Hyundai Azera Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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Average auto insurance rates for a Hyundai Azera are $978 annually with full coverage. Comprehensive costs around $152, collision insurance costs $208, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $2,106. 16-year-old drivers receive the highest rates at up to $3,970 a year.

Average premium for full coverage: $978

Rate estimates for individual coverage type:

Comprehensive $152
Collision $208
Liability $460

Estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Azera trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $510 for just liability coverage to a much higher rate of $2,106 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $978
High Risk $2,106

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $734
Small Cities $1,027
Large Cities $1,320

These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Hyundai Azera insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $595
  • Choosing higher $1,000 deductibles can save about $82 annually
  • The estimated rate for a 40-year-old driver using $500 deductibles is $978
  • Buying more expensive low deductibles for comp and collision coverage will cost $1,134
  • High-risk insureds with multiple tickets or accidents could pay at least $2,106
  • The cost with full coverage for a teen driver with full coverage can be $3,970 each year

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing Hyundai Azera insurance rates range from $595 to $3,970 for full coverage

Insurance rates for a Hyundai Azera can also vary considerably based on the trim level of your Azera, your driving record, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $240 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $710 a year in states like New Hampshire, Ohio, and Utah, or at least $1,320 on average in Florida, Michigan, and New York.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $886 -$92 -9.4%
Alaska $750 -$228 -23.3%
Arizona $812 -$166 -17.0%
Arkansas $978 -$0 0.0%
California $1,116 $138 14.1%
Colorado $936 -$42 -4.3%
Connecticut $1,006 $28 2.9%
Delaware $1,108 $130 13.3%
Florida $1,224 $246 25.2%
Georgia $902 -$76 -7.8%
Hawaii $704 -$274 -28.0%
Idaho $664 -$314 -32.1%
Illinois $730 -$248 -25.4%
Indiana $736 -$242 -24.7%
Iowa $658 -$320 -32.7%
Kansas $930 -$48 -4.9%
Kentucky $1,336 $358 36.6%
Louisiana $1,448 $470 48.1%
Maine $604 -$374 -38.2%
Maryland $808 -$170 -17.4%
Massachusetts $784 -$194 -19.8%
Michigan $1,700 $722 73.8%
Minnesota $820 -$158 -16.2%
Mississippi $1,172 $194 19.8%
Missouri $866 -$112 -11.5%
Montana $1,052 $74 7.6%
Nebraska $772 -$206 -21.1%
Nevada $1,174 $196 20.0%
New Hampshire $706 -$272 -27.8%
New Jersey $1,094 $116 11.9%
New Mexico $866 -$112 -11.5%
New York $1,032 $54 5.5%
North Carolina $564 -$414 -42.3%
North Dakota $800 -$178 -18.2%
Ohio $676 -$302 -30.9%
Oklahoma $1,006 $28 2.9%
Oregon $896 -$82 -8.4%
Pennsylvania $934 -$44 -4.5%
Rhode Island $1,306 $328 33.5%
South Carolina $886 -$92 -9.4%
South Dakota $826 -$152 -15.5%
Tennessee $858 -$120 -12.3%
Texas $1,180 $202 20.7%
Utah $724 -$254 -26.0%
Vermont $670 -$308 -31.5%
Virginia $586 -$392 -40.1%
Washington $758 -$220 -22.5%
West Virginia $898 -$80 -8.2%
Wisconsin $678 -$300 -30.7%
Wyoming $874 -$104 -10.6%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $962 $80
Hyundai Azera Limited 4-Dr Sedan $984 $82

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Hyundai Azera $206 $364 $464 $1,192
2012 Hyundai Azera $202 $340 $474 $1,174
2006 Hyundai Azera $152 $208 $460 $978

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Hyundai Azera Insurance

Saving money on Hyundai Azera insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a review of the coverage data covered above.

  • You may be able to save up to $110 per year just by shopping early and online
  • Increasing deductibles could save up to $250 each year
  • Drivers age 20 and younger are charged the highest rates, with premiums as much as $331 per month if they have full coverage
  • High-risk drivers who have several accidents or serious violations may pay on average $1,130 more every year to buy Hyundai Azera insurance

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $3,970
20 $2,244
30 $994
40 $978
50 $898
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,134
$250 $1,064
$500 $978
$1,000 $896

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $978
50/100 $1,076
100/300 $1,191
250/500 $1,490
100 CSL $1,122
300 CSL $1,375
500 CSL $1,559

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $5,586
20 $3,576
30 $2,126
40 $2,106
50 $2,016
60 $1,998

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $53
Homeowner $17
5-yr Accident Free $59
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $43
Online Quote $66
Total Discounts $383
Rate after discounts $595

Discounts are estimated and may not be available from every company or in every state.

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