Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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The average auto insurance rates for a Saturn Outlook are $978 annually including full coverage. Comprehensive costs on average $172, collision costs $188, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,088. 16-year-old drivers cost the most to insure at $3,918 a year or more.
Average premium for full coverage: $978
Policy rates by type of insurance:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Outlook models.
Price Range Variability
For the average 40-year-old driver, Saturn Outlook insurance rates go from as cheap as $510 for just the minimum liability insurance to the much higher price of $2,088 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.
The example below illustrates the difference location can make on car insurance rates.
The examples above highlight why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Saturn Outlook insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $602
- Choosing higher $1,000 deductibles can save around $84 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $978
- Buying pricier low deductibles for comp and collision coverage will cost $1,130
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,088 or more
- Policy cost with full coverage for a 16-year-old driver for full coverage may cost $3,918 each year
Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers ranges from 41% to 125% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $240 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,400 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,004 | $26 | 2.7% |
| Delaware | $1,106 | $128 | 13.1% |
| Florida | $1,222 | $244 | 24.9% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $702 | -$276 | -28.2% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $728 | -$250 | -25.6% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $928 | -$50 | -5.1% |
| Kentucky | $1,334 | $356 | 36.4% |
| Louisiana | $1,446 | $468 | 47.9% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $806 | -$172 | -17.6% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,698 | $720 | 73.6% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,170 | $192 | 19.6% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,050 | $72 | 7.4% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,172 | $194 | 19.8% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,004 | $26 | 2.7% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $932 | -$46 | -4.7% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $824 | -$154 | -15.7% |
| Tennessee | $856 | -$122 | -12.5% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $722 | -$256 | -26.2% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $584 | -$394 | -40.3% |
| Washington | $756 | -$222 | -22.7% |
| West Virginia | $896 | -$82 | -8.4% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $942 | $79 |
| Saturn Outlook XV 2WD | $942 | $79 |
| Saturn Outlook XE Premium 2WD | $978 | $82 |
| Saturn Outlook XE AWD | $978 | $82 |
| Saturn Outlook XE Premium AWD | $978 | $82 |
| Saturn Outlook XR-L 2WD | $994 | $83 |
| Saturn Outlook XR-L AWD | $994 | $83 |
| Saturn Outlook XR-L Premium 2WD | $1,010 | $84 |
| Saturn Outlook XR-L Premium AWD | $1,010 | $84 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Saturn Outlook Insurance
Finding cheaper rates on insurance for a Saturn Outlook takes being safe and accident-free, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a brief recap of the data touched on in this article.
- Insureds who require more liability protection will pay around $510 per year to raise limits from a 30/60 limit to higher 250/500 limits
- You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $225 each year
- Youthful drivers pay higher rates, with premiums being up to $327 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,918 |
| 20 | $2,216 |
| 30 | $992 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,130 |
| $250 | $1,060 |
| $500 | $978 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,102 |
| 100/300 | $1,217 |
| 250/500 | $1,516 |
| 100 CSL | $1,148 |
| 300 CSL | $1,401 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,508 |
| 20 | $3,522 |
| 30 | $2,104 |
| 40 | $2,088 |
| 50 | $1,996 |
| 60 | $1,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $66 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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