Land Rover LR2 HSE Luxury Insurance Rates

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The average auto insurance rates for a Land Rover LR2 HSE Luxury are $1,552 annually with full coverage. Comprehensive insurance costs an estimated $396, collision insurance costs $634, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $3,328 or more. Teen drivers cost the most to insure at up to $5,546 a year.

Annual premium for full coverage: $1,552

Policy rates broken down by type of insurance:

Comprehensive $396
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR2 Trim Level

Using a 40-year-old driver as an example, Land Rover LR2 HSE Luxury insurance rates range from as cheap as $430 for a discount liability-only rate to a much higher rate of $3,328 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,552
High Risk $3,328

These price differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Land Rover LR2 HSE Luxury also range considerably based on the model year, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will be charged at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $690 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 HSE Luxury insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be varied between companies.

View Chart as Image

Land Rover LR2 HSE Luxury insurance cost comparison chart
Column chart showing Land Rover LR2 HSE Luxury insurance prices range from $891 to $5,546 for full coverage

The chart above shows Land Rover LR2 HSE Luxury insurance prices for various situations. The best price after discounts is $891. Drivers who choose higher $1,000 deductibles will pay about $1,320. The average price for a driver around age 40 using $500 deductibles is $1,552. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,004. High risk drivers could be charged around $3,328. The price for full coverage for a teenage driver is $5,546.

Land Rover LR2 HSE Luxury Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,404 -$148 -9.5%
Alaska $1,190 -$362 -23.3%
Arizona $1,288 -$264 -17.0%
Arkansas $1,552 -$0 0.0%
California $1,770 $218 14.0%
Colorado $1,484 -$68 -4.4%
Connecticut $1,596 $44 2.8%
Delaware $1,758 $206 13.3%
Florida $1,944 $392 25.3%
Georgia $1,434 -$118 -7.6%
Hawaii $1,116 -$436 -28.1%
Idaho $1,050 -$502 -32.3%
Illinois $1,158 -$394 -25.4%
Indiana $1,168 -$384 -24.7%
Iowa $1,048 -$504 -32.5%
Kansas $1,476 -$76 -4.9%
Kentucky $2,118 $566 36.5%
Louisiana $2,298 $746 48.1%
Maine $958 -$594 -38.3%
Maryland $1,280 -$272 -17.5%
Massachusetts $1,242 -$310 -20.0%
Michigan $2,698 $1,146 73.8%
Minnesota $1,300 -$252 -16.2%
Mississippi $1,860 $308 19.8%
Missouri $1,378 -$174 -11.2%
Montana $1,668 $116 7.5%
Nebraska $1,224 -$328 -21.1%
Nevada $1,862 $310 20.0%
New Hampshire $1,120 -$432 -27.8%
New Jersey $1,736 $184 11.9%
New Mexico $1,374 -$178 -11.5%
New York $1,634 $82 5.3%
North Carolina $896 -$656 -42.3%
North Dakota $1,272 -$280 -18.0%
Ohio $1,072 -$480 -30.9%
Oklahoma $1,596 $44 2.8%
Oregon $1,422 -$130 -8.4%
Pennsylvania $1,482 -$70 -4.5%
Rhode Island $2,070 $518 33.4%
South Carolina $1,406 -$146 -9.4%
South Dakota $1,310 -$242 -15.6%
Tennessee $1,360 -$192 -12.4%
Texas $1,872 $320 20.6%
Utah $1,152 -$400 -25.8%
Vermont $1,062 -$490 -31.6%
Virginia $930 -$622 -40.1%
Washington $1,200 -$352 -22.7%
West Virginia $1,424 -$128 -8.2%
Wisconsin $1,076 -$476 -30.7%
Wyoming $1,384 -$168 -10.8%

View Chart as Image

Land Rover LR2 HSE Luxury insurance rates by U.S. city

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Rates by Driver Age

Land Rover LR2 HSE Luxury Insurance Rates by Driver Age
Driver Age Premium
16 $5,546
20 $3,536
30 $1,632
40 $1,552
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 HSE Luxury Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,004
$250 $1,798
$500 $1,552
$1,000 $1,320

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 HSE Luxury Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,552
50/100 $1,625
100/300 $1,716
250/500 $1,952
100 CSL $1,661
300 CSL $1,861
500 CSL $2,007

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 HSE Luxury Insurance Rates for High Risk Drivers
Age Premium
16 $7,938
20 $5,610
30 $3,416
40 $3,328
50 $3,172
60 $3,140

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $116
5-yr Claim Free $100
Paid in Full/EFT $74
Advance Quote $77
Online Quote $112
Total Discounts $661
Rate after discounts $891

Discounts are estimated and may not be available from every company or in every state.

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