Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive costs around $154, collision insurance costs $170, and liability coverage costs around $446. Liability-only coverage costs as low as $500 a year, and high-risk coverage costs around $1,986. Teenage drivers cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates for type of insurance:

Prices include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Using higher $1,000 deductibles will save about $74 every year
• The average rate for a good driver age 40 using $500 deductibles is $928
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,068
• Higher-risk drivers who are prone to accidents and violations could pay at least $1,986
• Policy cost for full coverage for a teenage driver for full coverage can be $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on your risk profile, the model of your Outlook, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,330 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $220 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Outlook Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick rundown of the information raised in the charts and tables above.

• You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
• Teens are charged the highest rates, with premiums being up to $314 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $225 each year
• Drivers with reckless driving or DUI convictions pay on average $1,060 more every year for Outlook insurance
• Consumers who may need higher liability limits will pay an extra $490 per year to increase from a 30/60 limit to 250/500 limits