Land Rover Range Rover Evoque Insurance Rates

The average insurance prices for a Land Rover Range Rover Evoque are $1,314 every 12 months including full coverage. Comprehensive insurance costs around $270, collision costs $426, and liability coverage is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,834 or more. Teenage drivers cost the most to insure at $4,998 a year or more.

Average premium for full coverage: $1,314

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Range Rover Evoque trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover Range Rover Evoque insurance rates for additional coverage choices and driver risks.

• The best discount rate is $770
• Raising to $1,000 deductibles will save about $160 every year
• The average price for a good driver age 40 using $500 deductibles is $1,314
• Using more expensive low deductibles costs an extra $304 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,834 or more
• Policy cost to insure a teenage driver with full coverage can be $4,998

View Chart as Image

Insurance rates for a Land Rover Range Rover Evoque also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $470 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Land Rover Range Rover Evoque insurance rates. A middle-age driver might find rates as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,870 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

How to Shop for the Best Land Rover Range Rover Evoque Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief recap of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest rates, with premiums being up to $417 each month if full coverage is included
• Drivers who tend to receive serious violations could be forced to pay on average $1,520 more every year for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• You may be able to save up to $150 per year simply by shopping early and online