Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive insurance costs approximately $260, collision costs $424, and liability coverage costs around $510. Liability-only coverage costs as low as $568 a year, with high-risk coverage costing $2,966 or more. Teen drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $807
• Using higher $1,000 deductibles will save $154 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,374
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $300 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,966 or more
• Policy cost for full coverage for a teenage driver with full coverage can cost $5,308 or more

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the model of your Titan, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $507 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,300 additional every year, depending on your age. High-risk driver insurance can be around 43% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a brief review of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger are the costliest to insure, with premiums being up to $442 each month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,590 more per year to buy Nissan Titan insurance
• Increasing comprehensive and collision deductibles can save around $450 each year
• You may be able to save around $160 per year simply by shopping early and online