Nissan Titan Insurance Rates

Average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive insurance costs an estimated $250, collision costs $400, and liability coverage is $514. A policy with just liability insurance costs around $572 a year, with coverage for high-risk drivers costing $2,900 or more. 16-year-old drivers receive the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Titan models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates how location helps determine insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Nissan Titan insurance rates for other coverage scenarios.

• The best full coverage rate is $793
• Raising to $1,000 deductibles will save approximately $148 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,344
• Buying pricier low deductibles will cost an extra $284 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,900 or more
• The cost for full coverage for a teenage driver for full coverage can cost as much as $5,220

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on your driver profile, the model of your Titan, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

Where you live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $440 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,600 to $2,200 additional per year, depending on your age. Nissan Titan insurance for high-risk drivers is expensive and can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Titan Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a brief summary of the data covered in the charts and tables above.

• Consumers who want higher liability limits will pay around $570 per year to raise from a minimum limit to 250/500 limits
• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $425 each year
• Teenagers are expensive to insure, as much as $435 per month including comprehensive and collision insurance