Hyundai Azera Insurance Rates

The average auto insurance rates for a Hyundai Azera are $1,030 annually including full coverage. Comprehensive insurance costs around $160, collision insurance costs $238, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,222 or more. Teens cost the most to insure at up to $4,156 a year.

Average premium for full coverage: $1,030

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Hyundai Azera insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $621
• Choosing higher $1,000 deductibles can save about $90 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,030
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $172 every year
• Unlucky drivers with serious driving violations could pay at least $2,222
• Policy cost with full coverage for a teen driver with full coverage can be $4,156 each year

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Car insurance rates for a Hyundai Azera also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $270 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Hyundai Azera insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,470 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Hyundai Azera Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the material that was covered above.

• Policyholders who may need higher liability limits will pay approximately $520 per year to raise limits from a 30/60 limit to higher 250/500 limits
• Teenagers are the costliest to insure, with premiums being up to $346 each month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,190 more every year for car insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year