Hyundai Azera Insurance Rates

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UPDATED: May 17, 2024

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The average insurance rates for a Hyundai Azera are $1,030 a year for full coverage insurance. Comprehensive insurance costs approximately $160 a year, collision costs $238, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,222 or more. Teens cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Comprehensive $160
Collision $238
Liability $474

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Azera trim levels.

Price Range Variability

For the average driver, Hyundai Azera insurance rates go from the low end price of $522 for just liability insurance to a high of $2,222 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,030
High Risk $2,222

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $773
Small Cities $1,082
Large Cities $1,391

The examples above illustrate why it is important to compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below illustrates estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $621
  • Drivers who choose higher $1,000 deductibles will pay $940 each year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,030
  • Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $172 a year
  • High risk drivers with serious driving violations could pay around $2,222 or more
  • Policy cost that insures a teen driver can cost $4,156 a year

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing full coverage Hyundai Azera insurance prices range from $621 to $4,156

Insurance rates for a Hyundai Azera also range considerably based on the trim level of your Azera, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,390 on average in Florida, New York, and Michigan.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $930 -$100 -9.7%
Alaska $788 -$242 -23.5%
Arizona $854 -$176 -17.1%
Arkansas $1,030 -$0 0.0%
California $1,172 $142 13.8%
Colorado $982 -$48 -4.7%
Connecticut $1,058 $28 2.7%
Delaware $1,164 $134 13.0%
Florida $1,288 $258 25.0%
Georgia $950 -$80 -7.8%
Hawaii $738 -$292 -28.3%
Idaho $694 -$336 -32.6%
Illinois $764 -$266 -25.8%
Indiana $774 -$256 -24.9%
Iowa $694 -$336 -32.6%
Kansas $980 -$50 -4.9%
Kentucky $1,404 $374 36.3%
Louisiana $1,522 $492 47.8%
Maine $634 -$396 -38.4%
Maryland $848 -$182 -17.7%
Massachusetts $824 -$206 -20.0%
Michigan $1,788 $758 73.6%
Minnesota $860 -$170 -16.5%
Mississippi $1,232 $202 19.6%
Missouri $912 -$118 -11.5%
Montana $1,106 $76 7.4%
Nebraska $812 -$218 -21.2%
Nevada $1,234 $204 19.8%
New Hampshire $740 -$290 -28.2%
New Jersey $1,150 $120 11.7%
New Mexico $912 -$118 -11.5%
New York $1,084 $54 5.2%
North Carolina $592 -$438 -42.5%
North Dakota $842 -$188 -18.3%
Ohio $710 -$320 -31.1%
Oklahoma $1,058 $28 2.7%
Oregon $942 -$88 -8.5%
Pennsylvania $982 -$48 -4.7%
Rhode Island $1,370 $340 33.0%
South Carolina $932 -$98 -9.5%
South Dakota $868 -$162 -15.7%
Tennessee $902 -$128 -12.4%
Texas $1,240 $210 20.4%
Utah $762 -$268 -26.0%
Vermont $706 -$324 -31.5%
Virginia $616 -$414 -40.2%
Washington $798 -$232 -22.5%
West Virginia $942 -$88 -8.5%
Wisconsin $712 -$318 -30.9%
Wyoming $918 -$112 -10.9%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $270 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,010 $84
Hyundai Azera Limited 4-Dr Sedan $1,036 $86

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $214 $388 $460 $1,220
2016 Hyundai Azera $206 $364 $464 $1,192
2015 Hyundai Azera $202 $340 $474 $1,174
2014 Hyundai Azera $186 $316 $474 $1,134
2013 Hyundai Azera $182 $286 $478 $1,104
2012 Hyundai Azera $170 $262 $474 $1,064
2011 Hyundai Azera $160 $238 $474 $1,030
2010 Hyundai Azera $154 $214 $468 $994
2006 Hyundai Azera $132 $180 $442 $912

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Hyundai Azera Insurance

Finding cheaper rates on Hyundai Azera insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Compare rates every other policy renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

Below is a summary of the ideas that were touched on above.

  • Teenage drivers are expensive to insure, possibly costing $346 each month if full coverage is included
  • High-risk drivers who have multiple accidents or major violations could be charged and average of $1,190 more per year for auto insurance
  • Increasing comprehensive and collision deductibles can save approximately $250 each year
  • It is possible to save around $120 per year simply by quoting early and online

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,156
20 $2,366
30 $1,048
40 $1,030
50 $944
60 $926

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,202
$250 $1,122
$500 $1,030
$1,000 $940

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,030
50/100 $1,131
100/300 $1,249
250/500 $1,557
100 CSL $1,178
300 CSL $1,439
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $5,860
20 $3,776
30 $2,242
40 $2,222
50 $2,128
60 $2,106

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $70
Total Discounts $409
Rate after discounts $621

Discounts are estimated and may not be available from every company or in every state.

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