Jeep Patriot Insurance Rates

U.S. average insurance rates for a Jeep Patriot are $1,098 a year including full coverage. Comprehensive insurance costs around $188 each year, collision costs $292, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,368 or more. Teens pay the highest rates at $4,344 a year or more.

Average premium for full coverage: $1,098

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Patriot models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance rates.

The ranges above highlight why all drivers should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jeep Patriot insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $655
• Using higher $1,000 deductibles will save about $110 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,098
• Selecting low deductibles for physical damage coverage will cost an additional $206 each year
• Higher-risk drivers with serious driving violations could pay at least $2,368 or more
• The price that insures a teenage driver can be $4,344 or more

View Chart as Image

Auto insurance prices for a Jeep Patriot are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 41% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age

The state you live in has a huge impact on Jeep Patriot insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,560 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Patriot Insurance

Getting lower rates on auto insurance requires having a decent driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare rates once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief review of the data that was touched on in the above illustrations.

• You may be able to save up to $130 per year simply by quoting online in advance
• Consumers who may need additional liability coverage will pay approximately $510 per year to increase from a low limit to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, possibly costing $362 a month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions may have to pay on average $1,270 more every year than a driver with a clean driving record