Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive costs on average $250 a year, collision insurance costs $400, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, and high-risk insurance costs around $2,900. Teens cost the most to insure at up to $5,220 a year.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Titan insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $793
• Drivers who choose higher $1,000 deductibles will pay around $1,196 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,344
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,628
• High-risk insureds with serious driving violations could pay upwards of $2,900
• Policy cost for full coverage for a teenage driver may cost $5,220 a year

View Chart as Image

Car insurance rates for a Nissan Titan also range considerably based on your risk profile, the model of your Titan, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

Your home state makes a big difference in Nissan Titan insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $513 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Titan Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the information touched on in this article.

• You may be able to save as much as $160 per year just by quoting early and online
• Teenage drivers are expensive to insure, with premiums being up to $435 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers who have multiple accidents or major violations may pay on average $1,560 more each year for auto insurance
• Consumers who require higher levels of liability will pay approximately $570 per year to go from a 30/60 limit to 250/500 limits