Nissan Leaf Insurance Rates

U.S. average insurance prices for a Nissan Leaf are $1,256 every 12 months for full coverage. Comprehensive insurance costs approximately $234 each year, collision insurance costs $400, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs $2,722 or more. Teenage drivers pay the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Leaf models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $734
• Using higher $1,000 deductibles will save $144 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,256
• Using low deductibles for physical damage coverage costs an extra $278 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,722
• The price to insure a 16-year-old driver can cost $4,858 or more

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Insurance prices for a Nissan Leaf are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Leaf.

Using high physical damage deductibles could cut prices by as much as $430 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Leaf insurance prices. A driver around age 40 might see prices as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

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How to Shop for Cheaper Nissan Leaf Insurance

Getting lower rates on insurance for a Nissan Leaf requires avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the ideas that were illustrated above.

• Teenagers are expensive to insure, with premiums as much as $405 a month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,470 more per year for car insurance
• Increasing physical damage deductibles could save as much as $425 each year
• Drivers can save around $150 per year just by quoting online in advance