Hyundai Azera Insurance Rates

Estimated insurance rates for a Hyundai Azera are $1,064 a year for full coverage insurance. Comprehensive costs an estimated $170 a year, collision costs $262, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,300. Teenage drivers pay the most at $4,266 a year or more.

Average premium for full coverage: $1,064

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Azera trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

These rate differences illustrate why it is important to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Hyundai Azera insurance rates for other coverage scenarios.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay approximately $964 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,064
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,252
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,300 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,266 a year

View Chart as Image

Insurance prices for a Hyundai Azera also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Azera insurance prices. A 40-year-old driver could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $290 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Hyundai Azera Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the information touched on above.

• It is possible to save approximately $120 per year simply by quoting early and online
• Teenagers are charged the highest prices, with premiums being up to $356 per month for full coverage
• Increasing policy deductibles can save around $300 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,240 more annually for car insurance
• Policyholders who want higher liability limits will pay an extra $520 annually to go from 30/60 bodily injury limits to 250/500 limits