Nissan Leaf Insurance Rates

Average insurance prices for a Nissan Leaf are $1,234 every 12 months for full coverage insurance. Comprehensive insurance costs on average $228 a year, collision insurance costs $374, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,668 or more. 16-year-old drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These examples illustrate why it is important to get quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $725
• Choosing higher $1,000 deductibles can save around $1,096 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,234
• Buying low $100 deductibles for comp and collision coverage costs an extra $262 every year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,668
• The cost to insure a teen driver may cost $4,788 each year

View Chart as Image

Auto insurance rates for a Nissan Leaf can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Leaf.

Opting for high physical damage deductibles can save as much as $400 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 136% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Leaf insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheap Nissan Leaf Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief summary of the data that was illustrated above.

• It is possible to save as much as $140 per year just by quoting early and online
• Policyholders who require more liability protection will pay around $520 annually to raise limits from a minimum limit to a 250/500 level
• Youthful drivers are charged the highest rates, costing up to $399 per month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,430 more each year than a low-risk driver