Hyundai Azera Insurance Rates

Estimated insurance rates for a Hyundai Azera are $1,064 a year including full coverage. Comprehensive costs around $170, collision costs $262, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,300. Teenage drivers pay the most at $4,266 a year or more.

Average premium for full coverage: $1,064

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all Azera models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

These rate differences highlight why everyone should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Hyundai Azera insurance rates for additional coverage choices and driver risks.

• The best discount rate is $638
• Using higher $1,000 deductibles will save about $100 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,064
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,252
• Drivers who are prone to accidents and violations could pay at least $2,300 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,266 or more

View Chart as Image

Auto insurance prices for a Hyundai Azera also have a wide range based on the model of your Azera, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Hyundai Azera insurance for high-risk drivers can be anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,200 a year. View Rates by Age

Where you choose to live has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $290 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Azera Insurance

Finding better rates on Hyundai Azera insurance requires avoiding accidents and violations, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief review of the data touched on above.

• Drivers who may need higher liability limits will pay an extra $520 per year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $300 each year
• Teenagers are expensive to insure, with the cost nearing $356 per month if the policy includes full coverage