Land Rover LR2 Insurance Rates

U.S. average insurance prices for a Land Rover LR2 are $1,120 every 12 months with full coverage. Comprehensive costs an estimated $212 a year, collision costs $272, and liability coverage costs $478. Buying just liability costs as little as $526 a year, with insurance for high-risk drivers costing around $2,404. Teen drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates broken down by individual coverage:

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $674
• Drivers who choose higher $1,000 deductibles will pay approximately $1,010 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,120
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,330
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,404 or more
• The price to insure a teenage driver can cost as much as $4,390 a year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $320 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,300 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 129% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,510 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Land Rover LR2 Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick review of the material that was illustrated above.

• Consumers who want higher levels of liability will pay about $530 every year to go from a low limit to a 250/500 level
• Teenage drivers are expensive to insure, costing up to $366 a month if full coverage is included
• Drivers with a DUI or reckless driving violation may pay on average $1,280 more annually for auto insurance
• Increasing physical damage deductibles could save as much as $325 each year