Mazda CX-9 Insurance Rates

Estimated auto insurance rates for a Mazda CX-9 are $1,412 annually with full coverage. Comprehensive insurance costs approximately $320, collision costs $536, and liability insurance is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing $3,044 or more. Teens pay the most at $5,214 a year or more.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $816
• Raising to $1,000 deductibles will save $196 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,412
• Selecting more expensive low deductibles costs an additional $376 a year
• Higher-risk drivers with serious driving violations could pay around $3,044 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost $5,214

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $580 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance consists of being a low-risk driver, having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a quick review of the ideas that were touched on in this article.

• Teen drivers are the costliest to insure, possibly costing $435 per month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,630 more per year to insure their CX-9
• Increasing policy deductibles could save up to $575 each year
• You may be able to save around $170 per year simply by shopping early and online