Saturn Outlook Insurance Rates

Estimated auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive costs an estimated $154 a year, collision costs $170, and liability coverage is estimated at $446. A policy with only liability insurance costs approximately $500 a year, with a high-risk policy costing around $1,986. Teenage drivers pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects insurance prices.

These rate differences illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best discount rate is $573
• Choosing higher $1,000 deductibles can save approximately $854 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $928
• Using low $100 deductibles for comp and collision coverage will cost $1,068
• Drivers who are prone to accidents and violations could pay up to $1,986 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $3,764 each year

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Car insurance prices for a Saturn Outlook also have a wide range based on the model of your Outlook, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $220 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Saturn Outlook Insurance

Finding better rates on auto insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to comparison shop at least once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a quick rundown of the primary concepts that were touched on in the above illustrations.

• It is possible to save approximately $100 per year simply by quoting early and online
• Drivers with reckless driving or DUI convictions may pay on average $1,060 more annually than a driver with a clean driving record
• Increasing policy deductibles could save up to $225 each year
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $314 per month if comprehensive and collision insurance is included