LTI Altima Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.
As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.
Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.
Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.
To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.
Buying auto insurance through online providers is easy and at the same time you can save money. The key is getting as many rate quotes as possible in order to have all possible prices.
People who are new to comparison shopping may think shopping for cheap LTI Altima insurance is hard and time consuming. Getting lower LTI Altima insurance rates is surprisingly easy. All you need to do is invest a little time getting comparison quotes from different insurance companies. This can be accomplished by comparing rates here.
Car insurance premiums for a LTI Altima can be significantly different based upon several criteria. Taken into consideration are:
- Your driving record
- Better credit means lower rates
- Where you live
- How many miles you drive
- Male drivers pay higher rates
- Deductible amount directly impacts your rate
- Your vehicle's safety rating
- Your claim history
- Having continuous coverage saves you money
- Whether you rent or own your home
An additional factor that helps determine LTI Altima insurance cost is the year of the vehicle. Older models have a reduced actual cash value than newer models so repair costs tend to be lower which will push premiums down. Although new Altima models may have safety features included like forward-collision avoidance, a telematics system, tire pressure monitors, and autonomous braking that may help lower rates.
Liability auto insurance
damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Collision coverages
an object or car. . , . .
Comprehensive coverage
that is not covered by collision coverage. . you can receive from a comprehensive claim , .
Protection from uninsured/underinsured drivers
This . , . .
Medical expense insurance
expenses doctor visits, EMT expenses, and X-ray expenses. . .
Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.
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What are the safety ratings of the Nissan Altima?
Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.
The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.
Nissan Altima Compared Against Other Vehicles in the Same Class
The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.
Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.
To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.
References:
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