Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated auto insurance rates for a Land Rover LR2 are $1,150 annually with full coverage. Comprehensive costs on average $218 a year, collision insurance costs $300, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,472. Teens pay the most at up to $4,486 a year.
Average premium for full coverage: $1,150
Premium estimates by type of coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and LR2 trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Land Rover LR2 range from as cheap as $522 for liability-only coverage to a high of $2,472 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $687
- Using higher $1,000 deductibles will save around $1,032 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,150
- Selecting low $100 deductibles for physical damage coverage will cost $1,374
- Drivers with serious driving violations could pay upwards of $2,472
- An auto insurance policy with full coverage for a teen driver may cost $4,486 or more
Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving record, and policy deductibles and limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $350 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,550 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,040 | -$110 | -9.6% |
| Alaska | $882 | -$268 | -23.3% |
| Arizona | $954 | -$196 | -17.0% |
| Arkansas | $1,150 | -$0 | 0.0% |
| California | $1,312 | $162 | 14.1% |
| Colorado | $1,098 | -$52 | -4.5% |
| Connecticut | $1,182 | $32 | 2.8% |
| Delaware | $1,302 | $152 | 13.2% |
| Florida | $1,440 | $290 | 25.2% |
| Georgia | $1,060 | -$90 | -7.8% |
| Hawaii | $826 | -$324 | -28.2% |
| Idaho | $776 | -$374 | -32.5% |
| Illinois | $858 | -$292 | -25.4% |
| Indiana | $864 | -$286 | -24.9% |
| Iowa | $776 | -$374 | -32.5% |
| Kansas | $1,094 | -$56 | -4.9% |
| Kentucky | $1,568 | $418 | 36.3% |
| Louisiana | $1,702 | $552 | 48.0% |
| Maine | $708 | -$442 | -38.4% |
| Maryland | $946 | -$204 | -17.7% |
| Massachusetts | $920 | -$230 | -20.0% |
| Michigan | $1,998 | $848 | 73.7% |
| Minnesota | $962 | -$188 | -16.3% |
| Mississippi | $1,376 | $226 | 19.7% |
| Missouri | $1,020 | -$130 | -11.3% |
| Montana | $1,236 | $86 | 7.5% |
| Nebraska | $906 | -$244 | -21.2% |
| Nevada | $1,378 | $228 | 19.8% |
| New Hampshire | $828 | -$322 | -28.0% |
| New Jersey | $1,284 | $134 | 11.7% |
| New Mexico | $1,020 | -$130 | -11.3% |
| New York | $1,212 | $62 | 5.4% |
| North Carolina | $662 | -$488 | -42.4% |
| North Dakota | $942 | -$208 | -18.1% |
| Ohio | $792 | -$358 | -31.1% |
| Oklahoma | $1,182 | $32 | 2.8% |
| Oregon | $1,052 | -$98 | -8.5% |
| Pennsylvania | $1,098 | -$52 | -4.5% |
| Rhode Island | $1,534 | $384 | 33.4% |
| South Carolina | $1,042 | -$108 | -9.4% |
| South Dakota | $970 | -$180 | -15.7% |
| Tennessee | $1,008 | -$142 | -12.3% |
| Texas | $1,386 | $236 | 20.5% |
| Utah | $852 | -$298 | -25.9% |
| Vermont | $788 | -$362 | -31.5% |
| Virginia | $690 | -$460 | -40.0% |
| Washington | $890 | -$260 | -22.6% |
| West Virginia | $1,052 | -$98 | -8.5% |
| Wisconsin | $798 | -$352 | -30.6% |
| Wyoming | $1,024 | -$126 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,126 | $94 |
| Land Rover LR2 HSE | $1,150 | $96 |
| Land Rover LR2 HSE Luxury | $1,174 | $98 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
| 2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Land Rover LR2 Insurance
Finding better rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by getting rate quotes from direct companies, and also from local independent and exclusive agents.
The items below are a brief review of the car insurance concepts covered in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions pay an average of $1,320 more each year to insure their LR2
- You may be able to save as much as $130 per year just by quoting early and online
- Increasing policy deductibles could save up to $350 each year
- Policyholders who require more liability coverage will pay approximately $520 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,618 |
| 30 | $1,180 |
| 40 | $1,150 |
| 50 | $1,052 |
| 60 | $1,030 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,374 |
| $250 | $1,274 |
| $500 | $1,150 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,150 |
| 50/100 | $1,269 |
| 100/300 | $1,387 |
| 250/500 | $1,695 |
| 100 CSL | $1,316 |
| 300 CSL | $1,577 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,348 |
| 20 | $4,176 |
| 30 | $2,504 |
| 40 | $2,472 |
| 50 | $2,362 |
| 60 | $2,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $79 |
| Total Discounts | $463 |
Discounts are estimated and may not be available from every company or in every state.
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