Mazda RX-8 Insurance Rates

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How Much Does 2010 Mazda RX-8 Car Insurance Cost in 2025?

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UPDATED: Apr 3, 2024

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U.S. average insurance prices for a Mazda RX-8 are $962 every 12 months with full coverage. Comprehensive insurance costs on average $160 each year, collision costs $198, and liability costs $446. A policy with just liability insurance costs as little as $500 a year, with coverage for high-risk drivers costing $2,066 or more. Teenage drivers pay the highest rates at $3,882 a year or more.

Average premium for full coverage: $962

Price estimates by individual coverage:

Comprehensive $160
Collision $198
Liability $446

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and RX-8 models.

Price Range from Low to High

For the normal driver, Mazda RX-8 insurance prices go from the cheapest price of $500 for a discount liability-only rate to a high rate of $2,066 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $962
High Risk $2,066

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $722
Small Cities $1,010
Large Cities $1,299

The ranges above demonstrate why all drivers should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Mazda RX-8 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $590
  • Drivers who choose higher $1,000 deductibles will pay around $82 annually
  • The average price for the average middle-age driver with $500 deductibles is $962
  • Using low deductibles for comprehensive and collision insurance costs an extra $156 every year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,066 or more
  • The price to insure a teen driver may cost $3,882 a year

View Chart as Image

Mazda RX-8 insurance cost comparison chart
Column chart showing full coverage Mazda RX-8 insurance prices range from $590 to $3,882

Insurance prices for a Mazda RX-8 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your RX-8.

Using high physical damage deductibles could save up to $240 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $3,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Mazda RX-8 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

Mazda RX-8 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $874 -$88 -9.1%
Alaska $740 -$222 -23.1%
Arizona $800 -$162 -16.8%
Arkansas $962 -$0 0.0%
California $1,098 $136 14.1%
Colorado $922 -$40 -4.2%
Connecticut $992 $30 3.1%
Delaware $1,092 $130 13.5%
Florida $1,206 $244 25.4%
Georgia $890 -$72 -7.5%
Hawaii $692 -$270 -28.1%
Idaho $650 -$312 -32.4%
Illinois $718 -$244 -25.4%
Indiana $724 -$238 -24.7%
Iowa $650 -$312 -32.4%
Kansas $916 -$46 -4.8%
Kentucky $1,314 $352 36.6%
Louisiana $1,428 $466 48.4%
Maine $594 -$368 -38.3%
Maryland $794 -$168 -17.5%
Massachusetts $772 -$190 -19.8%
Michigan $1,674 $712 74.0%
Minnesota $806 -$156 -16.2%
Mississippi $1,156 $194 20.2%
Missouri $854 -$108 -11.2%
Montana $1,036 $74 7.7%
Nebraska $760 -$202 -21.0%
Nevada $1,156 $194 20.2%
New Hampshire $694 -$268 -27.9%
New Jersey $1,080 $118 12.3%
New Mexico $854 -$108 -11.2%
New York $1,014 $52 5.4%
North Carolina $556 -$406 -42.2%
North Dakota $790 -$172 -17.9%
Ohio $664 -$298 -31.0%
Oklahoma $990 $28 2.9%
Oregon $884 -$78 -8.1%
Pennsylvania $922 -$40 -4.2%
Rhode Island $1,286 $324 33.7%
South Carolina $874 -$88 -9.1%
South Dakota $814 -$148 -15.4%
Tennessee $844 -$118 -12.3%
Texas $1,162 $200 20.8%
Utah $712 -$250 -26.0%
Vermont $662 -$300 -31.2%
Virginia $576 -$386 -40.1%
Washington $746 -$216 -22.5%
West Virginia $884 -$78 -8.1%
Wisconsin $670 -$292 -30.4%
Wyoming $858 -$104 -10.8%

View Chart as Image

Mazda RX-8 insurance rates by U.S. city

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Mazda RX-8 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda RX-8 Sport 4-Dr Coupe $948 $79
Mazda RX-8 Grand Touring 4-Dr Coupe $962 $80
Mazda RX-8 R3 4-Dr Coupe $962 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda RX-8 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mazda RX-8 $186 $250 $474 $1,068
2006 Mazda RX-8 $160 $198 $446 $962

Rates are averaged for all Mazda RX-8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Mazda RX-8 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest the time to compare rates every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief recap of the ideas that were presented in the illustrations above.

  • Teenage drivers pay the highest prices, costing up to $324 a month if they have full coverage
  • Higher risk drivers who tend to receive serious violations may pay on average $1,100 more each year for auto insurance
  • Increasing physical damage deductibles could save as much as $250 each year
  • You may be able to save as much as $110 per year simply by quoting online in advance

Rates by Driver Age

Mazda RX-8 Insurance Rates by Driver Age
Driver Age Premium
16 $3,882
20 $2,198
30 $980
40 $962
50 $886
60 $866

Full coverage, $500 deductibles

Rates by Deductible

Mazda RX-8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,118
$250 $1,048
$500 $962
$1,000 $880

Full coverage, driver age 40

Rates by Liability Limit

Mazda RX-8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $962
50/100 $1,051
100/300 $1,163
250/500 $1,453
100 CSL $1,096
300 CSL $1,341
500 CSL $1,520

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda RX-8 Insurance Rates for High Risk Drivers
Age Premium
16 $5,458
20 $3,496
30 $2,082
40 $2,066
50 $1,976
60 $1,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $64
Total Discounts $372
Rate after discounts $590

Discounts are estimated and may not be available from every company or in every state.

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