Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $956 annually including full coverage. Comprehensive insurance costs around $168, collision insurance costs $178, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $2,042 or more. Teenage drivers cost the most to insure at up to $3,838 a year.

Average premium for full coverage: $956

Policy rates for type of insurance:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $590
• Drivers who choose higher $1,000 deductibles will pay about $78 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $956
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $150 annually
• Drivers who are prone to accidents and violations could pay at least $2,042
• Policy cost with full coverage for a 16-year-old driver with full coverage can be $3,838 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $230 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a recap of the material that was presented in the illustrations above.

• Insureds who may need more liability coverage will pay an extra $500 per year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers are charged the highest rates, with premiums being up to $320 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,090 more every year to insure their Outlook
• Increasing comprehensive and collision deductibles could save up to $225 each year