LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Finding cheaper auto insurance from online rate quotes can be fast and easy, plus you will probably save money. The most important part is to compare rates from as many companies as possible so you can compare all your choices.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of online auto insurance companies and websites competing for your business. Getting better LTI Altima insurance quotes doesn't have to be difficult. The only requirement is to take time comparing rates provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

Insurance rates for your LTI Altima will vary greatly depending on several factors. Including but not limited to:

• Higher performance Altima vehicles cost more
• Your accident history
• Home/auto policy bundles save money
• Pleasure, commuting or business use can affect rates
• Add-on coverages such as rental reimbursement
• No claims lowers premiums
• Having continuous coverage saves you money
• Home ownership saves money

One last important factor which can affect the rate you pay on your LTI Altima is the year of manufacture. Models that are a few years old have a lower value so the payout to repair may result in lower rates. Although new Altima models may have options included like forward-collision avoidance, adaptive cruise control, and lane departure warning system so those may provide discounts that lower premiums.

Liability insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision insurance

a stationary object or other vehicle. . , . .

Comprehensive coverage (or Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage

immediate expenses EMT expenses, pain medications, and nursing services. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020