Mitsubishi Galant Insurance Rates
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UPDATED: Mar 30, 2024
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The average auto insurance rates for a Mitsubishi Galant are $990 annually for full coverage insurance. Comprehensive costs approximately $148, collision costs $210, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,136. Teenage drivers cost the most to insure at $4,028 a year or more.
Average premium for full coverage: $990
Policy rates by type of insurance:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Galant trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Mitsubishi Galant insurance rates go from as cheap as $522 for a discount liability-only rate to a much higher rate of $2,136 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.
The price range example below illustrates how rural and urban location affects auto insurance prices.
The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Mitsubishi Galant insurance rates for additional coverage and risk scenarios.
- The best discount rate is $601
- Choosing higher $1,000 deductibles can save $82 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $990
- Using more expensive low deductibles for comp and collision coverage will cost $1,144
- Unlucky drivers who are prone to accidents and violations could pay around $2,136 or more
- Policy cost with full coverage for a teen driver with full coverage can cost $4,028 each year
Insurance rates for a Mitsubishi Galant also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $240 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Mitsubishi Galant insurance prices. A good driver about age 40 could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,340 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $896 | -$94 | -9.5% |
Alaska | $758 | -$232 | -23.4% |
Arizona | $820 | -$170 | -17.2% |
Arkansas | $990 | -$0 | 0.0% |
California | $1,126 | $136 | 13.7% |
Colorado | $946 | -$44 | -4.4% |
Connecticut | $1,018 | $28 | 2.8% |
Delaware | $1,122 | $132 | 13.3% |
Florida | $1,238 | $248 | 25.1% |
Georgia | $912 | -$78 | -7.9% |
Hawaii | $710 | -$280 | -28.3% |
Idaho | $668 | -$322 | -32.5% |
Illinois | $736 | -$254 | -25.7% |
Indiana | $744 | -$246 | -24.8% |
Iowa | $668 | -$322 | -32.5% |
Kansas | $940 | -$50 | -5.1% |
Kentucky | $1,350 | $360 | 36.4% |
Louisiana | $1,462 | $472 | 47.7% |
Maine | $612 | -$378 | -38.2% |
Maryland | $814 | -$176 | -17.8% |
Massachusetts | $792 | -$198 | -20.0% |
Michigan | $1,718 | $728 | 73.5% |
Minnesota | $828 | -$162 | -16.4% |
Mississippi | $1,184 | $194 | 19.6% |
Missouri | $878 | -$112 | -11.3% |
Montana | $1,062 | $72 | 7.3% |
Nebraska | $780 | -$210 | -21.2% |
Nevada | $1,188 | $198 | 20.0% |
New Hampshire | $710 | -$280 | -28.3% |
New Jersey | $1,106 | $116 | 11.7% |
New Mexico | $876 | -$114 | -11.5% |
New York | $1,042 | $52 | 5.3% |
North Carolina | $570 | -$420 | -42.4% |
North Dakota | $812 | -$178 | -18.0% |
Ohio | $682 | -$308 | -31.1% |
Oklahoma | $1,016 | $26 | 2.6% |
Oregon | $906 | -$84 | -8.5% |
Pennsylvania | $944 | -$46 | -4.6% |
Rhode Island | $1,320 | $330 | 33.3% |
South Carolina | $896 | -$94 | -9.5% |
South Dakota | $834 | -$156 | -15.8% |
Tennessee | $868 | -$122 | -12.3% |
Texas | $1,192 | $202 | 20.4% |
Utah | $734 | -$256 | -25.9% |
Vermont | $680 | -$310 | -31.3% |
Virginia | $592 | -$398 | -40.2% |
Washington | $766 | -$224 | -22.6% |
West Virginia | $906 | -$84 | -8.5% |
Wisconsin | $684 | -$306 | -30.9% |
Wyoming | $882 | -$108 | -10.9% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mitsubishi Galant ES | $990 | $83 |
Mitsubishi Galant ES | $990 | $83 |
Mitsubishi Galant SE | $1,010 | $84 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Mitsubishi Galant | $158 | $228 | $478 | $1,022 |
2011 Mitsubishi Galant | $148 | $210 | $474 | $990 |
2010 Mitsubishi Galant | $140 | $190 | $474 | $962 |
2007 Mitsubishi Galant | $130 | $160 | $452 | $900 |
2006 Mitsubishi Galant | $120 | $152 | $446 | $876 |
Rates are averaged for all Mitsubishi Galant models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mitsubishi Galant Insurance
Finding cheaper rates on car insurance takes avoiding accidents and claims, having a good credit history, being claim-free, and maximizing policy discounts. Set aside time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a summary of the ideas that were raised in the charts and tables above.
- Drivers under the age of 20 are expensive to insure, possibly costing $336 each month including comprehensive and collision insurance
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,150 more per year to insure a Mitsubishi Galant
- Increasing comprehensive and collision deductibles could save up to $225 each year
- It is possible to save around $110 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,028 |
20 | $2,272 |
30 | $1,004 |
40 | $990 |
50 | $908 |
60 | $890 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,144 |
$250 | $1,074 |
$500 | $990 |
$1,000 | $908 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $990 |
50/100 | $1,105 |
100/300 | $1,223 |
250/500 | $1,531 |
100 CSL | $1,152 |
300 CSL | $1,413 |
500 CSL | $1,603 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,672 |
20 | $3,626 |
30 | $2,150 |
40 | $2,136 |
50 | $2,042 |
60 | $2,022 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $50 |
Multi-vehicle | $54 |
Homeowner | $18 |
5-yr Accident Free | $60 |
5-yr Claim Free | $62 |
Paid in Full/EFT | $35 |
Advance Quote | $43 |
Online Quote | $67 |
Total Discounts | $389 |
Discounts are estimated and may not be available from every company or in every state.
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