Mitsubishi Galant Insurance Rates
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Michelle Robbins
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UPDATED: Mar 30, 2024
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U.S. average insurance rates for a Mitsubishi Galant are $962 a year for full coverage insurance. Comprehensive costs approximately $140, collision costs $190, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,074. 16-year-old drivers pay the highest rates at $3,942 a year or more.
Average premium for full coverage: $962
Price estimates by individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Galant models.
Price Range from Low to High
Using a middle-aged driver as an example, Mitsubishi Galant insurance prices go from as low as $522 for minimum levels of liability insurance to the much higher price of $2,074 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than congested cities.
The example below illustrates how where you live affects auto insurance prices.
The ranges above illustrate why everyone should compare rates quotes using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $586
- Raising to $1,000 deductibles will save $76 each year
- The average rate for the average middle-age driver who chooses $500 deductibles is $962
- Buying pricier low deductibles will increase the cost to $1,104
- Higher-risk drivers with multiple tickets or accidents could pay around $2,074 or more
- The price for full coverage for a teen driver for full coverage can cost $3,942
Insurance prices for a Mitsubishi Galant are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age
The state you live in also has a big influence on Mitsubishi Galant insurance rates. A middle-age driver might find prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $870 | -$92 | -9.6% |
| Alaska | $736 | -$226 | -23.5% |
| Arizona | $798 | -$164 | -17.0% |
| Arkansas | $962 | -$0 | 0.0% |
| California | $1,094 | $132 | 13.7% |
| Colorado | $918 | -$44 | -4.6% |
| Connecticut | $988 | $26 | 2.7% |
| Delaware | $1,090 | $128 | 13.3% |
| Florida | $1,204 | $242 | 25.2% |
| Georgia | $886 | -$76 | -7.9% |
| Hawaii | $690 | -$272 | -28.3% |
| Idaho | $648 | -$314 | -32.6% |
| Illinois | $716 | -$246 | -25.6% |
| Indiana | $722 | -$240 | -24.9% |
| Iowa | $648 | -$314 | -32.6% |
| Kansas | $914 | -$48 | -5.0% |
| Kentucky | $1,312 | $350 | 36.4% |
| Louisiana | $1,422 | $460 | 47.8% |
| Maine | $594 | -$368 | -38.3% |
| Maryland | $790 | -$172 | -17.9% |
| Massachusetts | $770 | -$192 | -20.0% |
| Michigan | $1,670 | $708 | 73.6% |
| Minnesota | $804 | -$158 | -16.4% |
| Mississippi | $1,150 | $188 | 19.5% |
| Missouri | $852 | -$110 | -11.4% |
| Montana | $1,032 | $70 | 7.3% |
| Nebraska | $758 | -$204 | -21.2% |
| Nevada | $1,152 | $190 | 19.8% |
| New Hampshire | $692 | -$270 | -28.1% |
| New Jersey | $1,074 | $112 | 11.6% |
| New Mexico | $852 | -$110 | -11.4% |
| New York | $1,012 | $50 | 5.2% |
| North Carolina | $554 | -$408 | -42.4% |
| North Dakota | $788 | -$174 | -18.1% |
| Ohio | $664 | -$298 | -31.0% |
| Oklahoma | $988 | $26 | 2.7% |
| Oregon | $880 | -$82 | -8.5% |
| Pennsylvania | $918 | -$44 | -4.6% |
| Rhode Island | $1,282 | $320 | 33.3% |
| South Carolina | $870 | -$92 | -9.6% |
| South Dakota | $812 | -$150 | -15.6% |
| Tennessee | $842 | -$120 | -12.5% |
| Texas | $1,158 | $196 | 20.4% |
| Utah | $710 | -$252 | -26.2% |
| Vermont | $660 | -$302 | -31.4% |
| Virginia | $576 | -$386 | -40.1% |
| Washington | $744 | -$218 | -22.7% |
| West Virginia | $880 | -$82 | -8.5% |
| Wisconsin | $666 | -$296 | -30.8% |
| Wyoming | $858 | -$104 | -10.8% |
Opting for high physical damage deductibles can reduce prices by up to $220 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 extra each year, depending on your age. Mitsubishi Galant insurance for high-risk drivers is expensive and can cost anywhere from 41% to 127% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant ES | $962 | $80 |
| Mitsubishi Galant SE | $980 | $82 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2011 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2010 Mitsubishi Galant | $134 | $170 | $468 | $930 |
| 2007 Mitsubishi Galant | $120 | $152 | $446 | $876 |
| 2006 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mitsubishi Galant Insurance
Getting lower rates on Mitsubishi Galant insurance consists of having a decent driving record, maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following items are a summary of the information touched on in the above illustrations.
- It is possible to save around $110 per year simply by quoting online well ahead of the renewal date
- 16 to 18-year-old drivers are expensive to insure, as much as $329 a month for full coverage
- Increasing physical damage deductibles can save around $225 each year
- High-risk drivers who have multiple accidents or major violations may pay on average $1,110 more per year than a driver with a clean driving record
- Drivers who purchase additional liability coverage will pay around $520 annually to raise from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,942 |
| 20 | $2,206 |
| 30 | $972 |
| 40 | $962 |
| 50 | $884 |
| 60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,104 |
| $250 | $1,040 |
| $500 | $962 |
| $1,000 | $886 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $962 |
| 50/100 | $1,075 |
| 100/300 | $1,193 |
| 250/500 | $1,501 |
| 100 CSL | $1,122 |
| 300 CSL | $1,383 |
| 500 CSL | $1,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,540 |
| 20 | $3,522 |
| 30 | $2,084 |
| 40 | $2,074 |
| 50 | $1,984 |
| 60 | $1,962 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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