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Saturn Outlook XR-L Premium 2WD Insurance Rates

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Average insurance rates for a Saturn Outlook XR-L Premium 2WD are $1,552 a year including full coverage. Comprehensive insurance costs around $396 a year, collision insurance costs $634, and liability coverage costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $3,328 or more. Teen drivers receive the highest rates at up to $5,546 a year.

Annual premium for full coverage: $1,552

Rate estimates for individual coverage type:

Comprehensive $396
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

Using a middle-aged driver as an example, prices range from as low as $430 for liability-only coverage to a high of $3,328 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,552
High Risk $3,328

These differences highlight why it is important for drivers to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Saturn Outlook XR-L Premium 2WD can also vary considerably based on your driver profile, the replacement cost of your Outlook, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,500 a year. View Rates by Age

Where you live makes a big difference in Saturn Outlook XR-L Premium 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $690 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

Saturn Outlook XR-L Premium 2WD insurance cost comparison chart
Column chart showing Saturn Outlook XR-L Premium 2WD insurance prices range from $891 to $5,546 for full coverage

The chart above shows average Saturn Outlook XR-L Premium 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $891. Drivers who choose higher $1,000 deductibles will pay around $1,320. The average rate for a driver age 40 with no violations using $500 deductibles is $1,552. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,004. High risk drivers could be charged as much as $3,328. The cost for full coverage for a 16-year-old driver is $5,546.

Saturn Outlook XR-L Premium 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,404 -$148 -9.5%
Alaska $1,190 -$362 -23.3%
Arizona $1,288 -$264 -17.0%
Arkansas $1,552 -$0 0.0%
California $1,770 $218 14.0%
Colorado $1,484 -$68 -4.4%
Connecticut $1,596 $44 2.8%
Delaware $1,758 $206 13.3%
Florida $1,944 $392 25.3%
Georgia $1,434 -$118 -7.6%
Hawaii $1,116 -$436 -28.1%
Idaho $1,050 -$502 -32.3%
Illinois $1,158 -$394 -25.4%
Indiana $1,168 -$384 -24.7%
Iowa $1,048 -$504 -32.5%
Kansas $1,476 -$76 -4.9%
Kentucky $2,118 $566 36.5%
Louisiana $2,298 $746 48.1%
Maine $958 -$594 -38.3%
Maryland $1,280 -$272 -17.5%
Massachusetts $1,242 -$310 -20.0%
Michigan $2,698 $1,146 73.8%
Minnesota $1,300 -$252 -16.2%
Mississippi $1,860 $308 19.8%
Missouri $1,378 -$174 -11.2%
Montana $1,668 $116 7.5%
Nebraska $1,224 -$328 -21.1%
Nevada $1,862 $310 20.0%
New Hampshire $1,120 -$432 -27.8%
New Jersey $1,736 $184 11.9%
New Mexico $1,374 -$178 -11.5%
New York $1,634 $82 5.3%
North Carolina $896 -$656 -42.3%
North Dakota $1,272 -$280 -18.0%
Ohio $1,072 -$480 -30.9%
Oklahoma $1,596 $44 2.8%
Oregon $1,422 -$130 -8.4%
Pennsylvania $1,482 -$70 -4.5%
Rhode Island $2,070 $518 33.4%
South Carolina $1,406 -$146 -9.4%
South Dakota $1,310 -$242 -15.6%
Tennessee $1,360 -$192 -12.4%
Texas $1,872 $320 20.6%
Utah $1,152 -$400 -25.8%
Vermont $1,062 -$490 -31.6%
Virginia $930 -$622 -40.1%
Washington $1,200 -$352 -22.7%
West Virginia $1,424 -$128 -8.2%
Wisconsin $1,076 -$476 -30.7%
Wyoming $1,384 -$168 -10.8%

View Chart as Image

Saturn Outlook XR-L Premium 2WD insurance rates by U.S. city

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Rates by Driver Age

Saturn Outlook XR-L Premium 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,546
20 $3,536
30 $1,632
40 $1,552
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook XR-L Premium 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,004
$250 $1,798
$500 $1,552
$1,000 $1,320

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook XR-L Premium 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,552
50/100 $1,625
100/300 $1,716
250/500 $1,952
100 CSL $1,661
300 CSL $1,861
500 CSL $2,007

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook XR-L Premium 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,938
20 $5,610
30 $3,416
40 $3,328
50 $3,172
60 $3,140

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $116
5-yr Claim Free $100
Paid in Full/EFT $74
Advance Quote $77
Online Quote $112
Total Discounts $661
Rate after discounts $891

Discounts are estimated and may not be available from every company or in every state.

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