Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive costs around $154, collision insurance costs $170, and liability costs $446. A liability-only policy costs as little as $500 a year, and high-risk insurance costs around $1,986. Teenage drivers pay the most at up to $3,764 a year.

Average premium for full coverage: $928

Premium estimates for type of coverage:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Outlook models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why everyone should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Drivers who choose higher $1,000 deductibles will pay about $74 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $928
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,068
• Higher-risk drivers who are prone to accidents and violations could pay at least $1,986
• An auto insurance policy that insures a teen driver for full coverage can be $3,764 a year

View Chart as Image

Auto insurance prices for a Saturn Outlook also have a wide range based on the model of your Outlook, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Saturn Outlook insurance for high-risk drivers can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,700 a year. View Rates by Age

Where you choose to live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $220 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Outlook Insurance

Finding better rates on car insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices every time your policy renews by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a summary of the information presented in the illustrations above.

• It is possible to save up to $100 per year just by quoting online well ahead of the renewal date
• Drivers age 20 and younger are expensive to insure, with premiums being up to $314 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $225 each year
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,060 more every year to buy Saturn Outlook insurance
• Policyholders who may need increased levels of liability coverage will pay an extra $490 annually to go from 30/60 bodily injury limits to the 250/500 level