Mitsubishi Lancer ES Insurance Rates

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Average insurance rates for a Mitsubishi Lancer ES are $1,510 a year for full coverage insurance. Comprehensive insurance costs approximately $354, collision costs $634, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,260 or more. Teenage drivers receive the highest rates at $5,482 a year or more.

Annual premium for full coverage: $1,510

Rate estimates by type of insurance:

Comprehensive $354
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mitsubishi Lancer Trim Level

Using a middle-aged driver as an example, prices go from the low end price of $430 for minimum levels of liability insurance to a much higher rate of $3,260 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,510
High Risk $3,260

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get rates for your location.

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Insurance rates for a Mitsubishi Lancer ES can also vary considerably based on the model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Lancer ES insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $660 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out which insurance company is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates can be significantly different.

View Chart as Image

Mitsubishi Lancer ES insurance cost comparison chart
Column chart showing Mitsubishi Lancer ES insurance prices range from $862 to $5,482 for full coverage

The chart estimates Mitsubishi Lancer ES insurance prices for different risks and coverage choices. The best price after discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,948. Drivers with multiple violations and accidents could be charged as much as $3,260. The price for full coverage for a teenager can be as high as $5,482.

Mitsubishi Lancer ES Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,366 -$144 -9.5%
Alaska $1,158 -$352 -23.3%
Arizona $1,254 -$256 -17.0%
Arkansas $1,510 -$0 0.0%
California $1,722 $212 14.0%
Colorado $1,444 -$66 -4.4%
Connecticut $1,554 $44 2.9%
Delaware $1,710 $200 13.2%
Florida $1,890 $380 25.2%
Georgia $1,396 -$114 -7.5%
Hawaii $1,086 -$424 -28.1%
Idaho $1,022 -$488 -32.3%
Illinois $1,126 -$384 -25.4%
Indiana $1,138 -$372 -24.6%
Iowa $1,020 -$490 -32.5%
Kansas $1,436 -$74 -4.9%
Kentucky $2,062 $552 36.6%
Louisiana $2,236 $726 48.1%
Maine $932 -$578 -38.3%
Maryland $1,246 -$264 -17.5%
Massachusetts $1,210 -$300 -19.9%
Michigan $2,626 $1,116 73.9%
Minnesota $1,264 -$246 -16.3%
Mississippi $1,810 $300 19.9%
Missouri $1,340 -$170 -11.3%
Montana $1,622 $112 7.4%
Nebraska $1,192 -$318 -21.1%
Nevada $1,812 $302 20.0%
New Hampshire $1,090 -$420 -27.8%
New Jersey $1,690 $180 11.9%
New Mexico $1,338 -$172 -11.4%
New York $1,592 $82 5.4%
North Carolina $872 -$638 -42.3%
North Dakota $1,238 -$272 -18.0%
Ohio $1,042 -$468 -31.0%
Oklahoma $1,554 $44 2.9%
Oregon $1,384 -$126 -8.3%
Pennsylvania $1,442 -$68 -4.5%
Rhode Island $2,014 $504 33.4%
South Carolina $1,368 -$142 -9.4%
South Dakota $1,276 -$234 -15.5%
Tennessee $1,324 -$186 -12.3%
Texas $1,820 $310 20.5%
Utah $1,120 -$390 -25.8%
Vermont $1,034 -$476 -31.5%
Virginia $904 -$606 -40.1%
Washington $1,168 -$342 -22.6%
West Virginia $1,384 -$126 -8.3%
Wisconsin $1,048 -$462 -30.6%
Wyoming $1,348 -$162 -10.7%

View Chart as Image

Mitsubishi Lancer ES insurance rates by U.S. city

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Rates by Driver Age

Mitsubishi Lancer ES Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,478
30 $1,586
40 $1,510
50 $1,376
60 $1,350

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer ES Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,948
$250 $1,746
$500 $1,510
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer ES Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,510
50/100 $1,583
100/300 $1,674
250/500 $1,910
100 CSL $1,619
300 CSL $1,819
500 CSL $1,965

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer ES Insurance Rates for High Risk Drivers
Age Premium
16 $7,846
20 $5,524
30 $3,344
40 $3,260
50 $3,110
60 $3,080

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $115
5-yr Claim Free $98
Paid in Full/EFT $72
Advance Quote $76
Online Quote $108
Total Discounts $648
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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