Mazda CX-9 Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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Estimated auto insurance rates for a Mazda CX-9 are $1,412 annually including full coverage. Comprehensive insurance costs on average $320 a year, collision insurance costs $536, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $3,044 or more. Teen drivers pay the most at up to $5,214 a year.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Comprehensive $320
Collision $536
Liability $398

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Mazda CX-9 range from as cheap as $460 for your basic liability-only policy to a high of $3,044 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,412
High Risk $3,044

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

These rate differences highlight why it is important to compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $816
  • Using higher $1,000 deductibles will save around $1,216 every year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,412
  • Choosing low $100 deductibles for physical damage coverage costs an additional $376 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,044
  • An auto insurance policy with full coverage for a teenage driver may cost $5,214 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $816 to $5,214 for full coverage

Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $580 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,020 on average in Michigan, New York, and Louisiana.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,454 $42 3.0%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,304 -$108 -7.6%
Hawaii $1,016 -$396 -28.0%
Idaho $956 -$456 -32.3%
Illinois $1,054 -$358 -25.4%
Indiana $1,062 -$350 -24.8%
Iowa $954 -$458 -32.4%
Kansas $1,344 -$68 -4.8%
Kentucky $1,928 $516 36.5%
Louisiana $2,090 $678 48.0%
Maine $872 -$540 -38.2%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,130 -$282 -20.0%
Michigan $2,454 $1,042 73.8%
Minnesota $1,184 -$228 -16.1%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,580 $168 11.9%
New Mexico $1,252 -$160 -11.3%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $976 -$436 -30.9%
Oklahoma $1,452 $40 2.8%
Oregon $1,294 -$118 -8.4%
Pennsylvania $1,348 -$64 -4.5%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,238 -$174 -12.3%
Texas $1,702 $290 20.5%
Utah $1,046 -$366 -25.9%
Vermont $966 -$446 -31.6%
Virginia $846 -$566 -40.1%
Washington $1,092 -$320 -22.7%
West Virginia $1,294 -$118 -8.4%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,368 $114
Mazda CX-9 Grand Touring 2WD $1,412 $118
Mazda CX-9 Sport AWD $1,412 $118
Mazda CX-9 Touring 2WD $1,412 $118
Mazda CX-9 Touring AWD $1,412 $118
Mazda CX-9 Grand Touring AWD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2013 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Mazda CX-9 Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit history, refrain from filing small claims, and determing if full coverage is necessary. Take the time to comparison shop at every policy renewal by getting price quotes from direct car insurance companies, and also from several local insurance agents.

The following items are a condensed summary of the data touched on in the above illustrations.

  • Consumers who require additional liability coverage will pay about $440 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • You may be able to save as much as $170 per year just by quoting early and online
  • Increasing policy deductibles could save up to $575 each year
  • 16 to 18-year-old drivers pay the highest prices, with the cost nearing $435 per month including comprehensive and collision insurance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,242
30 $1,476
40 $1,412
50 $1,290
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,614
$500 $1,412
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,438
20 $5,150
30 $3,112
40 $3,044
50 $2,902
60 $2,876

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $596
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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