Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,412 a year for full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $536, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $3,044 or more. Teen drivers pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates broken down by individual coverage:

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and CX-9 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why all drivers should get quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $816
• Choosing higher $1,000 deductibles can save approximately $196 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,412
• Choosing low deductibles for comp and collision coverage will cost an extra $376 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,044 or more
• The price for full coverage for a teen driver can cost as much as $5,214 each year

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the trim level of your CX-9, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or as much as $2,020 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $580 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Getting lower rates on car insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a summary of the coverage data covered above.

• Drivers can save approximately $170 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $575 each year
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $435 a month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations pay an average of $1,630 more annually to buy Mazda CX-9 insurance