Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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Average auto insurance rates for a Hyundai Azera are $1,104 annually for full coverage. Comprehensive insurance costs on average $182, collision costs $286, and liability costs $478. Buying just liability costs as little as $526 a year, with insurance for high-risk drivers costing $2,388 or more. Teens receive the highest rates at $4,398 a year or more.
Average premium for full coverage: $1,104
Rate estimates by individual coverage type:
Estimates include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Azera models.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $526 for just liability insurance to the much higher price of $2,388 for a policy for a high-risk driver.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion.
The example below illustrates how location impacts car insurance rates.
These examples show why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Hyundai Azera insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $658
- Drivers who choose higher $1,000 deductibles will pay around $106 a year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,104
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $206 annually
- Drivers with serious driving violations could pay upwards of $2,388 or more
- The cost with full coverage for a 16-year-old driver for full coverage may cost $4,398 a year
Auto insurance rates for a Hyundai Azera can also vary considerably based on the trim level of your Azera, your driver profile, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 in extra premium per year, depending on your age. Hyundai Azera insurance for high-risk drivers can cost from 43% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $320 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Hyundai Azera insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,580 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Every company calculates rates differently, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,082 | $90 |
| Hyundai Azera Limited 4-Dr Sedan | $1,112 | $93 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2016 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2015 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2014 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2011 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2010 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Hyundai Azera Insurance
Saving money on insurance for a Hyundai Azera not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unneeded coverage, and taking advantage of discounts. Spend time shopping around every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
The following is a review of the coverage data touched on above.
- Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $300 each year
- Teens are charged the highest rates, costing as high as $367 per month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,280 more each year for Azera insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,208 |
| 100/300 | $1,327 |
| 250/500 | $1,638 |
| 100 CSL | $1,255 |
| 300 CSL | $1,518 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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