Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated insurance prices for a Nissan Armada are $1,230 every 12 months including full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $450, and liability coverage is $384. A policy with only liability insurance costs around $432 a year, and a high-risk policy costs around $2,656. Teens pay the most at up to $4,598 a year.

Average premium for full coverage: $1,230

Premium estimates broken down by type of coverage:

Comprehensive $260
Collision $450
Liability $384

Price estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Armada trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Nissan Armada range from the cheapest price of $432 for a discount liability-only rate to a high of $2,656 for a driver who requires high-risk insurance.

Liability Only $432
Full Coverage $1,230
High Risk $2,656

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $923
Small Cities $1,292
Large Cities $1,661

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Nissan Armada insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $708
  • Raising to $1,000 deductibles will save approximately $1,068 every year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,230
  • Selecting low $100 deductibles increases the price to $1,542
  • Unlucky drivers with serious driving violations could pay up to $2,656
  • An auto insurance policy to insure a teenage driver can cost as much as $4,598

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance rates range from $708 to $4,598 for full coverage

Car insurance prices for a Nissan Armada also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $345 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 136% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Armada insurance rates. A middle-age driver might find prices as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,750 on average in Louisiana, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,108 -$122 -9.9%
Alaska $942 -$288 -23.4%
Arizona $1,018 -$212 -17.2%
Arkansas $1,230 -$0 0.0%
California $1,400 $170 13.8%
Colorado $1,172 -$58 -4.7%
Connecticut $1,262 $32 2.6%
Delaware $1,388 $158 12.8%
Florida $1,534 $304 24.7%
Georgia $1,136 -$94 -7.6%
Hawaii $882 -$348 -28.3%
Idaho $832 -$398 -32.4%
Illinois $914 -$316 -25.7%
Indiana $926 -$304 -24.7%
Iowa $830 -$400 -32.5%
Kansas $1,164 -$66 -5.4%
Kentucky $1,676 $446 36.3%
Louisiana $1,818 $588 47.8%
Maine $758 -$472 -38.4%
Maryland $1,012 -$218 -17.7%
Massachusetts $980 -$250 -20.3%
Michigan $2,132 $902 73.3%
Minnesota $1,030 -$200 -16.3%
Mississippi $1,472 $242 19.7%
Missouri $1,088 -$142 -11.5%
Montana $1,318 $88 7.2%
Nebraska $966 -$264 -21.5%
Nevada $1,472 $242 19.7%
New Hampshire $886 -$344 -28.0%
New Jersey $1,372 $142 11.5%
New Mexico $1,086 -$144 -11.7%
New York $1,294 $64 5.2%
North Carolina $706 -$524 -42.6%
North Dakota $1,006 -$224 -18.2%
Ohio $846 -$384 -31.2%
Oklahoma $1,260 $30 2.4%
Oregon $1,126 -$104 -8.5%
Pennsylvania $1,170 -$60 -4.9%
Rhode Island $1,638 $408 33.2%
South Carolina $1,116 -$114 -9.3%
South Dakota $1,038 -$192 -15.6%
Tennessee $1,076 -$154 -12.5%
Texas $1,482 $252 20.5%
Utah $908 -$322 -26.2%
Vermont $840 -$390 -31.7%
Virginia $736 -$494 -40.2%
Washington $946 -$284 -23.1%
West Virginia $1,126 -$104 -8.5%
Wisconsin $850 -$380 -30.9%
Wyoming $1,094 -$136 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,194 $100
Nissan Armada SE 4WD $1,230 $103
Nissan Armada Titanium 2WD $1,230 $103
Nissan Armada Titanium 4WD $1,230 $103
Nissan Armada Platinum 2WD $1,264 $105
Nissan Armada Platinum 4WD $1,302 $109

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $336 $562 $316 $1,350
2023 Nissan Armada $320 $542 $332 $1,330
2022 Nissan Armada $306 $536 $338 $1,316
2021 Nissan Armada $296 $524 $354 $1,310
2020 Nissan Armada $286 $502 $364 $1,288
2019 Nissan Armada $270 $484 $376 $1,266
2018 Nissan Armada $260 $450 $384 $1,230
2017 Nissan Armada $250 $424 $388 $1,198
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Nissan Armada Insurance

Finding better rates on auto insurance consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and possibly higher deductibles. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the concepts that were covered above.

  • Drivers with multiple at-fault accidents may have to pay on average $1,430 more annually to insure their Armada
  • Teen drivers have the highest car insurance prices, with the cost nearing $383 per month if the policy includes full coverage
  • You may be able to save approximately $150 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $475 each year
  • You may be able to save approximately $150 per year just by quoting early and online

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,598
20 $2,826
30 $1,278
40 $1,230
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,542
$250 $1,398
$500 $1,230
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,230
50/100 $1,379
100/300 $1,475
250/500 $1,724
100 CSL $1,417
300 CSL $1,628
500 CSL $1,782

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,562
20 $4,498
30 $2,712
40 $2,656
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $80
Paid in Full/EFT $55
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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