Hyundai Azera Insurance Rates

The average insurance rates for a Hyundai Azera are $1,104 a year for full coverage insurance. Comprehensive costs on average $182, collision costs $286, and liability costs $478. Liability-only coverage costs as little as $526 a year, with high-risk coverage costing around $2,388. Teens cost the most to insure at $4,398 a year or more.

Average premium for full coverage: $1,104

Policy rates by type of insurance:

Includes $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $658
• Drivers who choose higher $1,000 deductibles will pay around $106 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,104
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,310
• Higher-risk drivers with serious driving violations could pay upwards of $2,388 or more
• Policy cost for full coverage for a teen driver with full coverage may cost $4,398 a year

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Hyundai Azera insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,490 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $320 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 additional every year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Hyundai Azera Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a recap of the data that was covered in the above illustrations.

• It is possible to save as much as $130 per year simply by shopping early and online
• Policyholders who require increased levels of liability coverage will pay approximately $530 annually to go from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger pay higher rates, possibly costing $367 each month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents pay an average of $1,280 more each year to buy Hyundai Azera insurance