GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,078 a year for full coverage insurance. Comprehensive insurance costs around $198, collision costs $248, and liability is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing $2,314 or more. Teenage drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates for type of coverage:

Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why everyone should compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Raising to $1,000 deductibles will save about $102 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,078
• Using pricier low deductibles will cost an additional $194 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,314 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,260

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,300 to $1,800 extra annually, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $300 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every other policy renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a quick rundown of the ideas that were touched on in the above illustrations.

• Teens are the costliest to insure, with premiums being up to $355 per month if full coverage is purchased
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,240 more every year for Yukon insurance
• Increasing policy deductibles can save approximately $300 each year
• It is possible to save up to $120 per year simply by quoting online well ahead of the renewal date