Hyundai Azera Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

How Much Does 2010 Hyundai Azera Insurance Cost in 2025?

Locating cheaper insurance for a Hyundai Azera could be a painful process, but you can learn a few tricks to save time. There are more efficient ways to buy car insurance so you're going to learn the absolute fastest way to quote coverages for a new or used Hyundai and obtain the lowest price from both online companies and local agents. You should make it a habit to quote other rates before your ...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Hyundai Azera are $1,064 a year for full coverage insurance. Comprehensive costs on average $170, collision insurance costs $262, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,300. Teen drivers receive the highest rates at up to $4,266 a year.

Average premium for full coverage: $1,064

Rate estimates by individual coverage type:

Comprehensive $170
Collision $262
Liability $474

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different Azera trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as low as $522 for liability-only coverage to a much higher rate of $2,300 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Hyundai Azera insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $638
  • Choosing higher $1,000 deductibles can save around $100 each year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,064
  • Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,252
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,300
  • The cost for full coverage for a teenage driver with full coverage may cost $4,266 each year

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing Hyundai Azera insurance rates range from $638 to $4,266 for full coverage

Insurance rates for a Hyundai Azera can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,440 on average in Michigan, New York, and Florida.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Choosing high deductibles can save as much as $290 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance ranges around 42% to 136% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,042 $87
Hyundai Azera Limited 4-Dr Sedan $1,070 $89

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $230 $422 $460 $1,270
2016 Hyundai Azera $214 $388 $460 $1,220
2015 Hyundai Azera $206 $364 $464 $1,192
2014 Hyundai Azera $202 $340 $474 $1,174
2013 Hyundai Azera $186 $316 $474 $1,134
2012 Hyundai Azera $182 $286 $478 $1,104
2011 Hyundai Azera $170 $262 $474 $1,064
2010 Hyundai Azera $160 $238 $474 $1,030
2006 Hyundai Azera $138 $190 $446 $932

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Hyundai Azera Insurance

Saving money on auto insurance takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the car insurance concepts covered above.

  • Drivers with reckless driving or DUI convictions pay an average of $1,240 more each year than a low-risk driver
  • It is possible to save as much as $120 per year just by shopping early and online
  • Increasing deductibles can save around $300 each year
  • Consumers who require more liability protection will pay about $520 annually to raise limits from a minimum limit to 250/500 limits

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,165
100/300 $1,283
250/500 $1,591
100 CSL $1,212
300 CSL $1,473
500 CSL $1,663

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles