GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180 each year, collision insurance costs $202, and liability insurance is estimated at $468. Buying just liability costs approximately $518 a year, and insurance for high-risk drivers costs around $2,162. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why all drivers should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save $86 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Using low deductibles for comp and collision coverage bumps up the cost to $1,174
• High-risk insureds who are prone to accidents and violations could pay around $2,162
• Policy cost that insures a teen driver can cost $4,034 each year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance takes being a safe and courteous driver, having above-average credit, being claim-free, and possibly raising deductibles. Compare prices every time your policy renews by getting quotes from direct insurance companies, and also from your local car insurance providers.

Below is a brief review of the information presented in the illustrations above.

• It is possible to save around $110 per year just by quoting online in advance
• Teenage drivers are expensive to insure, possibly costing $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,150 more per year for auto insurance
• Drivers who purchase higher levels of liability will pay an extra $520 annually to raise limits from a 30/60 limit to the 250/500 level