Lexus RX-300 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 2, 2023
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Criteria which help determine
Insurance premiums for your Lexus RX-300 will vary greatly depending on several factors. A few of these criteria are:
- A clean driving record keeps rates low
- Your credit history
- Your gender can raise or lower rates
- Higher deductibles save money
- NTSB crash rating for your vehicle
- Whether or not you have claims
- Having current coverage saves
- Owning a home can lower rates
One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new RX-300 models so the payout to repair may result in lower rates. On the flip side, newer models have more advanced features like autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system so those may provide discounts that lower premiums.
Liability coverage
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision
another vehicle or an object, but not an animal. . , . .
Comprehensive protection
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured and underinsured coverage
This coverage . , . .
Medical payments coverage and PIP
bills ambulance fees, surgery, and doctor visits. . .
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