Hyundai Azera Insurance Rates
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Michelle Robbins
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UPDATED: May 17, 2024
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U.S. average insurance prices for a Hyundai Azera are $1,030 every 12 months for full coverage insurance. Comprehensive insurance costs on average $160 a year, collision insurance costs $238, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,222 or more. Teenage drivers pay the highest rates at up to $4,156 a year.
Average premium for full coverage: $1,030
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Azera trim levels.
Price Range from Low to High
For a driver in their 40's, Hyundai Azera insurance prices range from the cheapest price of $522 for a discount liability-only rate to a high of $2,222 for a high-risk insurance policy.
Geographic Price Range
Your location has a significant impact on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.
The ranges above illustrate why it is important to compare rates based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Hyundai Azera insurance rates for different risk profiles and scenarios.
- The best discount rate is $621
- Drivers who choose higher $1,000 deductibles will pay around $940 each year
- The average price for the average middle-age driver with $500 deductibles is $1,030
- Using low $100 deductibles for comprehensive and collision insurance costs an extra $172 a year
- High risk drivers who are prone to accidents and violations could pay upwards of $2,222
- The price to insure a teen driver may cost $4,156 a year
Car insurance prices for a Hyundai Azera are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Azera.
Using high physical damage deductibles could save up to $270 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,390 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $930 | -$100 | -9.7% |
| Alaska | $788 | -$242 | -23.5% |
| Arizona | $854 | -$176 | -17.1% |
| Arkansas | $1,030 | -$0 | 0.0% |
| California | $1,172 | $142 | 13.8% |
| Colorado | $982 | -$48 | -4.7% |
| Connecticut | $1,058 | $28 | 2.7% |
| Delaware | $1,164 | $134 | 13.0% |
| Florida | $1,288 | $258 | 25.0% |
| Georgia | $950 | -$80 | -7.8% |
| Hawaii | $738 | -$292 | -28.3% |
| Idaho | $694 | -$336 | -32.6% |
| Illinois | $764 | -$266 | -25.8% |
| Indiana | $774 | -$256 | -24.9% |
| Iowa | $694 | -$336 | -32.6% |
| Kansas | $980 | -$50 | -4.9% |
| Kentucky | $1,404 | $374 | 36.3% |
| Louisiana | $1,522 | $492 | 47.8% |
| Maine | $634 | -$396 | -38.4% |
| Maryland | $848 | -$182 | -17.7% |
| Massachusetts | $824 | -$206 | -20.0% |
| Michigan | $1,788 | $758 | 73.6% |
| Minnesota | $860 | -$170 | -16.5% |
| Mississippi | $1,232 | $202 | 19.6% |
| Missouri | $912 | -$118 | -11.5% |
| Montana | $1,106 | $76 | 7.4% |
| Nebraska | $812 | -$218 | -21.2% |
| Nevada | $1,234 | $204 | 19.8% |
| New Hampshire | $740 | -$290 | -28.2% |
| New Jersey | $1,150 | $120 | 11.7% |
| New Mexico | $912 | -$118 | -11.5% |
| New York | $1,084 | $54 | 5.2% |
| North Carolina | $592 | -$438 | -42.5% |
| North Dakota | $842 | -$188 | -18.3% |
| Ohio | $710 | -$320 | -31.1% |
| Oklahoma | $1,058 | $28 | 2.7% |
| Oregon | $942 | -$88 | -8.5% |
| Pennsylvania | $982 | -$48 | -4.7% |
| Rhode Island | $1,370 | $340 | 33.0% |
| South Carolina | $932 | -$98 | -9.5% |
| South Dakota | $868 | -$162 | -15.7% |
| Tennessee | $902 | -$128 | -12.4% |
| Texas | $1,240 | $210 | 20.4% |
| Utah | $762 | -$268 | -26.0% |
| Vermont | $706 | -$324 | -31.5% |
| Virginia | $616 | -$414 | -40.2% |
| Washington | $798 | -$232 | -22.5% |
| West Virginia | $942 | -$88 | -8.5% |
| Wisconsin | $712 | -$318 | -30.9% |
| Wyoming | $918 | -$112 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,010 | $84 |
| Hyundai Azera Limited 4-Dr Sedan | $1,036 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2016 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2015 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2014 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2013 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2012 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2011 Hyundai Azera | $160 | $238 | $474 | $1,030 |
| 2010 Hyundai Azera | $154 | $214 | $468 | $994 |
| 2006 Hyundai Azera | $132 | $180 | $442 | $912 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Hyundai Azera Insurance
Getting lower rates on Hyundai Azera insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a summary of the car insurance concepts covered in the charts and tables above.
- High-risk drivers who have multiple accidents or major violations pay on average $1,190 more each year than a low-risk driver
- It is possible to save as much as $120 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $250 each year
- Drivers who require more liability protection will pay an extra $520 annually to go from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,156 |
| 20 | $2,366 |
| 30 | $1,048 |
| 40 | $1,030 |
| 50 | $944 |
| 60 | $926 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,202 |
| $250 | $1,122 |
| $500 | $1,030 |
| $1,000 | $940 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,030 |
| 50/100 | $1,131 |
| 100/300 | $1,249 |
| 250/500 | $1,557 |
| 100 CSL | $1,178 |
| 300 CSL | $1,439 |
| 500 CSL | $1,629 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,860 |
| 20 | $3,776 |
| 30 | $2,242 |
| 40 | $2,222 |
| 50 | $2,128 |
| 60 | $2,106 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $70 |
| Total Discounts | $409 |
Discounts are estimated and may not be available from every company or in every state.
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