Nissan Armada Insurance Rates
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UPDATED: Sep 2, 2022
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The average insurance rates for a Nissan Armada are $1,288 a year for full coverage insurance. Comprehensive insurance costs an estimated $286, collision insurance costs $502, and liability insurance is estimated at $364. Liability-only insurance costs approximately $416 a year, and high-risk driver insurance costs $2,786 or more. 16-year-old drivers cost the most to insure at up to $4,752 a year.
Average premium for full coverage: $1,288
Policy rates broken down by type of insurance:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Armada trim levels.
Price Range Variability
For the normal driver, Nissan Armada insurance rates range from the low end price of $416 for just the minimum liability insurance to a much higher rate of $2,786 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.
The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Nissan Armada insurance rates for other coverage scenarios.
- The best full coverage rate is $737
- Choosing higher $1,000 deductibles can save approximately $178 each year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,288
- Buying more expensive low deductibles for comp and collision coverage will cost an additional $346 a year
- High-risk insureds with multiple tickets or accidents could pay up to $2,786
- Policy cost that insures a teen driver with full coverage can cost as much as $4,752 each year
Auto insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age
Your home state plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,164 | -$124 | -9.6% |
| Alaska | $988 | -$300 | -23.3% |
| Arizona | $1,068 | -$220 | -17.1% |
| Arkansas | $1,288 | -$0 | 0.0% |
| California | $1,468 | $180 | 14.0% |
| Colorado | $1,230 | -$58 | -4.5% |
| Connecticut | $1,322 | $34 | 2.6% |
| Delaware | $1,456 | $168 | 13.0% |
| Florida | $1,610 | $322 | 25.0% |
| Georgia | $1,192 | -$96 | -7.5% |
| Hawaii | $926 | -$362 | -28.1% |
| Idaho | $874 | -$414 | -32.1% |
| Illinois | $960 | -$328 | -25.5% |
| Indiana | $972 | -$316 | -24.5% |
| Iowa | $868 | -$420 | -32.6% |
| Kansas | $1,222 | -$66 | -5.1% |
| Kentucky | $1,756 | $468 | 36.3% |
| Louisiana | $1,906 | $618 | 48.0% |
| Maine | $796 | -$492 | -38.2% |
| Maryland | $1,064 | -$224 | -17.4% |
| Massachusetts | $1,026 | -$262 | -20.3% |
| Michigan | $2,236 | $948 | 73.6% |
| Minnesota | $1,080 | -$208 | -16.1% |
| Mississippi | $1,542 | $254 | 19.7% |
| Missouri | $1,144 | -$144 | -11.2% |
| Montana | $1,384 | $96 | 7.5% |
| Nebraska | $1,016 | -$272 | -21.1% |
| Nevada | $1,544 | $256 | 19.9% |
| New Hampshire | $928 | -$360 | -28.0% |
| New Jersey | $1,440 | $152 | 11.8% |
| New Mexico | $1,140 | -$148 | -11.5% |
| New York | $1,354 | $66 | 5.1% |
| North Carolina | $740 | -$548 | -42.5% |
| North Dakota | $1,054 | -$234 | -18.2% |
| Ohio | $888 | -$400 | -31.1% |
| Oklahoma | $1,320 | $32 | 2.5% |
| Oregon | $1,180 | -$108 | -8.4% |
| Pennsylvania | $1,226 | -$62 | -4.8% |
| Rhode Island | $1,718 | $430 | 33.4% |
| South Carolina | $1,166 | -$122 | -9.5% |
| South Dakota | $1,088 | -$200 | -15.5% |
| Tennessee | $1,128 | -$160 | -12.4% |
| Texas | $1,552 | $264 | 20.5% |
| Utah | $954 | -$334 | -25.9% |
| Vermont | $880 | -$408 | -31.7% |
| Virginia | $770 | -$518 | -40.2% |
| Washington | $994 | -$294 | -22.8% |
| West Virginia | $1,180 | -$108 | -8.4% |
| Wisconsin | $890 | -$398 | -30.9% |
| Wyoming | $1,144 | -$144 | -11.2% |
Opting for high physical damage deductibles can save as much as $530 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,248 | $104 |
| Nissan Armada SE 4WD | $1,288 | $107 |
| Nissan Armada Titanium 2WD | $1,288 | $107 |
| Nissan Armada Titanium 4WD | $1,288 | $107 |
| Nissan Armada Platinum 2WD | $1,328 | $111 |
| Nissan Armada Platinum 4WD | $1,368 | $114 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2012 Nissan Armada | $210 | $306 | $402 | $1,054 |
| 2011 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2007 Nissan Armada | $162 | $192 | $398 | $888 |
| 2006 Nissan Armada | $158 | $188 | $390 | $872 |
| 2005 Nissan Armada | $156 | $178 | $384 | $854 |
| 2004 Nissan Armada | $142 | $170 | $380 | $828 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Armada Insurance
Finding cheaper rates on Nissan Armada insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop at least every other year by requesting quotes from direct insurance companies, and also from local insurance agencies.
The following items are a review of the car insurance concepts presented in the illustrations above.
- High-risk drivers who have several accidents or serious violations may have to pay on average $1,500 more annually than a driver with a clean driving record
- It is possible to save approximately $160 per year just by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $525 each year
- Drivers who want additional liability coverage will pay around $400 annually to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,752 |
| 20 | $2,962 |
| 30 | $1,346 |
| 40 | $1,288 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,474 |
| $500 | $1,288 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,288 |
| 50/100 | $1,441 |
| 100/300 | $1,532 |
| 250/500 | $1,768 |
| 100 CSL | $1,477 |
| 300 CSL | $1,677 |
| 500 CSL | $1,823 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,794 |
| 20 | $4,714 |
| 30 | $2,848 |
| 40 | $2,786 |
| 50 | $2,654 |
| 60 | $2,630 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $60 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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