Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,230 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $450, and liability insurance costs around $384. Liability-only insurance costs as low as $432 a year, and high-risk driver insurance costs $2,656 or more. Teens cost the most to insure at up to $4,598 a year.

Average premium for full coverage: $1,230

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Armada insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $708
• Using higher $1,000 deductibles will save approximately $1,068 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,230
• Selecting low $100 deductibles for physical damage coverage will cost an additional $312 a year
• Drivers with serious driving violations could pay up to $2,656
• Policy cost that insures a teen driver can cost as much as $4,598 or more

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on the trim level of your Armada, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 136% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,660 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $345 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Armada Insurance

Finding cheaper rates on Nissan Armada insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates every other policy renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief recap of the ideas that were raised in the charts and tables above.

• Teenagers are the costliest to insure, possibly costing $383 each month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may have to pay on average $1,430 more annually for car insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• It is possible to save approximately $150 per year just by quoting early and online