Hyundai Azera Insurance Rates

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UPDATED: May 17, 2024

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U.S. average insurance rates for a Hyundai Azera are $1,064 a year for full coverage. Comprehensive insurance costs on average $170 each year, collision insurance costs $262, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,300 or more. Teen drivers pay the highest rates at up to $4,266 a year.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

Comprehensive $170
Collision $262
Liability $474

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Azera models.

Price Range from Low to High

For the normal driver, Hyundai Azera insurance prices range from the low end price of $522 for just the minimum liability insurance to a high rate of $2,300 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

The ranges above show why all drivers should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Hyundai Azera insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $638
  • Using higher $1,000 deductibles will save around $100 a year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,064
  • Choosing low deductibles for physical damage coverage will cost an additional $188 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,300
  • The price that insures a 16-year-old driver may cost $4,266 or more

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing Hyundai Azera insurance prices range from $638 to $4,266 for full coverage

Auto insurance prices for a Hyundai Azera are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 42% to 136% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Azera insurance prices. A driver around age 40 might see prices as low as $700 a year in states like Idaho, Maine, and Iowa, or as much as $1,520 on average in Michigan, Louisiana, and New York.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $290 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,042 $87
Hyundai Azera Limited 4-Dr Sedan $1,070 $89

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $230 $422 $460 $1,270
2016 Hyundai Azera $214 $388 $460 $1,220
2015 Hyundai Azera $206 $364 $464 $1,192
2014 Hyundai Azera $202 $340 $474 $1,174
2013 Hyundai Azera $186 $316 $474 $1,134
2012 Hyundai Azera $182 $286 $478 $1,104
2011 Hyundai Azera $170 $262 $474 $1,064
2010 Hyundai Azera $160 $238 $474 $1,030
2006 Hyundai Azera $138 $190 $446 $932

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Hyundai Azera Insurance

Getting lower rates on insurance for a Hyundai Azera requires being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a brief recap of the information presented in the illustrations above.

  • Drivers can save as much as $120 per year just by quoting online in advance
  • Drivers age 16 to 20 are charged the highest prices, with premiums as much as $356 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $300 each year
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,240 more each year than a safer driver
  • Insureds who require an increased level of liability coverage will pay about $520 each year to increase from a low limit to the 250/500 level

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,165
100/300 $1,283
250/500 $1,591
100 CSL $1,212
300 CSL $1,473
500 CSL $1,663

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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