GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive insurance costs an estimated $186, collision costs $226, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,238 or more. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save approximately $94 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,044
• Using more expensive low deductibles for comp and collision coverage will cost an extra $178 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,238 or more
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,152 each year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and liability limits and deductibles.

An older driver with a good driving record and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $280 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the information covered above.

• Drivers can save approximately $120 per year simply by shopping early and online
• Youthful drivers are the costliest to insure, costing up to $346 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $275 each year
• High-risk drivers with DUI or reckless driving convictions pay an average of $1,190 more annually than a low-risk driver
• Drivers who want more liability protection will pay an extra $520 each year to raise limits from a 30/60 limit to 250/500 limits