Nissan Armada Insurance Rates
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UPDATED: Jun 6, 2023
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Estimated insurance rates for a Nissan Armada are $1,266 a year for full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $484, and liability is $376. A policy with only liability insurance costs around $426 a year, and a high-risk policy costs $2,742 or more. 16-year-old drivers pay the most at up to $4,716 a year.
Average premium for full coverage: $1,266
Premium estimates by type of coverage:
Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist coverage. Rates include averaging for all states and Armada models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Nissan Armada range from the low end price of $426 for only liability insurance to a high rate of $2,742 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.
These rate differences show why all drivers should compare rates quotes based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows average Nissan Armada insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $725
- Raising to $1,000 deductibles will save around $170 a year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,266
- Buying low deductibles will cost an additional $332 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,742
- An auto insurance policy that insures a 16-year-old driver may cost $4,716
Car insurance prices for a Nissan Armada also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 45% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,700 a year. View Rates by Age
Where you choose to live also has a big influence on Nissan Armada insurance prices. A middle-age driver might find prices as low as $840 a year in states like Idaho, Maine, and Iowa, or at least $1,810 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,144 | -$122 | -9.6% |
| Alaska | $972 | -$294 | -23.2% |
| Arizona | $1,050 | -$216 | -17.1% |
| Arkansas | $1,266 | -$0 | 0.0% |
| California | $1,442 | $176 | 13.9% |
| Colorado | $1,208 | -$58 | -4.6% |
| Connecticut | $1,300 | $34 | 2.7% |
| Delaware | $1,432 | $166 | 13.1% |
| Florida | $1,582 | $316 | 25.0% |
| Georgia | $1,172 | -$94 | -7.4% |
| Hawaii | $910 | -$356 | -28.1% |
| Idaho | $858 | -$408 | -32.2% |
| Illinois | $942 | -$324 | -25.6% |
| Indiana | $956 | -$310 | -24.5% |
| Iowa | $854 | -$412 | -32.5% |
| Kansas | $1,202 | -$64 | -5.1% |
| Kentucky | $1,724 | $458 | 36.2% |
| Louisiana | $1,874 | $608 | 48.0% |
| Maine | $780 | -$486 | -38.4% |
| Maryland | $1,046 | -$220 | -17.4% |
| Massachusetts | $1,010 | -$256 | -20.2% |
| Michigan | $2,200 | $934 | 73.8% |
| Minnesota | $1,060 | -$206 | -16.3% |
| Mississippi | $1,516 | $250 | 19.7% |
| Missouri | $1,124 | -$142 | -11.2% |
| Montana | $1,358 | $92 | 7.3% |
| Nebraska | $996 | -$270 | -21.3% |
| Nevada | $1,516 | $250 | 19.7% |
| New Hampshire | $914 | -$352 | -27.8% |
| New Jersey | $1,416 | $150 | 11.8% |
| New Mexico | $1,120 | -$146 | -11.5% |
| New York | $1,332 | $66 | 5.2% |
| North Carolina | $728 | -$538 | -42.5% |
| North Dakota | $1,038 | -$228 | -18.0% |
| Ohio | $872 | -$394 | -31.1% |
| Oklahoma | $1,298 | $32 | 2.5% |
| Oregon | $1,160 | -$106 | -8.4% |
| Pennsylvania | $1,206 | -$60 | -4.7% |
| Rhode Island | $1,688 | $422 | 33.3% |
| South Carolina | $1,146 | -$120 | -9.5% |
| South Dakota | $1,068 | -$198 | -15.6% |
| Tennessee | $1,108 | -$158 | -12.5% |
| Texas | $1,526 | $260 | 20.5% |
| Utah | $936 | -$330 | -26.1% |
| Vermont | $862 | -$404 | -31.9% |
| Virginia | $758 | -$508 | -40.1% |
| Washington | $976 | -$290 | -22.9% |
| West Virginia | $1,160 | -$106 | -8.4% |
| Wisconsin | $876 | -$390 | -30.8% |
| Wyoming | $1,126 | -$140 | -11.1% |
Opting for high physical damage deductibles can reduce prices by up to $510 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,230 | $103 |
| Nissan Armada SE 4WD | $1,266 | $106 |
| Nissan Armada Titanium 2WD | $1,266 | $106 |
| Nissan Armada Titanium 4WD | $1,266 | $106 |
| Nissan Armada Platinum 2WD | $1,306 | $109 |
| Nissan Armada Platinum 4WD | $1,342 | $112 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Nissan Armada Insurance
Finding better rates on insurance for a Nissan Armada consists of being a safe driver, having a positive credit history, not filing small claims, and possibly raising deductibles. Comparison shop at least once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.
Here is a condensed summary of the primary concepts that were touched on in this article.
- Drivers can save as much as $150 per year just by quoting online in advance
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,480 more each year for insurance
- Increasing policy deductibles can save approximately $500 each year
- Young drivers are expensive to insure, as much as $393 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,716 |
| 20 | $2,918 |
| 30 | $1,322 |
| 40 | $1,266 |
| 50 | $1,158 |
| 60 | $1,138 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,598 |
| $250 | $1,444 |
| $500 | $1,266 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,266 |
| 50/100 | $1,417 |
| 100/300 | $1,511 |
| 250/500 | $1,756 |
| 100 CSL | $1,455 |
| 300 CSL | $1,662 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,734 |
| 20 | $4,648 |
| 30 | $2,804 |
| 40 | $2,742 |
| 50 | $2,616 |
| 60 | $2,590 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $541 |
Discounts are estimated and may not be available from every company or in every state.
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