Hyundai Azera Insurance Rates

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UPDATED: May 17, 2024

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Average insurance prices for a Hyundai Azera are $1,030 every 12 months for full coverage insurance. Comprehensive insurance costs around $160 each year, collision insurance costs $238, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,222 or more. Teens receive the highest rates at up to $4,156 a year.

Average premium for full coverage: $1,030

Rate estimates for individual coverage type:

Comprehensive $160
Collision $238
Liability $474

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Azera models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $522 for just liability coverage to a high rate of $2,222 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,030
High Risk $2,222

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $773
Small Cities $1,082
Large Cities $1,391

These examples illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Detailed Rate Analysis

The chart below illustrates average Hyundai Azera insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $621
  • Raising to $1,000 deductibles will save about $90 each year
  • The average price for a 40-year-old driver using $500 deductibles is $1,030
  • Selecting low deductibles costs an extra $172 annually
  • Drivers with serious driving violations could pay at least $2,222
  • The cost to insure a 16-year-old driver can be $4,156

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing Hyundai Azera insurance prices range from $621 to $4,156 for full coverage

Insurance rates for a Hyundai Azera can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $270 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,200 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find rates as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,390 on average in Michigan, New York, and Florida.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $930 -$100 -9.7%
Alaska $788 -$242 -23.5%
Arizona $854 -$176 -17.1%
Arkansas $1,030 -$0 0.0%
California $1,172 $142 13.8%
Colorado $982 -$48 -4.7%
Connecticut $1,058 $28 2.7%
Delaware $1,164 $134 13.0%
Florida $1,288 $258 25.0%
Georgia $950 -$80 -7.8%
Hawaii $738 -$292 -28.3%
Idaho $694 -$336 -32.6%
Illinois $764 -$266 -25.8%
Indiana $774 -$256 -24.9%
Iowa $694 -$336 -32.6%
Kansas $980 -$50 -4.9%
Kentucky $1,404 $374 36.3%
Louisiana $1,522 $492 47.8%
Maine $634 -$396 -38.4%
Maryland $848 -$182 -17.7%
Massachusetts $824 -$206 -20.0%
Michigan $1,788 $758 73.6%
Minnesota $860 -$170 -16.5%
Mississippi $1,232 $202 19.6%
Missouri $912 -$118 -11.5%
Montana $1,106 $76 7.4%
Nebraska $812 -$218 -21.2%
Nevada $1,234 $204 19.8%
New Hampshire $740 -$290 -28.2%
New Jersey $1,150 $120 11.7%
New Mexico $912 -$118 -11.5%
New York $1,084 $54 5.2%
North Carolina $592 -$438 -42.5%
North Dakota $842 -$188 -18.3%
Ohio $710 -$320 -31.1%
Oklahoma $1,058 $28 2.7%
Oregon $942 -$88 -8.5%
Pennsylvania $982 -$48 -4.7%
Rhode Island $1,370 $340 33.0%
South Carolina $932 -$98 -9.5%
South Dakota $868 -$162 -15.7%
Tennessee $902 -$128 -12.4%
Texas $1,240 $210 20.4%
Utah $762 -$268 -26.0%
Vermont $706 -$324 -31.5%
Virginia $616 -$414 -40.2%
Washington $798 -$232 -22.5%
West Virginia $942 -$88 -8.5%
Wisconsin $712 -$318 -30.9%
Wyoming $918 -$112 -10.9%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,010 $84
Hyundai Azera Limited 4-Dr Sedan $1,036 $86

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $214 $388 $460 $1,220
2016 Hyundai Azera $206 $364 $464 $1,192
2015 Hyundai Azera $202 $340 $474 $1,174
2014 Hyundai Azera $186 $316 $474 $1,134
2013 Hyundai Azera $182 $286 $478 $1,104
2012 Hyundai Azera $170 $262 $474 $1,064
2011 Hyundai Azera $160 $238 $474 $1,030
2010 Hyundai Azera $154 $214 $468 $994
2006 Hyundai Azera $132 $180 $442 $912

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Hyundai Azera Insurance

Saving money on insurance for a Hyundai Azera consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the data that was covered above.

  • It is possible to save up to $120 per year just by quoting online in advance
  • Insureds who may need more liability coverage will pay approximately $520 annually to raise from a minimum limit to a 250/500 level
  • Teen drivers pay higher rates, costing up to $346 per month if they have full coverage
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,190 more every year to insure their Azera

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,156
20 $2,366
30 $1,048
40 $1,030
50 $944
60 $926

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,202
$250 $1,122
$500 $1,030
$1,000 $940

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,030
50/100 $1,131
100/300 $1,249
250/500 $1,557
100 CSL $1,178
300 CSL $1,439
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $5,860
20 $3,776
30 $2,242
40 $2,222
50 $2,128
60 $2,106

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $70
Total Discounts $409
Rate after discounts $621

Discounts are estimated and may not be available from every company or in every state.

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