Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

U.S. average insurance rates for a Nissan Rogue are $1,392 a year for full coverage insurance. Comprehensive costs approximately $248 each year, collision costs $494, and liability coverage is $470. A policy with just liability insurance costs around $536 a year, with coverage for high-risk drivers costing around $3,028. Teenage drivers pay the highest rates at $5,374 a year or more.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Rogue models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan Rogue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $806
• Raising to $1,000 deductibles will save $168 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,392
• Using low deductibles will increase the cost to $1,722
• Unlucky drivers who are prone to accidents and violations could pay around $3,028 or more
• The price for full coverage for a teenage driver can cost $5,374

View Chart as Image

Insurance prices for a Nissan Rogue are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in also has a big influence on Nissan Rogue insurance rates. A middle-age driver might find prices as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,880 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $500 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $423 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Rogue Insurance

Getting lower rates on auto insurance consists of having a decent driving record, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a summary of the concepts that were covered in the above illustrations.

• Drivers who have multiple accidents or major violations may pay on average $1,640 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, as much as $448 a month for full coverage
• It is possible to save around $170 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $500 each year
• It is possible to save around $170 per year simply by quoting online in advance

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.