Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance rates for a Mazda CX-9 are $1,412 a year for full coverage. Comprehensive costs approximately $320 each year, collision insurance costs $536, and liability insurance is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs around $3,044. Teenage drivers pay the most at up to $5,214 a year.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Comprehensive $320
Collision $536
Liability $398

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and CX-9 models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Mazda CX-9 range from as low as $460 for just liability insurance to a high rate of $3,044 for a driver who requires high-risk insurance.

Liability Only $460
Full Coverage $1,412
High Risk $3,044

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

These rate differences show why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $816
  • Raising to $1,000 deductibles will save $196 a year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,412
  • Using low deductibles will increase the cost to $1,788
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,044
  • An auto insurance policy for full coverage for a teen driver can cost $5,214

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $816 to $5,214 for full coverage

Insurance prices for a Mazda CX-9 also have a wide range based on your driving characteristics, the trim level of your CX-9, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,020 on average in New York, Louisiana, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,454 $42 3.0%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,304 -$108 -7.6%
Hawaii $1,016 -$396 -28.0%
Idaho $956 -$456 -32.3%
Illinois $1,054 -$358 -25.4%
Indiana $1,062 -$350 -24.8%
Iowa $954 -$458 -32.4%
Kansas $1,344 -$68 -4.8%
Kentucky $1,928 $516 36.5%
Louisiana $2,090 $678 48.0%
Maine $872 -$540 -38.2%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,130 -$282 -20.0%
Michigan $2,454 $1,042 73.8%
Minnesota $1,184 -$228 -16.1%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,580 $168 11.9%
New Mexico $1,252 -$160 -11.3%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $976 -$436 -30.9%
Oklahoma $1,452 $40 2.8%
Oregon $1,294 -$118 -8.4%
Pennsylvania $1,348 -$64 -4.5%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,238 -$174 -12.3%
Texas $1,702 $290 20.5%
Utah $1,046 -$366 -25.9%
Vermont $966 -$446 -31.6%
Virginia $846 -$566 -40.1%
Washington $1,092 -$320 -22.7%
West Virginia $1,294 -$118 -8.4%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $580 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,368 $114
Mazda CX-9 Grand Touring 2WD $1,412 $118
Mazda CX-9 Sport AWD $1,412 $118
Mazda CX-9 Touring 2WD $1,412 $118
Mazda CX-9 Touring AWD $1,412 $118
Mazda CX-9 Grand Touring AWD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2013 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance consists of being a good driver, maintaining good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at every other renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a quick review of the concepts that were touched on in this article.

  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,630 more per year than a safer driver
  • Drivers age 16 to 20 are expensive to insure, as much as $435 per month for full coverage
  • Drivers can save around $170 per year just by quoting online in advance
  • Increasing policy deductibles can save around $575 each year
  • Drivers can save around $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,242
30 $1,476
40 $1,412
50 $1,290
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,614
$500 $1,412
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,438
20 $5,150
30 $3,112
40 $3,044
50 $2,902
60 $2,876

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $596
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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