Mitsubishi Lancer Insurance Rates
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UPDATED: Sep 30, 2022
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It might seem like a difficult task when you begin shopping around for Mitsubishi Lancer Evolution insurance rates. You should know that the average Mitsubishi Evo price range comes to $1,598 a year for full insurance coverage.
There are several individual factors that ultimately make up your rate, such as the specific model you drive. For example, Evo 9 insurance costs are different than Mitsubishi Evo 8 insurance rates because there are differences between the two.
We have prepared this in-depth guide to help you as you begin your search for Mitsubishi Lancer Evolution insurance. By reading through it, you will learn helpful information as it pertains to securing a policy that meets your needs and budget.
Take advantage of our free online quote tool to start comparing Lancer Evo insurance rates now.
Average insurance rates for a Mitsubishi Lancer are $942 a year for full coverage. Comprehensive costs on average $154 a year, collision costs $188, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,020. Teen drivers receive the highest rates at $3,814 a year or more.
Average premium for full coverage: $942
Rate estimates by individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Lancer trim levels.
Price Range by Coverage and Risk
For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $2,020 for a high risk driver.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates the effect of location on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below shows estimated Mitsubishi Lancer insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $578
- Drivers who choose higher $1,000 deductibles will pay around $864 a year
- The average rate for a 40-year-old driver with $500 deductibles is $942
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,090
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,020 or more
- The cost for full coverage for a teen driver may cost $3,814 a year
for a Mitsubishi Lancer can also vary considerably based on your driver profile, the trim level of your Lancer, and policy deductibles and limits.
Older drivers and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,800 a year. View Rates by Age
Where you live makes a big difference in Mitsubishi Lancer insurance rates. A 40-year-old driver could pay as low as $620 a year in states like Idaho, Maine, and Iowa, or as much as $1,350 on average in Michigan, Louisiana, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles could save up to $230 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Mitsubishi Lancer DE||$900||$75|
|Mitsubishi Lancer ES||$924||$77|
|Mitsubishi Lancer GTS||$938||$78|
|Mitsubishi Lancer Sportback GTS||$938||$78|
|Mitsubishi Lancer RALLIART||$988||$82|
|Mitsubishi Lancer Sportback Ralliart||$988||$82|
Rates assume model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2016 Mitsubishi Lancer||$280||$494||$456||$1,388|
|2014 Mitsubishi Lancer||$250||$408||$460||$1,276|
|2013 Mitsubishi Lancer||$242||$382||$464||$1,246|
|2012 Mitsubishi Lancer||$236||$356||$474||$1,224|
|2011 Mitsubishi Lancer||$218||$330||$474||$1,180|
|2010 Mitsubishi Lancer||$212||$300||$478||$1,148|
|2009 Mitsubishi Lancer||$198||$274||$474||$1,104|
|2008 Mitsubishi Lancer||$186||$250||$474||$1,068|
|2006 Mitsubishi Lancer||$178||$218||$460||$1,014|
|2005 Mitsubishi Lancer||$176||$208||$452||$994|
|2004 Mitsubishi Lancer||$160||$198||$446||$962|
|2003 Mitsubishi Lancer||$154||$188||$442||$942|
Rates are averaged for all Mitsubishi Lancer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mitsubishi Lancer Insurance
Saving money on Mitsubishi Lancer insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Here is a summary of the information that was covered in this article.
- Increasing deductibles can save around $225 each year
- Drivers can save as much as $100 per year simply by quoting early and online
- Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
- Young drivers pay the highest rates, costing as high as $318 per month for full coverage
- High-risk drivers that have multiple accidents or serious violations will pay on average $1,080 more each year for insurance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Mitsubishi Lancer Evolution insurance costs.
If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the safety ratings of the Mitsubishi Lancer Evolution?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive. They do this in order to determine the risk of injury to you as well as the risk of damage to your Mitsubishi Lancer Evolution.
One way you can end up saving money on Mitsubishi Evo 8 insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Mitsubishi Lancer Evolution as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Acceptable
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Mitsubishi Lancer Evolution received mostly favorable marks in all parts of the vehicle that were tested.
Mitsubishi Lancer Evolution Compared Against Other Vehicles in the Same Class
Classified as a small four-door sedan, the Mitsubishi Lancer Evolution is on the lighter end of the weight spectrum.
While this may pose some problems because smaller vehicles are widely considered to be more dangerous, your Evo 9 insurance cost can still be affordable if it’s safer than other comparable models.
Take a look at the following small sedans to see how their average insurance rates compare to the Mitsubishi Lancer Evolution.
To this point, we have gone into excessive detail about Mitsubishi Lancer Evo insurance. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Mitsubishi Lancer Evolution insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$56|
|5-yr Claim Free||$58|
|Paid in Full/EFT||$33|
Discounts are estimated and may not be available from every company or in every state.
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