Saturn Outlook Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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Estimated insurance rates for a Saturn Outlook are $956 a year for full coverage insurance. Comprehensive insurance costs approximately $168 a year, collision insurance costs $178, and liability coverage is $452. A policy with only liability insurance costs around $504 a year, and a high-risk policy costs $2,042 or more. Teenage drivers pay the most at up to $3,838 a year.
Average premium for full coverage: $956
Premium estimates by type of coverage:
Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Outlook trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Saturn Outlook range from the low end price of $504 for basic liability insurance to a high of $2,042 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.
These rate differences illustrate why it is important to compare rates quotes using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The best discount rate is $590
- Raising to $1,000 deductibles will save $878 each year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $956
- Using low $100 deductibles will cost an additional $150 each year
- Unlucky drivers who are prone to accidents and violations could pay around $2,042
- An auto insurance policy that insures a teenage driver can cost $3,838
Car insurance prices for a Saturn Outlook also have a wide range based on the trim level of your Outlook, your age and driving record, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $3,800 a year. View Rates by Age
Where you choose to live also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,290 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $736 | -$220 | -23.0% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $986 | $30 | 3.1% |
| Delaware | $1,082 | $126 | 13.2% |
| Florida | $1,198 | $242 | 25.3% |
| Georgia | $884 | -$72 | -7.5% |
| Hawaii | $688 | -$268 | -28.0% |
| Idaho | $648 | -$308 | -32.2% |
| Illinois | $714 | -$242 | -25.3% |
| Indiana | $720 | -$236 | -24.7% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,416 | $460 | 48.1% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $790 | -$166 | -17.4% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $802 | -$154 | -16.1% |
| Mississippi | $1,146 | $190 | 19.9% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,028 | $72 | 7.5% |
| Nebraska | $754 | -$202 | -21.1% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $690 | -$266 | -27.8% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $552 | -$404 | -42.3% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $662 | -$294 | -30.8% |
| Oklahoma | $984 | $28 | 2.9% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $912 | -$44 | -4.6% |
| Rhode Island | $1,276 | $320 | 33.5% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $806 | -$150 | -15.7% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,156 | $200 | 20.9% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $574 | -$382 | -40.0% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $662 | -$294 | -30.8% |
| Wyoming | $854 | -$102 | -10.7% |
Using high physical damage deductibles can reduce prices by up to $230 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $926 | $77 |
| Saturn Outlook XV 2WD | $926 | $77 |
| Saturn Outlook XE Premium 2WD | $956 | $80 |
| Saturn Outlook XE AWD | $956 | $80 |
| Saturn Outlook XE Premium AWD | $956 | $80 |
| Saturn Outlook XR-L 2WD | $974 | $81 |
| Saturn Outlook XR-L AWD | $974 | $81 |
| Saturn Outlook XR-L Premium 2WD | $990 | $83 |
| Saturn Outlook XR-L Premium AWD | $990 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $172 | $188 | $460 | $978 |
| 2007 Saturn Outlook | $168 | $178 | $452 | $956 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Saturn Outlook Insurance
Finding better rates on auto insurance consists of having a good driving record, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Compare prices at every other renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.
The next list is a brief recap of the concepts that were covered in the above illustrations.
- Drivers who tend to receive serious violations could be charged and average of $1,090 more per year to buy Saturn Outlook insurance
- Drivers age 20 and younger pay the highest auto insurance prices, with premiums being up to $320 per month if full coverage is purchased
- It is possible to save around $100 per year just by quoting early and online
- Increasing policy deductibles can save approximately $225 each year
- It is possible to save around $100 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,838 |
| 20 | $2,168 |
| 30 | $972 |
| 40 | $956 |
| 50 | $878 |
| 60 | $860 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,106 |
| $250 | $1,040 |
| $500 | $956 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,080 |
| 100/300 | $1,193 |
| 250/500 | $1,487 |
| 100 CSL | $1,126 |
| 300 CSL | $1,374 |
| 500 CSL | $1,555 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,392 |
| 20 | $3,442 |
| 30 | $2,056 |
| 40 | $2,042 |
| 50 | $1,952 |
| 60 | $1,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $64 |
| Total Discounts | $366 |
Discounts are estimated and may not be available from every company or in every state.
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