Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance rates for a Saturn Outlook are $992 a year with full coverage. Comprehensive insurance costs approximately $174 each year, collision insurance costs $192, and liability is $468. Liability-only insurance costs around $518 a year, and high-risk driver insurance costs $2,124 or more. Teen drivers pay the most at up to $3,982 a year.
Average premium for full coverage: $992
Premium estimates by type of coverage:
Rates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Outlook models.
Insurance Price Range by Risk and Coverage
For a middle-aged driver, insurance rates for a Saturn Outlook range from as low as $518 for just liability coverage to a high rate of $2,124 for a high risk driver.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the effect of location on auto insurance prices.
These rate differences demonstrate why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $607
- Raising to $1,000 deductibles will save $84 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $992
- Choosing low deductibles will cost an extra $156 annually
- Drivers with multiple violations and an at-fault accident could pay around $2,124
- An auto insurance policy for full coverage for a 16-year-old driver can cost $3,982
Insurance prices for a Saturn Outlook also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age
Where you choose to live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $720 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,340 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $900 | -$92 | -9.3% |
| Alaska | $764 | -$228 | -23.0% |
| Arizona | $824 | -$168 | -16.9% |
| Arkansas | $992 | -$0 | 0.0% |
| California | $1,130 | $138 | 13.9% |
| Colorado | $950 | -$42 | -4.2% |
| Connecticut | $1,024 | $32 | 3.2% |
| Delaware | $1,126 | $134 | 13.5% |
| Florida | $1,244 | $252 | 25.4% |
| Georgia | $916 | -$76 | -7.7% |
| Hawaii | $714 | -$278 | -28.0% |
| Idaho | $672 | -$320 | -32.3% |
| Illinois | $742 | -$250 | -25.2% |
| Indiana | $748 | -$244 | -24.6% |
| Iowa | $670 | -$322 | -32.5% |
| Kansas | $946 | -$46 | -4.6% |
| Kentucky | $1,356 | $364 | 36.7% |
| Louisiana | $1,470 | $478 | 48.2% |
| Maine | $614 | -$378 | -38.1% |
| Maryland | $818 | -$174 | -17.5% |
| Massachusetts | $796 | -$196 | -19.8% |
| Michigan | $1,726 | $734 | 74.0% |
| Minnesota | $830 | -$162 | -16.3% |
| Mississippi | $1,190 | $198 | 20.0% |
| Missouri | $880 | -$112 | -11.3% |
| Montana | $1,068 | $76 | 7.7% |
| Nebraska | $786 | -$206 | -20.8% |
| Nevada | $1,192 | $200 | 20.2% |
| New Hampshire | $716 | -$276 | -27.8% |
| New Jersey | $1,110 | $118 | 11.9% |
| New Mexico | $880 | -$112 | -11.3% |
| New York | $1,048 | $56 | 5.6% |
| North Carolina | $572 | -$420 | -42.3% |
| North Dakota | $814 | -$178 | -17.9% |
| Ohio | $686 | -$306 | -30.8% |
| Oklahoma | $1,018 | $26 | 2.6% |
| Oregon | $910 | -$82 | -8.3% |
| Pennsylvania | $948 | -$44 | -4.4% |
| Rhode Island | $1,326 | $334 | 33.7% |
| South Carolina | $900 | -$92 | -9.3% |
| South Dakota | $840 | -$152 | -15.3% |
| Tennessee | $870 | -$122 | -12.3% |
| Texas | $1,198 | $206 | 20.8% |
| Utah | $734 | -$258 | -26.0% |
| Vermont | $682 | -$310 | -31.3% |
| Virginia | $596 | -$396 | -39.9% |
| Washington | $768 | -$224 | -22.6% |
| West Virginia | $910 | -$82 | -8.3% |
| Wisconsin | $686 | -$306 | -30.8% |
| Wyoming | $886 | -$106 | -10.7% |
Choosing high deductibles can reduce prices by up to $240 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $421 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 135% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $958 | $80 |
| Saturn Outlook XV 2WD | $958 | $80 |
| Saturn Outlook XE Premium 2WD | $992 | $83 |
| Saturn Outlook XE AWD | $992 | $83 |
| Saturn Outlook XE Premium AWD | $992 | $83 |
| Saturn Outlook XR-L 2WD | $1,008 | $84 |
| Saturn Outlook XR-L AWD | $1,008 | $84 |
| Saturn Outlook XR-L Premium 2WD | $1,028 | $86 |
| Saturn Outlook XR-L Premium AWD | $1,028 | $86 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Saturn Outlook Insurance
Finding better rates on insurance for a Saturn Outlook consists of being a safe and courteous driver, having a good credit history, being claim-free, and consideration of higher deductibles. Take the time to shop around at least every two years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a summary of the information that was covered in this article.
- Increasing policy deductibles can save around $250 each year
- You may be able to save around $110 per year just by quoting online in advance
- Insureds who purchase higher levels of liability will pay about $520 every year to raise from 30/60 bodily injury limits to 250/500 limits
- Teenage drivers are the costliest to insure, possibly costing $332 per month including comprehensive and collision insurance
- Drivers considered higher risk that have multiple accidents or serious violations pay on average $1,130 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,982 |
| 20 | $2,252 |
| 30 | $1,010 |
| 40 | $992 |
| 50 | $912 |
| 60 | $892 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,148 |
| $250 | $1,078 |
| $500 | $992 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $992 |
| 50/100 | $1,122 |
| 100/300 | $1,239 |
| 250/500 | $1,543 |
| 100 CSL | $1,168 |
| 300 CSL | $1,426 |
| 500 CSL | $1,613 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,598 |
| 20 | $3,584 |
| 30 | $2,142 |
| 40 | $2,124 |
| 50 | $2,032 |
| 60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $42 |
| Online Quote | $67 |
| Total Discounts | $385 |
Discounts are estimated and may not be available from every company or in every state.
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