Hyundai Azera Insurance Rates

U.S. average insurance prices for a Hyundai Azera are $1,030 every 12 months for full coverage insurance. Comprehensive costs on average $160, collision insurance costs $238, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,222. Teenage drivers pay the highest rates at up to $4,156 a year.

Average premium for full coverage: $1,030

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Azera trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $621
• Raising to $1,000 deductibles will save around $90 each year
• The average price for the average middle-age driver with $500 deductibles is $1,030
• Using more expensive low deductibles increases the price to $1,202
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,222
• The price to insure a teenage driver with full coverage may cost $4,156

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Insurance prices for a Hyundai Azera are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Azera.

Using high physical damage deductibles can reduce prices by up to $270 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,800 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Hyundai Azera insurance rates. A middle-age driver might find prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,390 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Hyundai Azera Insurance

Getting lower rates on auto insurance consists of being a good driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick review of the information touched on in this article.

• It is possible to save as much as $120 per year just by shopping early and online
• Drivers age 16 to 20 pay higher prices, as much as $346 a month if full coverage is included
• Increasing physical damage deductibles could save as much as $250 each year
• Drivers with a DUI or reckless driving violation pay on average $1,190 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay an extra $520 annually to raise from a low limit to a 250/500 level