Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Estimated insurance rates for a Nissan Rogue are $1,392 a year for full coverage insurance. Comprehensive insurance costs around $248, collision insurance costs $494, and liability is estimated at $470. Liability-only coverage costs approximately $536 a year, and high-risk coverage costs $3,028 or more. Teenage drivers pay the most at up to $5,374 a year.
Average premium for full coverage: $1,392
Premium estimates for type of coverage:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Rogue trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Rogue range from as low as $536 for minimum levels of liability insurance to a much higher rate of $3,028 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Nissan Rogue insurance rates for additional coverage choices and driver risks.
- The best discount rate is $806
- Choosing higher $1,000 deductibles can save about $168 each year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,392
- Using more expensive low deductibles for comp and collision coverage will cost an extra $330 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $3,028
- An auto insurance policy for full coverage for a teen driver with full coverage can be $5,374 each year
Insurance prices for a Nissan Rogue also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.
An older driver with a clean driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,300 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Nissan Rogue insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,880 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,256 | -$136 | -9.8% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,328 | -$64 | -4.6% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,284 | -$108 | -7.8% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $944 | -$448 | -32.2% |
| Illinois | $1,034 | -$358 | -25.7% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,148 | -$244 | -17.5% |
| Massachusetts | $1,112 | -$280 | -20.1% |
| Michigan | $2,414 | $1,022 | 73.4% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,668 | $276 | 19.8% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,002 | -$390 | -28.0% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $800 | -$592 | -42.5% |
| North Dakota | $1,138 | -$254 | -18.2% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,428 | $36 | 2.6% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,326 | -$66 | -4.7% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,262 | -$130 | -9.3% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,216 | -$176 | -12.6% |
| Texas | $1,676 | $284 | 20.4% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $832 | -$560 | -40.2% |
| Washington | $1,074 | -$318 | -22.8% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,238 | -$154 | -11.1% |
Using high physical damage deductibles can save as much as $500 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $423 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges as much as 43% to 136% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,434 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2023 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2022 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2021 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2020 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2019 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2018 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2017 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2016 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2015 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2013 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2012 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2011 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2010 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2009 Nissan Rogue | $132 | $178 | $520 | $1,010 |
| 2008 Nissan Rogue | $130 | $168 | $510 | $988 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Nissan Rogue Insurance
Finding better rates on car insurance takes avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The points below are a brief review of the concepts that were touched on in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,640 more every year to insure a Nissan Rogue
- Drivers under the age of 20 pay higher prices, with premiums being up to $448 per month for full coverage
- It is possible to save up to $170 per year just by shopping early and online
- Increasing policy deductibles can save around $500 each year
- It is possible to save up to $170 per year just by shopping early and online
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,374 |
| 20 | $3,242 |
| 30 | $1,440 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,568 |
| $500 | $1,392 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,528 |
| 100/300 | $1,646 |
| 250/500 | $1,951 |
| 100 CSL | $1,575 |
| 300 CSL | $1,834 |
| 500 CSL | $2,022 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,644 |
| 20 | $5,164 |
| 30 | $3,080 |
| 40 | $3,028 |
| 50 | $2,892 |
| 60 | $2,866 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
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