Nissan Armada Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance prices for a Nissan Armada are $1,230 every 12 months including full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $450, and liability coverage is $384. A policy with only liability insurance costs around $432 a year, and a high-risk policy costs around $2,656. Teens pay the most at up to $4,598 a year.
Average premium for full coverage: $1,230
Premium estimates broken down by type of coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Armada trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Nissan Armada range from the cheapest price of $432 for a discount liability-only rate to a high of $2,656 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.
These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Nissan Armada insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $708
- Raising to $1,000 deductibles will save approximately $1,068 every year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,230
- Selecting low $100 deductibles increases the price to $1,542
- Unlucky drivers with serious driving violations could pay up to $2,656
- An auto insurance policy to insure a teenage driver can cost as much as $4,598
Car insurance prices for a Nissan Armada also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $345 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 136% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Armada insurance rates. A middle-age driver might find prices as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,750 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,108 | -$122 | -9.9% |
Alaska | $942 | -$288 | -23.4% |
Arizona | $1,018 | -$212 | -17.2% |
Arkansas | $1,230 | -$0 | 0.0% |
California | $1,400 | $170 | 13.8% |
Colorado | $1,172 | -$58 | -4.7% |
Connecticut | $1,262 | $32 | 2.6% |
Delaware | $1,388 | $158 | 12.8% |
Florida | $1,534 | $304 | 24.7% |
Georgia | $1,136 | -$94 | -7.6% |
Hawaii | $882 | -$348 | -28.3% |
Idaho | $832 | -$398 | -32.4% |
Illinois | $914 | -$316 | -25.7% |
Indiana | $926 | -$304 | -24.7% |
Iowa | $830 | -$400 | -32.5% |
Kansas | $1,164 | -$66 | -5.4% |
Kentucky | $1,676 | $446 | 36.3% |
Louisiana | $1,818 | $588 | 47.8% |
Maine | $758 | -$472 | -38.4% |
Maryland | $1,012 | -$218 | -17.7% |
Massachusetts | $980 | -$250 | -20.3% |
Michigan | $2,132 | $902 | 73.3% |
Minnesota | $1,030 | -$200 | -16.3% |
Mississippi | $1,472 | $242 | 19.7% |
Missouri | $1,088 | -$142 | -11.5% |
Montana | $1,318 | $88 | 7.2% |
Nebraska | $966 | -$264 | -21.5% |
Nevada | $1,472 | $242 | 19.7% |
New Hampshire | $886 | -$344 | -28.0% |
New Jersey | $1,372 | $142 | 11.5% |
New Mexico | $1,086 | -$144 | -11.7% |
New York | $1,294 | $64 | 5.2% |
North Carolina | $706 | -$524 | -42.6% |
North Dakota | $1,006 | -$224 | -18.2% |
Ohio | $846 | -$384 | -31.2% |
Oklahoma | $1,260 | $30 | 2.4% |
Oregon | $1,126 | -$104 | -8.5% |
Pennsylvania | $1,170 | -$60 | -4.9% |
Rhode Island | $1,638 | $408 | 33.2% |
South Carolina | $1,116 | -$114 | -9.3% |
South Dakota | $1,038 | -$192 | -15.6% |
Tennessee | $1,076 | -$154 | -12.5% |
Texas | $1,482 | $252 | 20.5% |
Utah | $908 | -$322 | -26.2% |
Vermont | $840 | -$390 | -31.7% |
Virginia | $736 | -$494 | -40.2% |
Washington | $946 | -$284 | -23.1% |
West Virginia | $1,126 | -$104 | -8.5% |
Wisconsin | $850 | -$380 | -30.9% |
Wyoming | $1,094 | -$136 | -11.1% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Armada SE 2WD | $1,194 | $100 |
Nissan Armada SE 4WD | $1,230 | $103 |
Nissan Armada Titanium 2WD | $1,230 | $103 |
Nissan Armada Titanium 4WD | $1,230 | $103 |
Nissan Armada Platinum 2WD | $1,264 | $105 |
Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
2011 Nissan Armada | $190 | $258 | $406 | $990 |
2007 Nissan Armada | $158 | $188 | $390 | $872 |
2006 Nissan Armada | $156 | $178 | $384 | $854 |
2005 Nissan Armada | $142 | $170 | $380 | $828 |
2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Armada Insurance
Finding better rates on auto insurance consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and possibly higher deductibles. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The items below are a condensed summary of the concepts that were covered above.
- Drivers with multiple at-fault accidents may have to pay on average $1,430 more annually to insure their Armada
- Teen drivers have the highest car insurance prices, with the cost nearing $383 per month if the policy includes full coverage
- You may be able to save approximately $150 per year just by quoting early and online
- Increasing policy deductibles could save as much as $475 each year
- You may be able to save approximately $150 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,598 |
20 | $2,826 |
30 | $1,278 |
40 | $1,230 |
50 | $1,124 |
60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,542 |
$250 | $1,398 |
$500 | $1,230 |
$1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,230 |
50/100 | $1,379 |
100/300 | $1,475 |
250/500 | $1,724 |
100 CSL | $1,417 |
300 CSL | $1,628 |
500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,562 |
20 | $4,498 |
30 | $2,712 |
40 | $2,656 |
50 | $2,534 |
60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $65 |
Homeowner | $19 |
5-yr Accident Free | $89 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $55 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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