Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Average insurance prices for a Mitsubishi Galant are $1,022 every 12 months for full coverage. Comprehensive costs an estimated $158 each year, collision costs $228, and liability insurance is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,210. Teenage drivers receive the highest rates at $4,142 a year or more.
Average premium for full coverage: $1,022
Rate estimates broken down by individual coverage type:
Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Galant models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the cheapest price of $526 for liability-only coverage to a high rate of $2,210 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.
The graphic below illustrates how rural and urban location affects insurance prices.
These examples show why all drivers should get quotes for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Mitsubishi Galant insurance rates for other coverage scenarios.
- The best discount rate is $618
- Choosing higher $1,000 deductibles can save approximately $88 a year
- The average price for a 40-year-old driver who has $500 deductibles is $1,022
- Using low deductibles for comp and collision coverage increases the price to $1,192
- High-risk insureds who are prone to accidents and violations could pay up to $2,210 or more
- The cost to insure a teen driver can cost as much as $4,142 each year
Insurance rates for a Mitsubishi Galant can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.
Using high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 130% more than a normal policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $680 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,460 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$96 | -9.4% |
| Alaska | $786 | -$236 | -23.1% |
| Arizona | $850 | -$172 | -16.8% |
| Arkansas | $1,022 | -$0 | 0.0% |
| California | $1,164 | $142 | 13.9% |
| Colorado | $978 | -$44 | -4.3% |
| Connecticut | $1,054 | $32 | 3.1% |
| Delaware | $1,158 | $136 | 13.3% |
| Florida | $1,280 | $258 | 25.2% |
| Georgia | $944 | -$78 | -7.6% |
| Hawaii | $734 | -$288 | -28.2% |
| Idaho | $694 | -$328 | -32.1% |
| Illinois | $762 | -$260 | -25.4% |
| Indiana | $770 | -$252 | -24.7% |
| Iowa | $690 | -$332 | -32.5% |
| Kansas | $974 | -$48 | -4.7% |
| Kentucky | $1,396 | $374 | 36.6% |
| Louisiana | $1,514 | $492 | 48.1% |
| Maine | $632 | -$390 | -38.2% |
| Maryland | $842 | -$180 | -17.6% |
| Massachusetts | $818 | -$204 | -20.0% |
| Michigan | $1,780 | $758 | 74.2% |
| Minnesota | $856 | -$166 | -16.2% |
| Mississippi | $1,226 | $204 | 20.0% |
| Missouri | $908 | -$114 | -11.2% |
| Montana | $1,100 | $78 | 7.6% |
| Nebraska | $808 | -$214 | -20.9% |
| Nevada | $1,226 | $204 | 20.0% |
| New Hampshire | $736 | -$286 | -28.0% |
| New Jersey | $1,146 | $124 | 12.1% |
| New Mexico | $904 | -$118 | -11.5% |
| New York | $1,078 | $56 | 5.5% |
| North Carolina | $590 | -$432 | -42.3% |
| North Dakota | $838 | -$184 | -18.0% |
| Ohio | $708 | -$314 | -30.7% |
| Oklahoma | $1,050 | $28 | 2.7% |
| Oregon | $938 | -$84 | -8.2% |
| Pennsylvania | $978 | -$44 | -4.3% |
| Rhode Island | $1,366 | $344 | 33.7% |
| South Carolina | $928 | -$94 | -9.2% |
| South Dakota | $864 | -$158 | -15.5% |
| Tennessee | $896 | -$126 | -12.3% |
| Texas | $1,236 | $214 | 20.9% |
| Utah | $760 | -$262 | -25.6% |
| Vermont | $700 | -$322 | -31.5% |
| Virginia | $614 | -$408 | -39.9% |
| Washington | $790 | -$232 | -22.7% |
| West Virginia | $938 | -$84 | -8.2% |
| Wisconsin | $708 | -$314 | -30.7% |
| Wyoming | $914 | -$108 | -10.6% |
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant SE | $1,046 | $87 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $164 | $252 | $474 | $1,048 |
| 2011 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2010 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2007 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2006 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2004 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Mitsubishi Galant Insurance
Saving money on Mitsubishi Galant insurance takes not taking risks behind the wheel, having good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to shop around every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a review of the ideas that were raised in the charts and tables above.
- Teens are charged the highest rates, costing as high as $345 per month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,190 more annually for Galant insurance
- Increasing deductibles could save as much as $250 each year
- Drivers can save approximately $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,142 |
| 20 | $2,352 |
| 30 | $1,040 |
| 40 | $1,022 |
| 50 | $942 |
| 60 | $922 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,192 |
| $250 | $1,116 |
| $500 | $1,022 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,022 |
| 50/100 | $1,142 |
| 100/300 | $1,261 |
| 250/500 | $1,572 |
| 100 CSL | $1,189 |
| 300 CSL | $1,452 |
| 500 CSL | $1,644 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,838 |
| 20 | $3,752 |
| 30 | $2,228 |
| 40 | $2,210 |
| 50 | $2,114 |
| 60 | $2,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $404 |
Discounts are estimated and may not be available from every company or in every state.
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