Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a Land Rover LR2 are $1,150 a year for full coverage insurance. Comprehensive costs on average $218, collision costs $300, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,472. Teenage drivers pay the highest rates at $4,486 a year or more.
Average premium for full coverage: $1,150
Price estimates by individual coverage:
Includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different LR2 trim levels.
Price Range from Low to High
For a driver in their 40's, Land Rover LR2 insurance prices go from the low end price of $522 for the bare minimum liability coverage to a much higher rate of $2,472 for a policy for a high-risk driver.
Geographic Price Range
Your location has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.
The price range example below illustrates how location helps determine car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The best discount rate is $687
- Drivers who choose higher $1,000 deductibles will pay around $118 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,150
- Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,374
- High risk drivers who are prone to accidents and violations could pay upwards of $2,472 or more
- The price that insures a teen driver with full coverage may cost $4,486 a year
Insurance prices for a Land Rover LR2 are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age
The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,550 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,040 | -$110 | -9.6% |
| Alaska | $882 | -$268 | -23.3% |
| Arizona | $954 | -$196 | -17.0% |
| Arkansas | $1,150 | -$0 | 0.0% |
| California | $1,312 | $162 | 14.1% |
| Colorado | $1,098 | -$52 | -4.5% |
| Connecticut | $1,182 | $32 | 2.8% |
| Delaware | $1,302 | $152 | 13.2% |
| Florida | $1,440 | $290 | 25.2% |
| Georgia | $1,060 | -$90 | -7.8% |
| Hawaii | $826 | -$324 | -28.2% |
| Idaho | $776 | -$374 | -32.5% |
| Illinois | $858 | -$292 | -25.4% |
| Indiana | $864 | -$286 | -24.9% |
| Iowa | $776 | -$374 | -32.5% |
| Kansas | $1,094 | -$56 | -4.9% |
| Kentucky | $1,568 | $418 | 36.3% |
| Louisiana | $1,702 | $552 | 48.0% |
| Maine | $708 | -$442 | -38.4% |
| Maryland | $946 | -$204 | -17.7% |
| Massachusetts | $920 | -$230 | -20.0% |
| Michigan | $1,998 | $848 | 73.7% |
| Minnesota | $962 | -$188 | -16.3% |
| Mississippi | $1,376 | $226 | 19.7% |
| Missouri | $1,020 | -$130 | -11.3% |
| Montana | $1,236 | $86 | 7.5% |
| Nebraska | $906 | -$244 | -21.2% |
| Nevada | $1,378 | $228 | 19.8% |
| New Hampshire | $828 | -$322 | -28.0% |
| New Jersey | $1,284 | $134 | 11.7% |
| New Mexico | $1,020 | -$130 | -11.3% |
| New York | $1,212 | $62 | 5.4% |
| North Carolina | $662 | -$488 | -42.4% |
| North Dakota | $942 | -$208 | -18.1% |
| Ohio | $792 | -$358 | -31.1% |
| Oklahoma | $1,182 | $32 | 2.8% |
| Oregon | $1,052 | -$98 | -8.5% |
| Pennsylvania | $1,098 | -$52 | -4.5% |
| Rhode Island | $1,534 | $384 | 33.4% |
| South Carolina | $1,042 | -$108 | -9.4% |
| South Dakota | $970 | -$180 | -15.7% |
| Tennessee | $1,008 | -$142 | -12.3% |
| Texas | $1,386 | $236 | 20.5% |
| Utah | $852 | -$298 | -25.9% |
| Vermont | $788 | -$362 | -31.5% |
| Virginia | $690 | -$460 | -40.0% |
| Washington | $890 | -$260 | -22.6% |
| West Virginia | $1,052 | -$98 | -8.5% |
| Wisconsin | $798 | -$352 | -30.6% |
| Wyoming | $1,024 | -$126 | -11.0% |
Using high physical damage deductibles could save up to $350 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,126 | $94 |
| Land Rover LR2 HSE | $1,150 | $96 |
| Land Rover LR2 HSE Luxury | $1,174 | $98 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
| 2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Land Rover LR2 Insurance
Getting lower rates on Land Rover LR2 insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and bundling your home and auto policies. Compare prices every year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below is a recap of the coverage data covered in the charts and tables above.
- It is possible to save as much as $130 per year simply by shopping early and online
- Increasing physical damage deductibles can save approximately $350 each year
- Teenage drivers pay the highest prices, as much as $374 a month if full coverage is included
- High-risk drivers that have major violations or accidents may pay on average $1,320 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,486 |
| 20 | $2,618 |
| 30 | $1,180 |
| 40 | $1,150 |
| 50 | $1,052 |
| 60 | $1,030 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,374 |
| $250 | $1,274 |
| $500 | $1,150 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,150 |
| 50/100 | $1,269 |
| 100/300 | $1,387 |
| 250/500 | $1,695 |
| 100 CSL | $1,316 |
| 300 CSL | $1,577 |
| 500 CSL | $1,767 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,348 |
| 20 | $4,176 |
| 30 | $2,504 |
| 40 | $2,472 |
| 50 | $2,362 |
| 60 | $2,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $79 |
| Total Discounts | $463 |
Discounts are estimated and may not be available from every company or in every state.
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