Mitsubishi Galant Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 30, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Mitsubishi Galant are $990 a year for full coverage insurance. Comprehensive costs on average $148 each year, collision insurance costs $210, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,136. 16-year-old drivers pay the highest rates at up to $4,028 a year.

Average premium for full coverage: $990

Price estimates by individual coverage:

Comprehensive $148
Collision $210
Liability $474

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Galant models.

Price Range from Low to High

For the average 40-year-old driver, Mitsubishi Galant insurance prices range from as low as $522 for liability-only coverage to a high rate of $2,136 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $990
High Risk $2,136

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $743
Small Cities $1,040
Large Cities $1,337

The ranges above illustrate why all drivers should compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Mitsubishi Galant insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $601
  • Using higher $1,000 deductibles will save around $82 each year
  • The average rate for the average middle-age driver with $500 deductibles is $990
  • Buying low deductibles for physical damage coverage will increase the cost to $1,144
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,136
  • The price for full coverage for a teenage driver may cost $4,028 or more

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing Mitsubishi Galant insurance rates range from $601 to $4,028 for full coverage

Insurance prices for a Mitsubishi Galant are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $900 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in has a huge impact on Mitsubishi Galant insurance rates. A driver around age 40 might see prices as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,340 on average in Michigan, New York, and Florida.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $896 -$94 -9.5%
Alaska $758 -$232 -23.4%
Arizona $820 -$170 -17.2%
Arkansas $990 -$0 0.0%
California $1,126 $136 13.7%
Colorado $946 -$44 -4.4%
Connecticut $1,018 $28 2.8%
Delaware $1,122 $132 13.3%
Florida $1,238 $248 25.1%
Georgia $912 -$78 -7.9%
Hawaii $710 -$280 -28.3%
Idaho $668 -$322 -32.5%
Illinois $736 -$254 -25.7%
Indiana $744 -$246 -24.8%
Iowa $668 -$322 -32.5%
Kansas $940 -$50 -5.1%
Kentucky $1,350 $360 36.4%
Louisiana $1,462 $472 47.7%
Maine $612 -$378 -38.2%
Maryland $814 -$176 -17.8%
Massachusetts $792 -$198 -20.0%
Michigan $1,718 $728 73.5%
Minnesota $828 -$162 -16.4%
Mississippi $1,184 $194 19.6%
Missouri $878 -$112 -11.3%
Montana $1,062 $72 7.3%
Nebraska $780 -$210 -21.2%
Nevada $1,188 $198 20.0%
New Hampshire $710 -$280 -28.3%
New Jersey $1,106 $116 11.7%
New Mexico $876 -$114 -11.5%
New York $1,042 $52 5.3%
North Carolina $570 -$420 -42.4%
North Dakota $812 -$178 -18.0%
Ohio $682 -$308 -31.1%
Oklahoma $1,016 $26 2.6%
Oregon $906 -$84 -8.5%
Pennsylvania $944 -$46 -4.6%
Rhode Island $1,320 $330 33.3%
South Carolina $896 -$94 -9.5%
South Dakota $834 -$156 -15.8%
Tennessee $868 -$122 -12.3%
Texas $1,192 $202 20.4%
Utah $734 -$256 -25.9%
Vermont $680 -$310 -31.3%
Virginia $592 -$398 -40.2%
Washington $766 -$224 -22.6%
West Virginia $906 -$84 -8.5%
Wisconsin $684 -$306 -30.9%
Wyoming $882 -$108 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $240 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers can be around 42% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $990 $83
Mitsubishi Galant ES $990 $83
Mitsubishi Galant SE $1,010 $84

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $158 $228 $478 $1,022
2011 Mitsubishi Galant $148 $210 $474 $990
2010 Mitsubishi Galant $140 $190 $474 $962
2007 Mitsubishi Galant $130 $160 $452 $900
2006 Mitsubishi Galant $120 $152 $446 $876

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mitsubishi Galant Insurance

Getting lower rates on auto insurance requires having a good driving record, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a quick review of the data that was touched on in this article.

  • It is possible to save as much as $110 per year just by quoting online in advance
  • Consumers who require increased levels of liability coverage will pay around $520 annually to increase from a low limit to 250/500 limits
  • Drivers age 20 and younger pay higher prices, as much as $336 a month including comprehensive and collision insurance
  • Drivers with a DUI or reckless driving violation pay an average of $1,150 more each year to buy Mitsubishi Galant insurance

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $4,028
20 $2,272
30 $1,004
40 $990
50 $908
60 $890

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,144
$250 $1,074
$500 $990
$1,000 $908

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $990
50/100 $1,105
100/300 $1,223
250/500 $1,531
100 CSL $1,152
300 CSL $1,413
500 CSL $1,603

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,672
20 $3,626
30 $2,150
40 $2,136
50 $2,042
60 $2,022

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $62
Paid in Full/EFT $35
Advance Quote $43
Online Quote $67
Total Discounts $389
Rate after discounts $601

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles