Mitsubishi Galant Insurance Rates

The average auto insurance rates for a Mitsubishi Galant are $962 annually including full coverage. Comprehensive insurance costs approximately $140 each year, collision insurance costs $190, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,074 or more. Teen drivers cost the most to insure at up to $3,942 a year.

Average premium for full coverage: $962

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Galant models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mitsubishi Galant insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $586
• Raising to $1,000 deductibles will save $76 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $962
• Choosing low deductibles costs an additional $142 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,074
• Policy cost with full coverage for a teen driver can cost $3,942

View Chart as Image

Insurance rates for a Mitsubishi Galant also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 41% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $220 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mitsubishi Galant insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mitsubishi Galant Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the concepts that were covered in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,110 more per year to insure a Mitsubishi Galant
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $329 each month if they have full coverage
• You may be able to save around $110 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $225 each year
• You may be able to save around $110 per year just by quoting online in advance