Lexus LX-470 Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

UPDATED: Jun 2, 2023

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Buying auto insurance through online rate quotes is simple to do, in addition you can save money. The critical component is to get as many rate quotes as possible so you can compare the lowest priced insurance.

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Criteria which help determine

Car insurance premiums for a Lexus LX-470 can fluctuate considerably subject to many criteria. A few of these criteria are:

Traffic citations increase rates
Credit rating impacts rates
Where you live
How many miles you drive
Your gender can raise or lower rates
Higher deductibles save money
NTSB crash rating for your vehicle
Your claim history
Maintaining coverage lowers rates
Owning a home can lower rates

An additional factor that helps determine Lexus LX-470 insurance rates is the year of the vehicle. Older models have a much lower replacement value than newer models so repair costs tend to be lower which can decrease annual premiums. But newer models may have safety features including an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors which may provide discounts that lower premiums.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions - another vehicle or an object, but not an animal. . , . .

Comprehensive auto coverage - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

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