Nissan Armada Insurance Rates

The average insurance prices for a Nissan Armada are $1,198 every 12 months with full coverage. Comprehensive insurance costs an estimated $250 a year, collision costs $424, and liability coverage is estimated at $388. Liability-only insurance costs approximately $434 a year, with high-risk driver insurance costing $2,584 or more. Teens cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan Armada insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $694
• Choosing higher $1,000 deductibles can save approximately $1,044 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,198
• Selecting low $100 deductibles for comp and collision coverage costs an extra $294 each year
• Drivers with serious driving violations could pay up to $2,584 or more
• Policy cost to insure a teenage driver can cost as much as $4,498 each year

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,610 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Armada Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a brief review of the information presented in the illustrations above.

• You may be able to save approximately $140 per year simply by quoting early and online
• Teenagers are the costliest to insure, as much as $375 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,390 more annually for car insurance
• Consumers who want higher liability limits will pay approximately $430 every year to raise limits from a 30/60 limit to a 250/500 level