Saturn Outlook Insurance Rates

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Cheapest 2008 Saturn Outlook Insurance Rates in 2025

Are you a victim of an underperforming, overpriced insurance coverage policy? Trust us, many consumers are feeling buyer's remorse and feel like there's no way out. Drivers have so many insurers to purchase coverage from, and although it's a good thing to be able to choose, it can be more difficult to locate the cheapest rates. It's smart to check insurance coverage prices on a regular basis...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jun 5, 2023

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Estimated auto insurance rates for a Saturn Outlook are $956 annually with full coverage. Comprehensive insurance costs an estimated $168, collision costs $178, and liability is $452. A liability-only policy costs around $504 a year, with high-risk insurance costing $2,042 or more. Teen drivers pay the most at $3,838 a year or more.

Average premium for full coverage: $956

Premium estimates broken down by type of coverage:

Comprehensive $168
Collision $178
Liability $452

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Outlook trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Saturn Outlook go from as cheap as $504 for just the minimum liability insurance to a much higher rate of $2,042 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $956
High Risk $2,042

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $717
Small Cities $1,004
Large Cities $1,291

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Saturn Outlook insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $590
  • Raising to $1,000 deductibles will save approximately $78 annually
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $956
  • Choosing more expensive low deductibles costs an additional $150 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,042 or more
  • An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $3,838

View Chart as Image

Saturn Outlook insurance cost comparison chart
Column chart showing full coverage Saturn Outlook insurance prices range from $590 to $3,838

Auto insurance prices for a Saturn Outlook also have a wide range based on the model of your Outlook, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $3,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,100 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $230 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,290 on average in New York, Michigan, and Florida.

Saturn Outlook Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$90 -9.4%
Alaska $736 -$220 -23.0%
Arizona $794 -$162 -16.9%
Arkansas $956 -$0 0.0%
California $1,090 $134 14.0%
Colorado $914 -$42 -4.4%
Connecticut $986 $30 3.1%
Delaware $1,082 $126 13.2%
Florida $1,198 $242 25.3%
Georgia $884 -$72 -7.5%
Hawaii $688 -$268 -28.0%
Idaho $648 -$308 -32.2%
Illinois $714 -$242 -25.3%
Indiana $720 -$236 -24.7%
Iowa $644 -$312 -32.6%
Kansas $910 -$46 -4.8%
Kentucky $1,306 $350 36.6%
Louisiana $1,416 $460 48.1%
Maine $590 -$366 -38.3%
Maryland $790 -$166 -17.4%
Massachusetts $764 -$192 -20.1%
Michigan $1,662 $706 73.8%
Minnesota $802 -$154 -16.1%
Mississippi $1,146 $190 19.9%
Missouri $848 -$108 -11.3%
Montana $1,028 $72 7.5%
Nebraska $754 -$202 -21.1%
Nevada $1,148 $192 20.1%
New Hampshire $690 -$266 -27.8%
New Jersey $1,070 $114 11.9%
New Mexico $848 -$108 -11.3%
New York $1,008 $52 5.4%
North Carolina $552 -$404 -42.3%
North Dakota $784 -$172 -18.0%
Ohio $662 -$294 -30.8%
Oklahoma $984 $28 2.9%
Oregon $876 -$80 -8.4%
Pennsylvania $912 -$44 -4.6%
Rhode Island $1,276 $320 33.5%
South Carolina $866 -$90 -9.4%
South Dakota $806 -$150 -15.7%
Tennessee $838 -$118 -12.3%
Texas $1,156 $200 20.9%
Utah $708 -$248 -25.9%
Vermont $656 -$300 -31.4%
Virginia $574 -$382 -40.0%
Washington $740 -$216 -22.6%
West Virginia $876 -$80 -8.4%
Wisconsin $662 -$294 -30.8%
Wyoming $854 -$102 -10.7%

View Chart as Image

Saturn Outlook insurance rates by U.S. city

With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Saturn Outlook Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Outlook XE 2WD $926 $77
Saturn Outlook XV 2WD $926 $77
Saturn Outlook XE Premium 2WD $956 $80
Saturn Outlook XE AWD $956 $80
Saturn Outlook XE Premium AWD $956 $80
Saturn Outlook XR-L 2WD $974 $81
Saturn Outlook XR-L AWD $974 $81
Saturn Outlook XR-L Premium 2WD $990 $83
Saturn Outlook XR-L Premium AWD $990 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Outlook Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Saturn Outlook $172 $188 $460 $978
2007 Saturn Outlook $168 $178 $452 $956

Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Saturn Outlook Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by requesting quotes from direct companies, and also from several local insurance agents.

The following is a summary of the concepts that were covered in the above illustrations.

  • Higher risk drivers who have multiple accidents or major violations pay on average $1,090 more annually for Outlook insurance
  • Teens are the costliest to insure, possibly costing $320 per month if full coverage is included
  • You may be able to save approximately $100 per year simply by shopping early and online
  • Increasing policy deductibles could save up to $225 each year
  • You may be able to save approximately $100 per year simply by shopping early and online

Rates by Driver Age

Saturn Outlook Insurance Rates by Driver Age
Driver Age Premium
16 $3,838
20 $2,168
30 $972
40 $956
50 $878
60 $860

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,106
$250 $1,040
$500 $956
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $956
50/100 $1,080
100/300 $1,193
250/500 $1,487
100 CSL $1,126
300 CSL $1,374
500 CSL $1,555

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook Insurance Rates for High Risk Drivers
Age Premium
16 $5,392
20 $3,442
30 $2,056
40 $2,042
50 $1,952
60 $1,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $40
Online Quote $64
Total Discounts $366
Rate after discounts $590

Discounts are estimated and may not be available from every company or in every state.

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