Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive insurance costs approximately $154, collision insurance costs $170, and liability coverage costs around $446. Liability-only coverage costs as low as $500 a year, and high-risk coverage costs $1,986 or more. Teenage drivers cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

The examples above show why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $573
• Using higher $1,000 deductibles will save $74 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $928
• Using pricier low deductibles for physical damage coverage will cost an additional $140 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,986
• Policy cost that insures a teenage driver for full coverage can cost $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model of your Outlook, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,330 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $220 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices at least once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save around $100 per year just by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,060 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Youthful drivers are the costliest to insure, costing up to $314 each month if comprehensive and collision insurance is included