Jeep Patriot Insurance Rates

U.S. average insurance rates for a Jeep Patriot are $1,074 a year for full coverage insurance. Comprehensive insurance costs around $180 a year, collision costs $272, and liability coverage costs around $464. Buying just liability costs as low as $514 a year, with insurance for high-risk drivers costing $2,322 or more. Teenage drivers pay the highest rates at $4,284 a year or more.

Average premium for full coverage: $1,074

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Patriot trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Jeep Patriot insurance rates for additional coverage choices and driver risks.

• The best discount rate is $643
• Using higher $1,000 deductibles will save about $972 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,074
• Using low $100 deductibles for physical damage coverage will cost an additional $200 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,322 or more
• The price that insures a teenage driver can be $4,284 or more

View Chart as Image

Insurance prices for a Jeep Patriot are also quite variable based on the trim level of your Patriot, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,200 a year. View Rates by Age

The state you live in has a huge impact on Jeep Patriot insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $310 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Patriot Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices at least once a year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the primary concepts that were touched on in this article.

• It is possible to save up to $120 per year simply by quoting early and online
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,250 more every year to insure a Jeep Patriot
• Increasing physical damage deductibles can save approximately $300 each year
• Drivers under the age of 20 are charged the highest prices, as much as $357 a month if comprehensive and collision insurance is included