Hyundai Azera Insurance Rates

U.S. average insurance rates for a Hyundai Azera are $958 a year with full coverage. Comprehensive insurance costs on average $150 a year, collision costs $198, and liability insurance costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,058 or more. Teen drivers pay the highest rates at $3,886 a year or more.

Average premium for full coverage: $958

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Azera trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $585
• Using higher $1,000 deductibles will save around $878 annually
• The average rate for the average middle-age driver with $500 deductibles is $958
• Choosing low $100 deductibles for physical damage coverage will cost an extra $150 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,058 or more
• The price for full coverage for a teen driver may cost $3,886 or more

View Chart as Image

Car insurance prices for a Hyundai Azera are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $3,800 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see prices as low as $690 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $230 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 128% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Azera Insurance

Getting lower rates on Hyundai Azera insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a brief review of the car insurance concepts covered above.

• High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,100 more each year for auto insurance
• You may be able to save as much as $110 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $225 each year
• Drivers who require higher levels of liability will pay about $500 every year to increase from a low limit to 250/500 limits