Nissan Leaf Insurance Rates

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Cheapest 2013 Nissan Leaf Insurance Rates in 2025

Searching for the cheapest insurance rates for your Nissan Leaf? Are you sick and tired of robbing Peter to pay Paul to insure your Nissan every month? You are no different than millions of other consumers. Drivers have multiple insurers to purchase coverage from, and though it is a good thing to be able to choose, it can be more challenging to get the best deal. Consumers should take time to c...

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UPDATED: Jun 5, 2023

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The average insurance rates for a Nissan Leaf are $1,256 a year for full coverage insurance. Comprehensive costs on average $234, collision costs $400, and liability coverage costs $464. Liability-only insurance costs as little as $514 a year, with high-risk driver insurance costing around $2,722. Teens cost the most to insure at $4,858 a year or more.

Average premium for full coverage: $1,256

Policy rates by type of insurance:

Comprehensive $234
Collision $400
Liability $464

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Leaf trim levels.

Price Range Variability

For a driver in their 40's, Nissan Leaf insurance rates go from the low end price of $514 for liability-only coverage to a much higher rate of $2,722 for a policy for a high-risk driver.

Liability Only $514
Full Coverage $1,256
High Risk $2,722

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

The examples above illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Nissan Leaf insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $734
  • Drivers who choose higher $1,000 deductibles will pay around $144 each year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,256
  • Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,534
  • High-risk insureds with serious driving violations could pay upwards of $2,722 or more
  • Policy cost that insures a teenage driver with full coverage may cost $4,858 a year

View Chart as Image

Nissan Leaf insurance cost comparison chart
Column chart showing full coverage Nissan Leaf insurance rates range from $734 to $4,858

Auto insurance rates for a Nissan Leaf also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,800 a year. View Rates by Age

Your home state makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,700 on average in Michigan, New York, and Florida.

Nissan Leaf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,136 -$120 -9.6%
Alaska $962 -$294 -23.4%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,432 $176 14.0%
Colorado $1,200 -$56 -4.5%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,714 $458 36.5%
Louisiana $1,860 $604 48.1%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,006 -$250 -19.9%
Michigan $2,182 $926 73.7%
Minnesota $1,050 -$206 -16.4%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $904 -$352 -28.0%
New Jersey $1,402 $146 11.6%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $868 -$388 -30.9%
Oklahoma $1,290 $34 2.7%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,678 $422 33.6%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,100 -$156 -12.4%
Texas $1,516 $260 20.7%
Utah $930 -$326 -26.0%
Vermont $862 -$394 -31.4%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,150 -$106 -8.4%
Wisconsin $870 -$386 -30.7%
Wyoming $1,120 -$136 -10.8%

View Chart as Image

Nissan Leaf insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company calculates rates differently, and quoted rates will be varied.

Nissan Leaf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Leaf $346 $660 $390 $1,554
2023 Nissan Leaf $332 $656 $398 $1,544
2022 Nissan Leaf $320 $640 $416 $1,534
2021 Nissan Leaf $310 $612 $430 $1,510
2020 Nissan Leaf $292 $592 $442 $1,484
2019 Nissan Leaf $282 $548 $452 $1,440
2018 Nissan Leaf $270 $516 $456 $1,400
2017 Nissan Leaf $258 $464 $460 $1,340
2016 Nissan Leaf $242 $426 $460 $1,286
2015 Nissan Leaf $234 $400 $464 $1,256
2014 Nissan Leaf $228 $374 $474 $1,234
2013 Nissan Leaf $210 $346 $474 $1,188
2012 Nissan Leaf $206 $314 $478 $1,156
2011 Nissan Leaf $192 $288 $474 $1,112

Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Nissan Leaf Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, being claim-free, and taking advantage of discounts. Compare rates every year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a summary of the coverage data covered in the charts and tables above.

  • It is possible to save as much as $150 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $425 each year
  • Teen drivers are charged the highest rates, possibly costing $405 each month if the policy includes full coverage
  • Drivers who have multiple accidents or major violations may pay on average $1,470 more each year to insure their Leaf

Rates by Driver Age

Nissan Leaf Insurance Rates by Driver Age
Driver Age Premium
16 $4,858
20 $2,896
30 $1,294
40 $1,256
50 $1,150
60 $1,128

Full coverage, $500 deductibles

Rates by Deductible

Nissan Leaf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,534
$250 $1,406
$500 $1,256
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Nissan Leaf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,349
100/300 $1,465
250/500 $1,766
100 CSL $1,395
300 CSL $1,650
500 CSL $1,836

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Leaf Insurance Rates for High Risk Drivers
Age Premium
16 $6,900
20 $4,620
30 $2,764
40 $2,722
50 $2,600
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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