Land Rover LR2 Insurance Rates

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UPDATED: Jun 4, 2023

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The average insurance prices for a Land Rover LR2 are $1,120 every 12 months with full coverage. Comprehensive insurance costs on average $212, collision insurance costs $272, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,404 or more. Teen drivers cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Comprehensive $212
Collision $272
Liability $478

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

For the average 40-year-old driver, Land Rover LR2 insurance rates range from the cheapest price of $526 for just liability coverage to a much higher rate of $2,404 for high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Land Rover LR2 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $674
  • Raising to $1,000 deductibles will save around $110 annually
  • The average price for a good driver age 40 with $500 deductibles is $1,120
  • Choosing more expensive low deductibles costs an extra $210 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,404
  • Policy cost to insure a teen driver with full coverage may cost $4,390

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing Land Rover LR2 insurance prices range from $674 to $4,390 for full coverage

Insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your LR2.

Choosing high deductibles can reduce rates by up to $320 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,510 on average in Florida, Michigan, and New York.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates every couple of years by quoting rates from direct companies, and also from local exclusive and independent agents.

The points below are a review of the material that was touched on in this article.

  • Policyholders who require increased liability limits will pay about $530 every year to raise from a 30/60 limit to a 250/500 level
  • Drivers under the age of 20 pay the highest rates, as much as $366 each month if they have full coverage
  • Higher risk drivers who have several accidents or serious violations may pay on average $1,280 more each year to insure a Land Rover LR2
  • Increasing comprehensive and collision deductibles could save as much as $325 each year

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

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