Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $956 annually including full coverage. Comprehensive insurance costs an estimated $168, collision insurance costs $178, and liability costs around $452. Liability-only insurance costs as low as $504 a year, and high-risk driver insurance costs $2,042 or more. Teenage drivers cost the most to insure at up to $3,838 a year.

Average premium for full coverage: $956

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change insurance prices.

The examples above highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Saturn Outlook insurance rates for other coverage scenarios.

• The best discount rate is $590
• Using higher $1,000 deductibles will save approximately $78 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $956
• Using pricier low deductibles for physical damage coverage costs an additional $150 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,042
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $3,838 or more

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Auto insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be from 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $230 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to shop around every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a quick rundown of the coverage data illustrated above.

• You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $320 each month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,090 more annually than a safer driver