Nissan Titan Insurance Rates

Average auto insurance rates for a Nissan Titan are $1,344 annually including full coverage. Comprehensive insurance costs approximately $250 a year, collision costs $400, and liability costs around $514. A liability-only policy costs as low as $572 a year, with high-risk insurance costing $2,900 or more. Teens receive the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Rate estimates by individual coverage type:

Includes $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Titan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Using higher $1,000 deductibles will save $1,196 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,344
• Selecting low $100 deductibles for physical damage coverage costs an additional $284 annually
• High-risk insureds with serious driving violations could pay around $2,900 or more
• The cost with full coverage for a 16-year-old driver can cost $5,220 or more

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on the trim level of your Titan, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be from 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $440 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $513 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Titan insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Titan Insurance

Saving money on insurance for a Nissan Titan requires having a good driving record, having a good credit history, not filing small claims, and maximizing policy discounts. Make time to compare rates every couple of years by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The next list is a recap of the material that was touched on in this article.

• Insureds who purchase increased levels of liability coverage will pay approximately $570 per year to increase from a minimum limit to higher 250/500 limits
• Drivers age 20 and younger are expensive to insure, as much as $435 per month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,560 more per year to buy Nissan Titan insurance
• Increasing deductibles could save up to $425 each year