Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,406 every 12 months including full coverage. Comprehensive insurance costs around $308 each year, collision costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing $3,036 or more. Teen drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,406

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

These rate differences highlight why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $811
• Choosing higher $1,000 deductibles can save about $190 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,406
• Choosing low deductibles for comp and collision coverage costs an extra $364 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,036 or more
• An auto insurance policy to insure a 16-year-old driver can be $5,228 each year

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles can save as much as $560 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 takes avoiding accidents and violations, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Spend time shopping around every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the information touched on above.

• You may be able to save up to $170 per year simply by quoting online in advance
• Teenagers pay higher prices, with the cost nearing $436 per month if they have full coverage
• Increasing policy deductibles could save as much as $550 each year
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,630 more every year for car insurance
• Insureds who may need higher liability limits will pay about $460 per year to raise limits from 30/60 bodily injury limits to a 250/500 level