Nissan Rogue Insurance Rates

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UPDATED: Jun 4, 2023

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Nissan Rogue insurance
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

U.S. average insurance rates for a Nissan Rogue are $1,392 a year including full coverage. Comprehensive insurance costs around $256 a year, collision costs $506, and liability costs $450. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing $3,024 or more. Teen drivers pay the highest rates at $5,344 a year or more.

Average premium for full coverage: $1,392

Price estimates for individual coverage:

Comprehensive $256
Collision $506
Liability $450

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Rogue trim levels.

Price Range from Low to High

For the normal driver, Nissan Rogue insurance prices go from the low end price of $518 for basic liability insurance to a high of $3,024 for a driver who has had serious violations or accidents.

Liability Only $518
Full Coverage $1,392
High Risk $3,024

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

The ranges above highlight why it is important to compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Nissan Rogue insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $808
  • Drivers who choose higher $1,000 deductibles will pay about $1,222 every year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,392
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $340 annually
  • Drivers with multiple violations and an at-fault accident could pay at least $3,024 or more
  • The price that insures a 16-year-old driver can be $5,344 a year

View Chart as Image

Nissan Rogue insurance cost comparison chart
Column chart showing full coverage Nissan Rogue insurance prices range from $808 to $5,344

Insurance prices for a Nissan Rogue are also quite variable based on the trim level of your Rogue, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 136% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,990 on average in Michigan, New York, and Louisiana.

Nissan Rogue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$132 -9.5%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,588 $196 14.1%
Colorado $1,330 -$62 -4.5%
Connecticut $1,430 $38 2.7%
Delaware $1,578 $186 13.4%
Florida $1,742 $350 25.1%
Georgia $1,286 -$106 -7.6%
Hawaii $1,000 -$392 -28.2%
Idaho $946 -$446 -32.0%
Illinois $1,038 -$354 -25.4%
Indiana $1,052 -$340 -24.4%
Iowa $940 -$452 -32.5%
Kansas $1,324 -$68 -4.9%
Kentucky $1,900 $508 36.5%
Louisiana $2,062 $670 48.1%
Maine $860 -$532 -38.2%
Maryland $1,150 -$242 -17.4%
Massachusetts $1,114 -$278 -20.0%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,672 $280 20.1%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,672 $280 20.1%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,558 $166 11.9%
New Mexico $1,234 -$158 -11.4%
New York $1,468 $76 5.5%
North Carolina $804 -$588 -42.2%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,858 $466 33.5%
South Carolina $1,264 -$128 -9.2%
South Dakota $1,176 -$216 -15.5%
Tennessee $1,218 -$174 -12.5%
Texas $1,678 $286 20.5%
Utah $1,032 -$360 -25.9%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,278 -$114 -8.2%
Wisconsin $964 -$428 -30.7%
Wyoming $1,242 -$150 -10.8%

View Chart as Image

Nissan Rogue insurance rates by U.S. city

Choosing high deductibles could save up to $510 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $405 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Nissan Rogue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Rogue S 2WD $1,392 $116
Nissan Rogue S AWD $1,392 $116
Nissan Rogue SL 2WD $1,392 $116
Nissan Rogue SL AWD $1,436 $120

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Rogue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Rogue $268 $512 $440 $1,400
2023 Nissan Rogue $256 $506 $450 $1,392
2022 Nissan Rogue $248 $494 $470 $1,392
2021 Nissan Rogue $240 $474 $486 $1,380
2020 Nissan Rogue $226 $458 $500 $1,364
2019 Nissan Rogue $218 $424 $510 $1,332
2018 Nissan Rogue $208 $400 $514 $1,302
2017 Nissan Rogue $200 $358 $520 $1,258
2016 Nissan Rogue $188 $330 $520 $1,218
2015 Nissan Rogue $180 $310 $524 $1,194
2013 Nissan Rogue $164 $268 $534 $1,146
2012 Nissan Rogue $158 $244 $540 $1,122
2011 Nissan Rogue $148 $222 $534 $1,084
2010 Nissan Rogue $140 $202 $534 $1,056
2009 Nissan Rogue $134 $182 $530 $1,026
2008 Nissan Rogue $132 $178 $520 $1,010

Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Rogue Insurance

Getting lower rates on insurance for a Nissan Rogue not only requires being a good driver, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Shop around every other policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a quick rundown of the ideas that were presented in the illustrations above.

  • Drivers age 16 to 20 pay higher prices, possibly costing $445 a month if full coverage is included
  • Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,630 more every year than a safer driver
  • Increasing physical damage deductibles can save approximately $500 each year
  • You may be able to save up to $170 per year simply by quoting early and online

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

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What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.

 

Rates by Driver Age

Nissan Rogue Insurance Rates by Driver Age
Driver Age Premium
16 $5,344
20 $3,244
30 $1,446
40 $1,392
50 $1,276
60 $1,252

Full coverage, $500 deductibles

Rates by Deductible

Nissan Rogue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,732
$250 $1,574
$500 $1,392
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Nissan Rogue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,526
100/300 $1,639
250/500 $1,931
100 CSL $1,571
300 CSL $1,819
500 CSL $1,999

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Rogue Insurance Rates for High Risk Drivers
Age Premium
16 $7,600
20 $5,158
30 $3,082
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $100
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $68
Online Quote $97
Total Discounts $584
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

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