Nissan Titan Insurance Rates

U.S. average auto insurance rates for a Nissan Titan are $1,344 annually with full coverage. Comprehensive costs an estimated $250 a year, collision costs $400, and liability costs $514. Buying just liability costs as little as $572 a year, with insurance for high-risk drivers costing around $2,900. Teen drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have fewer collision claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Titan insurance rates for other coverage scenarios.

• The lowest rate with discounts is $793
• Drivers who choose higher $1,000 deductibles will pay approximately $1,196 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,344
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,628
• Drivers with multiple violations and an at-fault accident could pay up to $2,900 or more
• The price with full coverage for a 16-year-old driver can cost as much as $5,220 a year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $440 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $513 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Titan Insurance

Getting lower rates on insurance for a Nissan Titan not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates at least once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a summary of the primary concepts that were touched on in this article.

• You may be able to save approximately $160 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,560 more annually to insure their Titan
• Increasing physical damage deductibles could save up to $425 each year
• Teen drivers are expensive to insure, costing up to $435 a month if they have full coverage