Saturn Outlook Insurance Rates

Average insurance rates for a Saturn Outlook are $956 a year with full coverage. Comprehensive insurance costs approximately $168 a year, collision costs $178, and liability coverage costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing $2,042 or more. Teenage drivers receive the highest rates at $3,838 a year or more.

Average premium for full coverage: $956

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Outlook trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $590
• Drivers who choose higher $1,000 deductibles will pay $878 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $956
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $150 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,042 or more
• The cost that insures a teenage driver can cost $3,838 a year

View Chart as Image

Insurance rates for a Saturn Outlook can also vary considerably based on the trim level of your Outlook, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,800 a year. View Rates by Age

Where you live makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,290 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $230 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Compare prices at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $100 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations may have to pay on average $1,090 more per year than a driver with a clean driving record
• Increasing deductibles can save approximately $225 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $320 per month if full coverage is included