Mitsubishi Galant Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 30, 2024

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U.S. average insurance rates for a Mitsubishi Galant are $1,022 a year for full coverage. Comprehensive insurance costs around $158, collision insurance costs $228, and liability coverage is $478. A policy with just liability insurance costs around $526 a year, and coverage for high-risk drivers costs $2,210 or more. Teen drivers pay the highest rates at up to $4,142 a year.

Average premium for full coverage: $1,022

Price estimates for individual coverage:

Comprehensive $158
Collision $228
Liability $478

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different Galant trim levels.

Price Range from Low to High

For a driver around age 40, Mitsubishi Galant insurance prices range from as low as $526 for just the minimum liability insurance to a much higher rate of $2,210 for coverage for higher-risk drivers.

Liability Only $526
Full Coverage $1,022
High Risk $2,210

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $767
Small Cities $1,073
Large Cities $1,380

The ranges above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Mitsubishi Galant insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $618
  • Raising to $1,000 deductibles will save about $88 a year
  • The average rate for the average middle-age driver using $500 deductibles is $1,022
  • Choosing more expensive low deductibles will cost an extra $170 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,210
  • The price for full coverage for a teenage driver with full coverage can be $4,142

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing Mitsubishi Galant insurance prices range from $618 to $4,142 for full coverage

Insurance prices for a Mitsubishi Galant are also quite variable based on your driving record, the trim level of your Galant, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $4,100 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Galant insurance rates. A middle-age driver might find prices as low as $680 a year in states like Idaho, Maine, and Iowa, or as much as $1,460 on average in Michigan, Louisiana, and New York.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $926 -$96 -9.4%
Alaska $786 -$236 -23.1%
Arizona $850 -$172 -16.8%
Arkansas $1,022 -$0 0.0%
California $1,164 $142 13.9%
Colorado $978 -$44 -4.3%
Connecticut $1,054 $32 3.1%
Delaware $1,158 $136 13.3%
Florida $1,280 $258 25.2%
Georgia $944 -$78 -7.6%
Hawaii $734 -$288 -28.2%
Idaho $694 -$328 -32.1%
Illinois $762 -$260 -25.4%
Indiana $770 -$252 -24.7%
Iowa $690 -$332 -32.5%
Kansas $974 -$48 -4.7%
Kentucky $1,396 $374 36.6%
Louisiana $1,514 $492 48.1%
Maine $632 -$390 -38.2%
Maryland $842 -$180 -17.6%
Massachusetts $818 -$204 -20.0%
Michigan $1,780 $758 74.2%
Minnesota $856 -$166 -16.2%
Mississippi $1,226 $204 20.0%
Missouri $908 -$114 -11.2%
Montana $1,100 $78 7.6%
Nebraska $808 -$214 -20.9%
Nevada $1,226 $204 20.0%
New Hampshire $736 -$286 -28.0%
New Jersey $1,146 $124 12.1%
New Mexico $904 -$118 -11.5%
New York $1,078 $56 5.5%
North Carolina $590 -$432 -42.3%
North Dakota $838 -$184 -18.0%
Ohio $708 -$314 -30.7%
Oklahoma $1,050 $28 2.7%
Oregon $938 -$84 -8.2%
Pennsylvania $978 -$44 -4.3%
Rhode Island $1,366 $344 33.7%
South Carolina $928 -$94 -9.2%
South Dakota $864 -$158 -15.5%
Tennessee $896 -$126 -12.3%
Texas $1,236 $214 20.9%
Utah $760 -$262 -25.6%
Vermont $700 -$322 -31.5%
Virginia $614 -$408 -39.9%
Washington $790 -$232 -22.7%
West Virginia $938 -$84 -8.2%
Wisconsin $708 -$314 -30.7%
Wyoming $914 -$108 -10.6%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $1,022 $85
Mitsubishi Galant ES $1,022 $85
Mitsubishi Galant SE $1,046 $87

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $164 $252 $474 $1,048
2011 Mitsubishi Galant $158 $228 $478 $1,022
2010 Mitsubishi Galant $148 $210 $474 $990
2007 Mitsubishi Galant $132 $166 $460 $916
2006 Mitsubishi Galant $130 $160 $452 $900
2004 Mitsubishi Galant $116 $144 $442 $860

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mitsubishi Galant Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at least once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The points below are a brief review of the primary concepts that were covered above.

  • Drivers can save up to $110 per year just by shopping early and online
  • Drivers with DUI or reckless driving convictions may be required to pay an average of $1,190 more every year to insure a Mitsubishi Galant
  • Increasing physical damage deductibles can save around $250 each year
  • Drivers under the age of 20 pay higher prices, with premiums as much as $345 a month for full coverage

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $4,142
20 $2,352
30 $1,040
40 $1,022
50 $942
60 $922

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,192
$250 $1,116
$500 $1,022
$1,000 $934

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,022
50/100 $1,142
100/300 $1,261
250/500 $1,572
100 CSL $1,189
300 CSL $1,452
500 CSL $1,644

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,838
20 $3,752
30 $2,228
40 $2,210
50 $2,114
60 $2,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $139

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $45
Online Quote $69
Total Discounts $404
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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