Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,374 a year including full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $424, and liability costs $510. A policy with just liability insurance costs as little as $568 a year, and coverage for high-risk drivers costs $2,966 or more. Teenage drivers pay the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,374

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $807
• Drivers who choose higher $1,000 deductibles will pay $154 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,374
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $300 annually
• Drivers who are prone to accidents and violations could pay around $2,966
• The price that insures a 16-year-old driver with full coverage can cost $5,308 a year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Nissan Titan insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $460 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $507 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Getting lower rates on insurance for a Nissan Titan not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a quick rundown of the concepts that were covered in the above illustrations.

• Drivers considered higher risk with reckless driving or DUI convictions will likely pay on average $1,590 more per year for auto insurance
• Teenage drivers are expensive to insure, possibly costing $442 a month if full coverage is included
• You may be able to save around $160 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $450 each year
• You may be able to save around $160 per year just by shopping early and online