Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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Estimated insurance rates for a Mitsubishi Galant are $1,022 a year for full coverage. Comprehensive costs an estimated $158 each year, collision costs $228, and liability is $478. A policy with only liability insurance costs around $526 a year, with a high-risk policy costing around $2,210. 16-year-old drivers pay the most at $4,142 a year or more.
Average premium for full coverage: $1,022
Premium estimates broken down by type of coverage:
Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Galant models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Mitsubishi Galant go from the low end price of $526 for just the minimum liability insurance to a high rate of $2,210 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than congested cities.
The graphic below illustrates how location impacts insurance prices.
These rate differences show why all drivers should compare rates quotes for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Mitsubishi Galant insurance rates for other coverage scenarios.
- The best full coverage rate is $618
- Raising to $1,000 deductibles will save approximately $88 a year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,022
- Buying low deductibles bumps up the cost to $1,192
- Drivers with multiple tickets or accidents could pay up to $2,210 or more
- An auto insurance policy that insures a 16-year-old driver can cost as much as $4,142
Car insurance prices for a Mitsubishi Galant also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few violations or you caused an accident, you could be paying $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 41% to 130% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age
Where you choose to live also has a big influence on Mitsubishi Galant insurance prices. A middle-age driver might find prices as low as $680 a year in states like Iowa, Maine, and Idaho, or at least $1,460 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$96 | -9.4% |
| Alaska | $786 | -$236 | -23.1% |
| Arizona | $850 | -$172 | -16.8% |
| Arkansas | $1,022 | -$0 | 0.0% |
| California | $1,164 | $142 | 13.9% |
| Colorado | $978 | -$44 | -4.3% |
| Connecticut | $1,054 | $32 | 3.1% |
| Delaware | $1,158 | $136 | 13.3% |
| Florida | $1,280 | $258 | 25.2% |
| Georgia | $944 | -$78 | -7.6% |
| Hawaii | $734 | -$288 | -28.2% |
| Idaho | $694 | -$328 | -32.1% |
| Illinois | $762 | -$260 | -25.4% |
| Indiana | $770 | -$252 | -24.7% |
| Iowa | $690 | -$332 | -32.5% |
| Kansas | $974 | -$48 | -4.7% |
| Kentucky | $1,396 | $374 | 36.6% |
| Louisiana | $1,514 | $492 | 48.1% |
| Maine | $632 | -$390 | -38.2% |
| Maryland | $842 | -$180 | -17.6% |
| Massachusetts | $818 | -$204 | -20.0% |
| Michigan | $1,780 | $758 | 74.2% |
| Minnesota | $856 | -$166 | -16.2% |
| Mississippi | $1,226 | $204 | 20.0% |
| Missouri | $908 | -$114 | -11.2% |
| Montana | $1,100 | $78 | 7.6% |
| Nebraska | $808 | -$214 | -20.9% |
| Nevada | $1,226 | $204 | 20.0% |
| New Hampshire | $736 | -$286 | -28.0% |
| New Jersey | $1,146 | $124 | 12.1% |
| New Mexico | $904 | -$118 | -11.5% |
| New York | $1,078 | $56 | 5.5% |
| North Carolina | $590 | -$432 | -42.3% |
| North Dakota | $838 | -$184 | -18.0% |
| Ohio | $708 | -$314 | -30.7% |
| Oklahoma | $1,050 | $28 | 2.7% |
| Oregon | $938 | -$84 | -8.2% |
| Pennsylvania | $978 | -$44 | -4.3% |
| Rhode Island | $1,366 | $344 | 33.7% |
| South Carolina | $928 | -$94 | -9.2% |
| South Dakota | $864 | -$158 | -15.5% |
| Tennessee | $896 | -$126 | -12.3% |
| Texas | $1,236 | $214 | 20.9% |
| Utah | $760 | -$262 | -25.6% |
| Vermont | $700 | -$322 | -31.5% |
| Virginia | $614 | -$408 | -39.9% |
| Washington | $790 | -$232 | -22.7% |
| West Virginia | $938 | -$84 | -8.2% |
| Wisconsin | $708 | -$314 | -30.7% |
| Wyoming | $914 | -$108 | -10.6% |
Opting for high physical damage deductibles can reduce prices by up to $260 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant ES | $1,022 | $85 |
| Mitsubishi Galant SE | $1,046 | $87 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $164 | $252 | $474 | $1,048 |
| 2011 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2010 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2007 Mitsubishi Galant | $132 | $166 | $460 | $916 |
| 2006 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2004 Mitsubishi Galant | $116 | $144 | $442 | $860 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Mitsubishi Galant Insurance
Finding better rates on insurance for a Mitsubishi Galant consists of being safe and accident-free, having a positive credit history, not filing small claims, and not having any coverage lapses. Comparison shop every year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.
Below you'll find a condensed summary of the coverage data touched on above.
- Drivers can save approximately $110 per year simply by quoting online in advance
- Increasing policy deductibles can save approximately $250 each year
- Youthful drivers have the highest car insurance prices, as much as $345 per month if full coverage is purchased
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,190 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,142 |
| 20 | $2,352 |
| 30 | $1,040 |
| 40 | $1,022 |
| 50 | $942 |
| 60 | $922 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,192 |
| $250 | $1,116 |
| $500 | $1,022 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,022 |
| 50/100 | $1,142 |
| 100/300 | $1,261 |
| 250/500 | $1,572 |
| 100 CSL | $1,189 |
| 300 CSL | $1,452 |
| 500 CSL | $1,644 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,838 |
| 20 | $3,752 |
| 30 | $2,228 |
| 40 | $2,210 |
| 50 | $2,114 |
| 60 | $2,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $63 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $404 |
Discounts are estimated and may not be available from every company or in every state.
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