Mitsubishi Galant Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 30, 2024
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The average insurance prices for a Mitsubishi Galant are $990 every 12 months with full coverage. Comprehensive costs around $148, collision costs $210, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing around $2,136. Teens cost the most to insure at $4,028 a year or more.
Average premium for full coverage: $990
Policy rates for type of insurance:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Galant models.
Price Range Variability
For an average driver, Mitsubishi Galant insurance rates go from the cheapest price of $522 for basic liability insurance to the much higher price of $2,136 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates the effect of geographic area on auto insurance rates.
The examples above demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $601
- Raising to $1,000 deductibles will save about $82 annually
- The average price for a good driver age 40 using $500 deductibles is $990
- Selecting pricier low deductibles increases the price to $1,144
- Unlucky drivers with serious driving violations could pay at least $2,136 or more
- Policy cost to insure a teenage driver for full coverage can be $4,028
Auto insurance rates for a Mitsubishi Galant also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $240 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 in extra premium every year, depending on your age. Mitsubishi Galant insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on Mitsubishi Galant insurance rates. A middle-age driver might find rates as low as $710 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,340 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $896 | -$94 | -9.5% |
| Alaska | $758 | -$232 | -23.4% |
| Arizona | $820 | -$170 | -17.2% |
| Arkansas | $990 | -$0 | 0.0% |
| California | $1,126 | $136 | 13.7% |
| Colorado | $946 | -$44 | -4.4% |
| Connecticut | $1,018 | $28 | 2.8% |
| Delaware | $1,122 | $132 | 13.3% |
| Florida | $1,238 | $248 | 25.1% |
| Georgia | $912 | -$78 | -7.9% |
| Hawaii | $710 | -$280 | -28.3% |
| Idaho | $668 | -$322 | -32.5% |
| Illinois | $736 | -$254 | -25.7% |
| Indiana | $744 | -$246 | -24.8% |
| Iowa | $668 | -$322 | -32.5% |
| Kansas | $940 | -$50 | -5.1% |
| Kentucky | $1,350 | $360 | 36.4% |
| Louisiana | $1,462 | $472 | 47.7% |
| Maine | $612 | -$378 | -38.2% |
| Maryland | $814 | -$176 | -17.8% |
| Massachusetts | $792 | -$198 | -20.0% |
| Michigan | $1,718 | $728 | 73.5% |
| Minnesota | $828 | -$162 | -16.4% |
| Mississippi | $1,184 | $194 | 19.6% |
| Missouri | $878 | -$112 | -11.3% |
| Montana | $1,062 | $72 | 7.3% |
| Nebraska | $780 | -$210 | -21.2% |
| Nevada | $1,188 | $198 | 20.0% |
| New Hampshire | $710 | -$280 | -28.3% |
| New Jersey | $1,106 | $116 | 11.7% |
| New Mexico | $876 | -$114 | -11.5% |
| New York | $1,042 | $52 | 5.3% |
| North Carolina | $570 | -$420 | -42.4% |
| North Dakota | $812 | -$178 | -18.0% |
| Ohio | $682 | -$308 | -31.1% |
| Oklahoma | $1,016 | $26 | 2.6% |
| Oregon | $906 | -$84 | -8.5% |
| Pennsylvania | $944 | -$46 | -4.6% |
| Rhode Island | $1,320 | $330 | 33.3% |
| South Carolina | $896 | -$94 | -9.5% |
| South Dakota | $834 | -$156 | -15.8% |
| Tennessee | $868 | -$122 | -12.3% |
| Texas | $1,192 | $202 | 20.4% |
| Utah | $734 | -$256 | -25.9% |
| Vermont | $680 | -$310 | -31.3% |
| Virginia | $592 | -$398 | -40.2% |
| Washington | $766 | -$224 | -22.6% |
| West Virginia | $906 | -$84 | -8.5% |
| Wisconsin | $684 | -$306 | -30.9% |
| Wyoming | $882 | -$108 | -10.9% |
Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Mitsubishi Galant Insurance
Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates every year by requesting quotes from direct companies, and also from several local insurance agents.
The points below are a review of the coverage data covered in the above illustrations.
- You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Drivers under the age of 20 are expensive to insure, as much as $336 each month if comprehensive and collision insurance is included
- Drivers who have several accidents or serious violations pay on average $1,150 more every year to insure a Mitsubishi Galant
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,028 |
| 20 | $2,272 |
| 30 | $1,004 |
| 40 | $990 |
| 50 | $908 |
| 60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,144 |
| $250 | $1,074 |
| $500 | $990 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $990 |
| 50/100 | $1,105 |
| 100/300 | $1,223 |
| 250/500 | $1,531 |
| 100 CSL | $1,152 |
| 300 CSL | $1,413 |
| 500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,672 |
| 20 | $3,626 |
| 30 | $2,150 |
| 40 | $2,136 |
| 50 | $2,042 |
| 60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
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