Mitsubishi Galant Insurance Rates
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UPDATED: Aug 24, 2022
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U.S. average insurance rates for a Mitsubishi Galant are $860 a year for full coverage insurance. Comprehensive costs on average $116 each year, collision costs $144, and liability is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $1,846. Teens pay the highest rates at $3,580 a year or more.
Average premium for full coverage: $860
Price estimates by individual coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Galant models.
Price Range from Low to High
For the normal driver, Mitsubishi Galant insurance prices go from the low end price of $496 for a discount liability-only rate to a high rate of $1,846 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects car insurance rates.
The ranges above illustrate why all drivers should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Mitsubishi Galant insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $533
- Raising to $1,000 deductibles will save around $60 each year
- The estimated price for the average middle-age driver with $500 deductibles is $860
- Selecting low deductibles bumps up the cost to $970
- Drivers with serious driving violations could pay upwards of $1,846 or more
- The price that insures a 16-year-old driver may cost $3,580
Auto insurance prices for a Mitsubishi Galant are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,000 to $1,500 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 129% more than the average policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,500 a year. View Rates by Age
The state you live in also has a big influence on Mitsubishi Galant insurance prices. A middle-age driver might find prices as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,160 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $716 | -$144 | -16.7% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $884 | $24 | 2.8% |
| Delaware | $972 | $112 | 13.0% |
| Florida | $1,076 | $216 | 25.1% |
| Georgia | $792 | -$68 | -7.9% |
| Hawaii | $618 | -$242 | -28.1% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $646 | -$214 | -24.9% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $818 | -$42 | -4.9% |
| Kentucky | $1,174 | $314 | 36.5% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $530 | -$330 | -38.4% |
| Maryland | $710 | -$150 | -17.4% |
| Massachusetts | $688 | -$172 | -20.0% |
| Michigan | $1,494 | $634 | 73.7% |
| Minnesota | $718 | -$142 | -16.5% |
| Mississippi | $1,030 | $170 | 19.8% |
| Missouri | $762 | -$98 | -11.4% |
| Montana | $924 | $64 | 7.4% |
| Nebraska | $678 | -$182 | -21.2% |
| Nevada | $1,030 | $170 | 19.8% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $762 | -$98 | -11.4% |
| New York | $908 | $48 | 5.6% |
| North Carolina | $494 | -$366 | -42.6% |
| North Dakota | $704 | -$156 | -18.1% |
| Ohio | $596 | -$264 | -30.7% |
| Oklahoma | $884 | $24 | 2.8% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $820 | -$40 | -4.7% |
| Rhode Island | $1,148 | $288 | 33.5% |
| South Carolina | $778 | -$82 | -9.5% |
| South Dakota | $728 | -$132 | -15.3% |
| Tennessee | $754 | -$106 | -12.3% |
| Texas | $1,034 | $174 | 20.2% |
| Utah | $638 | -$222 | -25.8% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $516 | -$344 | -40.0% |
| Washington | $664 | -$196 | -22.8% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $596 | -$264 | -30.7% |
| Wyoming | $766 | -$94 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $170 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company calculates prices differently, and quoted prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant ES | $860 | $72 |
| Mitsubishi Galant SE | $872 | $73 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $176 | $272 | $474 | $1,080 |
| 2007 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2006 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2004 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2003 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mitsubishi Galant Insurance
Getting lower rates on insurance for a Mitsubishi Galant consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The items below are a brief review of the car insurance concepts presented in the illustrations above.
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $990 more each year to insure their Galant
- It is possible to save as much as $90 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $175 each year
- Insureds who require more liability coverage will pay approximately $490 annually to raise from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,580 |
| 20 | $1,974 |
| 30 | $866 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $970 |
| $250 | $920 |
| $500 | $860 |
| $1,000 | $800 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,010 |
| 20 | $3,140 |
| 30 | $1,852 |
| 40 | $1,846 |
| 50 | $1,768 |
| 60 | $1,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $28 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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