Nissan Armada Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Sep 2, 2022

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Average insurance rates for a Nissan Armada are $1,288 a year for full coverage. Comprehensive costs on average $286 a year, collision costs $502, and liability insurance costs $364. A liability-only policy costs as little as $416 a year, with high-risk insurance costing around $2,786. Teen drivers receive the highest rates at $4,752 a year or more.

Average premium for full coverage: $1,288

Rate estimates by individual coverage type:

Comprehensive $286
Collision $502
Liability $364

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Armada trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $416 for only liability insurance to a high of $2,786 for a high risk driver.

Liability Only $416
Full Coverage $1,288
High Risk $2,786

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $737
  • Drivers who choose higher $1,000 deductibles will pay around $1,110 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,288
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,634
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,786 or more
  • The cost for full coverage for a teen driver may cost $4,752 a year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance rates range from $737 to $4,752

for a Nissan Armada can also vary considerably based on your driver profile, the trim level of your Armada, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $4,700 a year. View Rates by Age

Where you live makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or as much as $1,840 on average in Michigan, Louisiana, and New York.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$124 -9.6%
Alaska $988 -$300 -23.3%
Arizona $1,068 -$220 -17.1%
Arkansas $1,288 -$0 0.0%
California $1,468 $180 14.0%
Colorado $1,230 -$58 -4.5%
Connecticut $1,322 $34 2.6%
Delaware $1,456 $168 13.0%
Florida $1,610 $322 25.0%
Georgia $1,192 -$96 -7.5%
Hawaii $926 -$362 -28.1%
Idaho $874 -$414 -32.1%
Illinois $960 -$328 -25.5%
Indiana $972 -$316 -24.5%
Iowa $868 -$420 -32.6%
Kansas $1,222 -$66 -5.1%
Kentucky $1,756 $468 36.3%
Louisiana $1,906 $618 48.0%
Maine $796 -$492 -38.2%
Maryland $1,064 -$224 -17.4%
Massachusetts $1,026 -$262 -20.3%
Michigan $2,236 $948 73.6%
Minnesota $1,080 -$208 -16.1%
Mississippi $1,542 $254 19.7%
Missouri $1,144 -$144 -11.2%
Montana $1,384 $96 7.5%
Nebraska $1,016 -$272 -21.1%
Nevada $1,544 $256 19.9%
New Hampshire $928 -$360 -28.0%
New Jersey $1,440 $152 11.8%
New Mexico $1,140 -$148 -11.5%
New York $1,354 $66 5.1%
North Carolina $740 -$548 -42.5%
North Dakota $1,054 -$234 -18.2%
Ohio $888 -$400 -31.1%
Oklahoma $1,320 $32 2.5%
Oregon $1,180 -$108 -8.4%
Pennsylvania $1,226 -$62 -4.8%
Rhode Island $1,718 $430 33.4%
South Carolina $1,166 -$122 -9.5%
South Dakota $1,088 -$200 -15.5%
Tennessee $1,128 -$160 -12.4%
Texas $1,552 $264 20.5%
Utah $954 -$334 -25.9%
Vermont $880 -$408 -31.7%
Virginia $770 -$518 -40.2%
Washington $994 -$294 -22.8%
West Virginia $1,180 -$108 -8.4%
Wisconsin $890 -$398 -30.9%
Wyoming $1,144 -$144 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Choosing high deductibles could save up to $530 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,248 $104
Nissan Armada SE 4WD $1,288 $107
Nissan Armada Titanium 2WD $1,288 $107
Nissan Armada Titanium 4WD $1,288 $107
Nissan Armada Platinum 2WD $1,328 $111
Nissan Armada Platinum 4WD $1,368 $114

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $286 $502 $364 $1,288
2012 Nissan Armada $210 $306 $402 $1,054
2011 Nissan Armada $194 $284 $402 $1,016
2007 Nissan Armada $162 $192 $398 $888
2006 Nissan Armada $158 $188 $390 $872
2005 Nissan Armada $156 $178 $384 $854
2004 Nissan Armada $142 $170 $380 $828

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Armada Insurance

Saving money on Nissan Armada insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $525 each year
  • Drivers can save as much as $160 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $400 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $396 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,500 more each year for insurance

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,752
20 $2,962
30 $1,346
40 $1,288
50 $1,178
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,474
$500 $1,288
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,441
100/300 $1,532
250/500 $1,768
100 CSL $1,477
300 CSL $1,677
500 CSL $1,823

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,794
20 $4,714
30 $2,848
40 $2,786
50 $2,654
60 $2,630

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $60
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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