Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs an estimated $250 a year, collision costs $400, and liability coverage costs around $514. A policy with only liability insurance costs as low as $572 a year, with a high-risk policy costing around $2,900. Teen drivers pay the most at $5,220 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for other coverage scenarios.

• The lowest rate with discounts is $793
• Using higher $1,000 deductibles will save approximately $1,196 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,628
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,900 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,220 or more

View Chart as Image

Car insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model of your Titan, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $440 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 133% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Finding better rates on auto insurance requires being a good driver, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Set aside time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief recap of the material that was covered above.

• Consumers who want an increased level of liability coverage will pay about $570 per year to increase from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, with the cost nearing $435 per month if full coverage is included
• Drivers who tend to receive serious violations may pay on average $1,560 more annually than a safer driver
• Increasing policy deductibles can save around $425 each year