Land Rover LR2 Insurance Rates

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UPDATED: Jun 4, 2023

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Average insurance prices for a Land Rover LR2 are $1,120 every 12 months for full coverage. Comprehensive costs approximately $212, collision costs $272, and liability is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,404. Teen drivers receive the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Rate estimates by individual coverage type:

Comprehensive $212
Collision $272
Liability $478

These estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different LR2 trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $526 for basic liability insurance to a much higher rate of $2,404 for high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

These examples show why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $674
  • Raising to $1,000 deductibles will save $110 a year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,120
  • Choosing more expensive low deductibles increases the price to $1,330
  • Drivers with multiple violations and an at-fault accident could pay around $2,404 or more
  • The cost to insure a 16-year-old driver with full coverage can cost $4,390

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance rates range from $674 to $4,390

Car insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your LR2.

Choosing high deductibles can reduce rates by up to $320 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 129% more than average. View High Risk Driver Rates

Where you live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $740 a year in states like Iowa, Maine, and Idaho, or as much as $1,600 on average in New York, Louisiana, and Michigan.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Land Rover LR2 Insurance

Saving money on insurance for a Land Rover LR2 consists of having a good driving record, maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the material that was touched on in this article.

  • Insureds who purchase increased levels of liability coverage will pay about $530 each year to raise from a minimum limit to a 250/500 level
  • Drivers age 20 and younger pay the highest auto insurance rates, costing as high as $366 per month if the policy includes full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,280 more per year to buy Land Rover LR2 insurance
  • Increasing deductibles could save as much as $325 each year

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

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