Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Sep 2, 2022

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Average insurance prices for a Nissan Armada are $1,266 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $270, collision insurance costs $484, and liability is estimated at $376. Buying just liability costs approximately $426 a year, and insurance for high-risk drivers costs $2,742 or more. Teens receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,266

Rate estimates by individual coverage type:

Comprehensive $270
Collision $484
Liability $376

Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Armada models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the cheapest price of $426 for your basic liability-only policy to the much higher price of $2,742 for a driver who requires high-risk insurance.

Liability Only $426
Full Coverage $1,266
High Risk $2,742

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples illustrate why everyone should get quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $725
  • Choosing higher $1,000 deductibles can save $170 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,266
  • Selecting pricier low deductibles for comp and collision coverage costs an extra $332 every year
  • Unlucky drivers with serious driving violations could pay around $2,742
  • The cost to insure a teen driver for full coverage can cost $4,716 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $725 to $4,716 for full coverage

Auto insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Armada.

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $339 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 in extra premium per year, depending on your age. Nissan Armada insurance for high-risk drivers ranges as much as 45% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,208 -$58 -4.6%
Connecticut $1,300 $34 2.7%
Delaware $1,432 $166 13.1%
Florida $1,582 $316 25.0%
Georgia $1,172 -$94 -7.4%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,724 $458 36.2%
Louisiana $1,874 $608 48.0%
Maine $780 -$486 -38.4%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,200 $934 73.8%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,358 $92 7.3%
Nebraska $996 -$270 -21.3%
Nevada $1,516 $250 19.7%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $728 -$538 -42.5%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,146 -$120 -9.5%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,526 $260 20.5%
Utah $936 -$330 -26.1%
Vermont $862 -$404 -31.9%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,126 -$140 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,230 $103
Nissan Armada SE 4WD $1,266 $106
Nissan Armada Titanium 2WD $1,266 $106
Nissan Armada Titanium 4WD $1,266 $106
Nissan Armada Platinum 2WD $1,306 $109
Nissan Armada Platinum 4WD $1,342 $112

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $270 $484 $376 $1,266
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Nissan Armada Insurance

Saving money on car insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at every other renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a quick review of the concepts that were illustrated above.

  • Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,480 more per year to buy Nissan Armada insurance
  • Drivers age 20 and younger have the highest car insurance rates, costing up to $393 per month if comprehensive and collision insurance is included
  • It is possible to save around $150 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $500 each year
  • It is possible to save around $150 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,918
30 $1,322
40 $1,266
50 $1,158
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,598
$250 $1,444
$500 $1,266
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,417
100/300 $1,511
250/500 $1,756
100 CSL $1,455
300 CSL $1,662
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,734
20 $4,648
30 $2,804
40 $2,742
50 $2,616
60 $2,590

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $58
Advance Quote $63
Online Quote $90
Total Discounts $541
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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