Hyundai Kona Insurance Rates

Average insurance rates for a Hyundai Kona are $1,186 a year for full coverage insurance. Comprehensive insurance costs around $240 each year, collision insurance costs $446, and liability coverage costs $364. A liability-only policy costs as little as $416 a year, and high-risk insurance costs $2,572 or more. Teen drivers receive the highest rates at up to $4,466 a year.

Average premium for full coverage: $1,186

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Kona models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Hyundai Kona insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $681
• Drivers who choose higher $1,000 deductibles will pay about $156 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,186
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $302 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,572
• The cost for full coverage for a teenage driver can be $4,466 a year

View Chart as Image

Insurance rates for a Hyundai Kona can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Hyundai Kona insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $460 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

How to Find the Right Hyundai Kona Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick rundown of the material that was presented in the illustrations above.

• Consumers who may need more liability protection will pay about $400 annually to go from a minimum limit to 250/500 limits
• Youthful drivers pay higher rates, costing up to $372 per month for full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,390 more every year than a low-risk driver
• Increasing deductibles can save around $450 each year