Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,374 a year with full coverage. Comprehensive costs on average $260, collision costs $424, and liability insurance is estimated at $510. Buying just liability costs approximately $568 a year, with insurance for high-risk drivers costing around $2,966. Teenage drivers pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,374

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan Titan insurance rates for different risk profiles and scenarios.

• The best discount rate is $807
• Choosing higher $1,000 deductibles can save around $154 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,374
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,674
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,966 or more
• The price that insures a teen driver with full coverage may cost $5,308 each year

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,300 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $460 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $507 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Getting lower rates on Nissan Titan insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at least once a year by requesting rates from direct companies, and also from several local insurance agents.

Below is a brief recap of the primary concepts that were touched on above.

• You may be able to save as much as $160 per year simply by shopping early and online
• High-risk drivers who tend to receive serious violations pay on average $1,590 more each year for auto insurance
• Increasing physical damage deductibles can save approximately $450 each year
• Teenage drivers pay higher prices, costing up to $442 a month if comprehensive and collision insurance is included