Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive costs approximately $260 each year, collision insurance costs $424, and liability coverage is estimated at $510. Buying just liability costs approximately $568 a year, and insurance for high-risk drivers costs around $2,966. Teen drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why all drivers should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $807
• Choosing higher $1,000 deductibles can save $154 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,374
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,674
• Drivers with multiple violations and an at-fault accident could pay around $2,966
• Policy cost that insures a teenage driver can cost $5,308 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $460 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $507 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having above-average credit, being claim-free, and possibly raising deductibles. Shop around every year by getting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a brief recap of the coverage data covered above.

• It is possible to save around $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $442 each month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $1,590 more per year than a driver with a clean driving record