Kia Sedona LX Insurance Rates

Average insurance prices for a Kia Sedona LX are $1,234 every 12 months for full coverage. Comprehensive insurance costs around $312, collision insurance costs $476, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs $2,634 or more. Teenage drivers receive the highest rates at up to $4,432 a year.

Annual premium for full coverage: $1,234

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Sedona Trim Level

These differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Kia Sedona LX can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Sedona.

Using high physical damage deductibles could save up to $530 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Kia Sedona LX insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

View Chart as Image

Chart shows Kia Sedona LX insurance rates for various coverage choices and risks. The lowest rate with discounts is $717. Drivers who use higher $1,000 deductibles will pay $1,056. The average rate for a driver age 40 with no violations using $500 deductibles is $1,234. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,580. Drivers with multiple violations and accidents could be charged as much as $2,634. The price for full coverage for a 16-year-old driver is $4,432.

View Chart as Image