Nissan Armada Insurance Rates

Estimated auto insurance rates for a Nissan Armada are $1,230 annually for full coverage. Comprehensive insurance costs on average $260 each year, collision costs $450, and liability is estimated at $384. A policy with only liability insurance costs approximately $432 a year, with a high-risk policy costing $2,656 or more. Teenage drivers pay the most at $4,598 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Armada models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences show why all drivers should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The best discount rate is $708
• Choosing higher $1,000 deductibles can save around $162 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,230
• Using low deductibles for comp and collision coverage costs an additional $312 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,656 or more
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,598 each year

View Chart as Image

Car insurance prices for a Nissan Armada also have a wide range based on the model of your Armada, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,500 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $480 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $345 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,750 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Nissan Armada Insurance

Finding better rates on insurance for a Nissan Armada takes avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates every couple of years by getting quotes from direct carriers, and also from local insurance agents.

The points below are a summary of the material that was covered in the above illustrations.

• Insureds who require increased liability limits will pay an extra $420 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $383 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may be required to pay an average of $1,430 more each year to insure a Nissan Armada
• Increasing policy deductibles could save up to $475 each year