Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs approximately $198, collision costs $248, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,314. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save $102 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,078
• Selecting more expensive low deductibles will increase the cost to $1,272
• At-risk drivers with serious driving violations could pay around $2,314 or more
• The price for full coverage for a teen driver with full coverage can cost $4,260

View Chart as Image

Auto insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the model of your LR2, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR2 Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having good credit, being claim-free, and not having any coverage lapses. Spend time shopping around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a brief review of the information touched on above.

• You may be able to save around $120 per year simply by shopping early and online
• Teen drivers have the highest car insurance prices, possibly costing $355 a month if they have full coverage
• Increasing physical damage deductibles can save around $300 each year
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,240 more per year to insure their LR2
• Policyholders who purchase more liability coverage will pay approximately $520 per year to raise from a low limit to 250/500 limits