Kia Sedona Insurance Rates

Estimated insurance prices for a Kia Sedona are $896 every 12 months with full coverage. Comprehensive insurance costs around $162, collision costs $196, and liability is estimated at $402. A policy with only liability insurance costs approximately $446 a year, with a high-risk policy costing $1,922 or more. Teen drivers pay the most at $3,550 a year or more.

Average premium for full coverage: $896

Premium estimates for type of coverage:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Sedona models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences demonstrate why everyone should get quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Kia Sedona insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $543
• Choosing higher $1,000 deductibles can save about $80 annually
• The average price for a 40-year-old good driver using $500 deductibles is $896
• Choosing pricier low deductibles for comp and collision coverage costs an extra $154 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,922 or more
• An auto insurance policy to insure a 16-year-old driver for full coverage can be $3,550 each year

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Car insurance prices for a Kia Sedona also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $240 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $3,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,500 extra annually, depending on your age. Kia Sedona insurance for high-risk drivers ranges from 42% to 136% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Kia Sedona insurance prices. A good driver about age 40 could pay as low as $650 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,210 on average in Florida, Michigan, and New York.

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With such a large range in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Kia Sedona Insurance

Finding better rates on insurance for a Kia Sedona takes being safe and accident-free, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Make time to compare rates at least once a year by getting rate quotes from direct companies, and also from several local insurance agents.

Below you'll find a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,030 more every year than a low-risk driver
• Increasing policy deductibles could save as much as $225 each year
• Youthful drivers are the costliest to insure, possibly costing $296 per month if the policy includes full coverage