Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive insurance costs around $154, collision costs $170, and liability costs around $446. A liability-only policy costs as low as $500 a year, with high-risk insurance costing $1,986 or more. Teenage drivers pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates for type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Using higher $1,000 deductibles will save about $74 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $928
• Using more expensive low deductibles for physical damage coverage will cost an additional $140 every year
• Drivers who are prone to accidents and violations could pay at least $1,986 or more
• An auto insurance policy that insures a teen driver with full coverage can be $3,764 or more

View Chart as Image

Auto insurance prices for a Saturn Outlook also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,330 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $220 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Outlook Insurance

Finding better rates on car insurance requires being a good driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick rundown of the concepts that were covered above.

• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,060 more every year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $314 per month if the policy includes full coverage
• You may be able to save up to $100 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $225 each year
• You may be able to save up to $100 per year simply by shopping early and online