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Jaguar XF R 4-Dr Sedan Insurance Rates

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Estimated insurance rates for a Jaguar XF R 4-Dr Sedan are $1,968 a year for full coverage. Comprehensive insurance costs approximately $494 each year, collision costs $952, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $4,264 or more. Teen drivers pay the most at $6,928 a year or more.

Annual premium for full coverage: $1,968

Premium estimates by individual coverage:

Comprehensive $494
Collision $952
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XF Trim Level

For the average driver, insurance rates for a Jaguar XF R 4-Dr Sedan go from the low end price of $430 for just liability coverage to a high rate of $4,264 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,968
High Risk $4,264

These rate differences show why all drivers should compare rates using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Jaguar XF R 4-Dr Sedan also have a wide range based on the actual cash value of your XF, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,300 to $3,100 additional annually, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,900 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XF R 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $970 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Jaguar XF R 4-Dr Sedan insurance cost comparison chart
Column chart showing Jaguar XF R 4-Dr Sedan insurance prices range from $1,092 to $6,928 for full coverage

Chart shows Jaguar XF R 4-Dr Sedan insurance prices for different risks and coverage choices. The cheapest price with discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay $1,640. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,968. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,606. High risk drivers could be charged up to $4,264. The policy rate for full coverage for a teenager is $6,928.

Jaguar XF R 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,778 -$190 -9.7%
Alaska $1,508 -$460 -23.4%
Arizona $1,634 -$334 -17.0%
Arkansas $1,968 -$0 0.0%
California $2,240 $272 13.8%
Colorado $1,880 -$88 -4.5%
Connecticut $2,022 $54 2.7%
Delaware $2,226 $258 13.1%
Florida $2,458 $490 24.9%
Georgia $1,816 -$152 -7.7%
Hawaii $1,414 -$554 -28.2%
Idaho $1,330 -$638 -32.4%
Illinois $1,464 -$504 -25.6%
Indiana $1,482 -$486 -24.7%
Iowa $1,328 -$640 -32.5%
Kansas $1,870 -$98 -5.0%
Kentucky $2,684 $716 36.4%
Louisiana $2,910 $942 47.9%
Maine $1,212 -$756 -38.4%
Maryland $1,622 -$346 -17.6%
Massachusetts $1,572 -$396 -20.1%
Michigan $3,418 $1,450 73.7%
Minnesota $1,646 -$322 -16.4%
Mississippi $2,358 $390 19.8%
Missouri $1,744 -$224 -11.4%
Montana $2,112 $144 7.3%
Nebraska $1,550 -$418 -21.2%
Nevada $2,358 $390 19.8%
New Hampshire $1,418 -$550 -27.9%
New Jersey $2,198 $230 11.7%
New Mexico $1,742 -$226 -11.5%
New York $2,072 $104 5.3%
North Carolina $1,134 -$834 -42.4%
North Dakota $1,610 -$358 -18.2%
Ohio $1,356 -$612 -31.1%
Oklahoma $2,020 $52 2.6%
Oregon $1,802 -$166 -8.4%
Pennsylvania $1,876 -$92 -4.7%
Rhode Island $2,622 $654 33.2%
South Carolina $1,782 -$186 -9.5%
South Dakota $1,658 -$310 -15.8%
Tennessee $1,722 -$246 -12.5%
Texas $2,370 $402 20.4%
Utah $1,458 -$510 -25.9%
Vermont $1,346 -$622 -31.6%
Virginia $1,178 -$790 -40.1%
Washington $1,518 -$450 -22.9%
West Virginia $1,802 -$166 -8.4%
Wisconsin $1,362 -$606 -30.8%
Wyoming $1,752 -$216 -11.0%

View Chart as Image

Jaguar XF R 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Jaguar XF R 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,928
20 $4,544
30 $2,082
40 $1,968
50 $1,786
60 $1,756

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XF R 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,606
$250 $2,308
$500 $1,968
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XF R 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,968
50/100 $2,041
100/300 $2,132
250/500 $2,368
100 CSL $2,077
300 CSL $2,277
500 CSL $2,423

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XF R 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $9,982
20 $7,230
30 $4,396
40 $4,264
50 $4,066
60 $4,030

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $280

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $109
Multi-vehicle $101
Homeowner $25
5-yr Accident Free $160
5-yr Claim Free $130
Paid in Full/EFT $102
Advance Quote $104
Online Quote $145
Total Discounts $876
Rate after discounts $1,092

Discounts are estimated and may not be available from every company or in every state.

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