Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Average insurance prices for a Saturn Outlook are $978 every 12 months for full coverage. Comprehensive insurance costs on average $172, collision costs $188, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,088 or more. Teens receive the highest rates at $3,918 a year or more.
Average premium for full coverage: $978
Rate estimates by individual coverage type:
Full coverage includes $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Outlook models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the cheapest price of $510 for just liability coverage to the much higher price of $2,088 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion.
The example below illustrates how your location can change car insurance rates.
These examples show why everyone should get quotes based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $602
- Choosing higher $1,000 deductibles can save around $84 a year
- The average price for a 40-year-old driver with $500 deductibles is $978
- Selecting pricier low deductibles for comp and collision coverage costs an extra $152 each year
- Drivers with serious driving violations could pay upwards of $2,088 or more
- The cost to insure a teenage driver for full coverage may cost $3,918 each year
Car insurance rates for a Saturn Outlook can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Outlook.
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 extra per year, depending on your age. Saturn Outlook insurance for high-risk drivers ranges around 41% to 125% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,400 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,004 | $26 | 2.7% |
| Delaware | $1,106 | $128 | 13.1% |
| Florida | $1,222 | $244 | 24.9% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $702 | -$276 | -28.2% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $728 | -$250 | -25.6% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $928 | -$50 | -5.1% |
| Kentucky | $1,334 | $356 | 36.4% |
| Louisiana | $1,446 | $468 | 47.9% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $806 | -$172 | -17.6% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,698 | $720 | 73.6% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,170 | $192 | 19.6% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,050 | $72 | 7.4% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,172 | $194 | 19.8% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,004 | $26 | 2.7% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $932 | -$46 | -4.7% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $824 | -$154 | -15.7% |
| Tennessee | $856 | -$122 | -12.5% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $722 | -$256 | -26.2% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $584 | -$394 | -40.3% |
| Washington | $756 | -$222 | -22.7% |
| West Virginia | $896 | -$82 | -8.4% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Each auto insurer calculates rates differently, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $942 | $79 |
| Saturn Outlook XV 2WD | $942 | $79 |
| Saturn Outlook XE Premium 2WD | $978 | $82 |
| Saturn Outlook XE AWD | $978 | $82 |
| Saturn Outlook XE Premium AWD | $978 | $82 |
| Saturn Outlook XR-L 2WD | $994 | $83 |
| Saturn Outlook XR-L AWD | $994 | $83 |
| Saturn Outlook XR-L Premium 2WD | $1,010 | $84 |
| Saturn Outlook XR-L Premium AWD | $1,010 | $84 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Saturn Outlook Insurance
Saving money on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to shop around once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following is a summary of the data that was illustrated above.
- Drivers can save as much as $110 per year simply by quoting online well ahead of the renewal date
- Consumers who require higher liability limits will pay approximately $510 each year to raise limits from a minimum limit to a 250/500 level
- Teens are expensive to insure, costing as high as $327 per month if the policy includes full coverage
- Drivers who have multiple accidents or major violations pay an average of $1,110 more each year for Outlook insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,918 |
| 20 | $2,216 |
| 30 | $992 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,130 |
| $250 | $1,060 |
| $500 | $978 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,102 |
| 100/300 | $1,217 |
| 250/500 | $1,516 |
| 100 CSL | $1,148 |
| 300 CSL | $1,401 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,508 |
| 20 | $3,522 |
| 30 | $2,104 |
| 40 | $2,088 |
| 50 | $1,996 |
| 60 | $1,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $66 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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