Nissan Titan Insurance Rates

The average insurance rates for a Nissan Titan are $1,344 a year for full coverage. Comprehensive costs approximately $250 each year, collision costs $400, and liability insurance costs around $514. Liability-only coverage costs as low as $572 a year, with high-risk coverage costing around $2,900. Teenage drivers cost the most to insure at $5,220 a year or more.

Average premium for full coverage: $1,344

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Titan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above show why all drivers should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Nissan Titan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $793
• Using higher $1,000 deductibles will save $148 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,344
• Using low deductibles for physical damage coverage will increase the cost to $1,628
• Drivers who are prone to accidents and violations could pay around $2,900 or more
• Policy cost for full coverage for a teen driver can cost $5,220 or more

View Chart as Image

Insurance rates for a Nissan Titan also range considerably based on your risk profile, the trim level of your Titan, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $513 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Titan Insurance

Finding cheaper rates on Nissan Titan insurance requires having a good driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the concepts that were raised in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,560 more per year to buy Nissan Titan insurance
• Drivers age 20 and younger are the costliest to insure, costing up to $435 each month including comprehensive and collision insurance
• Drivers can save around $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers can save around $160 per year simply by quoting online in advance