Land Rover LR2 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Land Rover LR2 are $1,150 a year including full coverage. Comprehensive costs an estimated $218, collision costs $300, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,472. Teen drivers cost the most to insure at $4,486 a year or more.
Average premium for full coverage: $1,150
Policy rates broken down by type of insurance:
Prices are based on $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.
Price Range Variability
For a driver in their 40's, Land Rover LR2 insurance rates go from the low end price of $522 for just liability insurance to a much higher rate of $2,472 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how location helps determine insurance prices.
The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $687
- Drivers who choose higher $1,000 deductibles will pay approximately $118 every year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,150
- Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,374
- Drivers with multiple violations and an at-fault accident could pay up to $2,472 or more
- Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,486 a year
Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance can cost from 42% to 136% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age
Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,640 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,040 | -$110 | -9.6% |
| Alaska | $882 | -$268 | -23.3% |
| Arizona | $954 | -$196 | -17.0% |
| Arkansas | $1,150 | -$0 | 0.0% |
| California | $1,312 | $162 | 14.1% |
| Colorado | $1,098 | -$52 | -4.5% |
| Connecticut | $1,182 | $32 | 2.8% |
| Delaware | $1,302 | $152 | 13.2% |
| Florida | $1,440 | $290 | 25.2% |
| Georgia | $1,060 | -$90 | -7.8% |
| Hawaii | $826 | -$324 | -28.2% |
| Idaho | $776 | -$374 | -32.5% |
| Illinois | $858 | -$292 | -25.4% |
| Indiana | $864 | -$286 | -24.9% |
| Iowa | $776 | -$374 | -32.5% |
| Kansas | $1,094 | -$56 | -4.9% |
| Kentucky | $1,568 | $418 | 36.3% |
| Louisiana | $1,702 | $552 | 48.0% |
| Maine | $708 | -$442 | -38.4% |
| Maryland | $946 | -$204 | -17.7% |
| Massachusetts | $920 | -$230 | -20.0% |
| Michigan | $1,998 | $848 | 73.7% |
| Minnesota | $962 | -$188 | -16.3% |
| Mississippi | $1,376 | $226 | 19.7% |
| Missouri | $1,020 | -$130 | -11.3% |
| Montana | $1,236 | $86 | 7.5% |
| Nebraska | $906 | -$244 | -21.2% |
| Nevada | $1,378 | $228 | 19.8% |
| New Hampshire | $828 | -$322 | -28.0% |
| New Jersey | $1,284 | $134 | 11.7% |
| New Mexico | $1,020 | -$130 | -11.3% |
| New York | $1,212 | $62 | 5.4% |
| North Carolina | $662 | -$488 | -42.4% |
| North Dakota | $942 | -$208 | -18.1% |
| Ohio | $792 | -$358 | -31.1% |
| Oklahoma | $1,182 | $32 | 2.8% |
| Oregon | $1,052 | -$98 | -8.5% |
| Pennsylvania | $1,098 | -$52 | -4.5% |
| Rhode Island | $1,534 | $384 | 33.4% |
| South Carolina | $1,042 | -$108 | -9.4% |
| South Dakota | $970 | -$180 | -15.7% |
| Tennessee | $1,008 | -$142 | -12.3% |
| Texas | $1,386 | $236 | 20.5% |
| Utah | $852 | -$298 | -25.9% |
| Vermont | $788 | -$362 | -31.5% |
| Virginia | $690 | -$460 | -40.0% |
| Washington | $890 | -$260 | -22.6% |
| West Virginia | $1,052 | -$98 | -8.5% |
| Wisconsin | $798 | -$352 | -30.6% |
| Wyoming | $1,024 | -$126 | -11.0% |
Choosing high deductibles could save up to $350 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,126 | $94 |
| Land Rover LR2 HSE | $1,150 | $96 |
| Land Rover LR2 HSE Luxury | $1,174 | $98 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
| 2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Land Rover LR2 Insurance
Finding cheaper rates on insurance for a Land Rover LR2 not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The next list is a brief review of the data that was covered in the charts and tables above.
- You may be able to save approximately $130 per year simply by shopping early and online
- Insureds who want increased levels of liability coverage will pay about $520 per year to go from a 30/60 limit to the 250/500 level
- Drivers age 20 and younger are the costliest to insure, with premiums being up to $374 each month if the policy includes full coverage
- Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,320 more annually to buy Land Rover LR2 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,618 |
| 30 | $1,180 |
| 40 | $1,150 |
| 50 | $1,052 |
| 60 | $1,030 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,374 |
| $250 | $1,274 |
| $500 | $1,150 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,150 |
| 50/100 | $1,269 |
| 100/300 | $1,387 |
| 250/500 | $1,695 |
| 100 CSL | $1,316 |
| 300 CSL | $1,577 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,348 |
| 20 | $4,176 |
| 30 | $2,504 |
| 40 | $2,472 |
| 50 | $2,362 |
| 60 | $2,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $79 |
| Total Discounts | $463 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
