Land Rover LR2 Insurance Rates

Average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save approximately $102 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,078
• Using more expensive low deductibles costs an additional $194 annually
• Drivers who are prone to accidents and violations could pay up to $2,314 or more
• The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,260

View Chart as Image

Auto insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $300 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Saving money on insurance for a Land Rover LR2 consists of being a low-risk driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a review of the material that was illustrated above.

• Insureds who want more liability coverage will pay an extra $520 per year to raise from a minimum limit to higher 250/500 limits
• Teen drivers are the costliest to insure, as much as $355 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,240 more annually to insure their LR2
• Increasing deductibles could save up to $300 each year