Nissan Leaf Insurance Rates

Average auto insurance rates for a Nissan Leaf are $1,400 annually for full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $516, and liability insurance costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $3,048 or more. Teenage drivers receive the highest rates at $5,330 a year or more.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples show why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $803
• Drivers who choose higher $1,000 deductibles will pay $1,224 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,400
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $350 a year
• High risk drivers who are prone to accidents and violations could pay around $3,048 or more
• The cost with full coverage for a teen driver can cost $5,330 a year

View Chart as Image

Car insurance rates for a Nissan Leaf can also vary considerably based on the trim level of your Leaf, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $530 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

How to Buy Cheaper Nissan Leaf Insurance

Saving money on Nissan Leaf insurance not only requires being a good driver, but also having a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Make time to compare rates at least once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The following list is a condensed summary of the primary concepts that were touched on in this article.

• Drivers can save around $170 per year simply by quoting early and online
• High-risk drivers with multiple at-fault accidents pay on average $1,650 more per year than a safer driver
• Increasing deductibles could save up to $525 each year
• Drivers age 16 to 20 pay the highest auto insurance rates, costing as high as $444 per month if comprehensive and collision insurance is included