Mazda CX-9 Insurance Rates

The average insurance rates for a Mazda CX-9 are $1,406 a year including full coverage. Comprehensive insurance costs on average $308, collision costs $524, and liability coverage is estimated at $416. Liability-only insurance costs approximately $474 a year, with high-risk driver insurance costing $3,036 or more. Teen drivers cost the most to insure at $5,228 a year or more.

Average premium for full coverage: $1,406

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $811
• Choosing higher $1,000 deductibles can save around $190 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,406
• Choosing more expensive low deductibles for comp and collision coverage will cost an additional $364 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,036 or more
• Policy cost that insures a teenage driver with full coverage may cost $5,228 each year

View Chart as Image

Auto insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance ranges around 44% to 135% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $560 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every couple of years by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a quick rundown of the material that was covered in the charts and tables above.

• Consumers who require increased liability limits will pay about $460 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $436 each month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,630 more each year to insure a Mazda CX-9
• Increasing comprehensive and collision deductibles can save approximately $550 each year