Nissan Titan Insurance Rates

The average insurance prices for a Nissan Titan are $1,344 every 12 months with full coverage. Comprehensive insurance costs approximately $250 a year, collision costs $400, and liability coverage is estimated at $514. Buying just liability costs approximately $572 a year, with insurance for high-risk drivers costing $2,900 or more. Teenage drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Titan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Choosing higher $1,000 deductibles can save $1,196 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,344
• Using low $100 deductibles for comp and collision coverage costs an extra $284 each year
• Drivers who are prone to accidents and violations could pay around $2,900 or more
• Policy cost to insure a teenage driver can cost $5,220 each year

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on liability limits and deductibles, your driving record, and the model of your Titan.

Using high physical damage deductibles can save as much as $440 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $513 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan Titan Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates every year by requesting rates from direct companies, and also from insurance agencies where you live.

The items below are a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save around $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Teen drivers are expensive to insure, as much as $435 each month if they have full coverage
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,560 more per year to insure their Titan