Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $928 every 12 months for full coverage. Comprehensive costs approximately $154 each year, collision costs $170, and liability costs $446. Buying just liability costs as little as $500 a year, with insurance for high-risk drivers costing around $1,986. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay $74 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $928
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,068
• Higher-risk drivers with serious driving violations could pay around $1,986 or more
• Policy cost to insure a teen driver can cost $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driver profile, and the model of your Outlook.

Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,330 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Saturn Outlook Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a summary of the data touched on in the above illustrations.

• Policyholders who purchase an increased level of liability coverage will pay approximately $490 each year to go from a 30/60 limit to a 250/500 level
• Drivers can save around $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $314 each month if they have full coverage