Nissan Rogue Insurance Rates
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UPDATED: Jun 4, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Estimated insurance rates for a Nissan Rogue are $1,400 a year for full coverage. Comprehensive insurance costs an estimated $268 each year, collision costs $512, and liability is estimated at $440. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $3,030 or more. 16-year-old drivers pay the most at $5,328 a year or more.
Average premium for full coverage: $1,400
Premium estimates broken down by type of coverage:
Price estimates include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Rogue models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Nissan Rogue go from the low end price of $510 for just the minimum liability insurance to a high rate of $3,030 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than congested cities.
The graphic below illustrates the difference location can make on insurance prices.
These rate differences show why all drivers should get quotes for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Nissan Rogue insurance rates for other coverage scenarios.
- The best full coverage rate is $813
- Choosing higher $1,000 deductibles can save approximately $178 a year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,400
- Buying low deductibles for comp and collision coverage will cost an additional $342 annually
- Higher-risk drivers with multiple tickets or accidents could pay up to $3,030 or more
- An auto insurance policy that insures a 16-year-old driver can cost as much as $5,328 each year
Auto insurance prices for a Nissan Rogue also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few violations or you caused an accident, you could be paying $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 135% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Nissan Rogue insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $2,000 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,264 | -$136 | -9.7% |
| Alaska | $1,074 | -$326 | -23.3% |
| Arizona | $1,162 | -$238 | -17.0% |
| Arkansas | $1,400 | -$0 | 0.0% |
| California | $1,592 | $192 | 13.7% |
| Colorado | $1,334 | -$66 | -4.7% |
| Connecticut | $1,436 | $36 | 2.6% |
| Delaware | $1,582 | $182 | 13.0% |
| Florida | $1,748 | $348 | 24.9% |
| Georgia | $1,292 | -$108 | -7.7% |
| Hawaii | $1,002 | -$398 | -28.4% |
| Idaho | $948 | -$452 | -32.3% |
| Illinois | $1,040 | -$360 | -25.7% |
| Indiana | $1,056 | -$344 | -24.6% |
| Iowa | $944 | -$456 | -32.6% |
| Kansas | $1,328 | -$72 | -5.1% |
| Kentucky | $1,906 | $506 | 36.1% |
| Louisiana | $2,070 | $670 | 47.9% |
| Maine | $864 | -$536 | -38.3% |
| Maryland | $1,154 | -$246 | -17.6% |
| Massachusetts | $1,116 | -$284 | -20.3% |
| Michigan | $2,428 | $1,028 | 73.4% |
| Minnesota | $1,170 | -$230 | -16.4% |
| Mississippi | $1,676 | $276 | 19.7% |
| Missouri | $1,242 | -$158 | -11.3% |
| Montana | $1,504 | $104 | 7.4% |
| Nebraska | $1,102 | -$298 | -21.3% |
| Nevada | $1,676 | $276 | 19.7% |
| New Hampshire | $1,008 | -$392 | -28.0% |
| New Jersey | $1,564 | $164 | 11.7% |
| New Mexico | $1,236 | -$164 | -11.7% |
| New York | $1,474 | $74 | 5.3% |
| North Carolina | $806 | -$594 | -42.4% |
| North Dakota | $1,144 | -$256 | -18.3% |
| Ohio | $964 | -$436 | -31.1% |
| Oklahoma | $1,434 | $34 | 2.4% |
| Oregon | $1,282 | -$118 | -8.4% |
| Pennsylvania | $1,334 | -$66 | -4.7% |
| Rhode Island | $1,866 | $466 | 33.3% |
| South Carolina | $1,266 | -$134 | -9.6% |
| South Dakota | $1,182 | -$218 | -15.6% |
| Tennessee | $1,224 | -$176 | -12.6% |
| Texas | $1,684 | $284 | 20.3% |
| Utah | $1,034 | -$366 | -26.1% |
| Vermont | $958 | -$442 | -31.6% |
| Virginia | $836 | -$564 | -40.3% |
| Washington | $1,078 | -$322 | -23.0% |
| West Virginia | $1,282 | -$118 | -8.4% |
| Wisconsin | $968 | -$432 | -30.9% |
| Wyoming | $1,246 | -$154 | -11.0% |
Opting for high physical damage deductibles can save as much as $520 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $396 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,400 | $117 |
| Nissan Rogue S AWD | $1,400 | $117 |
| Nissan Rogue SL 2WD | $1,400 | $117 |
| Nissan Rogue SL AWD | $1,442 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $280 | $532 | $420 | $1,412 |
| 2023 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2022 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2021 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2020 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Rogue Insurance
Finding better rates on insurance for a Nissan Rogue takes being a safe and courteous driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop every couple of years by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
Below is a condensed summary of the material that was touched on in this article.
- Insureds who want higher levels of liability will pay around $480 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
- Teenage drivers are the costliest to insure, as much as $444 per month if the policy includes full coverage
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,630 more annually for auto insurance
- Increasing policy deductibles can save approximately $525 each year
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,244 |
| 30 | $1,452 |
| 40 | $1,400 |
| 50 | $1,280 |
| 60 | $1,256 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,582 |
| $500 | $1,400 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,400 |
| 50/100 | $1,530 |
| 100/300 | $1,640 |
| 250/500 | $1,926 |
| 100 CSL | $1,574 |
| 300 CSL | $1,816 |
| 500 CSL | $1,992 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,582 |
| 20 | $5,160 |
| 30 | $3,088 |
| 40 | $3,030 |
| 50 | $2,894 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $587 |
Discounts are estimated and may not be available from every company or in every state.
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