Mitsubishi Galant Insurance Rates

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UPDATED: Mar 30, 2024

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The average auto insurance rates for a Mitsubishi Galant are $990 annually for full coverage insurance. Comprehensive costs approximately $148, collision costs $210, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,136. Teenage drivers cost the most to insure at $4,028 a year or more.

Average premium for full coverage: $990

Policy rates by type of insurance:

Comprehensive $148
Collision $210
Liability $474

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Galant trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Mitsubishi Galant insurance rates go from as cheap as $522 for a discount liability-only rate to a much higher rate of $2,136 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $990
High Risk $2,136

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $743
Small Cities $1,040
Large Cities $1,337

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $601
  • Choosing higher $1,000 deductibles can save $82 each year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $990
  • Using more expensive low deductibles for comp and collision coverage will cost $1,144
  • Unlucky drivers who are prone to accidents and violations could pay around $2,136 or more
  • Policy cost with full coverage for a teen driver with full coverage can cost $4,028 each year

View Chart as Image

Mitsubishi Galant insurance cost comparison chart
Column chart showing full coverage Mitsubishi Galant insurance rates range from $601 to $4,028

Insurance rates for a Mitsubishi Galant also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $240 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mitsubishi Galant insurance prices. A good driver about age 40 could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,340 on average in Florida, New York, and Michigan.

Mitsubishi Galant Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $896 -$94 -9.5%
Alaska $758 -$232 -23.4%
Arizona $820 -$170 -17.2%
Arkansas $990 -$0 0.0%
California $1,126 $136 13.7%
Colorado $946 -$44 -4.4%
Connecticut $1,018 $28 2.8%
Delaware $1,122 $132 13.3%
Florida $1,238 $248 25.1%
Georgia $912 -$78 -7.9%
Hawaii $710 -$280 -28.3%
Idaho $668 -$322 -32.5%
Illinois $736 -$254 -25.7%
Indiana $744 -$246 -24.8%
Iowa $668 -$322 -32.5%
Kansas $940 -$50 -5.1%
Kentucky $1,350 $360 36.4%
Louisiana $1,462 $472 47.7%
Maine $612 -$378 -38.2%
Maryland $814 -$176 -17.8%
Massachusetts $792 -$198 -20.0%
Michigan $1,718 $728 73.5%
Minnesota $828 -$162 -16.4%
Mississippi $1,184 $194 19.6%
Missouri $878 -$112 -11.3%
Montana $1,062 $72 7.3%
Nebraska $780 -$210 -21.2%
Nevada $1,188 $198 20.0%
New Hampshire $710 -$280 -28.3%
New Jersey $1,106 $116 11.7%
New Mexico $876 -$114 -11.5%
New York $1,042 $52 5.3%
North Carolina $570 -$420 -42.4%
North Dakota $812 -$178 -18.0%
Ohio $682 -$308 -31.1%
Oklahoma $1,016 $26 2.6%
Oregon $906 -$84 -8.5%
Pennsylvania $944 -$46 -4.6%
Rhode Island $1,320 $330 33.3%
South Carolina $896 -$94 -9.5%
South Dakota $834 -$156 -15.8%
Tennessee $868 -$122 -12.3%
Texas $1,192 $202 20.4%
Utah $734 -$256 -25.9%
Vermont $680 -$310 -31.3%
Virginia $592 -$398 -40.2%
Washington $766 -$224 -22.6%
West Virginia $906 -$84 -8.5%
Wisconsin $684 -$306 -30.9%
Wyoming $882 -$108 -10.9%

View Chart as Image

Mitsubishi Galant insurance rates by U.S. city

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Mitsubishi Galant Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Galant ES $990 $83
Mitsubishi Galant ES $990 $83
Mitsubishi Galant SE $1,010 $84

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Galant Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Galant $158 $228 $478 $1,022
2011 Mitsubishi Galant $148 $210 $474 $990
2010 Mitsubishi Galant $140 $190 $474 $962
2007 Mitsubishi Galant $130 $160 $452 $900
2006 Mitsubishi Galant $120 $152 $446 $876

Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mitsubishi Galant Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having a good credit history, being claim-free, and maximizing policy discounts. Set aside time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a summary of the ideas that were raised in the charts and tables above.

  • Drivers under the age of 20 are expensive to insure, possibly costing $336 each month including comprehensive and collision insurance
  • Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,150 more per year to insure a Mitsubishi Galant
  • Increasing comprehensive and collision deductibles could save up to $225 each year
  • It is possible to save around $110 per year simply by shopping early and online

Rates by Driver Age

Mitsubishi Galant Insurance Rates by Driver Age
Driver Age Premium
16 $4,028
20 $2,272
30 $1,004
40 $990
50 $908
60 $890

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Galant Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,144
$250 $1,074
$500 $990
$1,000 $908

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Galant Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $990
50/100 $1,105
100/300 $1,223
250/500 $1,531
100 CSL $1,152
300 CSL $1,413
500 CSL $1,603

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Galant Insurance Rates for High Risk Drivers
Age Premium
16 $5,672
20 $3,626
30 $2,150
40 $2,136
50 $2,042
60 $2,022

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $62
Paid in Full/EFT $35
Advance Quote $43
Online Quote $67
Total Discounts $389
Rate after discounts $601

Discounts are estimated and may not be available from every company or in every state.

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