LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Buying auto insurance through online rate quotes can be fast and easy and at the same time you might just save a little. The most important part is to compare rates from all providers in order to have the lowest rate quotes.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of online companies vying for your business. Reducing your LTI Altima insurance rates can be surprisingly simple. You just need to spend a few minutes on the computer to get quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Auto insurance rates paid to insure a LTI Altima will vary greatly depending on several factors. Taken into consideration are:

• Higher performance Altima vehicles cost more
• Your accident history
• Multiple policies can save money
• How you use your vehicle
• Your birth date
• Whether you are married
• Special coverage such as replacement cost
• Claims drive up premiums
• Having current coverage saves
• Whether you rent or own your home

A final factor that helps determine LTI Altima insurance cost is the model year. Older models have a reduced actual cash value in comparison to older models so the costs to repair may result in lower rates. On the flip side, newer vehicles may have a trim level with safety features like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may lower rates.

Auto liability

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Coverage for collisions

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Comprehensive coverage

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Coverage for uninsured or underinsured drivers

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Medical payments and PIP coverage

expenses doctor visits, EMT expenses, and X-ray expenses. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020