Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $1,344 a year with full coverage. Comprehensive costs an estimated $250 a year, collision costs $400, and liability coverage is $514. A policy with just liability insurance costs around $572 a year, with coverage for high-risk drivers costing around $2,900. Teens pay the highest rates at $5,220 a year or more.

Average premium for full coverage: $1,344

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Titan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine insurance prices.

The ranges above demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Titan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save approximately $1,196 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,344
• Selecting low $100 deductibles will increase the cost to $1,628
• Unlucky drivers with serious driving violations could pay up to $2,900 or more
• The price for full coverage for a teenage driver can cost as much as $5,220

View Chart as Image

Insurance prices for a Nissan Titan are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 133% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Titan Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at every policy renewal by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a recap of the data covered in the charts and tables above.

• Consumers who want higher liability limits will pay approximately $570 every year to raise from a low limit to 250/500 limits
• You may be able to save approximately $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Teenagers are charged the highest prices, costing up to $435 a month for full coverage