Nissan Titan Insurance Rates

Estimated insurance prices for a Nissan Titan are $1,374 every 12 months including full coverage. Comprehensive costs an estimated $260 a year, collision costs $424, and liability is $510. Liability-only coverage costs around $568 a year, with high-risk coverage costing around $2,966. Teenage drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Titan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan Titan insurance rates for other coverage scenarios.

• The best discount rate is $807
• Raising to $1,000 deductibles will save approximately $1,220 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,374
• Using low $100 deductibles increases the price to $1,674
• At-risk drivers who are prone to accidents and violations could pay up to $2,966 or more
• An auto insurance policy to insure a teen driver can cost as much as $5,308

View Chart as Image

Insurance prices for a Nissan Titan also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $460 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $507 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Titan insurance prices. A middle-age driver might find prices as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Nissan Titan Insurance

Finding better rates on car insurance consists of having a decent driving record, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by quoting rates from direct car insurance companies, and also from local insurance agencies.

The following items are a quick review of the information presented in the illustrations above.

• You may be able to save approximately $160 per year simply by quoting early and online
• 16 to 18-year-old drivers are charged the highest prices, with the cost nearing $442 per month if they have full coverage
• Increasing policy deductibles could save as much as $450 each year
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,590 more annually than a driver with a clean driving record
• Policyholders who want additional liability coverage will pay an extra $560 per year to raise from 30/60 bodily injury limits to a 250/500 level