Jeep Patriot Insurance Rates

The average insurance rates for a Jeep Patriot are $1,074 a year for full coverage insurance. Comprehensive insurance costs approximately $180, collision costs $272, and liability coverage costs $464. Buying just liability costs as little as $514 a year, with insurance for high-risk drivers costing $2,322 or more. 16-year-old drivers cost the most to insure at $4,284 a year or more.

Average premium for full coverage: $1,074

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Patriot models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The example below illustrates how your location can change auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Jeep Patriot insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $643
• Drivers who choose higher $1,000 deductibles will pay $102 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,074
• Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $200 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,322 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,284 a year

View Chart as Image

Insurance rates for a Jeep Patriot also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state makes a big difference in Jeep Patriot insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $310 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Jeep Patriot insurance for high-risk drivers can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Patriot Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a quick rundown of the data illustrated above.

• Consumers who purchase higher liability limits will pay around $510 annually to go from a 30/60 limit to 250/500 limits
• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $300 each year
• Teens are expensive to insure, possibly costing $357 each month for full coverage