Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $928 annually for full coverage. Comprehensive insurance costs on average $154 a year, collision costs $170, and liability costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing $1,986 or more. Teenage drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Drivers who choose higher $1,000 deductibles will pay around $854 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $928
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $140 annually
• Drivers who are prone to accidents and violations could pay upwards of $1,986 or more
• The price with full coverage for a 16-year-old driver may cost $3,764 a year

View Chart as Image

Auto insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $220 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Saturn Outlook Insurance

Getting lower rates on insurance for a Saturn Outlook not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around once a year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a brief review of the data that was raised in the charts and tables above.

• Drivers can save as much as $100 per year simply by quoting early and online
• Insureds who require more liability coverage will pay an extra $490 each year to go from a low limit to higher 250/500 limits
• Teen drivers are charged the highest prices, with premiums as much as $314 a month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may be required to pay an average of $1,060 more each year to insure their Outlook