Nissan Armada Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 19, 2024
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U.S. average insurance rates for a Nissan Armada are $1,198 a year for full coverage insurance. Comprehensive insurance costs on average $250 a year, collision insurance costs $424, and liability is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs $2,584 or more. 16-year-old drivers pay the highest rates at up to $4,498 a year.
Average premium for full coverage: $1,198
Price estimates by individual coverage:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Armada trim levels.
Price Range from Low to High
For a 40-year-old driver, Nissan Armada insurance prices range from as low as $434 for basic liability insurance to a high of $2,584 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how your location can change car insurance rates.
The ranges above illustrate why it is important to get quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Nissan Armada insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $694
- Choosing higher $1,000 deductibles can save around $1,044 each year
- The average rate for the average middle-age driver with $500 deductibles is $1,198
- Buying low $100 deductibles for comp and collision coverage will cost an extra $294 every year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,584
- The price for full coverage for a teen driver may cost $4,498 each year
Auto insurance prices for a Nissan Armada are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.
Older drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,610 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$118 | -9.8% |
| Alaska | $916 | -$282 | -23.5% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,362 | $164 | 13.7% |
| Colorado | $1,140 | -$58 | -4.8% |
| Connecticut | $1,226 | $28 | 2.3% |
| Delaware | $1,350 | $152 | 12.7% |
| Florida | $1,492 | $294 | 24.5% |
| Georgia | $1,104 | -$94 | -7.8% |
| Hawaii | $860 | -$338 | -28.2% |
| Idaho | $810 | -$388 | -32.4% |
| Illinois | $890 | -$308 | -25.7% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $806 | -$392 | -32.7% |
| Kansas | $1,134 | -$64 | -5.3% |
| Kentucky | $1,630 | $432 | 36.1% |
| Louisiana | $1,770 | $572 | 47.7% |
| Maine | $738 | -$460 | -38.4% |
| Maryland | $988 | -$210 | -17.5% |
| Massachusetts | $954 | -$244 | -20.4% |
| Michigan | $2,076 | $878 | 73.3% |
| Minnesota | $1,000 | -$198 | -16.5% |
| Mississippi | $1,430 | $232 | 19.4% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,282 | $84 | 7.0% |
| Nebraska | $942 | -$256 | -21.4% |
| Nevada | $1,434 | $236 | 19.7% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,334 | $136 | 11.4% |
| New Mexico | $1,054 | -$144 | -12.0% |
| New York | $1,258 | $60 | 5.0% |
| North Carolina | $688 | -$510 | -42.6% |
| North Dakota | $978 | -$220 | -18.4% |
| Ohio | $824 | -$374 | -31.2% |
| Oklahoma | $1,226 | $28 | 2.3% |
| Oregon | $1,094 | -$104 | -8.7% |
| Pennsylvania | $1,140 | -$58 | -4.8% |
| Rhode Island | $1,592 | $394 | 32.9% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,008 | -$190 | -15.9% |
| Tennessee | $1,044 | -$154 | -12.9% |
| Texas | $1,440 | $242 | 20.2% |
| Utah | $884 | -$314 | -26.2% |
| Vermont | $816 | -$382 | -31.9% |
| Virginia | $716 | -$482 | -40.2% |
| Washington | $920 | -$278 | -23.2% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $824 | -$374 | -31.2% |
| Wyoming | $1,062 | -$136 | -11.4% |
Opting for high physical damage deductibles can save as much as $450 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 130% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,164 | $97 |
| Nissan Armada SE 4WD | $1,198 | $100 |
| Nissan Armada Titanium 2WD | $1,198 | $100 |
| Nissan Armada Titanium 4WD | $1,198 | $100 |
| Nissan Armada Platinum 2WD | $1,230 | $103 |
| Nissan Armada Platinum 4WD | $1,264 | $105 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2023 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2022 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2021 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2020 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2019 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2018 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2017 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2012 Nissan Armada | $190 | $258 | $406 | $990 |
| 2011 Nissan Armada | $176 | $236 | $402 | $950 |
| 2007 Nissan Armada | $156 | $178 | $384 | $854 |
| 2006 Nissan Armada | $142 | $170 | $380 | $828 |
| 2005 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Nissan Armada Insurance
Getting lower rates on car insurance takes being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below you'll find a brief summary of the data illustrated above.
- Policyholders who require more liability protection will pay around $430 annually to raise limits from a low limit to 250/500 limits
- It is possible to save as much as $140 per year just by quoting early and online
- Increasing physical damage deductibles can save around $450 each year
- Youthful drivers are charged the highest prices, as much as $375 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,498 |
| 20 | $2,748 |
| 30 | $1,242 |
| 40 | $1,198 |
| 50 | $1,094 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,492 |
| $250 | $1,354 |
| $500 | $1,198 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,342 |
| 100/300 | $1,439 |
| 250/500 | $1,691 |
| 100 CSL | $1,380 |
| 300 CSL | $1,594 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,410 |
| 20 | $4,376 |
| 30 | $2,634 |
| 40 | $2,584 |
| 50 | $2,464 |
| 60 | $2,442 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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