Hyundai Azera Insurance Rates

The average insurance rates for a Hyundai Azera are $1,030 a year for full coverage insurance. Comprehensive insurance costs approximately $160 a year, collision costs $238, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,222 or more. Teens cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance prices.

The examples above illustrate why it is important to compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $621
• Drivers who choose higher $1,000 deductibles will pay $940 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,030
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $172 a year
• High risk drivers with serious driving violations could pay around $2,222 or more
• Policy cost that insures a teen driver can cost $4,156 a year

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on the trim level of your Azera, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,390 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $270 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Azera Insurance

Finding cheaper rates on Hyundai Azera insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Compare rates every other policy renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

Below is a summary of the ideas that were touched on above.

• Teenage drivers are expensive to insure, possibly costing $346 each month if full coverage is included
• High-risk drivers who have multiple accidents or major violations could be charged and average of $1,190 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• It is possible to save around $120 per year simply by quoting early and online