Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive insurance costs an estimated $250 each year, collision costs $400, and liability is $514. Liability-only insurance costs around $572 a year, with high-risk driver insurance costing $2,900 or more. Teenage drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Titan models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The ranges above show why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $793
• Raising to $1,000 deductibles will save approximately $148 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,344
• Using low deductibles will cost an extra $284 annually
• Drivers who are prone to accidents and violations could pay up to $2,900 or more
• The price for full coverage for a 16-year-old driver can cost as much as $5,220

View Chart as Image

Car insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level of your Titan, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $5,200 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance prices. A middle-age driver might find prices as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $440 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Getting lower rates on insurance for a Nissan Titan consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates every couple of years by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a quick rundown of the material that was presented in the illustrations above.

• Insureds who want additional liability coverage will pay an extra $570 each year to raise from a low limit to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums as much as $435 a month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,560 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year