full coverage for a teen driver can cost as much as $4,096

View Chart as Image

Saturn Outlook insurance cost comparison chart
Column chart showing full coverage Saturn Outlook insurance prices range from $625 to $4,096

Auto insurance prices for a Saturn Outlook also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,390 on average in New York, Michigan, and Florida.

Saturn Outlook Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $928 -$98 -9.6%
Alaska $786 -$240 -23.4%
Arizona $852 -$174 -17.0%
Arkansas $1,026 -$0 0.0%
California $1,170 $144 14.0%
Colorado $980 -$46 -4.5%
Connecticut $1,054 $28 2.7%
Delaware $1,162 $136 13.3%
Florida $1,284 $258 25.1%
Georgia $946 -$80 -7.8%
Hawaii $738 -$288 -28.1%
Idaho $692 -$334 -32.6%
Illinois $764 -$262 -25.5%
Indiana $772 -$254 -24.8%
Iowa $692 -$334 -32.6%
Kansas $976 -$50 -4.9%
Kentucky $1,400 $374 36.5%
Louisiana $1,516 $490 47.8%
Maine $632 -$394 -38.4%
Maryland $844 -$182 -17.7%
Massachusetts $820 -$206 -20.1%
Michigan $1,782 $756 73.7%
Minnesota $856 -$170 -16.6%
Mississippi $1,228 $202 19.7%
Missouri $910 -$116 -11.3%
Montana $1,102 $76 7.4%
Nebraska $808 -$218 -21.2%
Nevada $1,230 $204 19.9%
New Hampshire $738 -$288 -28.1%
New Jersey $1,146 $120 11.7%
New Mexico $910 -$116 -11.3%
New York $1,082 $56 5.5%
North Carolina $592 -$434 -42.3%
North Dakota $840 -$186 -18.1%
Ohio $708 -$318 -31.0%
Oklahoma $1,054 $28 2.7%
Oregon $938 -$88 -8.6%
Pennsylvania $980 -$46 -4.5%
Rhode Island $1,368 $342 33.3%
South Carolina $928 -$98 -9.6%
South Dakota $866 -$160 -15.6%
Tennessee $900 -$126 -12.3%
Texas $1,236 $210 20.5%
Utah $760 -$266 -25.9%
Vermont $702 -$324 -31.6%
Virginia $614 -$412 -40.2%
Washington $794 -$232 -22.6%
West Virginia $938 -$88 -8.6%
Wisconsin $710 -$316 -30.8%
Wyoming $914 -$112 -10.9%

View Chart as Image

Saturn Outlook insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $260 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 130% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Saturn Outlook Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Outlook XE 2WD $988 $82
Saturn Outlook XV 2WD $988 $82
Saturn Outlook XE Premium 2WD $1,026 $86
Saturn Outlook XE AWD $1,026 $86
Saturn Outlook XE Premium AWD $1,026 $86
Saturn Outlook XR-L 2WD $1,044 $87
Saturn Outlook XR-L AWD $1,044 $87
Saturn Outlook XR-L Premium 2WD $1,064 $89
Saturn Outlook XR-L Premium AWD $1,064 $89

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Outlook Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Saturn Outlook $180 $214 $474 $1,026
2007 Saturn Outlook $174 $192 $468 $992

Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Saturn Outlook Insurance

Finding better rates on car insurance consists of having a decent driving record, having good credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the information touched on in the above illustrations.

  • You may be able to save approximately $110 per year simply by quoting online in advance
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $341 per month if they have full coverage
  • Increasing policy deductibles can save around $250 each year
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,170 more annually than a driver with a clean driving record
  • Policyholders who want additional liability coverage will pay about $520 every year to raise from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Saturn Outlook Insurance Rates by Driver Age
Driver Age Premium
16 $4,096
20 $2,330
30 $1,044
40 $1,026
50 $940
60 $920

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,194
$250 $1,120
$500 $1,026
$1,000 $934

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,026
50/100 $1,159
100/300 $1,277
250/500 $1,585
100 CSL $1,206
300 CSL $1,467
500 CSL $1,657

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook Insurance Rates for High Risk Drivers
Age Premium
16 $5,766
20 $3,712
30 $2,216
40 $2,198
50 $2,100
60 $2,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $136

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $62
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $44
Online Quote $69
Total Discounts $401
Rate after discounts $625

Discounts are estimated and may not be available from every company or in every state.

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