Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $956 a year for full coverage. Comprehensive costs around $168, collision costs $178, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing around $2,042. Teenage drivers cost the most to insure at $3,838 a year or more.

Average premium for full coverage: $956

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $590
• Using higher $1,000 deductibles will save about $78 a year
• The estimated price for a good driver age 40 using $500 deductibles is $956
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,106
• Drivers who are prone to accidents and violations could pay at least $2,042 or more
• Policy cost that insures a teen driver for full coverage can be $3,838 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model of your Outlook, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,800 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $630 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $230 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Outlook Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices at least once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The list below is a brief review of the primary concepts that were touched on in this article.

• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,090 more every year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Teenagers are charged the highest rates, costing up to $320 each month if comprehensive and collision insurance is included