Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive costs an estimated $250 each year, collision costs $424, and liability coverage costs around $388. Buying just liability costs as low as $434 a year, with insurance for high-risk drivers costing around $2,584. Teenage drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how location helps determine insurance prices.

The examples above show why all drivers should compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for other coverage scenarios.

• The best discount rate is $694
• Using higher $1,000 deductibles will save approximately $154 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,198
• Using low deductibles for physical damage coverage bumps up the cost to $1,492
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,584 or more
• Policy cost that insures a teenage driver can cost as much as $4,498 or more

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $450 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Armada Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices once a year by requesting rates from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the data that was covered in the charts and tables above.

• Drivers can save approximately $140 per year simply by quoting online in advance
• Consumers who want more liability protection will pay an extra $430 each year to increase from a 30/60 limit to the 250/500 level
• Youthful drivers are charged the highest rates, costing up to $375 each month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,390 more annually than a low-risk driver