Porsche Cayman Insurance Rates

Estimated insurance prices for a Porsche Cayman are $1,086 every 12 months including full coverage. Comprehensive costs approximately $198, collision insurance costs $270, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,334. Teens pay the most at up to $4,282 a year.

Average premium for full coverage: $1,086

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Cayman models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why everyone should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche Cayman insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $653
• Raising to $1,000 deductibles will save $106 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,086
• Selecting pricier low deductibles increases the price to $1,288
• At-risk drivers with serious driving violations could pay around $2,334
• An auto insurance policy to insure a teen driver for full coverage can cost $4,282

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Insurance prices for a Porsche Cayman also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Cayman.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $310 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Porsche Cayman insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Porsche Cayman insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,550 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Porsche Cayman Insurance

Finding better rates on car insurance consists of being safe and accident-free, having good credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,250 more per year than a low-risk driver
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $300 each year
• Policyholders who purchase more liability protection will pay approximately $510 per year to raise from 30/60 bodily injury limits to a 250/500 level