Hyundai Azera Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 17, 2024
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Average insurance prices for a Hyundai Azera are $1,064 every 12 months including full coverage. Comprehensive costs an estimated $170 a year, collision insurance costs $262, and liability insurance is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,300. Teen drivers receive the highest rates at up to $4,266 a year.
Average premium for full coverage: $1,064
Rate estimates broken down by individual coverage type:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Azera trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from the cheapest price of $522 for just liability insurance to a high of $2,300 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.
These examples highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Hyundai Azera insurance rates for other coverage scenarios.
- The lowest rate with discounts is $638
- Raising to $1,000 deductibles will save approximately $964 every year
- The average price for a 40-year-old driver who has $500 deductibles is $1,064
- Choosing low $100 deductibles increases the price to $1,252
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,300
- The cost to insure a teen driver can cost as much as $4,266
Auto insurance rates for a Hyundai Azera can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.
Choosing high deductibles can reduce rates by up to $290 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates
Where you live also has a big influence on Hyundai Azera insurance rates. A middle-age driver might find rates as low as $820 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,520 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $962 | -$102 | -9.6% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,212 | $148 | 13.9% |
| Colorado | $1,016 | -$48 | -4.5% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,204 | $140 | 13.2% |
| Florida | $1,332 | $268 | 25.2% |
| Georgia | $980 | -$84 | -7.9% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $800 | -$264 | -24.8% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,010 | -$54 | -5.1% |
| Kentucky | $1,450 | $386 | 36.3% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $852 | -$212 | -19.9% |
| Michigan | $1,846 | $782 | 73.5% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,274 | $210 | 19.7% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,142 | $78 | 7.3% |
| Nebraska | $838 | -$226 | -21.2% |
| Nevada | $1,276 | $212 | 19.9% |
| New Hampshire | $764 | -$300 | -28.2% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $942 | -$122 | -11.5% |
| New York | $1,120 | $56 | 5.3% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $870 | -$194 | -18.2% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,092 | $28 | 2.6% |
| Oregon | $974 | -$90 | -8.5% |
| Pennsylvania | $1,016 | -$48 | -4.5% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $964 | -$100 | -9.4% |
| South Dakota | $898 | -$166 | -15.6% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,282 | $218 | 20.5% |
| Utah | $788 | -$276 | -25.9% |
| Vermont | $728 | -$336 | -31.6% |
| Virginia | $636 | -$428 | -40.2% |
| Washington | $822 | -$242 | -22.7% |
| West Virginia | $974 | -$90 | -8.5% |
| Wisconsin | $738 | -$326 | -30.6% |
| Wyoming | $946 | -$118 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,042 | $87 |
| Hyundai Azera Limited 4-Dr Sedan | $1,070 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2016 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2015 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2014 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2013 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2012 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2011 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2010 Hyundai Azera | $160 | $238 | $474 | $1,030 |
| 2006 Hyundai Azera | $138 | $190 | $446 | $932 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Hyundai Azera Insurance
Saving money on Hyundai Azera insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The points below are a summary of the primary concepts that were presented in the illustrations above.
- You may be able to save approximately $120 per year just by quoting early and online
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,240 more annually to insure a Hyundai Azera
- Increasing deductibles could save as much as $300 each year
- Drivers under the age of 20 are the costliest to insure, as much as $356 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,266 |
| 20 | $2,446 |
| 30 | $1,084 |
| 40 | $1,064 |
| 50 | $976 |
| 60 | $956 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,252 |
| $250 | $1,164 |
| $500 | $1,064 |
| $1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,165 |
| 100/300 | $1,283 |
| 250/500 | $1,591 |
| 100 CSL | $1,212 |
| 300 CSL | $1,473 |
| 500 CSL | $1,663 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,904 |
| 30 | $2,322 |
| 40 | $2,300 |
| 50 | $2,198 |
| 60 | $2,176 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $426 |
Discounts are estimated and may not be available from every company or in every state.
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