Mitsubishi Galant Insurance Rates

U.S. average insurance rates for a Mitsubishi Galant are $962 a year with full coverage. Comprehensive costs an estimated $140 a year, collision costs $190, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,074. Teens pay the highest rates at $3,942 a year or more.

Average premium for full coverage: $962

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Galant trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Mitsubishi Galant insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $586
• Drivers who choose higher $1,000 deductibles will pay approximately $886 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $962
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,104
• Drivers with serious driving violations could pay up to $2,074 or more
• The price that insures a 16-year-old driver can cost as much as $3,942 a year

View Chart as Image

Insurance prices for a Mitsubishi Galant are also quite variable based on the trim level of your Galant, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,100 to $1,600 additional each year, depending on your age. A high-risk auto insurance policy can cost from 41% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Galant insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes from multiple companies. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Galant Insurance

Getting lower rates on insurance for a Mitsubishi Galant not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates every couple of years by requesting rates from direct companies, and also from insurance agencies where you live.

The following list is a review of the material that was presented in the illustrations above.

• Insureds who want an increased level of liability coverage will pay approximately $520 every year to go from a low limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $329 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,110 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $225 each year