Jeep Patriot Insurance Rates

The average auto insurance rates for a Jeep Patriot are $1,074 annually with full coverage. Comprehensive insurance costs approximately $180 a year, collision costs $272, and liability costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing $2,322 or more. 16-year-old drivers cost the most to insure at $4,284 a year or more.

Average premium for full coverage: $1,074

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Patriot trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Jeep Patriot insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $643
• Using higher $1,000 deductibles will save $972 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,074
• Buying low $100 deductibles for physical damage coverage costs an additional $200 every year
• Drivers with multiple tickets or accidents could pay around $2,322 or more
• Policy cost with full coverage for a teen driver can cost $4,284 or more

View Chart as Image

Insurance rates for a Jeep Patriot also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $310 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jeep Patriot insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jeep Patriot Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the coverage data covered in the charts and tables above.

• You may be able to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers under the age of 20 are the costliest to insure, as much as $357 each month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,250 more per year to insure a Jeep Patriot