Hyundai Kona Insurance Rates
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UPDATED: Aug 23, 2022
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Average insurance rates for a Hyundai Kona are $1,186 a year for full coverage insurance. Comprehensive insurance costs around $240 each year, collision insurance costs $446, and liability coverage costs $364. A liability-only policy costs as little as $416 a year, and high-risk insurance costs $2,572 or more. Teen drivers receive the highest rates at up to $4,466 a year.
Average premium for full coverage: $1,186
Rate estimates for individual coverage type:
Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Kona models.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $416 for minimum levels of liability insurance to a high rate of $2,572 for high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.
These examples illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Hyundai Kona insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $681
- Drivers who choose higher $1,000 deductibles will pay about $156 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,186
- Choosing low deductibles for comprehensive and collision insurance will cost an extra $302 each year
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,572
- The cost for full coverage for a teenage driver can be $4,466 a year
Insurance rates for a Hyundai Kona can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age
Where you live makes a big difference in Hyundai Kona insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,072 | -$114 | -9.6% |
Alaska | $910 | -$276 | -23.3% |
Arizona | $982 | -$204 | -17.2% |
Arkansas | $1,186 | -$0 | 0.0% |
California | $1,350 | $164 | 13.8% |
Colorado | $1,130 | -$56 | -4.7% |
Connecticut | $1,216 | $30 | 2.5% |
Delaware | $1,338 | $152 | 12.8% |
Florida | $1,480 | $294 | 24.8% |
Georgia | $1,096 | -$90 | -7.6% |
Hawaii | $852 | -$334 | -28.2% |
Idaho | $804 | -$382 | -32.2% |
Illinois | $882 | -$304 | -25.6% |
Indiana | $894 | -$292 | -24.6% |
Iowa | $800 | -$386 | -32.5% |
Kansas | $1,126 | -$60 | -5.1% |
Kentucky | $1,616 | $430 | 36.3% |
Louisiana | $1,754 | $568 | 47.9% |
Maine | $734 | -$452 | -38.1% |
Maryland | $980 | -$206 | -17.4% |
Massachusetts | $946 | -$240 | -20.2% |
Michigan | $2,058 | $872 | 73.5% |
Minnesota | $994 | -$192 | -16.2% |
Mississippi | $1,420 | $234 | 19.7% |
Missouri | $1,052 | -$134 | -11.3% |
Montana | $1,274 | $88 | 7.4% |
Nebraska | $934 | -$252 | -21.2% |
Nevada | $1,422 | $236 | 19.9% |
New Hampshire | $854 | -$332 | -28.0% |
New Jersey | $1,326 | $140 | 11.8% |
New Mexico | $1,050 | -$136 | -11.5% |
New York | $1,248 | $62 | 5.2% |
North Carolina | $682 | -$504 | -42.5% |
North Dakota | $972 | -$214 | -18.0% |
Ohio | $818 | -$368 | -31.0% |
Oklahoma | $1,216 | $30 | 2.5% |
Oregon | $1,086 | -$100 | -8.4% |
Pennsylvania | $1,130 | -$56 | -4.7% |
Rhode Island | $1,580 | $394 | 33.2% |
South Carolina | $1,074 | -$112 | -9.4% |
South Dakota | $1,000 | -$186 | -15.7% |
Tennessee | $1,038 | -$148 | -12.5% |
Texas | $1,430 | $244 | 20.6% |
Utah | $876 | -$310 | -26.1% |
Vermont | $810 | -$376 | -31.7% |
Virginia | $710 | -$476 | -40.1% |
Washington | $914 | -$272 | -22.9% |
West Virginia | $1,088 | -$98 | -8.3% |
Wisconsin | $818 | -$368 | -31.0% |
Wyoming | $1,054 | -$132 | -11.1% |
Choosing high deductibles could save up to $460 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Hyundai Kona | $240 | $446 | $364 | $1,186 |
2018 Hyundai Kona | $226 | $430 | $376 | $1,168 |
Rates are averaged for all Hyundai Kona models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Hyundai Kona Insurance
Saving money on auto insurance not only requires being safe and accident-free, but also maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
Below you'll find a quick rundown of the material that was presented in the illustrations above.
- Consumers who may need more liability protection will pay about $400 annually to go from a minimum limit to 250/500 limits
- Youthful drivers pay higher rates, costing up to $372 per month for full coverage
- Drivers with reckless driving or DUI convictions may pay on average $1,390 more every year than a low-risk driver
- Increasing deductibles can save around $450 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,466 |
20 | $2,744 |
30 | $1,234 |
40 | $1,186 |
50 | $1,086 |
60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,488 |
$250 | $1,348 |
$500 | $1,186 |
$1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,186 |
50/100 | $1,259 |
100/300 | $1,350 |
250/500 | $1,586 |
100 CSL | $1,295 |
300 CSL | $1,495 |
500 CSL | $1,641 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,372 |
20 | $4,368 |
30 | $2,624 |
40 | $2,572 |
50 | $2,454 |
60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $63 |
Homeowner | $18 |
5-yr Accident Free | $87 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $54 |
Advance Quote | $59 |
Online Quote | $84 |
Total Discounts | $505 |
Discounts are estimated and may not be available from every company or in every state.
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