Dodge Caravan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 1, 2021

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How much is it to insure a Caravan compared to other vehicles? Average Dodge Grand Caravan insurance rates are $1,276 a year, or $106 a month.

Finding an affordable Dodge Grand Caravan car insurance company shouldn’t be a chore. Keep in mind, however, that many factors go into determining your car insurance rates. Insurance for a Dodge Grand Caravan 2020 will be more expensive than an older model.

When determining Dodge Grand Caravan auto insurance quotes, companies like Progressive Insurance, The General Insurance, and State Farm also look at your age, annual miles driven, and your driving history.

Average insurance costs also vary from state-to-state and even ZIP code-to-ZIP code.

Before you buy Dodge Grand Caravan auto insurance, read our guide to learn how to save on Dodge insurance rates.

If you want to jump right into Caravan insurance price comparison, enter your ZIP code in our free tool above to find the best deals on Caravan insurance.

Shopping for auto insurance through online rate quotes is easy, in addition you might just save a little. The key is to compare as many rate quotes as possible so you can compare the best prices.

Consumers not familiar with comparing rates may think buying cheap Dodge Caravan insurance is going to be difficult. Cutting your Dodge Caravan insurance cost can be surprisingly simple. Consumers just need to take a couple of minutes to get quotes from different insurance companies. This is very easy and can be done by visiting this page.

Criteria which help determine

Auto insurance rates for a Dodge Caravan will vary greatly based upon several criteria. A few of these criteria are:

  • Your driving record
  • Your credit history
  • Male rates may be higher
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Owning a home can lower rates

A final factor that will help determine Dodge Caravan insurance rates is the model year. Older cars and trucks have a much lower replacement value in comparison to older models so repair costs tend to be lower which will push premiums down. Although newer vehicles may have a trim level with safety features included like autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights so those may provide discounts that lower premiums.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage protection - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM Coverage - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

Drivers who want to find a budget Caravan insurance policy should shop around to see which insurance company has the cheapest rates. Comparing rates will also allow you to compare prices for similar trims and models, such as 2018 Dodge Caravan costs versus 2010 Dodge Grand Caravan trim levels.

If you are ready to find Caravan insurance quote comparision online, enter your ZIP code in our tool below to see which Caravan insurance providers are the best in your area, whether its budget direct Caravan insurance in WA or PA.

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What are the safety ratings of the Dodge Grand Caravan?

Is a Dodge Grand Caravan a good car in crashes? Good Dodge Grand Caravan safety ratings are part of what causes insurance rates to go down. The Caravan’s safety features include a rear back up camera, traction control, electronic stability control, and a steel safety frame.

The Insurance Institute for Highway Safety (IIHS) has also crash tested and rated the 2020 Dodge Grand Caravan, which resulted in the following mixed ratings.

  • Small overlap front (driver-side): Poor
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

The video below demonstrates one of the IIHS’s tests.

Dodge Grand Caravan Crash Test Ratings

Good crash test ratings can also help lower your insurance rates.

Dodge Grand Caravan Crash Test Ratings 
Vehicle TestedOverallFrontalSideRollover
2020 Dodge Grand Caravan MV FWD4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Later Release4 stars4 stars5 stars4 stars
2019 Dodge Grand Caravan VAN FWD Early Release4 stars4 stars5 stars4 stars
2018 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2017 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
2016 Dodge Grand Caravan VAN FWD4 stars4 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

The lowest ratings are 4 stars, which is good.

Dodge Grand Caravan Insurance Loss Probability

When it comes to insurance loss probabilities, high insurance losses mean higher insurance rates, while low insurance losses mean lower insurance rates.

Dodge Grand Caravan Insurance Loss Probability 
Insurance Coverage CategoryLoss Rate
Collision-21%
Property Damage4%
Comprehensive-19%
Personal Injury8%
Medical Payment8%
Bodily Injury7%
Source: Insurance Institute for Highway Safety

Collision and comprehensive insurance losses are both in the negative, which is great.

Dodge Grand Caravan Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Dodge Grand Caravan likely won’t have high liability rates, as it isn’t’ a large, heavy vehicle or a sports car. To see how the Dodge Grand Caravan’s rates compare to other vans, take a look at the list below.

We hope our guide to insurance for a Dodge Grand Caravan has helped. If you are ready to look for Dodge Grand Caravan insurance quotes you can trust, use our free tool to start the process of Caravan insurance comparison.

References

  1. https://www.iihs.org/ratings/vehicle/dodge/grand-caravan-minivan/2020
  2. https://www.nhtsa.gov/ratings

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