Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

The average auto insurance rates for a Nissan Rogue are $1,392 annually with full coverage. Comprehensive insurance costs approximately $256, collision insurance costs $506, and liability insurance is estimated at $450. Liability-only coverage costs approximately $518 a year, and high-risk coverage costs $3,024 or more. Teenage drivers cost the most to insure at up to $5,344 a year.

Average premium for full coverage: $1,392

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Rogue models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan Rogue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $808
• Choosing higher $1,000 deductibles can save $170 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,392
• Using pricier low deductibles for comp and collision coverage costs an additional $340 a year
• High-risk insureds who are prone to accidents and violations could pay around $3,024
• Policy cost with full coverage for a teen driver for full coverage can cost $5,344 each year

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Insurance rates for a Nissan Rogue also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 additional every year, depending on your age. Nissan Rogue insurance for high-risk drivers ranges anywhere from 43% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $510 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $405 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Rogue insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,880 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Nissan Rogue Insurance

Finding cheaper rates on Nissan Rogue insurance takes being a safe and courteous driver, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick rundown of the information presented in the illustrations above.

• You may be able to save around $170 per year just by quoting online well ahead of the renewal date
• Teenage drivers are the costliest to insure, as much as $445 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $500 each year
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay an extra $500 every year to raise limits from a 30/60 limit to higher 250/500 limits

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.