Hyundai Azera Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 17, 2024

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Estimated insurance prices for a Hyundai Azera are $1,104 every 12 months with full coverage. Comprehensive costs around $182 a year, collision costs $286, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing around $2,388. 16-year-old drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,104

Premium estimates for type of coverage:

Comprehensive $182
Collision $286
Liability $478

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Azera trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Hyundai Azera go from the cheapest price of $526 for just liability coverage to a high of $2,388 for a driver that may need high-risk insurance.

Liability Only $526
Full Coverage $1,104
High Risk $2,388

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $828
Small Cities $1,159
Large Cities $1,490

These rate differences demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Hyundai Azera insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $658
  • Choosing higher $1,000 deductibles can save about $998 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,104
  • Buying low $100 deductibles for comp and collision coverage increases the price to $1,310
  • Higher-risk drivers with multiple tickets or accidents could pay at least $2,388 or more
  • An auto insurance policy to insure a 16-year-old driver can be $4,398 each year

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing full coverage Hyundai Azera insurance rates range from $658 to $4,398

Insurance prices for a Hyundai Azera also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $320 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Hyundai Azera insurance prices. A good driver about age 40 could pay as low as $800 a year in states like New Hampshire, Ohio, and Utah, or at least $1,490 on average in Florida, Michigan, and New York.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $998 -$106 -9.6%
Alaska $848 -$256 -23.2%
Arizona $918 -$186 -16.8%
Arkansas $1,104 -$0 0.0%
California $1,258 $154 13.9%
Colorado $1,056 -$48 -4.3%
Connecticut $1,134 $30 2.7%
Delaware $1,250 $146 13.2%
Florida $1,382 $278 25.2%
Georgia $1,018 -$86 -7.8%
Hawaii $792 -$312 -28.3%
Idaho $748 -$356 -32.2%
Illinois $824 -$280 -25.4%
Indiana $832 -$272 -24.6%
Iowa $744 -$360 -32.6%
Kansas $1,050 -$54 -4.9%
Kentucky $1,506 $402 36.4%
Louisiana $1,634 $530 48.0%
Maine $680 -$424 -38.4%
Maryland $910 -$194 -17.6%
Massachusetts $884 -$220 -19.9%
Michigan $1,918 $814 73.7%
Minnesota $924 -$180 -16.3%
Mississippi $1,322 $218 19.7%
Missouri $980 -$124 -11.2%
Montana $1,188 $84 7.6%
Nebraska $872 -$232 -21.0%
Nevada $1,322 $218 19.7%
New Hampshire $796 -$308 -27.9%
New Jersey $1,236 $132 12.0%
New Mexico $978 -$126 -11.4%
New York $1,162 $58 5.3%
North Carolina $634 -$470 -42.6%
North Dakota $902 -$202 -18.3%
Ohio $764 -$340 -30.8%
Oklahoma $1,134 $30 2.7%
Oregon $1,010 -$94 -8.5%
Pennsylvania $1,054 -$50 -4.5%
Rhode Island $1,472 $368 33.3%
South Carolina $998 -$106 -9.6%
South Dakota $932 -$172 -15.6%
Tennessee $968 -$136 -12.3%
Texas $1,332 $228 20.7%
Utah $818 -$286 -25.9%
Vermont $756 -$348 -31.5%
Virginia $662 -$442 -40.0%
Washington $852 -$252 -22.8%
West Virginia $1,010 -$94 -8.5%
Wisconsin $764 -$340 -30.8%
Wyoming $984 -$120 -10.9%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,082 $90
Hyundai Azera Limited 4-Dr Sedan $1,112 $93

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $240 $470 $456 $1,324
2016 Hyundai Azera $230 $422 $460 $1,270
2015 Hyundai Azera $214 $388 $460 $1,220
2014 Hyundai Azera $206 $364 $464 $1,192
2013 Hyundai Azera $202 $340 $474 $1,174
2012 Hyundai Azera $186 $316 $474 $1,134
2011 Hyundai Azera $182 $286 $478 $1,104
2010 Hyundai Azera $170 $262 $474 $1,064
2006 Hyundai Azera $150 $198 $452 $958

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Hyundai Azera Insurance

Finding better rates on insurance for a Hyundai Azera takes being safe and accident-free, having above-average credit, being claim-free, and taking advantage of discounts. Take the time to comparison shop once a year by quoting rates from direct companies, and also from several local insurance agents.

Below you'll find a condensed summary of the data that was touched on in the above illustrations.

  • You may be able to save up to $130 per year simply by quoting early and online
  • Insureds who may need more liability protection will pay around $530 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • Youthful drivers are charged the highest prices, possibly costing $367 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents pay on average $1,280 more every year than a low-risk driver

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,542
30 $1,128
40 $1,104
50 $1,014
60 $992

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,310
$250 $1,214
$500 $1,104
$1,000 $998

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,104
50/100 $1,208
100/300 $1,327
250/500 $1,638
100 CSL $1,255
300 CSL $1,518
500 CSL $1,710

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $6,220
20 $4,056
30 $2,416
40 $2,388
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $446
Rate after discounts $658

Discounts are estimated and may not be available from every company or in every state.

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