Hyundai Azera Insurance Rates

U.S. average insurance rates for a Hyundai Azera are $1,064 a year including full coverage. Comprehensive insurance costs on average $170, collision costs $262, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,300 or more. Teenage drivers pay the highest rates at $4,266 a year or more.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Azera trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $638
• Raising to $1,000 deductibles will save around $100 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,064
• Using more expensive low deductibles will cost an extra $188 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,300 or more
• The price for full coverage for a teen driver with full coverage may cost $4,266

View Chart as Image

Insurance prices for a Hyundai Azera are also quite variable based on your driving record, the model of your Azera, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $290 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Hyundai Azera Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having a good credit history, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a condensed summary of the concepts that were covered in the above illustrations.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,240 more each year to insure a Hyundai Azera
• Drivers under the age of 20 pay higher prices, possibly costing $356 a month including comprehensive and collision insurance
• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $300 each year
• You may be able to save as much as $120 per year simply by shopping early and online