Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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The average insurance prices for a Mazda CX-9 are $1,412 every 12 months for full coverage insurance. Comprehensive costs around $320 each year, collision insurance costs $536, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs around $3,044. 16-year-old drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,412

Policy rates for type of insurance:

Comprehensive $320
Collision $536
Liability $398

Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and CX-9 models.

Price Range Variability

Using a middle-aged driver as an example, Mazda CX-9 insurance rates range from the cheapest price of $460 for just liability coverage to a high rate of $3,044 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,412
High Risk $3,044

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than congested cities. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

The examples above illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-9 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $816
  • Using higher $1,000 deductibles will save about $196 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,412
  • Buying low deductibles for physical damage coverage increases the price to $1,788
  • Higher-risk drivers with multiple tickets or accidents could pay at least $3,044
  • Policy cost to insure a teenage driver can be $5,214 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $816 to $5,214 for full coverage

Insurance rates for a Mazda CX-9 also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $580 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can be around 44% to 134% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,910 on average in Michigan, New York, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,454 $42 3.0%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,304 -$108 -7.6%
Hawaii $1,016 -$396 -28.0%
Idaho $956 -$456 -32.3%
Illinois $1,054 -$358 -25.4%
Indiana $1,062 -$350 -24.8%
Iowa $954 -$458 -32.4%
Kansas $1,344 -$68 -4.8%
Kentucky $1,928 $516 36.5%
Louisiana $2,090 $678 48.0%
Maine $872 -$540 -38.2%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,130 -$282 -20.0%
Michigan $2,454 $1,042 73.8%
Minnesota $1,184 -$228 -16.1%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,580 $168 11.9%
New Mexico $1,252 -$160 -11.3%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $976 -$436 -30.9%
Oklahoma $1,452 $40 2.8%
Oregon $1,294 -$118 -8.4%
Pennsylvania $1,348 -$64 -4.5%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,238 -$174 -12.3%
Texas $1,702 $290 20.5%
Utah $1,046 -$366 -25.9%
Vermont $966 -$446 -31.6%
Virginia $846 -$566 -40.1%
Washington $1,092 -$320 -22.7%
West Virginia $1,294 -$118 -8.4%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,368 $114
Mazda CX-9 Grand Touring 2WD $1,412 $118
Mazda CX-9 Sport AWD $1,412 $118
Mazda CX-9 Touring 2WD $1,412 $118
Mazda CX-9 Touring AWD $1,412 $118
Mazda CX-9 Grand Touring AWD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2013 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Mazda CX-9 Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a quick rundown of the ideas that were touched on in the above illustrations.

  • Teenage drivers are charged the highest rates, possibly costing $435 each month if full coverage is included
  • Drivers with reckless driving or DUI convictions may pay on average $1,630 more every year for auto insurance
  • Increasing comprehensive and collision deductibles could save as much as $575 each year
  • It is possible to save up to $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,242
30 $1,476
40 $1,412
50 $1,290
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,614
$500 $1,412
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,438
20 $5,150
30 $3,112
40 $3,044
50 $2,902
60 $2,876

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $596
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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