Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance rates for a Nissan Armada are $1,266 a year for full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $484, and liability is $376. A policy with only liability insurance costs around $426 a year, and a high-risk policy costs $2,742 or more. 16-year-old drivers pay the most at up to $4,716 a year.

Average premium for full coverage: $1,266

Premium estimates by type of coverage:

Comprehensive $270
Collision $484
Liability $376

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist coverage. Rates include averaging for all states and Armada models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Nissan Armada range from the low end price of $426 for only liability insurance to a high rate of $2,742 for coverage for higher-risk drivers.

Liability Only $426
Full Coverage $1,266
High Risk $2,742

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These rate differences show why all drivers should compare rates quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows average Nissan Armada insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $725
  • Raising to $1,000 deductibles will save around $170 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,266
  • Buying low deductibles will cost an additional $332 annually
  • Drivers with multiple tickets or accidents could pay upwards of $2,742
  • An auto insurance policy that insures a 16-year-old driver may cost $4,716

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $725 to $4,716 for full coverage

Car insurance prices for a Nissan Armada also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,700 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Armada insurance prices. A middle-age driver might find prices as low as $840 a year in states like Idaho, Maine, and Iowa, or at least $1,810 on average in Michigan, Louisiana, and New York.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,208 -$58 -4.6%
Connecticut $1,300 $34 2.7%
Delaware $1,432 $166 13.1%
Florida $1,582 $316 25.0%
Georgia $1,172 -$94 -7.4%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,724 $458 36.2%
Louisiana $1,874 $608 48.0%
Maine $780 -$486 -38.4%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,200 $934 73.8%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,358 $92 7.3%
Nebraska $996 -$270 -21.3%
Nevada $1,516 $250 19.7%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $728 -$538 -42.5%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,146 -$120 -9.5%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,526 $260 20.5%
Utah $936 -$330 -26.1%
Vermont $862 -$404 -31.9%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,126 -$140 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $510 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,230 $103
Nissan Armada SE 4WD $1,266 $106
Nissan Armada Titanium 2WD $1,266 $106
Nissan Armada Titanium 4WD $1,266 $106
Nissan Armada Platinum 2WD $1,306 $109
Nissan Armada Platinum 4WD $1,342 $112

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $270 $484 $376 $1,266
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Armada Insurance

Finding better rates on insurance for a Nissan Armada consists of being a safe driver, having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop at least once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

Here is a condensed summary of the primary concepts that were touched on in this article.

  • Drivers can save as much as $150 per year just by quoting online in advance
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,480 more each year for insurance
  • Increasing policy deductibles can save approximately $500 each year
  • Young drivers are expensive to insure, as much as $393 per month if full coverage is purchased

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,918
30 $1,322
40 $1,266
50 $1,158
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,598
$250 $1,444
$500 $1,266
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,417
100/300 $1,511
250/500 $1,756
100 CSL $1,455
300 CSL $1,662
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,734
20 $4,648
30 $2,804
40 $2,742
50 $2,616
60 $2,590

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $58
Advance Quote $63
Online Quote $90
Total Discounts $541
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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