Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $928 annually for full coverage. Comprehensive costs approximately $154 each year, collision insurance costs $170, and liability costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs around $1,986. Teens cost the most to insure at up to $3,764 a year.

Average premium for full coverage: $928

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

The examples above show why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Using higher $1,000 deductibles will save $74 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $928
• Selecting low deductibles for physical damage coverage will cost $1,068
• High-risk insureds with serious driving violations could pay around $1,986
• Policy cost with full coverage for a 16-year-old driver can cost $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $610 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,330 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the material that was touched on above.

• Insureds who purchase more liability protection will pay approximately $490 each year to increase from a 30/60 limit to higher 250/500 limits
• Youthful drivers are expensive to insure, costing up to $314 each month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,060 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $225 each year