Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,412 a year for full coverage insurance. Comprehensive insurance costs approximately $320 a year, collision costs $536, and liability is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing $3,044 or more. Teens pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $816
• Raising to $1,000 deductibles will save $1,216 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,412
• Selecting low $100 deductibles will cost an extra $376 annually
• Drivers with serious driving violations could pay around $3,044 or more
• The price for full coverage for a 16-year-old driver can cost $5,214

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,910 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $580 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 consists of being a safe and courteous driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every year by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a brief recap of the coverage data touched on in this article.

• It is possible to save around $170 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $575 each year
• Teenage drivers are the costliest to insure, as much as $435 a month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,630 more per year for auto insurance