Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250 each year, collision costs $400, and liability coverage is estimated at $514. A policy with just liability insurance costs approximately $572 a year, with coverage for high-risk drivers costing around $2,900. Teen drivers pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Titan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $793
• Choosing higher $1,000 deductibles can save $148 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,344
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,628
• Drivers with multiple violations and an at-fault accident could pay around $2,900 or more
• The price that insures a teenage driver can cost $5,220 each year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $440 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Titan Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around at least every other year by getting quotes from direct companies, and also from local insurance agencies.

Below is a brief review of the car insurance concepts presented in the illustrations above.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,560 more per year for auto insurance
• You may be able to save around $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $425 each year
• Consumers who purchase higher levels of liability will pay about $570 every year to raise limits from a low limit to the 250/500 level