Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
U.S. average insurance rates for a Nissan Rogue are $1,392 a year including full coverage. Comprehensive insurance costs on average $248, collision costs $494, and liability costs $470. Buying just liability costs as little as $536 a year, with insurance for high-risk drivers costing $3,028 or more. 16-year-old drivers pay the highest rates at $5,374 a year or more.
Average premium for full coverage: $1,392
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Rogue models.
Price Range from Low to High
For a driver in their 40's, Nissan Rogue insurance prices go from as low as $536 for just the minimum liability insurance to the much higher price of $3,028 for a high-risk insurance policy.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities.
The example below illustrates how location helps determine car insurance rates.
The ranges above highlight why everyone should compare rates based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Nissan Rogue insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $806
- Drivers who choose higher $1,000 deductibles will pay around $168 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,392
- Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $330 every year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,028 or more
- The price for full coverage for a teen driver for full coverage may cost $5,374 a year
Insurance prices for a Nissan Rogue are also quite variable based on your driving record, the model of your Rogue, and policy deductibles and limits.
A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age
The state you live in makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,990 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,256 | -$136 | -9.8% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,328 | -$64 | -4.6% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,284 | -$108 | -7.8% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $944 | -$448 | -32.2% |
| Illinois | $1,034 | -$358 | -25.7% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,148 | -$244 | -17.5% |
| Massachusetts | $1,112 | -$280 | -20.1% |
| Michigan | $2,414 | $1,022 | 73.4% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,668 | $276 | 19.8% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,002 | -$390 | -28.0% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $800 | -$592 | -42.5% |
| North Dakota | $1,138 | -$254 | -18.2% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,428 | $36 | 2.6% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,326 | -$66 | -4.7% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,262 | -$130 | -9.3% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,216 | -$176 | -12.6% |
| Texas | $1,676 | $284 | 20.4% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $832 | -$560 | -40.2% |
| Washington | $1,074 | -$318 | -22.8% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,238 | -$154 | -11.1% |
Opting for high physical damage deductibles could save up to $500 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $423 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Nissan Rogue insurance for high-risk drivers can cost as much as 43% to 136% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company utilizes a different rate formula, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,434 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2023 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2022 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2021 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2020 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2019 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2018 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2017 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2016 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2015 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2013 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2012 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2011 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2010 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2009 Nissan Rogue | $132 | $178 | $520 | $1,010 |
| 2008 Nissan Rogue | $130 | $168 | $510 | $988 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Nissan Rogue Insurance
Getting lower rates on car insurance not only requires being a good driver, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Invest time comparing rates at least every other year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following list is a brief review of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,640 more each year than a safer driver
- You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $500 each year
- Policyholders who require an increased level of liability coverage will pay around $520 per year to go from a low limit to 250/500 limits
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,374 |
| 20 | $3,242 |
| 30 | $1,440 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,568 |
| $500 | $1,392 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,528 |
| 100/300 | $1,646 |
| 250/500 | $1,951 |
| 100 CSL | $1,575 |
| 300 CSL | $1,834 |
| 500 CSL | $2,022 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,644 |
| 20 | $5,164 |
| 30 | $3,080 |
| 40 | $3,028 |
| 50 | $2,892 |
| 60 | $2,866 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
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