Kia Sedona Insurance Rates

U.S. average insurance rates for a Kia Sedona are $868 a year including full coverage. Comprehensive costs an estimated $152, collision costs $178, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing around $1,860. Teens pay the highest rates at $3,464 a year or more.

Average premium for full coverage: $868

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Sedona models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why everyone should compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Kia Sedona insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $530
• Drivers who choose higher $1,000 deductibles will pay approximately $74 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $868
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,012
• Drivers with serious driving violations could pay up to $1,860 or more
• The price that insures a 16-year-old driver for full coverage can cost as much as $3,464 a year

View Chart as Image

Insurance prices for a Kia Sedona are also quite variable based on the model of your Sedona, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,000 to $1,500 extra each year, depending on your age. Kia Sedona insurance for high-risk drivers can cost from 43% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $3,400 a year. View Rates by Age

The state you live in makes a big difference in Kia Sedona insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,240 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $220 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices from multiple companies. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Kia Sedona Insurance

Getting lower rates on insurance for a Kia Sedona not only requires being a low-risk driver, but also having above-average credit, being claim-free, and taking advantage of discounts. Compare rates at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief recap of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who tend to receive serious violations could be charged and average of $990 more annually to insure their Sedona
• Teen drivers are charged the highest prices, possibly costing $289 a month if full coverage is included
• You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $225 each year
• You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date