Mitsubishi Galant Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 24, 2022

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U.S. average insurance rates for a Mitsubishi Galant are $860 a year for full coverage insurance. Comprehensive costs on average $116 each year, collision costs $144, and liability is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $1,846. Teens pay the highest rates at $3,580 a year or more.

Average premium for full coverage: $860

Price estimates by individual coverage:

Comprehensive $116
Collision $144
Liability $442

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Galant models.

Price Range from Low to High

For the normal driver, Mitsubishi Galant insurance prices go from the low end price of $496 for a discount liability-only rate to a high rate of $1,846 for a high-risk insurance policy.

Liability Only $496
Full Coverage $860
High Risk $1,846

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $645
Small Cities $903
Large Cities $1,161

The ranges above illustrate why all drivers should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mitsubishi Galant insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $533
  • Raising to $1,000 deductibles will save around $60 each year
  • The estimated price for the average middle-age driver with $500 deductibles is $860
  • Selecting low deductibles bumps up the cost to $970
  • Drivers with serious driving violations could pay upwards of $1,846 or more
  • The price that insures a 16-year-old driver may cost $3,580

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing full coverage Mitsubishi Galant insurance rates range from $533 to $3,580

Auto insurance prices for a Mitsubishi Galant are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,000 to $1,500 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,500 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Galant insurance prices. A middle-age driver might find prices as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,160 on average in Michigan, New York, and Florida.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $716 -$144 -16.7%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $884 $24 2.8%
Delaware $972 $112 13.0%
Florida $1,076 $216 25.1%
Georgia $792 -$68 -7.9%
Hawaii $618 -$242 -28.1%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $646 -$214 -24.9%
Iowa $578 -$282 -32.8%
Kansas $818 -$42 -4.9%
Kentucky $1,174 $314 36.5%
Louisiana $1,272 $412 47.9%
Maine $530 -$330 -38.4%
Maryland $710 -$150 -17.4%
Massachusetts $688 -$172 -20.0%
Michigan $1,494 $634 73.7%
Minnesota $718 -$142 -16.5%
Mississippi $1,030 $170 19.8%
Missouri $762 -$98 -11.4%
Montana $924 $64 7.4%
Nebraska $678 -$182 -21.2%
Nevada $1,030 $170 19.8%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $762 -$98 -11.4%
New York $908 $48 5.6%
North Carolina $494 -$366 -42.6%
North Dakota $704 -$156 -18.1%
Ohio $596 -$264 -30.7%
Oklahoma $884 $24 2.8%
Oregon $788 -$72 -8.4%
Pennsylvania $820 -$40 -4.7%
Rhode Island $1,148 $288 33.5%
South Carolina $778 -$82 -9.5%
South Dakota $728 -$132 -15.3%
Tennessee $754 -$106 -12.3%
Texas $1,034 $174 20.2%
Utah $638 -$222 -25.8%
Vermont $588 -$272 -31.6%
Virginia $516 -$344 -40.0%
Washington $664 -$196 -22.8%
West Virginia $788 -$72 -8.4%
Wisconsin $596 -$264 -30.7%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $170 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $860 $72
Mitsubishi Galant ES $860 $72
Mitsubishi Galant SE $872 $73

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $176 $272 $474 $1,080
2007 Mitsubishi Galant $134 $170 $468 $930
2006 Mitsubishi Galant $132 $166 $460 $916
2004 Mitsubishi Galant $120 $152 $446 $876
2003 Mitsubishi Galant $116 $144 $442 $860

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mitsubishi Galant Insurance

Getting lower rates on insurance for a Mitsubishi Galant consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a brief review of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $990 more each year to insure their Galant
  • It is possible to save as much as $90 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save approximately $175 each year
  • Insureds who require more liability coverage will pay approximately $490 annually to raise from a low limit to the 250/500 level

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $3,580
20 $1,974
30 $866
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $970
$250 $920
$500 $860
$1,000 $800

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,010
20 $3,140
30 $1,852
40 $1,846
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $113

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $28
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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