1. Vehicles
  2. Oldsmobile
  3. Alero

Oldsmobile Alero Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Finding cheaper auto insurance through online providers is easy, in addition you can save money. The key is to get as many rate quotes as possible in order to have the cheapest rate quotes.

Consumers who are new to the process of comparing rates may think finding cheap Oldsmobile Alero insurance is hard and time consuming. Finding lower Oldsmobile Alero insurance cost is surprisingly easy. You just have to spend a little time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Criteria which help determine Oldsmobile Alero insurance quotes

Car insurance premiums for an Oldsmobile Alero can fluctuate considerably based upon several criteria. A few of these criteria are:

  • Your driving record
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your claim history
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

An additional factor which can affect Oldsmobile Alero insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so repair costs are higher which may result in higher rates. But newer models may have safety features including active head restraints, an advanced theft deterrent system, and lane departure warning system which may lower rates.

Liability auto insurance - Liability insurance protects you from injuries or damage you cause to other people or property that is your fault. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverage - This pays for damage to your Alero caused by collision with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder. Oldsmobile Alero collision insurance is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The most a auto insurance company will pay at claim time is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical expense insurance - Med pay and PIP coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. They are often used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption