Hyundai Azera Insurance Rates

The average auto insurance rates for a Hyundai Azera are $1,030 annually for full coverage. Comprehensive costs on average $160, collision costs $238, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,222. Teens cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $621
• Using higher $1,000 deductibles will save around $90 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,030
• Selecting more expensive low deductibles for physical damage coverage will cost $1,202
• Drivers with serious driving violations could pay upwards of $2,222 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $4,156 or more

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,200 to $1,800 additional every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $270 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see rates as low as $680 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,470 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from as many companies as possible. Each insurance company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Hyundai Azera Insurance

Finding cheaper rates on Hyundai Azera insurance requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a quick review of the information covered above.

• Drivers can save as much as $120 per year simply by shopping early and online
• Teenage drivers pay higher rates, costing up to $346 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $250 each year
• High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,190 more each year for auto insurance
• Drivers who require higher levels of liability will pay approximately $520 each year to increase from a 30/60 limit to higher 250/500 limits