Lexus GS-350 Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

UPDATED: Jun 4, 2023

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Criteria which help determine

Insurance rates for your Lexus GS-350 can vary widely and are calculated by many factors. A few of these criteria are:

High performance increases premiums
Any accidents you may have
Home/auto policy bundles save money
Pleasure, commuting or business use can affect rates
Young drivers cost more
Being married may save money
Optional coverages like vehicle replacement
No claims lowers premiums
Maintaining coverage lowers rates
Owning a home can lower rates

One last important factor which can affect the rate you pay on your Lexus GS-350 is the year of manufacture. Models that are a few years old have a much lower replacement value so the payout to repair may end up costing you less. But more recent GS-350 vehicles may have options including all-wheel drive, a telematics system, and autonomous braking which can help offset higher rates.

Liability auto insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Coverage for collisions - another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .

Medical expense insurance - bills ambulance fees, surgery, and doctor visits. . .

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