Mitsubishi Lancer Insurance Rates

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Lower Your 2017 Mitsubishi Lancer Insurance Cost in 2025

Finding low-cost insurance for a Mitsubishi Lancer can be a painful process, but you can follow a few tricks to make it easier. There is a right way and a wrong way to find car insurance online and we'll show you the quickest way to compare rates for a new or used Mitsubishi and get the best price possible. It's important to compare rates before your next renewal because car insurance rates are r...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Jun 4, 2024

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It might seem like a difficult task when you begin shopping around for Mitsubishi Lancer Evolution insurance rates. You should know that the average Mitsubishi Evo price range comes to $1,598 a year for full insurance coverage.

There are several individual factors that ultimately make up your rate, such as the specific model you drive. For example, Evo 9 insurance costs are different than Mitsubishi Evo 8 insurance rates because there are differences between the two.

We have prepared this in-depth guide to help you as you begin your search for Mitsubishi Lancer Evolution insurance. By reading through it, you will learn helpful information as it pertains to securing a policy that meets your needs and budget.

Take advantage of our free online quote tool to start comparing Lancer Evo insurance rates now.

Average insurance prices for a Mitsubishi Lancer are $1,246 every 12 months for full coverage. Comprehensive insurance costs an estimated $242 each year, collision costs $382, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, with coverage for high-risk drivers costing $2,692 or more. Teens receive the highest rates at $4,802 a year or more.

Average premium for full coverage: $1,246

Rate estimates broken down by individual coverage type:

Comprehensive $242
Collision $382
Liability $464

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all states and Lancer models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $514 for a discount liability-only rate to a high rate of $2,692 for a policy for a high-risk driver.

Liability Only $514
Full Coverage $1,246
High Risk $2,692

Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These examples show why all drivers should compare prices for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Mitsubishi Lancer insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $732
  • Using higher $1,000 deductibles will save approximately $142 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,246
  • Selecting low deductibles for physical damage coverage costs an extra $272 every year
  • Drivers with serious driving violations could pay up to $2,692 or more
  • The cost to insure a teen driver can cost as much as $4,802 or more

Insurance rates for a Mitsubishi Lancer can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Mitsubishi Lancer insurance prices. A driver around age 40 might see rates as low as $820 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,780 on average in New York, Louisiana, and Michigan.

Mitsubishi Lancer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $956 -$290 -23.3%
Arizona $1,034 -$212 -17.0%
Arkansas $1,246 -$0 0.0%
California $1,420 $174 14.0%
Colorado $1,192 -$54 -4.3%
Connecticut $1,282 $36 2.9%
Delaware $1,412 $166 13.3%
Florida $1,558 $312 25.0%
Georgia $1,150 -$96 -7.7%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $842 -$404 -32.4%
Kansas $1,184 -$62 -5.0%
Kentucky $1,700 $454 36.4%
Louisiana $1,844 $598 48.0%
Maine $770 -$476 -38.2%
Maryland $1,028 -$218 -17.5%
Massachusetts $998 -$248 -19.9%
Michigan $2,164 $918 73.7%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,494 $248 19.9%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $982 -$264 -21.2%
Nevada $1,494 $248 19.9%
New Hampshire $896 -$350 -28.1%
New Jersey $1,392 $146 11.7%
New Mexico $1,104 -$142 -11.4%
New York $1,312 $66 5.3%
North Carolina $720 -$526 -42.2%
North Dakota $1,020 -$226 -18.1%
Ohio $862 -$384 -30.8%
Oklahoma $1,280 $34 2.7%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,662 $416 33.4%
South Carolina $1,130 -$116 -9.3%
South Dakota $1,052 -$194 -15.6%
Tennessee $1,092 -$154 -12.4%
Texas $1,504 $258 20.7%
Utah $924 -$322 -25.8%
Vermont $854 -$392 -31.5%
Virginia $746 -$500 -40.1%
Washington $962 -$284 -22.8%
West Virginia $1,142 -$104 -8.3%
Wisconsin $864 -$382 -30.7%
Wyoming $1,112 -$134 -10.8%

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Mitsubishi Lancer Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Lancer DE $1,166 $97
Mitsubishi Lancer ES $1,210 $101
Mitsubishi Lancer GTS $1,238 $103
Mitsubishi Lancer Sportback GTS $1,238 $103
Mitsubishi Lancer RALLIART $1,326 $111
Mitsubishi Lancer Sportback Ralliart $1,326 $111

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Lancer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Mitsubishi Lancer $268 $442 $460 $1,328
2016 Mitsubishi Lancer $250 $408 $460 $1,276
2015 Mitsubishi Lancer $242 $382 $464 $1,246
2014 Mitsubishi Lancer $236 $356 $474 $1,224
2013 Mitsubishi Lancer $218 $330 $474 $1,180
2012 Mitsubishi Lancer $212 $300 $478 $1,148
2011 Mitsubishi Lancer $198 $274 $474 $1,104
2010 Mitsubishi Lancer $186 $250 $474 $1,068
2009 Mitsubishi Lancer $180 $224 $468 $1,030
2008 Mitsubishi Lancer $178 $218 $460 $1,014
2006 Mitsubishi Lancer $160 $198 $446 $962
2005 Mitsubishi Lancer $154 $188 $442 $942

Rates are averaged for all Mitsubishi Lancer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Mitsubishi Lancer Insurance

Saving money on car insurance requires having a decent driving record, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Make time to compare rates every year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a summary of the coverage data touched on in this article.

  • Drivers can save approximately $150 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $425 each year
  • 16 to 18-year-old drivers are expensive to insure, costing as high as $400 per month if full coverage is included
  • Higher risk drivers who have multiple accidents or major violations pay on average $1,450 more annually than a driver with a clean driving record

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Mitsubishi Lancer Evolution insurance costs.

If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the safety ratings of the Mitsubishi Lancer Evolution?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive. They do this in order to determine the risk of injury to you as well as the risk of damage to your Mitsubishi Lancer Evolution.

One way you can end up saving money on Mitsubishi Evo 8 insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Mitsubishi Lancer Evolution as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Acceptable
  • Small overlap front (passenger-side): N/R
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Mitsubishi Lancer Evolution received mostly favorable marks in all parts of the vehicle that were tested.

Mitsubishi Lancer Evolution Compared Against Other Vehicles in the Same Class

Classified as a small four-door sedan, the Mitsubishi Lancer Evolution is on the lighter end of the weight spectrum. 

While this may pose some problems because smaller vehicles are widely considered to be more dangerous, your Evo 9 insurance cost can still be affordable if it’s safer than other comparable models.

Take a look at the following small sedans to see how their average insurance rates compare to the Mitsubishi Lancer Evolution.

To this point, we have gone into excessive detail about Mitsubishi Lancer Evo insurance. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Mitsubishi Lancer Evolution insurance quotes from multiple companies today.

Rates by Driver Age

Mitsubishi Lancer Insurance Rates by Driver Age
Driver Age Premium
16 $4,802
20 $2,860
30 $1,284
40 $1,246
50 $1,140
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,518
$250 $1,394
$500 $1,246
$1,000 $1,104

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,419
100/300 $1,535
250/500 $1,836
100 CSL $1,465
300 CSL $1,720
500 CSL $1,906

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer Insurance Rates for High Risk Drivers
Age Premium
16 $6,816
20 $4,556
30 $2,734
40 $2,692
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $85
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $87
Total Discounts $514
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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