Nissan Rogue Insurance Rates
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UPDATED: Jun 4, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Estimated auto insurance rates for a Nissan Rogue are $1,392 annually for full coverage. Comprehensive insurance costs an estimated $256, collision costs $506, and liability costs around $450. A policy with only liability insurance costs as low as $518 a year, with a high-risk policy costing $3,024 or more. Teen drivers pay the most at $5,344 a year or more.
Average premium for full coverage: $1,392
Premium estimates broken down by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all Rogue models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Nissan Rogue go from as cheap as $518 for the bare minimum liability coverage to the much higher price of $3,024 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas.
The example below illustrates how rural and urban location affects insurance prices.
These rate differences show why everyone should compare prices for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Nissan Rogue insurance rates for other coverage scenarios.
- The lowest rate with discounts is $808
- Using higher $1,000 deductibles will save approximately $170 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,392
- Choosing pricier low deductibles for physical damage coverage costs an additional $340 every year
- Drivers with multiple violations and an at-fault accident could pay up to $3,024 or more
- An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $5,344 or more
Car insurance prices for a Nissan Rogue also have a wide range based on the model of your Rogue, your driver profile, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $1,700 to $2,300 extra annually, depending on your age. Nissan Rogue insurance for high-risk drivers can be as much as 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $510 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $405 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Nissan Rogue insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,990 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,260 | -$132 | -9.5% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,588 | $196 | 14.1% |
| Colorado | $1,330 | -$62 | -4.5% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,578 | $186 | 13.4% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,286 | -$106 | -7.6% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $946 | -$446 | -32.0% |
| Illinois | $1,038 | -$354 | -25.4% |
| Indiana | $1,052 | -$340 | -24.4% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,324 | -$68 | -4.9% |
| Kentucky | $1,900 | $508 | 36.5% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,150 | -$242 | -17.4% |
| Massachusetts | $1,114 | -$278 | -20.0% |
| Michigan | $2,418 | $1,026 | 73.7% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,672 | $280 | 20.1% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,004 | -$388 | -27.9% |
| New Jersey | $1,558 | $166 | 11.9% |
| New Mexico | $1,234 | -$158 | -11.4% |
| New York | $1,468 | $76 | 5.5% |
| North Carolina | $804 | -$588 | -42.2% |
| North Dakota | $1,140 | -$252 | -18.1% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,430 | $38 | 2.7% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,328 | -$64 | -4.6% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,264 | -$128 | -9.2% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,218 | -$174 | -12.5% |
| Texas | $1,678 | $286 | 20.5% |
| Utah | $1,032 | -$360 | -25.9% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $834 | -$558 | -40.1% |
| Washington | $1,076 | -$316 | -22.7% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,242 | -$150 | -10.8% |
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,436 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2023 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2022 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2021 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2020 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2019 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2018 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2017 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2016 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2015 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2013 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2012 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2011 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2010 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2009 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2008 Nissan Rogue | $132 | $178 | $520 | $1,010 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Nissan Rogue Insurance
Finding better rates on car insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to shop around every year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.
The list below is a condensed summary of the coverage data raised in the charts and tables above.
- Drivers can save approximately $170 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $500 each year
- Teenagers have the highest car insurance prices, as much as $445 per month if comprehensive and collision insurance is included
- Higher risk drivers with multiple at-fault accidents may pay on average $1,630 more annually for car insurance
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,344 |
| 20 | $3,244 |
| 30 | $1,446 |
| 40 | $1,392 |
| 50 | $1,276 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,574 |
| $500 | $1,392 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,526 |
| 100/300 | $1,639 |
| 250/500 | $1,931 |
| 100 CSL | $1,571 |
| 300 CSL | $1,819 |
| 500 CSL | $1,999 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,600 |
| 20 | $5,158 |
| 30 | $3,082 |
| 40 | $3,024 |
| 50 | $2,890 |
| 60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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