Mitsubishi Lancer Insurance Rates

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UPDATED: Jun 4, 2024

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It might seem like a difficult task when you begin shopping around for Mitsubishi Lancer Evolution insurance rates. You should know that the average Mitsubishi Evo price range comes to $1,598 a year for full insurance coverage.

There are several individual factors that ultimately make up your rate, such as the specific model you drive. For example, Evo 9 insurance costs are different than Mitsubishi Evo 8 insurance rates because there are differences between the two.

We have prepared this in-depth guide to help you as you begin your search for Mitsubishi Lancer Evolution insurance. By reading through it, you will learn helpful information as it pertains to securing a policy that meets your needs and budget.

Take advantage of our free online quote tool to start comparing Lancer Evo insurance rates now.

Average insurance prices for a Mitsubishi Lancer are $1,224 every 12 months for full coverage insurance. Comprehensive insurance costs on average $236, collision insurance costs $356, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,640 or more. Teenage drivers receive the highest rates at up to $4,736 a year.

Average premium for full coverage: $1,224

Rate estimates by individual coverage type:

Comprehensive $236
Collision $356
Liability $474

Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Lancer trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from the cheapest price of $522 for your basic liability-only policy to a much higher rate of $2,640 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,224
High Risk $2,640

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $918
Small Cities $1,285
Large Cities $1,652

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Mitsubishi Lancer insurance rates for different risk profiles and scenarios.

  • The best discount rate is $723
  • Drivers who choose higher $1,000 deductibles will pay around $134 each year
  • The average price for a 40-year-old driver with $500 deductibles is $1,224
  • Using more expensive low deductibles for comprehensive and collision insurance costs an extra $260 every year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,640
  • The cost to insure a teen driver with full coverage may cost $4,736 a year

Car insurance rates for a Mitsubishi Lancer can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Lancer.

Using high physical damage deductibles could save up to $400 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Lancer insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.

Mitsubishi Lancer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,108 -$116 -9.5%
Alaska $940 -$284 -23.2%
Arizona $1,016 -$208 -17.0%
Arkansas $1,224 -$0 0.0%
California $1,396 $172 14.1%
Colorado $1,170 -$54 -4.4%
Connecticut $1,258 $34 2.8%
Delaware $1,386 $162 13.2%
Florida $1,534 $310 25.3%
Georgia $1,128 -$96 -7.8%
Hawaii $880 -$344 -28.1%
Idaho $828 -$396 -32.4%
Illinois $912 -$312 -25.5%
Indiana $920 -$304 -24.8%
Iowa $826 -$398 -32.5%
Kansas $1,164 -$60 -4.9%
Kentucky $1,670 $446 36.4%
Louisiana $1,812 $588 48.0%
Maine $756 -$468 -38.2%
Maryland $1,008 -$216 -17.6%
Massachusetts $978 -$246 -20.1%
Michigan $2,126 $902 73.7%
Minnesota $1,024 -$200 -16.3%
Mississippi $1,466 $242 19.8%
Missouri $1,086 -$138 -11.3%
Montana $1,314 $90 7.4%
Nebraska $964 -$260 -21.2%
Nevada $1,470 $246 20.1%
New Hampshire $880 -$344 -28.1%
New Jersey $1,368 $144 11.8%
New Mexico $1,086 -$138 -11.3%
New York $1,288 $64 5.2%
North Carolina $704 -$520 -42.5%
North Dakota $1,004 -$220 -18.0%
Ohio $846 -$378 -30.9%
Oklahoma $1,258 $34 2.8%
Oregon $1,120 -$104 -8.5%
Pennsylvania $1,170 -$54 -4.4%
Rhode Island $1,632 $408 33.3%
South Carolina $1,108 -$116 -9.5%
South Dakota $1,034 -$190 -15.5%
Tennessee $1,072 -$152 -12.4%
Texas $1,474 $250 20.4%
Utah $906 -$318 -26.0%
Vermont $840 -$384 -31.4%
Virginia $734 -$490 -40.0%
Washington $946 -$278 -22.7%
West Virginia $1,120 -$104 -8.5%
Wisconsin $848 -$376 -30.7%
Wyoming $1,092 -$132 -10.8%

Insurance Rates by Trim Level and Model Year

Mitsubishi Lancer Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Lancer DE $1,148 $96
Mitsubishi Lancer ES $1,192 $99
Mitsubishi Lancer GTS $1,216 $101
Mitsubishi Lancer Sportback GTS $1,216 $101
Mitsubishi Lancer RALLIART $1,300 $108
Mitsubishi Lancer Sportback Ralliart $1,300 $108

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Lancer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Mitsubishi Lancer $250 $408 $460 $1,276
2016 Mitsubishi Lancer $242 $382 $464 $1,246
2015 Mitsubishi Lancer $236 $356 $474 $1,224
2014 Mitsubishi Lancer $218 $330 $474 $1,180
2013 Mitsubishi Lancer $212 $300 $478 $1,148
2012 Mitsubishi Lancer $198 $274 $474 $1,104
2011 Mitsubishi Lancer $186 $250 $474 $1,068
2010 Mitsubishi Lancer $180 $224 $468 $1,030
2009 Mitsubishi Lancer $178 $218 $460 $1,014
2008 Mitsubishi Lancer $176 $208 $452 $994
2006 Mitsubishi Lancer $154 $188 $442 $942

Rates are averaged for all Mitsubishi Lancer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Mitsubishi Lancer Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a review of the concepts that were touched on above.

  • Higher risk drivers who have several accidents or serious violations pay on average $1,420 more each year for auto insurance
  • Teenage drivers are expensive to insure, costing up to $395 per month if the policy includes full coverage
  • It is possible to save as much as $140 per year just by shopping early and online
  • Increasing deductibles could save as much as $400 each year
  • It is possible to save as much as $140 per year just by shopping early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Mitsubishi Lancer Evolution insurance costs.

If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the safety ratings of the Mitsubishi Lancer Evolution?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive. They do this in order to determine the risk of injury to you as well as the risk of damage to your Mitsubishi Lancer Evolution.

One way you can end up saving money on Mitsubishi Evo 8 insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Mitsubishi Lancer Evolution as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Acceptable
  • Small overlap front (passenger-side): N/R
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Mitsubishi Lancer Evolution received mostly favorable marks in all parts of the vehicle that were tested.

Mitsubishi Lancer Evolution Compared Against Other Vehicles in the Same Class

Classified as a small four-door sedan, the Mitsubishi Lancer Evolution is on the lighter end of the weight spectrum. 

While this may pose some problems because smaller vehicles are widely considered to be more dangerous, your Evo 9 insurance cost can still be affordable if it’s safer than other comparable models.

Take a look at the following small sedans to see how their average insurance rates compare to the Mitsubishi Lancer Evolution.

To this point, we have gone into excessive detail about Mitsubishi Lancer Evo insurance. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Mitsubishi Lancer Evolution insurance quotes from multiple companies today.

Rates by Driver Age

Mitsubishi Lancer Insurance Rates by Driver Age
Driver Age Premium
16 $4,736
20 $2,802
30 $1,262
40 $1,224
50 $1,120
60 $1,098

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,484
$250 $1,364
$500 $1,224
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,224
50/100 $1,395
100/300 $1,513
250/500 $1,821
100 CSL $1,442
300 CSL $1,703
500 CSL $1,893

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer Insurance Rates for High Risk Drivers
Age Premium
16 $6,716
20 $4,466
30 $2,680
40 $2,640
50 $2,522
60 $2,496

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $78
Paid in Full/EFT $50
Advance Quote $57
Online Quote $85
Total Discounts $501
Rate after discounts $723

Discounts are estimated and may not be available from every company or in every state.

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