Mitsubishi Galant Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 24, 2022

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Average insurance rates for a Mitsubishi Galant are $860 a year for full coverage. Comprehensive costs on average $116 a year, collision costs $144, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $1,846. Teen drivers receive the highest rates at $3,580 a year or more.

Average premium for full coverage: $860

Rate estimates by individual coverage type:

Comprehensive $116
Collision $144
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Galant trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $1,846 for a high risk driver.

Liability Only $496
Full Coverage $860
High Risk $1,846

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $645
Small Cities $903
Large Cities $1,161

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Mitsubishi Galant insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $533
  • Drivers who choose higher $1,000 deductibles will pay around $800 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $860
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $970
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $1,846 or more
  • The cost for full coverage for a teen driver may cost $3,580 a year

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing full coverage Mitsubishi Galant insurance rates range from $533 to $3,580

for a Mitsubishi Galant can also vary considerably based on your driver profile, the trim level of your Galant, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $800 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,500 a year. View Rates by Age

Where you live makes a big difference in Mitsubishi Galant insurance rates. A 40-year-old driver could pay as low as $570 a year in states like Idaho, Maine, and Iowa, or as much as $1,230 on average in Michigan, Louisiana, and New York.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $716 -$144 -16.7%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $884 $24 2.8%
Delaware $972 $112 13.0%
Florida $1,076 $216 25.1%
Georgia $792 -$68 -7.9%
Hawaii $618 -$242 -28.1%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $646 -$214 -24.9%
Iowa $578 -$282 -32.8%
Kansas $818 -$42 -4.9%
Kentucky $1,174 $314 36.5%
Louisiana $1,272 $412 47.9%
Maine $530 -$330 -38.4%
Maryland $710 -$150 -17.4%
Massachusetts $688 -$172 -20.0%
Michigan $1,494 $634 73.7%
Minnesota $718 -$142 -16.5%
Mississippi $1,030 $170 19.8%
Missouri $762 -$98 -11.4%
Montana $924 $64 7.4%
Nebraska $678 -$182 -21.2%
Nevada $1,030 $170 19.8%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $762 -$98 -11.4%
New York $908 $48 5.6%
North Carolina $494 -$366 -42.6%
North Dakota $704 -$156 -18.1%
Ohio $596 -$264 -30.7%
Oklahoma $884 $24 2.8%
Oregon $788 -$72 -8.4%
Pennsylvania $820 -$40 -4.7%
Rhode Island $1,148 $288 33.5%
South Carolina $778 -$82 -9.5%
South Dakota $728 -$132 -15.3%
Tennessee $754 -$106 -12.3%
Texas $1,034 $174 20.2%
Utah $638 -$222 -25.8%
Vermont $588 -$272 -31.6%
Virginia $516 -$344 -40.0%
Washington $664 -$196 -22.8%
West Virginia $788 -$72 -8.4%
Wisconsin $596 -$264 -30.7%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Choosing high deductibles could save up to $170 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,000 to $1,500 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $860 $72
Mitsubishi Galant ES $860 $72
Mitsubishi Galant SE $872 $73

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $176 $272 $474 $1,080
2007 Mitsubishi Galant $134 $170 $468 $930
2006 Mitsubishi Galant $132 $166 $460 $916
2004 Mitsubishi Galant $120 $152 $446 $876
2003 Mitsubishi Galant $116 $144 $442 $860

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Mitsubishi Galant Insurance

Saving money on Mitsubishi Galant insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $175 each year
  • Drivers can save as much as $90 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $298 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $990 more each year for insurance

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $3,580
20 $1,974
30 $866
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $970
$250 $920
$500 $860
$1,000 $800

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,010
20 $3,140
30 $1,852
40 $1,846
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $113

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $28
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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