Jaguar XF Insurance Rates

Estimated insurance rates for a Jaguar XF are $1,172 a year including full coverage. Comprehensive costs on average $220, collision insurance costs $320, and liability costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs around $2,526. Teenage drivers pay the most at up to $4,572 a year.

Average premium for full coverage: $1,172

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different XF trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Jaguar XF insurance rates for different risk profiles and scenarios.

• The best discount rate is $695
• Using higher $1,000 deductibles will save around $122 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,172
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,408
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,526
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $4,572 or more

View Chart as Image

Car insurance prices for a Jaguar XF also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XF insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $360 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XF Insurance

Finding better rates on insurance for a Jaguar XF requires being a low-risk driver, having a positive credit history, refrain from filing small claims, and possibly raising deductibles. Compare prices at every other renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a review of the concepts that were presented in the illustrations above.

• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,350 more each year to insure their XF
• Teen drivers are expensive to insure, with the cost nearing $381 per month if full coverage is purchased
• You may be able to save as much as $140 per year just by shopping early and online
• Increasing policy deductibles can save approximately $350 each year
• You may be able to save as much as $140 per year just by shopping early and online