Nissan Armada Insurance Rates

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UPDATED: May 19, 2024

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U.S. average insurance rates for a Nissan Armada are $1,198 a year with full coverage. Comprehensive insurance costs on average $250 a year, collision costs $424, and liability is estimated at $388. Buying just liability costs approximately $434 a year, with insurance for high-risk drivers costing $2,584 or more. 16-year-old drivers pay the highest rates at $4,498 a year or more.

Average premium for full coverage: $1,198

Price estimates by individual coverage:

Comprehensive $250
Collision $424
Liability $388

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Armada trim levels.

Price Range from Low to High

For the average 40-year-old driver, Nissan Armada insurance prices go from as low as $434 for just liability coverage to a high of $2,584 for a driver who has had serious violations or accidents.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.

The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Nissan Armada insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $694
  • Choosing higher $1,000 deductibles can save around $1,044 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,198
  • Buying low $100 deductibles for comp and collision coverage will cost an extra $294 every year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $2,584 or more
  • The price for full coverage for a teen driver may cost $4,498 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance prices range from $694 to $4,498

Insurance prices for a Nissan Armada are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,610 on average in Florida, Michigan, and New York.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$118 -9.8%
Alaska $916 -$282 -23.5%
Arizona $994 -$204 -17.0%
Arkansas $1,198 -$0 0.0%
California $1,362 $164 13.7%
Colorado $1,140 -$58 -4.8%
Connecticut $1,226 $28 2.3%
Delaware $1,350 $152 12.7%
Florida $1,492 $294 24.5%
Georgia $1,104 -$94 -7.8%
Hawaii $860 -$338 -28.2%
Idaho $810 -$388 -32.4%
Illinois $890 -$308 -25.7%
Indiana $902 -$296 -24.7%
Iowa $806 -$392 -32.7%
Kansas $1,134 -$64 -5.3%
Kentucky $1,630 $432 36.1%
Louisiana $1,770 $572 47.7%
Maine $738 -$460 -38.4%
Maryland $988 -$210 -17.5%
Massachusetts $954 -$244 -20.4%
Michigan $2,076 $878 73.3%
Minnesota $1,000 -$198 -16.5%
Mississippi $1,430 $232 19.4%
Missouri $1,062 -$136 -11.4%
Montana $1,282 $84 7.0%
Nebraska $942 -$256 -21.4%
Nevada $1,434 $236 19.7%
New Hampshire $864 -$334 -27.9%
New Jersey $1,334 $136 11.4%
New Mexico $1,054 -$144 -12.0%
New York $1,258 $60 5.0%
North Carolina $688 -$510 -42.6%
North Dakota $978 -$220 -18.4%
Ohio $824 -$374 -31.2%
Oklahoma $1,226 $28 2.3%
Oregon $1,094 -$104 -8.7%
Pennsylvania $1,140 -$58 -4.8%
Rhode Island $1,592 $394 32.9%
South Carolina $1,084 -$114 -9.5%
South Dakota $1,008 -$190 -15.9%
Tennessee $1,044 -$154 -12.9%
Texas $1,440 $242 20.2%
Utah $884 -$314 -26.2%
Vermont $816 -$382 -31.9%
Virginia $716 -$482 -40.2%
Washington $920 -$278 -23.2%
West Virginia $1,096 -$102 -8.5%
Wisconsin $824 -$374 -31.2%
Wyoming $1,062 -$136 -11.4%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $450 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,164 $97
Nissan Armada SE 4WD $1,198 $100
Nissan Armada Titanium 2WD $1,198 $100
Nissan Armada Titanium 4WD $1,198 $100
Nissan Armada Platinum 2WD $1,230 $103
Nissan Armada Platinum 4WD $1,264 $105

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $320 $542 $332 $1,330
2023 Nissan Armada $306 $536 $338 $1,316
2022 Nissan Armada $296 $524 $354 $1,310
2021 Nissan Armada $286 $502 $364 $1,288
2020 Nissan Armada $270 $484 $376 $1,266
2019 Nissan Armada $260 $450 $384 $1,230
2018 Nissan Armada $250 $424 $388 $1,198
2017 Nissan Armada $240 $380 $390 $1,146
2012 Nissan Armada $190 $258 $406 $990
2011 Nissan Armada $176 $236 $402 $950
2007 Nissan Armada $156 $178 $384 $854
2006 Nissan Armada $142 $170 $380 $828
2005 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Armada Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates every other policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

Below you'll find a review of the ideas that were touched on in this article.

  • Youthful drivers pay higher prices, costing up to $375 a month including comprehensive and collision insurance
  • Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,390 more each year than a low-risk driver
  • Increasing physical damage deductibles can save around $450 each year
  • You may be able to save as much as $140 per year simply by quoting early and online

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,342
100/300 $1,439
250/500 $1,691
100 CSL $1,380
300 CSL $1,594
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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