Nissan Armada Insurance Rates
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UPDATED: Jun 4, 2023
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Average insurance prices for a Nissan Armada are $1,230 every 12 months including full coverage. Comprehensive insurance costs around $260, collision costs $450, and liability coverage is $384. A policy with just liability insurance costs around $432 a year, with coverage for high-risk drivers costing $2,656 or more. Teens receive the highest rates at $4,598 a year or more.
Average premium for full coverage: $1,230
Rate estimates for individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Armada trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $432 for a discount liability-only rate to a much higher rate of $2,656 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how location impacts auto insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Nissan Armada insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $708
- Raising to $1,000 deductibles will save about $162 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,230
- Selecting more expensive low deductibles costs an extra $312 each year
- Unlucky drivers with serious driving violations could pay at least $2,656 or more
- The cost to insure a teenage driver with full coverage can be $4,598
Insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $480 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $345 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,500 to $2,000 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 136% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Nissan Armada insurance rates. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,750 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,108 | -$122 | -9.9% |
| Alaska | $942 | -$288 | -23.4% |
| Arizona | $1,018 | -$212 | -17.2% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,400 | $170 | 13.8% |
| Colorado | $1,172 | -$58 | -4.7% |
| Connecticut | $1,262 | $32 | 2.6% |
| Delaware | $1,388 | $158 | 12.8% |
| Florida | $1,534 | $304 | 24.7% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $882 | -$348 | -28.3% |
| Idaho | $832 | -$398 | -32.4% |
| Illinois | $914 | -$316 | -25.7% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $830 | -$400 | -32.5% |
| Kansas | $1,164 | -$66 | -5.4% |
| Kentucky | $1,676 | $446 | 36.3% |
| Louisiana | $1,818 | $588 | 47.8% |
| Maine | $758 | -$472 | -38.4% |
| Maryland | $1,012 | -$218 | -17.7% |
| Massachusetts | $980 | -$250 | -20.3% |
| Michigan | $2,132 | $902 | 73.3% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,472 | $242 | 19.7% |
| Missouri | $1,088 | -$142 | -11.5% |
| Montana | $1,318 | $88 | 7.2% |
| Nebraska | $966 | -$264 | -21.5% |
| Nevada | $1,472 | $242 | 19.7% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,372 | $142 | 11.5% |
| New Mexico | $1,086 | -$144 | -11.7% |
| New York | $1,294 | $64 | 5.2% |
| North Carolina | $706 | -$524 | -42.6% |
| North Dakota | $1,006 | -$224 | -18.2% |
| Ohio | $846 | -$384 | -31.2% |
| Oklahoma | $1,260 | $30 | 2.4% |
| Oregon | $1,126 | -$104 | -8.5% |
| Pennsylvania | $1,170 | -$60 | -4.9% |
| Rhode Island | $1,638 | $408 | 33.2% |
| South Carolina | $1,116 | -$114 | -9.3% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,076 | -$154 | -12.5% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $908 | -$322 | -26.2% |
| Vermont | $840 | -$390 | -31.7% |
| Virginia | $736 | -$494 | -40.2% |
| Washington | $946 | -$284 | -23.1% |
| West Virginia | $1,126 | -$104 | -8.5% |
| Wisconsin | $850 | -$380 | -30.9% |
| Wyoming | $1,094 | -$136 | -11.1% |
With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Every auto insurance company calculates rates differently, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,194 | $100 |
| Nissan Armada SE 4WD | $1,230 | $103 |
| Nissan Armada Titanium 2WD | $1,230 | $103 |
| Nissan Armada Titanium 4WD | $1,230 | $103 |
| Nissan Armada Platinum 2WD | $1,264 | $105 |
| Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
| 2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Nissan Armada Insurance
Saving money on auto insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and taking advantage of discounts. Spend time shopping around at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The list below is a brief recap of the concepts that were touched on above.
- Drivers who tend to receive serious violations could be forced to pay on average $1,430 more every year for car insurance
- Teenagers are charged the highest rates, as much as $383 per month if full coverage is included
- You may be able to save up to $150 per year simply by shopping early and online
- Increasing deductibles could save as much as $475 each year
- You may be able to save up to $150 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,598 |
| 20 | $2,826 |
| 30 | $1,278 |
| 40 | $1,230 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,398 |
| $500 | $1,230 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,379 |
| 100/300 | $1,475 |
| 250/500 | $1,724 |
| 100 CSL | $1,417 |
| 300 CSL | $1,628 |
| 500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,562 |
| 20 | $4,498 |
| 30 | $2,712 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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