Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive costs on average $212, collision costs $272, and liability is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing around $2,404. Teen drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The example below illustrates how geographic area affects car insurance rates.

The examples above show why everyone should get quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $674
• Choosing higher $1,000 deductibles can save around $110 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,120
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,330
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,404 or more
• Policy cost that insures a 16-year-old driver for full coverage may cost $4,390 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model of your LR2, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,900 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges from 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,600 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $320 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 takes having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around every time your policy renews by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a review of the information presented in the illustrations above.

• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are expensive to insure, costing up to $366 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,280 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay about $530 each year to raise limits from a 30/60 limit to the 250/500 level