Porsche Cayman Insurance Rates

Estimated insurance rates for a Porsche Cayman are $1,086 a year including full coverage. Comprehensive insurance costs approximately $198 each year, collision insurance costs $270, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,334 or more. Teenage drivers pay the most at up to $4,282 a year.

Average premium for full coverage: $1,086

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Cayman models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why all drivers should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche Cayman insurance rates for additional coverage and risk scenarios.

• The best discount rate is $653
• Raising to $1,000 deductibles will save $106 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,086
• Using low deductibles will cost an additional $202 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,334
• An auto insurance policy that insures a teen driver can cost $4,282

View Chart as Image

Insurance prices for a Porsche Cayman also have a wide range based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche Cayman insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $310 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Porsche Cayman Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a recap of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers that have major violations or accidents will likely pay on average $1,250 more per year than a driver with a clean driving record
• You may be able to save around $120 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $300 each year
• Policyholders who purchase additional liability coverage will pay an extra $510 per year to raise from 30/60 bodily injury limits to the 250/500 level