Mazda CX-9 Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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Average insurance prices for a Mazda CX-9 are $1,412 every 12 months including full coverage. Comprehensive insurance costs approximately $320 each year, collision insurance costs $536, and liability insurance is $398. A policy with just liability insurance costs around $460 a year, and coverage for high-risk drivers costs $3,044 or more. Teenage drivers receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,412

Rate estimates by individual coverage type:

Comprehensive $320
Collision $536
Liability $398

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and CX-9 models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the cheapest price of $460 for minimum levels of liability insurance to a high rate of $3,044 for a driver who requires high-risk insurance.

Liability Only $460
Full Coverage $1,412
High Risk $3,044

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

These examples highlight why all drivers should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $816
  • Raising to $1,000 deductibles will save $196 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,412
  • Using low deductibles costs an extra $376 a year
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,044
  • The cost to insure a teen driver can cost $5,214

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance prices range from $816 to $5,214 for full coverage

Insurance rates for a Mazda CX-9 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your CX-9.

Using high physical damage deductibles can reduce rates by up to $580 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Mazda CX-9 insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$136 -9.6%
Alaska $1,084 -$328 -23.2%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,610 $198 14.0%
Colorado $1,348 -$64 -4.5%
Connecticut $1,454 $42 3.0%
Delaware $1,600 $188 13.3%
Florida $1,766 $354 25.1%
Georgia $1,304 -$108 -7.6%
Hawaii $1,016 -$396 -28.0%
Idaho $956 -$456 -32.3%
Illinois $1,054 -$358 -25.4%
Indiana $1,062 -$350 -24.8%
Iowa $954 -$458 -32.4%
Kansas $1,344 -$68 -4.8%
Kentucky $1,928 $516 36.5%
Louisiana $2,090 $678 48.0%
Maine $872 -$540 -38.2%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,130 -$282 -20.0%
Michigan $2,454 $1,042 73.8%
Minnesota $1,184 -$228 -16.1%
Mississippi $1,692 $280 19.8%
Missouri $1,254 -$158 -11.2%
Montana $1,518 $106 7.5%
Nebraska $1,114 -$298 -21.1%
Nevada $1,694 $282 20.0%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,580 $168 11.9%
New Mexico $1,252 -$160 -11.3%
New York $1,488 $76 5.4%
North Carolina $814 -$598 -42.4%
North Dakota $1,158 -$254 -18.0%
Ohio $976 -$436 -30.9%
Oklahoma $1,452 $40 2.8%
Oregon $1,294 -$118 -8.4%
Pennsylvania $1,348 -$64 -4.5%
Rhode Island $1,886 $474 33.6%
South Carolina $1,282 -$130 -9.2%
South Dakota $1,192 -$220 -15.6%
Tennessee $1,238 -$174 -12.3%
Texas $1,702 $290 20.5%
Utah $1,046 -$366 -25.9%
Vermont $966 -$446 -31.6%
Virginia $846 -$566 -40.1%
Washington $1,092 -$320 -22.7%
West Virginia $1,294 -$118 -8.4%
Wisconsin $978 -$434 -30.7%
Wyoming $1,258 -$154 -10.9%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,368 $114
Mazda CX-9 Grand Touring 2WD $1,412 $118
Mazda CX-9 Sport AWD $1,412 $118
Mazda CX-9 Touring 2WD $1,412 $118
Mazda CX-9 Touring AWD $1,412 $118
Mazda CX-9 Grand Touring AWD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $320 $536 $398 $1,412
2022 Mazda CX-9 $308 $524 $416 $1,406
2021 Mazda CX-9 $298 $502 $430 $1,388
2020 Mazda CX-9 $282 $484 $442 $1,366
2019 Mazda CX-9 $270 $450 $452 $1,330
2018 Mazda CX-9 $260 $424 $456 $1,298
2017 Mazda CX-9 $248 $380 $460 $1,246
2016 Mazda CX-9 $232 $350 $460 $1,200
2015 Mazda CX-9 $224 $328 $464 $1,174
2014 Mazda CX-9 $220 $306 $474 $1,158
2013 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $198 $258 $478 $1,092
2011 Mazda CX-9 $184 $236 $474 $1,052
2010 Mazda CX-9 $174 $214 $474 $1,020
2009 Mazda CX-9 $168 $192 $468 $986
2008 Mazda CX-9 $166 $188 $460 $972
2007 Mazda CX-9 $162 $178 $452 $950

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below you'll find a brief review of the concepts that were raised in the charts and tables above.

  • High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,630 more per year than a low-risk driver
  • Youthful drivers are the costliest to insure, as much as $435 per month if full coverage is included
  • You may be able to save around $170 per year just by quoting online in advance
  • Increasing deductibles could save as much as $575 each year
  • You may be able to save around $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,214
20 $3,242
30 $1,476
40 $1,412
50 $1,290
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,788
$250 $1,614
$500 $1,412
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,438
20 $5,150
30 $3,112
40 $3,044
50 $2,902
60 $2,876

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $596
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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