Jeep Patriot Insurance Rates

The average auto insurance rates for a Jeep Patriot are $1,074 annually including full coverage. Comprehensive insurance costs on average $180, collision costs $272, and liability costs around $464. A liability-only policy costs as low as $514 a year, with high-risk insurance costing $2,322 or more. Teenage drivers cost the most to insure at $4,284 a year or more.

Average premium for full coverage: $1,074

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Patriot models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jeep Patriot insurance rates for different risk profiles and scenarios.

• The best discount rate is $643
• Using higher $1,000 deductibles will save around $102 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,074
• Using pricier low deductibles for physical damage coverage costs an additional $200 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,322 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $4,284 or more

View Chart as Image

Car insurance rates for a Jeep Patriot also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Jeep Patriot insurance for high-risk drivers can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $310 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jeep Patriot insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jeep Patriot Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief summary of the concepts that were presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations pay on average $1,250 more each year for car insurance
• Teenagers are expensive to insure, with premiums being up to $357 each month if comprehensive and collision insurance is included
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $300 each year
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date