Land Rover Range Rover Evoque Insurance Rates

The average auto insurance rates for a Land Rover Range Rover Evoque are $1,282 annually including full coverage. Comprehensive insurance costs around $260 each year, collision costs $400, and liability insurance is $464. Buying just liability costs around $514 a year, with insurance for high-risk drivers costing $2,764 or more. 16-year-old drivers cost the most to insure at $4,900 a year or more.

Average premium for full coverage: $1,282

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Range Rover Evoque models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover Range Rover Evoque insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $752
• Raising to $1,000 deductibles will save about $150 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,282
• Buying low deductibles costs an additional $288 a year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,764 or more
• Policy cost with full coverage for a teen driver can be $4,900

View Chart as Image

Insurance rates for a Land Rover Range Rover Evoque also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $440 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover Range Rover Evoque insurance rates. A middle-age driver might find rates as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,830 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates will be varied between companies.

How to Buy Cheaper Land Rover Range Rover Evoque Insurance

Finding cheaper rates on Land Rover Range Rover Evoque insurance consists of having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates at least once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a condensed summary of the primary concepts that were covered above.

• You may be able to save up to $150 per year simply by quoting online in advance
• High-risk drivers with multiple at-fault accidents may pay on average $1,480 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $450 each year
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $408 each month including comprehensive and collision insurance