Land Rover LR2 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 23, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance prices for a Land Rover LR2 are $1,008 every 12 months for full coverage. Comprehensive insurance costs around $180 each year, collision costs $202, and liability insurance costs $468. Liability-only insurance costs as little as $518 a year, with high-risk driver insurance costing $2,162 or more. Teen drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates for individual coverage:

Comprehensive $180
Collision $202
Liability $468

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and LR2 models.

Price Range from Low to High

For an average driver, Land Rover LR2 insurance prices go from the cheapest price of $518 for your basic liability-only policy to a high rate of $2,162 for a driver who has had serious violations or accidents.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

The ranges above show why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $616
  • Drivers who choose higher $1,000 deductibles will pay about $86 a year
  • The average price for the average middle-age driver using $500 deductibles is $1,008
  • Choosing low deductibles for comprehensive and collision insurance costs an extra $166 a year
  • High risk drivers with multiple violations and an at-fault accident could pay at least $2,162 or more
  • The price to insure a teen driver can be $4,034 a year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance prices range from $616 to $4,034

Car insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing high deductibles could save up to $260 each year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $421 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or as much as $1,440 on average in Michigan, Louisiana, and New York.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $992 $83
Land Rover LR2 HSE $1,008 $84
Land Rover LR2 HSE Luxury $1,028 $86

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $218 $300 $474 $1,150
2008 Land Rover LR2 $180 $202 $468 $1,008

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a review of the ideas that were covered in the above illustrations.

  • Teenagers are the costliest to insure, with premiums as much as $336 a month if the policy includes full coverage
  • High-risk drivers who have several accidents or serious violations may pay on average $1,150 more every year for car insurance
  • Increasing physical damage deductibles could save as much as $250 each year
  • Drivers can save up to $110 per year simply by quoting online in advance

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,122
100/300 $1,239
250/500 $1,543
100 CSL $1,168
300 CSL $1,426
500 CSL $1,613

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles