Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs approximately $250 each year, collision costs $400, and liability insurance costs $514. Buying just liability costs as little as $572 a year, with insurance for high-risk drivers costing around $2,900. Teen drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $793
• Drivers who choose higher $1,000 deductibles will pay $148 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,628
• High risk drivers with multiple violations and an at-fault accident could pay around $2,900 or more
• Policy cost for full coverage for a teen driver can cost $5,220 a year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $440 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance not only requires being a low-risk driver, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a recap of the coverage data touched on in the above illustrations.

• You may be able to save around $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teen drivers are expensive to insure, as much as $435 each month for full coverage
• High-risk drivers that have major violations or accidents pay on average $1,560 more per year to insure their Titan