Porsche Cayman Insurance Rates

U.S. average insurance rates for a Porsche Cayman are $1,062 a year including full coverage. Comprehensive insurance costs an estimated $194 a year, collision costs $258, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $2,278 or more. Teenage drivers pay the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,062

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Cayman trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Porsche Cayman insurance rates for other coverage scenarios.

• The best discount rate is $642
• Using higher $1,000 deductibles will save approximately $960 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,062
• Using low $100 deductibles for physical damage coverage will cost an additional $196 a year
• Drivers who are prone to accidents and violations could pay up to $2,278 or more
• The price that insures a teen driver can cost as much as $4,186 or more

View Chart as Image

Insurance prices for a Porsche Cayman are also quite variable based on the trim level of your Cayman, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

The state you live in has a huge impact on Porsche Cayman insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,520 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Porsche Cayman Insurance

Getting lower rates on Porsche Cayman insurance requires avoiding accidents and claims, having above-average credit, being claim-free, and taking advantage of discounts. Compare prices at every other renewal by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief recap of the concepts that were raised in the charts and tables above.

• High-risk drivers who tend to receive serious violations could be charged and average of $1,220 more annually to insure a Porsche Cayman
• Drivers under the age of 20 are charged the highest prices, possibly costing $349 a month if full coverage is included
• You may be able to save approximately $120 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $300 each year
• You may be able to save approximately $120 per year simply by quoting early and online