Nissan Titan Insurance Rates

U.S. average auto insurance rates for a Nissan Titan are $1,374 annually including full coverage. Comprehensive costs around $260, collision insurance costs $424, and liability costs around $510. Buying just liability costs as low as $568 a year, and insurance for high-risk drivers costs around $2,966. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,374

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Titan insurance rates for additional coverage choices and driver risks.

• The best discount rate is $807
• Using higher $1,000 deductibles will save about $154 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,374
• Using more expensive low deductibles for physical damage coverage will cost $1,674
• High-risk insureds who are prone to accidents and violations could pay at least $2,966
• The price with full coverage for a 16-year-old driver with full coverage can be $5,308 or more

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Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,600 to $2,300 additional each year, depending on your age. High-risk driver insurance can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $460 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $507 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Nissan Titan Insurance

Getting lower rates on insurance for a Nissan Titan requires being a good driver, having good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the information covered above.

• You may be able to save up to $160 per year just by shopping early and online
• Drivers age 16 to 20 are charged the highest prices, possibly costing $442 a month if they have full coverage
• Increasing physical damage deductibles could save up to $450 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,590 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay an extra $560 per year to increase from a low limit to higher 250/500 limits