Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,422 a year with full coverage. Comprehensive costs approximately $332 a year, collision costs $542, and liability insurance is estimated at $390. A liability-only policy costs approximately $452 a year, with high-risk insurance costing around $3,056. Teen drivers receive the highest rates at $5,208 a year or more.

Average premium for full coverage: $1,422

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

These examples demonstrate why it is important to get quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $823
• Choosing higher $1,000 deductibles can save $1,222 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,422
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,804
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,056 or more
• The cost that insures a teen driver can cost $5,208 each year

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,920 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $590 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance takes being a good driver, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Shop around once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a review of the data that was touched on in this article.

• You may be able to save around $170 per year simply by quoting early and online
• Drivers who purchase an increased level of liability coverage will pay about $430 every year to raise limits from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $434 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,630 more per year than a safer driver