Land Rover LR2 Insurance Rates

The average insurance prices for a Land Rover LR2 are $1,120 every 12 months with full coverage. Comprehensive insurance costs on average $212, collision insurance costs $272, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,404 or more. Teen drivers cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas. The price range example below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $674
• Raising to $1,000 deductibles will save around $110 annually
• The average price for a good driver age 40 with $500 deductibles is $1,120
• Choosing more expensive low deductibles costs an extra $210 every year
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,404
• Policy cost to insure a teen driver with full coverage may cost $4,390

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your LR2.

Choosing high deductibles can reduce rates by up to $320 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $810 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,510 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates every couple of years by quoting rates from direct companies, and also from local exclusive and independent agents.

The points below are a review of the material that was touched on in this article.

• Policyholders who require increased liability limits will pay about $530 every year to raise from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 pay the highest rates, as much as $366 each month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,280 more each year to insure a Land Rover LR2
• Increasing comprehensive and collision deductibles could save as much as $325 each year