GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs around $180, collision insurance costs $202, and liability coverage costs $468. A liability-only policy costs as little as $518 a year, and high-risk insurance costs $2,162 or more. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,008
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $166 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,162
• Policy cost for full coverage for a teenage driver with full coverage can be $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $260 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a quick rundown of the information touched on in this article.

• You may be able to save up to $110 per year just by shopping early and online
• Teenagers are the costliest to insure, with premiums being up to $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers with reckless driving or DUI convictions pay on average $1,150 more every year for car insurance
• Consumers who may need higher liability limits will pay an extra $520 per year to go from a 30/60 limit to 250/500 limits