Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,344 every 12 months for full coverage. Comprehensive insurance costs on average $250 a year, collision costs $400, and liability coverage costs around $514. Liability-only insurance costs as low as $572 a year, with high-risk driver insurance costing $2,900 or more. 16-year-old drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $793
• Using higher $1,000 deductibles will save around $1,196 a year
• The average price for a good driver age 40 with $500 deductibles is $1,344
• Buying low $100 deductibles for physical damage coverage costs an extra $284 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,900 or more
• Policy cost to insure a teenage driver may cost $5,220 or more

View Chart as Image

Auto insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Titan.

Opting for high physical damage deductibles could cut rates by as much as $440 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $513 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Nissan Titan Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every couple of years by quoting rates from direct carriers, and also from local independent and exclusive agents.

The following list is a review of the material that was covered above.

• Consumers who require an increased level of liability coverage will pay around $570 each year to increase from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 are charged the highest rates, costing up to $435 each month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations pay an average of $1,560 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $425 each year