Hyundai Azera Insurance Rates

U.S. average insurance rates for a Hyundai Azera are $1,064 a year for full coverage insurance. Comprehensive insurance costs on average $170 each year, collision costs $262, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,300 or more. Teenage drivers pay the highest rates at $4,266 a year or more.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Azera models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $638
• Choosing higher $1,000 deductibles can save around $100 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,064
• Using low deductibles for comp and collision coverage will cost an extra $188 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,300 or more
• The price for full coverage for a teen driver may cost $4,266 each year

View Chart as Image

Car insurance prices for a Hyundai Azera are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $4,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,440 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $290 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Hyundai Azera Insurance

Getting lower rates on Hyundai Azera insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every couple of years by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief summary of the material that was presented in the illustrations above.

• Drivers who require higher liability limits will pay an extra $520 annually to raise limits from a low limit to 250/500 limits
• Teenagers are expensive to insure, as much as $356 a month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,240 more each year for car insurance
• Increasing physical damage deductibles can save around $300 each year