Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,412 a year including full coverage. Comprehensive costs an estimated $320 a year, collision costs $536, and liability insurance is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing around $3,044. Teens receive the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Rate estimates broken down by individual coverage type:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $816
• Raising to $1,000 deductibles will save approximately $1,216 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,412
• Selecting low $100 deductibles will increase the cost to $1,788
• Higher-risk drivers with serious driving violations could pay up to $3,044 or more
• The cost for full coverage for a teen driver can cost as much as $5,214

View Chart as Image

Auto insurance rates for a Mazda CX-9 can also vary considerably based on your driver profile, the model of your CX-9, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,200 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,020 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $580 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance consists of having a decent driving record, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every couple of years by getting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a quick rundown of the material that was presented in the illustrations above.

• Drivers who want additional liability coverage will pay approximately $440 per year to raise from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, as much as $435 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more annually than a driver with a clean driving record
• Increasing deductibles can save around $575 each year