GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,078 every 12 months with full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability insurance costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates for type of coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $102 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,078
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $194 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,314 or more
• An auto insurance policy to insure a teen driver with full coverage can be $4,260 a year

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Car insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing high deductibles could save up to $300 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,460 on average in Florida, Michigan, and New York.

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With such a large range in prices, the best way to find out your exact price is to compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires being a good driver, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by requesting quotes from direct companies, and also from several local insurance agents.

The following list is a brief review of the material that was covered above.

• Drivers who may need an increased level of liability coverage will pay about $520 every year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 are the costliest to insure, possibly costing $355 per month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions pay on average $1,240 more every year than a safer driver
• Increasing policy deductibles could save as much as $300 each year