Hyundai Azera Insurance Rates

The average insurance prices for a Hyundai Azera are $1,030 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $160 a year, collision insurance costs $238, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,222 or more. Teens cost the most to insure at up to $4,156 a year.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $621
• Raising to $1,000 deductibles will save $940 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,030
• Selecting low $100 deductibles costs an extra $172 every year
• At-risk drivers with serious driving violations could pay around $2,222
• Policy cost to insure a teen driver can cost $4,156

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Insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your risk profile, and the model of your Azera.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $270 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,390 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Hyundai Azera Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the primary concepts that were illustrated above.

• It is possible to save around $120 per year just by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,190 more per year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Teenagers are expensive to insure, possibly costing $346 each month if they have full coverage