Nissan Titan Insurance Rates

Average insurance rates for a Nissan Titan are $1,344 a year including full coverage. Comprehensive insurance costs approximately $250, collision insurance costs $400, and liability is $514. A policy with just liability insurance costs around $572 a year, and coverage for high-risk drivers costs $2,900 or more. Teens receive the highest rates at up to $5,220 a year.

Average premium for full coverage: $1,344

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Titan trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Titan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $793
• Raising to $1,000 deductibles will save $148 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,344
• Selecting more expensive low deductibles will cost an additional $284 every year
• At-risk drivers with serious driving violations could pay around $2,900
• The cost that insures a teen driver with full coverage can cost $5,220

View Chart as Image

Insurance rates for a Nissan Titan can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live also has a big influence on Nissan Titan insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Titan Insurance

Saving money on car insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The points below are a brief recap of the information presented in the illustrations above.

• You may be able to save around $160 per year just by shopping early and online
• Drivers under the age of 20 are the costliest to insure, as much as $435 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $425 each year
• Higher risk drivers who tend to receive serious violations will likely pay on average $1,560 more per year to insure a Nissan Titan
• Policyholders who purchase increased liability limits will pay approximately $570 per year to raise from a minimum limit to the 250/500 level