Saturn Outlook Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 5, 2023
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Average insurance prices for a Saturn Outlook are $956 every 12 months for full coverage insurance. Comprehensive insurance costs on average $168, collision insurance costs $178, and liability is $452. Liability-only coverage costs around $504 a year, and high-risk coverage costs $2,042 or more. Teen drivers receive the highest rates at up to $3,838 a year.
Average premium for full coverage: $956
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Outlook trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the cheapest price of $504 for your basic liability-only policy to a much higher rate of $2,042 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Saturn Outlook insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $590
- Raising to $1,000 deductibles will save around $78 each year
- The average price for a 40-year-old driver with $500 deductibles is $956
- Choosing more expensive low deductibles costs an extra $150 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,042
- The cost to insure a 16-year-old driver with full coverage may cost $3,838
Car insurance rates for a Saturn Outlook can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Outlook.
Choosing high deductibles can reduce rates by up to $230 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $3,800 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 128% more than average. View High Risk Driver Rates
Where you live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find rates as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,290 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $736 | -$220 | -23.0% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $986 | $30 | 3.1% |
| Delaware | $1,082 | $126 | 13.2% |
| Florida | $1,198 | $242 | 25.3% |
| Georgia | $884 | -$72 | -7.5% |
| Hawaii | $688 | -$268 | -28.0% |
| Idaho | $648 | -$308 | -32.2% |
| Illinois | $714 | -$242 | -25.3% |
| Indiana | $720 | -$236 | -24.7% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,416 | $460 | 48.1% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $790 | -$166 | -17.4% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $802 | -$154 | -16.1% |
| Mississippi | $1,146 | $190 | 19.9% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,028 | $72 | 7.5% |
| Nebraska | $754 | -$202 | -21.1% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $690 | -$266 | -27.8% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $552 | -$404 | -42.3% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $662 | -$294 | -30.8% |
| Oklahoma | $984 | $28 | 2.9% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $912 | -$44 | -4.6% |
| Rhode Island | $1,276 | $320 | 33.5% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $806 | -$150 | -15.7% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,156 | $200 | 20.9% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $574 | -$382 | -40.0% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $662 | -$294 | -30.8% |
| Wyoming | $854 | -$102 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $926 | $77 |
| Saturn Outlook XV 2WD | $926 | $77 |
| Saturn Outlook XE Premium 2WD | $956 | $80 |
| Saturn Outlook XE AWD | $956 | $80 |
| Saturn Outlook XE Premium AWD | $956 | $80 |
| Saturn Outlook XR-L 2WD | $974 | $81 |
| Saturn Outlook XR-L AWD | $974 | $81 |
| Saturn Outlook XR-L Premium 2WD | $990 | $83 |
| Saturn Outlook XR-L Premium AWD | $990 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $172 | $188 | $460 | $978 |
| 2007 Saturn Outlook | $168 | $178 | $452 | $956 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Saturn Outlook Insurance
Saving money on insurance for a Saturn Outlook consists of being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a summary of the primary concepts that were raised in the charts and tables above.
- It is possible to save as much as $100 per year just by shopping early and online
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,090 more each year than a low-risk driver
- Increasing deductibles could save as much as $225 each year
- Youthful drivers are expensive to insure, costing up to $320 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,838 |
| 20 | $2,168 |
| 30 | $972 |
| 40 | $956 |
| 50 | $878 |
| 60 | $860 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,106 |
| $250 | $1,040 |
| $500 | $956 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,080 |
| 100/300 | $1,193 |
| 250/500 | $1,487 |
| 100 CSL | $1,126 |
| 300 CSL | $1,374 |
| 500 CSL | $1,555 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,392 |
| 20 | $3,442 |
| 30 | $2,056 |
| 40 | $2,042 |
| 50 | $1,952 |
| 60 | $1,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $64 |
| Total Discounts | $366 |
Discounts are estimated and may not be available from every company or in every state.
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