Nissan Armada Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 2, 2022

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The average insurance rates for a Nissan Armada are $1,288 a year for full coverage insurance. Comprehensive insurance costs an estimated $286, collision insurance costs $502, and liability insurance is estimated at $364. Liability-only insurance costs approximately $416 a year, and high-risk driver insurance costs $2,786 or more. 16-year-old drivers cost the most to insure at up to $4,752 a year.

Average premium for full coverage: $1,288

Policy rates broken down by type of insurance:

Comprehensive $286
Collision $502
Liability $364

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Armada trim levels.

Price Range Variability

For the normal driver, Nissan Armada insurance rates range from the low end price of $416 for just the minimum liability insurance to a much higher rate of $2,786 for a high-risk insurance policy.

Liability Only $416
Full Coverage $1,288
High Risk $2,786

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Nissan Armada insurance rates for other coverage scenarios.

  • The best full coverage rate is $737
  • Choosing higher $1,000 deductibles can save approximately $178 each year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,288
  • Buying more expensive low deductibles for comp and collision coverage will cost an additional $346 a year
  • High-risk insureds with multiple tickets or accidents could pay up to $2,786
  • Policy cost that insures a teen driver with full coverage can cost as much as $4,752 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $737 to $4,752 for full coverage

Auto insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$124 -9.6%
Alaska $988 -$300 -23.3%
Arizona $1,068 -$220 -17.1%
Arkansas $1,288 -$0 0.0%
California $1,468 $180 14.0%
Colorado $1,230 -$58 -4.5%
Connecticut $1,322 $34 2.6%
Delaware $1,456 $168 13.0%
Florida $1,610 $322 25.0%
Georgia $1,192 -$96 -7.5%
Hawaii $926 -$362 -28.1%
Idaho $874 -$414 -32.1%
Illinois $960 -$328 -25.5%
Indiana $972 -$316 -24.5%
Iowa $868 -$420 -32.6%
Kansas $1,222 -$66 -5.1%
Kentucky $1,756 $468 36.3%
Louisiana $1,906 $618 48.0%
Maine $796 -$492 -38.2%
Maryland $1,064 -$224 -17.4%
Massachusetts $1,026 -$262 -20.3%
Michigan $2,236 $948 73.6%
Minnesota $1,080 -$208 -16.1%
Mississippi $1,542 $254 19.7%
Missouri $1,144 -$144 -11.2%
Montana $1,384 $96 7.5%
Nebraska $1,016 -$272 -21.1%
Nevada $1,544 $256 19.9%
New Hampshire $928 -$360 -28.0%
New Jersey $1,440 $152 11.8%
New Mexico $1,140 -$148 -11.5%
New York $1,354 $66 5.1%
North Carolina $740 -$548 -42.5%
North Dakota $1,054 -$234 -18.2%
Ohio $888 -$400 -31.1%
Oklahoma $1,320 $32 2.5%
Oregon $1,180 -$108 -8.4%
Pennsylvania $1,226 -$62 -4.8%
Rhode Island $1,718 $430 33.4%
South Carolina $1,166 -$122 -9.5%
South Dakota $1,088 -$200 -15.5%
Tennessee $1,128 -$160 -12.4%
Texas $1,552 $264 20.5%
Utah $954 -$334 -25.9%
Vermont $880 -$408 -31.7%
Virginia $770 -$518 -40.2%
Washington $994 -$294 -22.8%
West Virginia $1,180 -$108 -8.4%
Wisconsin $890 -$398 -30.9%
Wyoming $1,144 -$144 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $530 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,248 $104
Nissan Armada SE 4WD $1,288 $107
Nissan Armada Titanium 2WD $1,288 $107
Nissan Armada Titanium 4WD $1,288 $107
Nissan Armada Platinum 2WD $1,328 $111
Nissan Armada Platinum 4WD $1,368 $114

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $286 $502 $364 $1,288
2012 Nissan Armada $210 $306 $402 $1,054
2011 Nissan Armada $194 $284 $402 $1,016
2007 Nissan Armada $162 $192 $398 $888
2006 Nissan Armada $158 $188 $390 $872
2005 Nissan Armada $156 $178 $384 $854
2004 Nissan Armada $142 $170 $380 $828

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Armada Insurance

Finding cheaper rates on Nissan Armada insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop at least every other year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following items are a review of the car insurance concepts presented in the illustrations above.

  • High-risk drivers who have several accidents or serious violations may have to pay on average $1,500 more annually than a driver with a clean driving record
  • It is possible to save approximately $160 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save approximately $525 each year
  • Drivers who want additional liability coverage will pay around $400 annually to raise limits from a 30/60 limit to the 250/500 level

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,752
20 $2,962
30 $1,346
40 $1,288
50 $1,178
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,474
$500 $1,288
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,441
100/300 $1,532
250/500 $1,768
100 CSL $1,477
300 CSL $1,677
500 CSL $1,823

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,794
20 $4,714
30 $2,848
40 $2,786
50 $2,654
60 $2,630

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $60
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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