Saturn Outlook XR-L 2WD Insurance Rates

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U.S. average insurance rates for a Saturn Outlook XR-L 2WD are $1,508 a year including full coverage. Comprehensive insurance costs around $382 each year, collision costs $604, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,228 or more. Teen drivers pay the highest rates at $5,404 a year or more.

Annual premium for full coverage: $1,508

Price estimates for individual coverage:

Comprehensive $382
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

For the average 40-year-old driver, Saturn Outlook XR-L 2WD insurance prices go from as low as $430 for a discount liability-only rate to a high rate of $3,228 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,508
High Risk $3,228

These price ranges highlight why all drivers should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Saturn Outlook XR-L 2WD are also quite variable based on your driving record, the replacement cost of your Outlook, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged as much as $5,400 a year. View Rates by Age

The state you live in makes a big difference in Saturn Outlook XR-L 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 126% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

View Chart as Image

Saturn Outlook XR-L 2WD insurance cost comparison chart
Column chart showing Saturn Outlook XR-L 2WD insurance prices range from $869 to $5,404 for full coverage

The chart above shows average Saturn Outlook XR-L 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $869. Drivers who choose higher $1,000 deductibles will pay around $1,282. The average rate for a driver age 40 with no violations using $500 deductibles is $1,508. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,938. High risk drivers could be charged at least $3,228. The policy rate for full coverage for a 16-year-old driver is $5,404.

Saturn Outlook XR-L 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,364 -$144 -9.5%
Alaska $1,154 -$354 -23.5%
Arizona $1,252 -$256 -17.0%
Arkansas $1,508 -$0 0.0%
California $1,718 $210 13.9%
Colorado $1,440 -$68 -4.5%
Connecticut $1,550 $42 2.8%
Delaware $1,706 $198 13.1%
Florida $1,886 $378 25.1%
Georgia $1,394 -$114 -7.6%
Hawaii $1,084 -$424 -28.1%
Idaho $1,018 -$490 -32.5%
Illinois $1,122 -$386 -25.6%
Indiana $1,134 -$374 -24.8%
Iowa $1,018 -$490 -32.5%
Kansas $1,432 -$76 -5.0%
Kentucky $2,056 $548 36.3%
Louisiana $2,232 $724 48.0%
Maine $930 -$578 -38.3%
Maryland $1,244 -$264 -17.5%
Massachusetts $1,206 -$302 -20.0%
Michigan $2,620 $1,112 73.7%
Minnesota $1,260 -$248 -16.4%
Mississippi $1,806 $298 19.8%
Missouri $1,338 -$170 -11.3%
Montana $1,618 $110 7.3%
Nebraska $1,190 -$318 -21.1%
Nevada $1,808 $300 19.9%
New Hampshire $1,086 -$422 -28.0%
New Jersey $1,686 $178 11.8%
New Mexico $1,334 -$174 -11.5%
New York $1,588 $80 5.3%
North Carolina $870 -$638 -42.3%
North Dakota $1,234 -$274 -18.2%
Ohio $1,040 -$468 -31.0%
Oklahoma $1,548 $40 2.7%
Oregon $1,380 -$128 -8.5%
Pennsylvania $1,438 -$70 -4.6%
Rhode Island $2,010 $502 33.3%
South Carolina $1,366 -$142 -9.4%
South Dakota $1,270 -$238 -15.8%
Tennessee $1,320 -$188 -12.5%
Texas $1,816 $308 20.4%
Utah $1,116 -$392 -26.0%
Vermont $1,032 -$476 -31.6%
Virginia $904 -$604 -40.1%
Washington $1,166 -$342 -22.7%
West Virginia $1,382 -$126 -8.4%
Wisconsin $1,044 -$464 -30.8%
Wyoming $1,344 -$164 -10.9%

View Chart as Image

Saturn Outlook XR-L 2WD insurance rates by U.S. city

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Rates by Driver Age

Saturn Outlook XR-L 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,404
20 $3,428
30 $1,582
40 $1,508
50 $1,372
60 $1,344

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook XR-L 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,740
$500 $1,508
$1,000 $1,282

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook XR-L 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,508
50/100 $1,581
100/300 $1,672
250/500 $1,908
100 CSL $1,617
300 CSL $1,817
500 CSL $1,963

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook XR-L 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,726
20 $5,440
30 $3,312
40 $3,228
50 $3,074
60 $3,044

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $74
Online Quote $108
Total Discounts $639
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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