GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs approximately $186, collision costs $226, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,238. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay $94 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,222
• High risk drivers with multiple violations and an at-fault accident could pay around $2,238 or more
• Policy cost that insures a teen driver with full coverage can cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $280 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Every company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around at least once a year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The points below are a review of the primary concepts that were covered in the charts and tables above.

• Drivers can save around $120 per year simply by shopping early and online
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,190 more per year to insure a GMC Yukon
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers under the age of 20 are expensive to insure, costing up to $346 each month if full coverage is included