Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $956 a year with full coverage. Comprehensive costs approximately $168 a year, collision costs $178, and liability coverage costs $452. A policy with just liability insurance costs as little as $504 a year, with coverage for high-risk drivers costing around $2,042. 16-year-old drivers pay the highest rates at $3,838 a year or more.

Average premium for full coverage: $956

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $590
• Drivers who choose higher $1,000 deductibles will pay $878 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $956
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,106
• High-risk insureds with multiple tickets or accidents could pay around $2,042 or more
• The price for full coverage for a teenage driver can cost $3,838 a year

View Chart as Image

Insurance prices for a Saturn Outlook are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,800 a year. View Rates by Age

The state you live in makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or at least $1,290 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $230 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 128% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Every company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Outlook Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a summary of the car insurance concepts touched on above.

• Drivers who have multiple accidents or major violations pay on average $1,090 more per year to insure a Saturn Outlook
• You may be able to save around $100 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $225 each year
• Consumers who purchase increased liability limits will pay around $500 every year to go from a low limit to 250/500 limits