Hyundai Azera Insurance Rates

The average insurance rates for a Hyundai Azera are $1,030 a year including full coverage. Comprehensive costs approximately $160, collision insurance costs $238, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,222. Teenage drivers cost the most to insure at up to $4,156 a year.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Azera models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The best discount rate is $621
• Choosing higher $1,000 deductibles can save $90 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,030
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,202
• High-risk insureds who are prone to accidents and violations could pay around $2,222
• Policy cost that insures a teen driver for full coverage can cost $4,156 each year

View Chart as Image

Car insurance rates for a Hyundai Azera also range considerably based on the model of your Azera, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Hyundai Azera insurance for high-risk drivers ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,470 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $270 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Hyundai Azera Insurance

Finding cheaper rates on Hyundai Azera insurance takes being a good driver, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Compare prices once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief recap of the data that was presented in the illustrations above.

• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Drivers who purchase an increased level of liability coverage will pay an extra $520 per year to raise limits from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $346 each month if full coverage is purchased
• High-risk drivers who tend to receive serious violations will likely pay on average $1,190 more per year than a safer driver