Infiniti Q50 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2019 Infiniti Q50 Insurance Rates in 2025

Locating the cheapest auto insurance can appear to be problematic for consumers new to quoting and shopping for insurance on the web. Since there are so many companies competing online, how are consumers expected to have the ability to compare all the different companies and get the cheapest rates? It's a good idea to price shop coverage at least once a year since rates fluctuate regularly. Just b...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 15, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What is an Infiniti Q50? The Q50 is a four-door sedan part of Nissan’s luxury line. How much does it cost to insure an Infiniti Q50 on average? The Infiniti Q50 insurance rates are $135 per month or $1,624 annually. However, your insurance cost for an Infiniti Q50 might be lower or higher depending on your age, driving record, and where you live. 

Did you know that even the age of your car model will impact your annual insurance rates? For example, older models like the 2015 Infiniti Q50 insurance costs are lower than the 2019 Infiniti Q50 insurance costs. 

Read through our comprehensive guide to better understand what factors determine insurance rates on an Infiniti Q50; by the time you’re done, you’ll be able to easily secure cheap car insurance quotes. 

If you’re already ready to easily compare rates between different providers and lower your Infiniti Q50 insurance rates, simply enter your five-digit ZIP code into our FREE quote comparison tool.

U.S. average insurance rates for an Infiniti Q50 are $1,522 a year including full coverage. Comprehensive insurance costs on average $304 each year, collision insurance costs $618, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs $3,322 or more. 16-year-old drivers pay the highest rates at up to $5,716 a year.

Average premium for full coverage: $1,522

Price estimates by individual coverage:

Comprehensive $304
Collision $618
Liability $442

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Q50 models.

Price Range from Low to High

For the normal driver, Infiniti Q50 insurance prices range from as low as $496 for just liability coverage to a high rate of $3,322 for high-risk insurance.

Liability Only $496
Full Coverage $1,522
High Risk $3,322

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $1,142
Small Cities $1,598
Large Cities $2,055

The ranges above highlight why all drivers should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Infiniti Q50 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $861
  • Drivers who choose higher $1,000 deductibles will pay around $210 every year
  • The average rate for the average middle-age driver with $500 deductibles is $1,522
  • Buying low deductibles for comprehensive and collision insurance will cost an extra $410 a year
  • High risk drivers with multiple tickets or accidents could pay upwards of $3,322
  • The price for full coverage for a teen driver may cost $5,716 a year

View Chart as Image

Infiniti Q50 insurance cost comparison chart
Column chart showing Infiniti Q50 insurance prices range from $861 to $5,716 for full coverage

Car insurance prices for an Infiniti Q50 are also quite variable based on your driving record, the model of your Q50, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,700 a year. View Rates by Age

The state you live in makes a big difference in Infiniti Q50 insurance rates. A 40-year-old driver could pay as low as $1,170 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,170 on average in Michigan, New York, and Louisiana.

Infiniti Q50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$146 -9.6%
Alaska $1,168 -$354 -23.3%
Arizona $1,266 -$256 -16.8%
Arkansas $1,522 -$0 0.0%
California $1,734 $212 13.9%
Colorado $1,454 -$68 -4.5%
Connecticut $1,566 $44 2.9%
Delaware $1,724 $202 13.3%
Florida $1,904 $382 25.1%
Georgia $1,406 -$116 -7.6%
Hawaii $1,094 -$428 -28.1%
Idaho $1,030 -$492 -32.3%
Illinois $1,134 -$388 -25.5%
Indiana $1,146 -$376 -24.7%
Iowa $1,026 -$496 -32.6%
Kansas $1,448 -$74 -4.9%
Kentucky $2,078 $556 36.5%
Louisiana $2,256 $734 48.2%
Maine $940 -$582 -38.2%
Maryland $1,256 -$266 -17.5%
Massachusetts $1,218 -$304 -20.0%
Michigan $2,644 $1,122 73.7%
Minnesota $1,274 -$248 -16.3%
Mississippi $1,824 $302 19.8%
Missouri $1,350 -$172 -11.3%
Montana $1,636 $114 7.5%
Nebraska $1,202 -$320 -21.0%
Nevada $1,826 $304 20.0%
New Hampshire $1,096 -$426 -28.0%
New Jersey $1,702 $180 11.8%
New Mexico $1,348 -$174 -11.4%
New York $1,604 $82 5.4%
North Carolina $876 -$646 -42.4%
North Dakota $1,246 -$276 -18.1%
Ohio $1,052 -$470 -30.9%
Oklahoma $1,564 $42 2.8%
Oregon $1,394 -$128 -8.4%
Pennsylvania $1,454 -$68 -4.5%
Rhode Island $2,030 $508 33.4%
South Carolina $1,378 -$144 -9.5%
South Dakota $1,286 -$236 -15.5%
Tennessee $1,336 -$186 -12.2%
Texas $1,834 $312 20.5%
Utah $1,128 -$394 -25.9%
Vermont $1,042 -$480 -31.5%
Virginia $912 -$610 -40.1%
Washington $1,178 -$344 -22.6%
West Virginia $1,396 -$126 -8.3%
Wisconsin $1,054 -$468 -30.7%
Wyoming $1,356 -$166 -10.9%

View Chart as Image

Infiniti Q50 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $620 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

Infiniti Q50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Infiniti Q50 $358 $690 $390 $1,596
2023 Infiniti Q50 $344 $686 $398 $1,586
2022 Infiniti Q50 $332 $668 $416 $1,574
2021 Infiniti Q50 $320 $640 $430 $1,548
2020 Infiniti Q50 $304 $618 $442 $1,522
2019 Infiniti Q50 $292 $574 $452 $1,476
2018 Infiniti Q50 $280 $540 $456 $1,434
2017 Infiniti Q50 $268 $484 $460 $1,370
2016 Infiniti Q50 $250 $446 $460 $1,314
2015 Infiniti Q50 $242 $418 $464 $1,282

Rates are averaged for all Infiniti Q50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Infiniti Q50 Insurance

Getting lower rates on Infiniti Q50 insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief summary of the material that was presented in the illustrations above.

  • Drivers who require more liability coverage will pay around $490 per year to go from a low limit to 250/500 limits
  • Teen drivers are expensive to insure, possibly costing $476 a month if full coverage is included
  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,800 more each year to insure their Q50
  • Increasing physical damage deductibles can save around $625 each year

As you’ve learned from the information above, many factors impact your Infiniti automobile insurance rates. Not only does the state you live in effect what you pay annually for car insurance, but so doesn’t your age and your driving history.

Don’t forget, even the model age of your car will change your average insurance rates. Remember, the 2016 Infiniti Q50 insurance costs will be lower than the 2018 Infiniti Q50 insurance costs.

Fortunately, there are many safety features you can get on an Infiniti Q50 to help you save money on your insurance. Applying for discounts and comparison shopping is the best way to save on your insurance costs for an Infiniti Q50. 

When you’re ready to compare cheap Infiniti Q50 insurance rates, just enter your ZIP code into our FREE quote comparison tool below to get started.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

What are the safety ratings for the Infiniti Q50?

Understanding the Infiniti Q50 safety ratings can help you discover car insurance discounts that you may be eligible for. Sometimes, safety ratings can even reveal if your vehicle is actually causing your premiums to increase. 

Check out the Infiniti Q50 2020 safety ratings below. The following assessment is also reflective of the 2018 Infiniti Q50 safety ratings, as well as the 2019 Infiniti Q50 model.  

  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Saftey. If you were wondering are Infiniti Q50 reliable cars, these ratings prove the answer is yes.

However, there are different Infiniti Q50 trims that impact safety rating outcomes. Therefore, exactly how much insurance is on an Infiniti Q50 will depend on the specifications of your individual model. Because not all car model years receive the same safety evaluations, we always recommend checking the safety details for your specific car model. 

The maintenance costs of your vehicle can also impact your car insurance premiums. Expensive vehicles cost insurers more to fix or replace, therefore those vehicles often receive higher insurance quotes. 

Is the Infiniti Q50 expensive to maintain and are Infiniti Q50 parts expensive? Compared to other luxury vehicles, the Infiniti Q50 is actually cheaper than average to upkeep. Because of how much the maintenance is on the Infiniti Q50, you’re more likely to receive affordable car insurance rates for this luxury vehicle. 

Infiniti Q50 Compared Against other Vehicles in the Same Class

Comparing the Infiniti Q50 to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class.

Is the Infiniti Q50 a sports car? No, officially the Insurance Institue for Highway Safety classifies the Infiniti Q50 as a midsize luxury four-door sedan. It is common for a luxury vehicle like the Infiniti Q50 to cost more to insure than basic economy sedans, like the Honda Accord insurance costs. 

To better understand how much the Infiniti Q50 loss ratios are compared to other luxury cars, check out similar four-door luxury sedans in the list below:

How does the Infiniti Q50 differ from other vehicles in its class? Unfortunately, the loss ratios for this car are not very good, which might cause your insurance rates to increase.

The collision loss ratio for the Infiniti Q50 is considered substantially worse than average at 85 percent. The comprehensive coverage loss ratio is even higher, reaching a grand total of 90 percent. 

The poor loss ratios do not stop there. Unfortunately, the medical payment loss ratio is also substantially worse than average at 69 percent. Finally, the bodily injury liability loss ratio is considered worse than average at 28 percent. 

While the numbers are technically not uncommon for luxury cars, the high loss ratios are a big reason why it is more expensive to insure an Infiniti Q50 than other Infiniti Q50 comparable cars. 

To those wondering will the color of your Infiniti Q50 affect your rate, don’t worry too much. The color of your vehicle will have no effect on your overall car insurance rates. 

On the other hand, the trim you chose might cause your rates to increase or decrease. For example, the Infiniti Q50 red sport insurance costs are higher than the rates for a red basic Infiniti Q50 model. 

No matter what model year you own, your specific trims will have a similar impact on your car insurance premiums. In other words, the 2017 Infiniti Q50 insurance costs will be higher if you opt for the sport package. The same can be said for a 2016 Infiniti Q50, or even a brand new 2020 model. 

We’ve answered the question of why is the Infiniti Q50 expensive to insure; now you are an expert on Infiniti Q50 insurance rates. You’re ready to start comparison shopping. Enter your five-digit ZIP code into our FREE tool to secure the best Infinity Q50 rates right away.

Rates by Driver Age

Infiniti Q50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,716
20 $3,548
30 $1,590
40 $1,522
50 $1,392
60 $1,366

Full coverage, $500 deductibles

Rates by Deductible

Infiniti Q50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,932
$250 $1,740
$500 $1,522
$1,000 $1,312

Full coverage, driver age 40

Rates by Liability Limit

Infiniti Q50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,522
50/100 $1,610
100/300 $1,721
250/500 $2,008
100 CSL $1,655
300 CSL $1,898
500 CSL $2,075

Full coverage, driver age 40

Rates for High Risk Drivers

Infiniti Q50 Insurance Rates for High Risk Drivers
Age Premium
16 $8,174
20 $5,658
30 $3,394
40 $3,322
50 $3,172
60 $3,146

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $116
5-yr Claim Free $100
Paid in Full/EFT $72
Advance Quote $78
Online Quote $109
Total Discounts $661
Rate after discounts $861

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles