Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive insurance costs approximately $212 each year, collision costs $272, and liability insurance is $478. Liability-only insurance costs around $526 a year, with high-risk driver insurance costing $2,404 or more. 16-year-old drivers pay the highest rates at $4,390 a year or more.
Average premium for full coverage: $1,120
Price estimates by individual coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LR2 models.
Price Range from Low to High
For an average driver, Land Rover LR2 insurance prices go from the low end price of $526 for basic liability insurance to a high rate of $2,404 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than congested cities.
The graphic below illustrates the effect of geographic area on auto insurance prices.
The ranges above demonstrate why all drivers should compare rates quotes using their specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $674
- Raising to $1,000 deductibles will save $110 annually
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,120
- Buying low deductibles will cost an additional $210 a year
- Higher-risk drivers with multiple tickets or accidents could pay around $2,404 or more
- The price that insures a teen driver can cost $4,390
Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,300 a year. View Rates by Age
The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or at least $1,510 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$106 | -9.5% |
| Alaska | $860 | -$260 | -23.2% |
| Arizona | $930 | -$190 | -17.0% |
| Arkansas | $1,120 | -$0 | 0.0% |
| California | $1,276 | $156 | 13.9% |
| Colorado | $1,072 | -$48 | -4.3% |
| Connecticut | $1,152 | $32 | 2.9% |
| Delaware | $1,268 | $148 | 13.2% |
| Florida | $1,402 | $282 | 25.2% |
| Georgia | $1,032 | -$88 | -7.9% |
| Hawaii | $804 | -$316 | -28.2% |
| Idaho | $758 | -$362 | -32.3% |
| Illinois | $834 | -$286 | -25.5% |
| Indiana | $842 | -$278 | -24.8% |
| Iowa | $756 | -$364 | -32.5% |
| Kansas | $1,066 | -$54 | -4.8% |
| Kentucky | $1,528 | $408 | 36.4% |
| Louisiana | $1,658 | $538 | 48.0% |
| Maine | $692 | -$428 | -38.2% |
| Maryland | $924 | -$196 | -17.5% |
| Massachusetts | $898 | -$222 | -19.8% |
| Michigan | $1,948 | $828 | 73.9% |
| Minnesota | $938 | -$182 | -16.3% |
| Mississippi | $1,344 | $224 | 20.0% |
| Missouri | $996 | -$124 | -11.1% |
| Montana | $1,204 | $84 | 7.5% |
| Nebraska | $884 | -$236 | -21.1% |
| Nevada | $1,344 | $224 | 20.0% |
| New Hampshire | $808 | -$312 | -27.9% |
| New Jersey | $1,254 | $134 | 12.0% |
| New Mexico | $990 | -$130 | -11.6% |
| New York | $1,180 | $60 | 5.4% |
| North Carolina | $644 | -$476 | -42.5% |
| North Dakota | $916 | -$204 | -18.2% |
| Ohio | $774 | -$346 | -30.9% |
| Oklahoma | $1,150 | $30 | 2.7% |
| Oregon | $1,026 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$48 | -4.3% |
| Rhode Island | $1,494 | $374 | 33.4% |
| South Carolina | $1,014 | -$106 | -9.5% |
| South Dakota | $946 | -$174 | -15.5% |
| Tennessee | $982 | -$138 | -12.3% |
| Texas | $1,352 | $232 | 20.7% |
| Utah | $832 | -$288 | -25.7% |
| Vermont | $768 | -$352 | -31.4% |
| Virginia | $670 | -$450 | -40.2% |
| Washington | $866 | -$254 | -22.7% |
| West Virginia | $1,028 | -$92 | -8.2% |
| Wisconsin | $776 | -$344 | -30.7% |
| Wyoming | $1,000 | -$120 | -10.7% |
Opting for high physical damage deductibles can reduce prices by up to $320 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,100 | $92 |
| Land Rover LR2 HSE | $1,120 | $93 |
| Land Rover LR2 HSE Luxury | $1,142 | $95 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $212 | $272 | $478 | $1,120 |
| 2008 Land Rover LR2 | $178 | $198 | $460 | $994 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Land Rover LR2 Insurance
Getting lower rates on Land Rover LR2 insurance consists of being a good driver, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Comparison shop every year by getting rate quotes from direct companies, and also from local insurance agencies.
The following list is a recap of the coverage data covered in the above illustrations.
- You may be able to save around $130 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $325 each year
- Drivers age 16 to 20 pay the highest auto insurance prices, costing up to $366 a month if full coverage is purchased
- High-risk drivers that have major violations or accidents may have to pay on average $1,280 more per year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,390 |
| 20 | $2,544 |
| 30 | $1,148 |
| 40 | $1,120 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,330 |
| $250 | $1,234 |
| $500 | $1,120 |
| $1,000 | $1,010 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,120 |
| 50/100 | $1,238 |
| 100/300 | $1,357 |
| 250/500 | $1,668 |
| 100 CSL | $1,285 |
| 300 CSL | $1,548 |
| 500 CSL | $1,740 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,206 |
| 20 | $4,056 |
| 30 | $2,434 |
| 40 | $2,404 |
| 50 | $2,296 |
| 60 | $2,272 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $42 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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