Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,008 every 12 months with full coverage. Comprehensive costs around $180 a year, collision costs $202, and liability insurance is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing around $2,162. Teens pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates for type of coverage:

Rates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of location on auto insurance rates.

These rate differences demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save about $922 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,008
• Selecting low $100 deductibles increases the price to $1,174
• Higher-risk drivers with serious driving violations could pay at least $2,162 or more
• An auto insurance policy to insure a teen driver can be $4,034

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Auto insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 each year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $421 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,370 on average in Florida, Michigan, and New York.

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With such a large range in prices, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and maximizing policy discounts. Take the time to shop around at least every two years by requesting rates from direct companies, and also from several local insurance agents.

The points below are a summary of the information that was covered in this article.

• Increasing policy deductibles could save as much as $250 each year
• You may be able to save up to $110 per year simply by quoting early and online
• Drivers who may need increased liability limits will pay approximately $520 every year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $336 per month if comprehensive and collision insurance is included
• High-risk drivers that have multiple accidents or serious violations pay on average $1,150 more every year to insure a Land Rover LR2