Mitsubishi Galant Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Mitsubishi Galant are $990 a year including full coverage. Comprehensive insurance costs around $148, collision costs $210, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,136 or more. Teens receive the highest rates at $4,028 a year or more.
Average premium for full coverage: $990
Rate estimates for individual coverage type:
Prices include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Galant trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $522 for just liability insurance to a much higher rate of $2,136 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on auto insurance rates.
These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Mitsubishi Galant insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $601
- Choosing higher $1,000 deductibles can save about $82 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $990
- Selecting more expensive low deductibles for comp and collision coverage will cost an additional $154 each year
- Drivers with serious driving violations could pay at least $2,136 or more
- The cost that insures a teenage driver with full coverage can be $4,028 each year
Car insurance rates for a Mitsubishi Galant can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age
Where you live plays a big part in determining prices for Mitsubishi Galant insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,410 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $896 | -$94 | -9.5% |
| Alaska | $758 | -$232 | -23.4% |
| Arizona | $820 | -$170 | -17.2% |
| Arkansas | $990 | -$0 | 0.0% |
| California | $1,126 | $136 | 13.7% |
| Colorado | $946 | -$44 | -4.4% |
| Connecticut | $1,018 | $28 | 2.8% |
| Delaware | $1,122 | $132 | 13.3% |
| Florida | $1,238 | $248 | 25.1% |
| Georgia | $912 | -$78 | -7.9% |
| Hawaii | $710 | -$280 | -28.3% |
| Idaho | $668 | -$322 | -32.5% |
| Illinois | $736 | -$254 | -25.7% |
| Indiana | $744 | -$246 | -24.8% |
| Iowa | $668 | -$322 | -32.5% |
| Kansas | $940 | -$50 | -5.1% |
| Kentucky | $1,350 | $360 | 36.4% |
| Louisiana | $1,462 | $472 | 47.7% |
| Maine | $612 | -$378 | -38.2% |
| Maryland | $814 | -$176 | -17.8% |
| Massachusetts | $792 | -$198 | -20.0% |
| Michigan | $1,718 | $728 | 73.5% |
| Minnesota | $828 | -$162 | -16.4% |
| Mississippi | $1,184 | $194 | 19.6% |
| Missouri | $878 | -$112 | -11.3% |
| Montana | $1,062 | $72 | 7.3% |
| Nebraska | $780 | -$210 | -21.2% |
| Nevada | $1,188 | $198 | 20.0% |
| New Hampshire | $710 | -$280 | -28.3% |
| New Jersey | $1,106 | $116 | 11.7% |
| New Mexico | $876 | -$114 | -11.5% |
| New York | $1,042 | $52 | 5.3% |
| North Carolina | $570 | -$420 | -42.4% |
| North Dakota | $812 | -$178 | -18.0% |
| Ohio | $682 | -$308 | -31.1% |
| Oklahoma | $1,016 | $26 | 2.6% |
| Oregon | $906 | -$84 | -8.5% |
| Pennsylvania | $944 | -$46 | -4.6% |
| Rhode Island | $1,320 | $330 | 33.3% |
| South Carolina | $896 | -$94 | -9.5% |
| South Dakota | $834 | -$156 | -15.8% |
| Tennessee | $868 | -$122 | -12.3% |
| Texas | $1,192 | $202 | 20.4% |
| Utah | $734 | -$256 | -25.9% |
| Vermont | $680 | -$310 | -31.3% |
| Virginia | $592 | -$398 | -40.2% |
| Washington | $766 | -$224 | -22.6% |
| West Virginia | $906 | -$84 | -8.5% |
| Wisconsin | $684 | -$306 | -30.9% |
| Wyoming | $882 | -$108 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant ES | $990 | $83 |
| Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
| 2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
| 2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
| 2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
| 2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Mitsubishi Galant Insurance
Saving money on auto insurance takes not taking risks behind the wheel, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following is a quick rundown of the data covered in the above illustrations.
- Consumers who may need higher liability limits will pay approximately $520 per year to raise limits from a minimum limit to the 250/500 level
- You may be able to save up to $110 per year simply by shopping early and online
- Increasing deductibles can save approximately $225 each year
- Teens are the costliest to insure, as much as $336 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,028 |
| 20 | $2,272 |
| 30 | $1,004 |
| 40 | $990 |
| 50 | $908 |
| 60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,144 |
| $250 | $1,074 |
| $500 | $990 |
| $1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $990 |
| 50/100 | $1,105 |
| 100/300 | $1,223 |
| 250/500 | $1,531 |
| 100 CSL | $1,152 |
| 300 CSL | $1,413 |
| 500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,672 |
| 20 | $3,626 |
| 30 | $2,150 |
| 40 | $2,136 |
| 50 | $2,042 |
| 60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $62 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
