Infiniti Q50 Insurance Rates
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UPDATED: Apr 15, 2024
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What is an Infiniti Q50? The Q50 is a four-door sedan part of Nissan’s luxury line. How much does it cost to insure an Infiniti Q50 on average? The Infiniti Q50 insurance rates are $135 per month or $1,624 annually. However, your insurance cost for an Infiniti Q50 might be lower or higher depending on your age, driving record, and where you live.
Did you know that even the age of your car model will impact your annual insurance rates? For example, older models like the 2015 Infiniti Q50 insurance costs are lower than the 2019 Infiniti Q50 insurance costs.
Read through our comprehensive guide to better understand what factors determine insurance rates on an Infiniti Q50; by the time you’re done, you’ll be able to easily secure cheap car insurance quotes.
If you’re already ready to easily compare rates between different providers and lower your Infiniti Q50 insurance rates, simply enter your five-digit ZIP code into our FREE quote comparison tool.
Average insurance rates for an Infiniti Q50 are $1,548 a year including full coverage. Comprehensive insurance costs approximately $320 a year, collision insurance costs $640, and liability costs around $430. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs $3,374 or more. Teen drivers receive the highest rates at up to $5,768 a year.
Average premium for full coverage: $1,548
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Q50 trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $486 for a discount liability-only rate to a high of $3,374 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can make a big difference on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.
These examples highlight why it is important to compare prices using their specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Infiniti Q50 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $875
- Using higher $1,000 deductibles will save $1,332 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,548
- Choosing low $100 deductibles for physical damage coverage will cost an extra $428 annually
- High-risk insureds with multiple violations and an at-fault accident could pay around $3,374
- The cost for full coverage for a 16-year-old driver can cost $5,768 or more
Auto insurance rates for an Infiniti Q50 can also vary considerably based on your driver profile, the model of your Q50, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age
Where you live has a huge impact on Infiniti Q50 insurance prices. A driver around age 40 might see rates as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,210 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,400 | -$148 | -9.6% |
Alaska | $1,190 | -$358 | -23.1% |
Arizona | $1,286 | -$262 | -16.9% |
Arkansas | $1,548 | -$0 | 0.0% |
California | $1,766 | $218 | 14.1% |
Colorado | $1,480 | -$68 | -4.4% |
Connecticut | $1,594 | $46 | 3.0% |
Delaware | $1,754 | $206 | 13.3% |
Florida | $1,938 | $390 | 25.2% |
Georgia | $1,430 | -$118 | -7.6% |
Hawaii | $1,112 | -$436 | -28.2% |
Idaho | $1,048 | -$500 | -32.3% |
Illinois | $1,156 | -$392 | -25.3% |
Indiana | $1,168 | -$380 | -24.5% |
Iowa | $1,044 | -$504 | -32.6% |
Kansas | $1,472 | -$76 | -4.9% |
Kentucky | $2,114 | $566 | 36.6% |
Louisiana | $2,294 | $746 | 48.2% |
Maine | $956 | -$592 | -38.2% |
Maryland | $1,276 | -$272 | -17.6% |
Massachusetts | $1,240 | -$308 | -19.9% |
Michigan | $2,692 | $1,144 | 73.9% |
Minnesota | $1,296 | -$252 | -16.3% |
Mississippi | $1,856 | $308 | 19.9% |
Missouri | $1,374 | -$174 | -11.2% |
Montana | $1,664 | $116 | 7.5% |
Nebraska | $1,220 | -$328 | -21.2% |
Nevada | $1,856 | $308 | 19.9% |
New Hampshire | $1,118 | -$430 | -27.8% |
New Jersey | $1,732 | $184 | 11.9% |
New Mexico | $1,372 | -$176 | -11.4% |
New York | $1,632 | $84 | 5.4% |
North Carolina | $892 | -$656 | -42.4% |
North Dakota | $1,268 | -$280 | -18.1% |
Ohio | $1,070 | -$478 | -30.9% |
Oklahoma | $1,592 | $44 | 2.8% |
Oregon | $1,420 | -$128 | -8.3% |
Pennsylvania | $1,478 | -$70 | -4.5% |
Rhode Island | $2,066 | $518 | 33.5% |
South Carolina | $1,402 | -$146 | -9.4% |
South Dakota | $1,306 | -$242 | -15.6% |
Tennessee | $1,356 | -$192 | -12.4% |
Texas | $1,868 | $320 | 20.7% |
Utah | $1,148 | -$400 | -25.8% |
Vermont | $1,062 | -$486 | -31.4% |
Virginia | $928 | -$620 | -40.1% |
Washington | $1,198 | -$350 | -22.6% |
West Virginia | $1,420 | -$128 | -8.3% |
Wisconsin | $1,074 | -$474 | -30.6% |
Wyoming | $1,380 | -$168 | -10.9% |
Choosing high deductibles could cut rates by as much as $650 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $387 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 43% to 137% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Infiniti Q50 | $376 | $718 | $372 | $1,624 |
2023 Infiniti Q50 | $358 | $690 | $390 | $1,596 |
2022 Infiniti Q50 | $344 | $686 | $398 | $1,586 |
2021 Infiniti Q50 | $332 | $668 | $416 | $1,574 |
2020 Infiniti Q50 | $320 | $640 | $430 | $1,548 |
2019 Infiniti Q50 | $304 | $618 | $442 | $1,522 |
2018 Infiniti Q50 | $292 | $574 | $452 | $1,476 |
2017 Infiniti Q50 | $280 | $540 | $456 | $1,434 |
2016 Infiniti Q50 | $268 | $484 | $460 | $1,370 |
2015 Infiniti Q50 | $250 | $446 | $460 | $1,314 |
Rates are averaged for all Infiniti Q50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Infiniti Q50 Insurance
Saving money on insurance for an Infiniti Q50 requires avoiding accidents and claims, having good credit, not filing small claims, and possibly higher deductibles. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
The points below are a quick review of the concepts that were illustrated above.
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,830 more per year to insure an Infiniti Q50
- Drivers under the age of 20 have the highest car insurance rates, as much as $481 per month if they have full coverage
- You may be able to save around $190 per year just by quoting early and online
- Increasing deductibles can save around $650 each year
- You may be able to save around $190 per year just by quoting early and online
As you’ve learned from the information above, many factors impact your Infiniti automobile insurance rates. Not only does the state you live in effect what you pay annually for car insurance, but so doesn’t your age and your driving history.
Don’t forget, even the model age of your car will change your average insurance rates. Remember, the 2016 Infiniti Q50 insurance costs will be lower than the 2018 Infiniti Q50 insurance costs.
Fortunately, there are many safety features you can get on an Infiniti Q50 to help you save money on your insurance. Applying for discounts and comparison shopping is the best way to save on your insurance costs for an Infiniti Q50.
When you’re ready to compare cheap Infiniti Q50 insurance rates, just enter your ZIP code into our FREE quote comparison tool below to get started.
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What are the safety ratings for the Infiniti Q50?
Understanding the Infiniti Q50 safety ratings can help you discover car insurance discounts that you may be eligible for. Sometimes, safety ratings can even reveal if your vehicle is actually causing your premiums to increase.
Check out the Infiniti Q50 2020 safety ratings below. The following assessment is also reflective of the 2018 Infiniti Q50 safety ratings, as well as the 2019 Infiniti Q50 model.
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Saftey. If you were wondering are Infiniti Q50 reliable cars, these ratings prove the answer is yes.
However, there are different Infiniti Q50 trims that impact safety rating outcomes. Therefore, exactly how much insurance is on an Infiniti Q50 will depend on the specifications of your individual model. Because not all car model years receive the same safety evaluations, we always recommend checking the safety details for your specific car model.
The maintenance costs of your vehicle can also impact your car insurance premiums. Expensive vehicles cost insurers more to fix or replace, therefore those vehicles often receive higher insurance quotes.
Is the Infiniti Q50 expensive to maintain and are Infiniti Q50 parts expensive? Compared to other luxury vehicles, the Infiniti Q50 is actually cheaper than average to upkeep. Because of how much the maintenance is on the Infiniti Q50, you’re more likely to receive affordable car insurance rates for this luxury vehicle.
Infiniti Q50 Compared Against other Vehicles in the Same Class
Comparing the Infiniti Q50 to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class.
Is the Infiniti Q50 a sports car? No, officially the Insurance Institue for Highway Safety classifies the Infiniti Q50 as a midsize luxury four-door sedan. It is common for a luxury vehicle like the Infiniti Q50 to cost more to insure than basic economy sedans, like the Honda Accord insurance costs.
To better understand how much the Infiniti Q50 loss ratios are compared to other luxury cars, check out similar four-door luxury sedans in the list below:
How does the Infiniti Q50 differ from other vehicles in its class? Unfortunately, the loss ratios for this car are not very good, which might cause your insurance rates to increase.
The collision loss ratio for the Infiniti Q50 is considered substantially worse than average at 85 percent. The comprehensive coverage loss ratio is even higher, reaching a grand total of 90 percent.
The poor loss ratios do not stop there. Unfortunately, the medical payment loss ratio is also substantially worse than average at 69 percent. Finally, the bodily injury liability loss ratio is considered worse than average at 28 percent.
While the numbers are technically not uncommon for luxury cars, the high loss ratios are a big reason why it is more expensive to insure an Infiniti Q50 than other Infiniti Q50 comparable cars.
To those wondering will the color of your Infiniti Q50 affect your rate, don’t worry too much. The color of your vehicle will have no effect on your overall car insurance rates.
On the other hand, the trim you chose might cause your rates to increase or decrease. For example, the Infiniti Q50 red sport insurance costs are higher than the rates for a red basic Infiniti Q50 model.
No matter what model year you own, your specific trims will have a similar impact on your car insurance premiums. In other words, the 2017 Infiniti Q50 insurance costs will be higher if you opt for the sport package. The same can be said for a 2016 Infiniti Q50, or even a brand new 2020 model.
We’ve answered the question of why is the Infiniti Q50 expensive to insure; now you are an expert on Infiniti Q50 insurance rates. You’re ready to start comparison shopping. Enter your five-digit ZIP code into our FREE tool to secure the best Infinity Q50 rates right away.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,768 |
20 | $3,604 |
30 | $1,618 |
40 | $1,548 |
50 | $1,416 |
60 | $1,388 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,976 |
$250 | $1,776 |
$500 | $1,548 |
$1,000 | $1,332 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,548 |
50/100 | $1,634 |
100/300 | $1,742 |
250/500 | $2,021 |
100 CSL | $1,677 |
300 CSL | $1,914 |
500 CSL | $2,086 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,252 |
20 | $5,742 |
30 | $3,454 |
40 | $3,374 |
50 | $3,222 |
60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $83 |
Multi-vehicle | $82 |
Homeowner | $23 |
5-yr Accident Free | $119 |
5-yr Claim Free | $102 |
Paid in Full/EFT | $74 |
Advance Quote | $79 |
Online Quote | $111 |
Total Discounts | $673 |
Discounts are estimated and may not be available from every company or in every state.
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