Hyundai Azera Insurance Rates
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UPDATED: May 12, 2022
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Average auto insurance rates for a Hyundai Azera are $978 annually with full coverage. Comprehensive costs around $152, collision insurance costs $208, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $2,106. 16-year-old drivers receive the highest rates at up to $3,970 a year.
Average premium for full coverage: $978
Rate estimates for individual coverage type:
Estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Azera trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $510 for just liability coverage to a much higher rate of $2,106 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Hyundai Azera insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $595
- Choosing higher $1,000 deductibles can save about $82 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $978
- Buying more expensive low deductibles for comp and collision coverage will cost $1,134
- High-risk insureds with multiple tickets or accidents could pay at least $2,106
- The cost with full coverage for a teen driver with full coverage can be $3,970 each year
Insurance rates for a Hyundai Azera can also vary considerably based on the trim level of your Azera, your driving record, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $240 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $710 a year in states like New Hampshire, Ohio, and Utah, or at least $1,320 on average in Florida, Michigan, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Hyundai Azera GLS 4-Dr Sedan||$962||$80|
|Hyundai Azera Limited 4-Dr Sedan||$984||$82|
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2013 Hyundai Azera||$206||$364||$464||$1,192|
|2012 Hyundai Azera||$202||$340||$474||$1,174|
|2006 Hyundai Azera||$152||$208||$460||$978|
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Hyundai Azera Insurance
Saving money on Hyundai Azera insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a review of the coverage data covered above.
- You may be able to save up to $110 per year just by shopping early and online
- Increasing deductibles could save up to $250 each year
- Drivers age 20 and younger are charged the highest rates, with premiums as much as $331 per month if they have full coverage
- High-risk drivers who have several accidents or serious violations may pay on average $1,130 more every year to buy Hyundai Azera insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$59|
|5-yr Claim Free||$61|
|Paid in Full/EFT||$35|
Discounts are estimated and may not be available from every company or in every state.