Saturn Outlook Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Saturn Outlook are $956 a year for full coverage. Comprehensive costs on average $168 each year, collision insurance costs $178, and liability insurance is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs around $2,042. 16-year-old drivers pay the highest rates at up to $3,838 a year.
Average premium for full coverage: $956
Price estimates by individual coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Outlook models.
Price Range from Low to High
For an average driver, Saturn Outlook insurance prices range from as low as $504 for just the minimum liability insurance to a high rate of $2,042 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.
The ranges above show why all drivers should get quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Saturn Outlook insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $590
- Choosing higher $1,000 deductibles can save around $78 a year
- The average rate for the average middle-age driver with $500 deductibles is $956
- Buying low deductibles for comp and collision coverage will increase the cost to $1,106
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,042
- The price for full coverage for a teen driver may cost $3,838 each year
Car insurance prices for a Saturn Outlook are also quite variable based on your driving record, the trim level of your Outlook, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $3,800 a year. View Rates by Age
The state you live in plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $736 | -$220 | -23.0% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $986 | $30 | 3.1% |
| Delaware | $1,082 | $126 | 13.2% |
| Florida | $1,198 | $242 | 25.3% |
| Georgia | $884 | -$72 | -7.5% |
| Hawaii | $688 | -$268 | -28.0% |
| Idaho | $648 | -$308 | -32.2% |
| Illinois | $714 | -$242 | -25.3% |
| Indiana | $720 | -$236 | -24.7% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,416 | $460 | 48.1% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $790 | -$166 | -17.4% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $802 | -$154 | -16.1% |
| Mississippi | $1,146 | $190 | 19.9% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,028 | $72 | 7.5% |
| Nebraska | $754 | -$202 | -21.1% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $690 | -$266 | -27.8% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $552 | -$404 | -42.3% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $662 | -$294 | -30.8% |
| Oklahoma | $984 | $28 | 2.9% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $912 | -$44 | -4.6% |
| Rhode Island | $1,276 | $320 | 33.5% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $806 | -$150 | -15.7% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,156 | $200 | 20.9% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $574 | -$382 | -40.0% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $662 | -$294 | -30.8% |
| Wyoming | $854 | -$102 | -10.7% |
Opting for high physical damage deductibles can save as much as $230 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $926 | $77 |
| Saturn Outlook XV 2WD | $926 | $77 |
| Saturn Outlook XE Premium 2WD | $956 | $80 |
| Saturn Outlook XE AWD | $956 | $80 |
| Saturn Outlook XE Premium AWD | $956 | $80 |
| Saturn Outlook XR-L 2WD | $974 | $81 |
| Saturn Outlook XR-L AWD | $974 | $81 |
| Saturn Outlook XR-L Premium 2WD | $990 | $83 |
| Saturn Outlook XR-L Premium AWD | $990 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $172 | $188 | $460 | $978 |
| 2007 Saturn Outlook | $168 | $178 | $452 | $956 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Saturn Outlook Insurance
Getting lower rates on Saturn Outlook insurance takes being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every other renewal by getting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.
The items below are a brief recap of the concepts that were covered in the above illustrations.
- High-risk drivers who tend to receive serious violations will pay on average $1,090 more each year to insure their Outlook
- Teen drivers are expensive to insure, with premiums as much as $320 a month if full coverage is included
- Drivers can save as much as $100 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $225 each year
- Drivers can save as much as $100 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,838 |
| 20 | $2,168 |
| 30 | $972 |
| 40 | $956 |
| 50 | $878 |
| 60 | $860 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,106 |
| $250 | $1,040 |
| $500 | $956 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,080 |
| 100/300 | $1,193 |
| 250/500 | $1,487 |
| 100 CSL | $1,126 |
| 300 CSL | $1,374 |
| 500 CSL | $1,555 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,392 |
| 20 | $3,442 |
| 30 | $2,056 |
| 40 | $2,042 |
| 50 | $1,952 |
| 60 | $1,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $64 |
| Total Discounts | $366 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
