Hyundai Azera Insurance Rates
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Michelle Robbins
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UPDATED: May 17, 2024
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The average insurance rates for a Hyundai Azera are $1,030 a year for full coverage insurance. Comprehensive insurance costs an estimated $160, collision insurance costs $238, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,222 or more. 16-year-old drivers cost the most to insure at up to $4,156 a year.
Average premium for full coverage: $1,030
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Azera models.
Price Range Variability
For a driver in their 40's, Hyundai Azera insurance rates range from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,222 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The example below illustrates how location helps determine insurance prices.
The examples above illustrate why everyone should compare prices for a targeted area, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Hyundai Azera insurance rates for other coverage scenarios.
- The best full coverage rate is $621
- Using higher $1,000 deductibles will save approximately $90 each year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,030
- Buying pricier low deductibles for physical damage coverage will cost an additional $172 each year
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,222
- Policy cost that insures a teenage driver for full coverage can cost as much as $4,156 or more
Auto insurance rates for a Hyundai Azera also range considerably based on the model of your Azera, your age and driving record, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,800 in extra premium every year, depending on your age. Hyundai Azera insurance for high-risk drivers can be around 43% to 130% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age
Your home state has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,390 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $930 | -$100 | -9.7% |
| Alaska | $788 | -$242 | -23.5% |
| Arizona | $854 | -$176 | -17.1% |
| Arkansas | $1,030 | -$0 | 0.0% |
| California | $1,172 | $142 | 13.8% |
| Colorado | $982 | -$48 | -4.7% |
| Connecticut | $1,058 | $28 | 2.7% |
| Delaware | $1,164 | $134 | 13.0% |
| Florida | $1,288 | $258 | 25.0% |
| Georgia | $950 | -$80 | -7.8% |
| Hawaii | $738 | -$292 | -28.3% |
| Idaho | $694 | -$336 | -32.6% |
| Illinois | $764 | -$266 | -25.8% |
| Indiana | $774 | -$256 | -24.9% |
| Iowa | $694 | -$336 | -32.6% |
| Kansas | $980 | -$50 | -4.9% |
| Kentucky | $1,404 | $374 | 36.3% |
| Louisiana | $1,522 | $492 | 47.8% |
| Maine | $634 | -$396 | -38.4% |
| Maryland | $848 | -$182 | -17.7% |
| Massachusetts | $824 | -$206 | -20.0% |
| Michigan | $1,788 | $758 | 73.6% |
| Minnesota | $860 | -$170 | -16.5% |
| Mississippi | $1,232 | $202 | 19.6% |
| Missouri | $912 | -$118 | -11.5% |
| Montana | $1,106 | $76 | 7.4% |
| Nebraska | $812 | -$218 | -21.2% |
| Nevada | $1,234 | $204 | 19.8% |
| New Hampshire | $740 | -$290 | -28.2% |
| New Jersey | $1,150 | $120 | 11.7% |
| New Mexico | $912 | -$118 | -11.5% |
| New York | $1,084 | $54 | 5.2% |
| North Carolina | $592 | -$438 | -42.5% |
| North Dakota | $842 | -$188 | -18.3% |
| Ohio | $710 | -$320 | -31.1% |
| Oklahoma | $1,058 | $28 | 2.7% |
| Oregon | $942 | -$88 | -8.5% |
| Pennsylvania | $982 | -$48 | -4.7% |
| Rhode Island | $1,370 | $340 | 33.0% |
| South Carolina | $932 | -$98 | -9.5% |
| South Dakota | $868 | -$162 | -15.7% |
| Tennessee | $902 | -$128 | -12.4% |
| Texas | $1,240 | $210 | 20.4% |
| Utah | $762 | -$268 | -26.0% |
| Vermont | $706 | -$324 | -31.5% |
| Virginia | $616 | -$414 | -40.2% |
| Washington | $798 | -$232 | -22.5% |
| West Virginia | $942 | -$88 | -8.5% |
| Wisconsin | $712 | -$318 | -30.9% |
| Wyoming | $918 | -$112 | -10.9% |
Opting for high physical damage deductibles could cut rates by as much as $270 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,010 | $84 |
| Hyundai Azera Limited 4-Dr Sedan | $1,036 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2016 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2015 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2014 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2013 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2012 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2011 Hyundai Azera | $160 | $238 | $474 | $1,030 |
| 2010 Hyundai Azera | $154 | $214 | $468 | $994 |
| 2006 Hyundai Azera | $132 | $180 | $442 | $912 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Azera Insurance
Finding cheaper rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The points below are a quick review of the coverage data covered in the charts and tables above.
- It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $250 each year
- Drivers under the age of 20 are the costliest to insure, possibly costing $346 each month if the policy includes full coverage
- Drivers with a DUI or reckless driving violation may have to pay on average $1,190 more annually to insure a Hyundai Azera
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,156 |
| 20 | $2,366 |
| 30 | $1,048 |
| 40 | $1,030 |
| 50 | $944 |
| 60 | $926 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,202 |
| $250 | $1,122 |
| $500 | $1,030 |
| $1,000 | $940 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,030 |
| 50/100 | $1,131 |
| 100/300 | $1,249 |
| 250/500 | $1,557 |
| 100 CSL | $1,178 |
| 300 CSL | $1,439 |
| 500 CSL | $1,629 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,860 |
| 20 | $3,776 |
| 30 | $2,242 |
| 40 | $2,222 |
| 50 | $2,128 |
| 60 | $2,106 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $70 |
| Total Discounts | $409 |
Discounts are estimated and may not be available from every company or in every state.
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